RHS FINANCIAL, LLC

Filed: 1/24/2025ACC: 0001085146-25-000457

📋 What this filing means

RHS FINANCIAL, LLC filed this quarterly 13F‑HR report disclosing 134 equity positions with a total reported market value of $193.27M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

134

Positions

$193.27M

Total AUM (reported)

4.63M

Total Shares

Allocation by class

COM$12.05M6.2%

FUNDAMENTAL US L$9.38M4.9%

US BRD MKT ETF$8.79M4.5%

FUNDAMENTAL EMER$7.41M3.8%

FUNDAMENTAL INTL$6.69M3.5%

TOTAL STK MKT$6.36M3.3%

VAN FTSE DEV MKT$5.90M3.1%

Portfolio Concentration

Top 3$25.58M13.2%

4–10$38.46M19.9%

11–25$50.05M25.9%

Rest$79.19M41.0%

Top 3 weight

13.2%

Top 10 weight

33.1%

Voting Authority Distribution

Total shares with voting rights: 4.63M

Sole

Full voting authority

4.63M

% of voting shares100.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

0.00

% of voting shares0.0%

Investment Discretion (by position count)

Sole134

Shared0

Other0

Dominant voting typeSole · 100.0% of voting shares

Institutional Holdings134

Rows:

SCHWAB STRATEGIC TR

SOLE

FUNDAMENTAL US L

Shares396K

TypeSH

Market value$9.38M

4.85%

Sole

396K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

US BRD MKT ETF

Shares387.23K

TypeSH

Market value$8.79M

4.55%

Sole

387.23K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

FUNDAMENTAL EMER

Shares255.19K

TypeSH

Market value$7.41M

3.84%

Sole

255.19K

Shared

0.00

None

0.00

VANGUARD INDEX FDS

SOLE

TOTAL STK MKT

Shares21.93K

TypeSH

Market value$6.36M

3.29%

Sole

21.93K

Shared

0.00

None

0.00

VANGUARD TAX-MANAGED FDS

SOLE

VAN FTSE DEV MKT

Shares123.37K

TypeSH

Market value$5.90M

3.05%

Sole

123.37K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

FUNDAMENTAL INTL

Shares175.97K

TypeSH

Market value$5.84M

3.02%

Sole

175.97K

Shared

0.00

None

0.00

ISHARES TR

SOLE

ESG AWR MSCI USA

Shares44.11K

TypeSH

Market value$5.68M

2.94%

Sole

44.11K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

INTL EQTY ETF

Shares284.29K

TypeSH

Market value$5.26M

2.72%

Sole

284.29K

Shared

0.00

None

0.00

ISHARES TR

SOLE

ISHS 1-5YR INVS

Shares91.24K

TypeSH

Market value$4.72M

2.44%

Sole

91.24K

Shared

0.00

None

0.00

ISHARES TR

SOLE

MSCI USA MIN VOL

Shares52.98K

TypeSH

Market value$4.70M

2.43%

Sole

52.98K

Shared

0.00

None

0.00

ISHARES TR

SOLE

ULTRA SHORT-TERM

Shares92.26K

TypeSH

Market value$4.65M

2.41%

Sole

92.26K

Shared

0.00

None

0.00

J P MORGAN EXCHANGE TRADED F

SOLE

DIV RTN EM EQT

Shares82.15K

TypeSH

Market value$4.26M

2.21%

Sole

82.15K

Shared

0.00

None

0.00

ISHARES TR

SOLE

CORE S&P500 ETF

Shares6.86K

TypeSH

Market value$4.04M

2.09%

Sole

6.86K

Shared

0.00

None

0.00

ISHARES TR

SOLE

MSCI USA MMENTM

Shares18.74K

TypeSH

Market value$3.88M

2.01%

Sole

18.74K

Shared

0.00

None

0.00

EA SERIES TRUST

SOLE

ALPHA ARCH 1-3

Shares35.08K

TypeSH

Market value$3.87M

2.00%

Sole

35.08K

Shared

0.00

None

0.00

ISHARES TR

SOLE

INTERNATIONAL SL

Shares117.40K

TypeSH

Market value$3.79M

1.96%

Sole

117.40K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

US LRG CAP ETF

Shares142.22K

TypeSH

Market value$3.30M

1.71%

Sole

142.22K

Shared

0.00

None

0.00

ISHARES TR

SOLE

MSCI USA QLT FCT

Shares17.87K

TypeSH

Market value$3.18M

1.65%

Sole

17.87K

Shared

0.00

None

0.00

VANECK ETF TRUST

SOLE

JP MRGAN EM LOC

Shares132.64K

TypeSH

Market value$3.07M

1.59%

Sole

132.64K

Shared

0.00

None

0.00

ISHARES TR

SOLE

MSCI INTL VLU FT

Shares112.70K

TypeSH

Market value$3.06M

1.58%

Sole

112.70K

Shared

0.00

None

0.00

UBS AG LONDON BRANCH

SOLE

ETRACS UBS BLOOM

Shares113.78K

TypeSH

Market value$2.88M

1.49%

Sole

113.78K

Shared

0.00

None

0.00

WISDOMTREE TR

SOLE

US EFFICIENT COR

Shares56.67K

TypeSH

Market value$2.65M

1.37%

Sole

56.67K

Shared

0.00

None

0.00

ISHARES INC

SOLE

MSCI EMERG MRKT

Shares44.33K

TypeSH

Market value$2.57M

1.33%

Sole

44.33K

Shared

0.00

None

0.00

APPLE INC

SOLE

COM

Shares9.78K

TypeSH

Market value$2.45M

1.27%

Sole

9.78K

Shared

0.00

None

0.00

GOLDMAN SACHS ETF TR

SOLE

ACCES TREASURY

Shares24.09K

TypeSH

Market value$2.41M

1.25%

Sole

24.09K

Shared

0.00

None

0.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole
SCHWAB STRATEGIC TRSOLE	FUNDAMENTAL US L	396K	SH	$9.38M 4.85%	396K
SCHWAB STRATEGIC TRSOLE	US BRD MKT ETF	387.23K	SH	$8.79M 4.55%	387.23K
SCHWAB STRATEGIC TRSOLE	FUNDAMENTAL EMER	255.19K	SH	$7.41M 3.84%	255.19K
VANGUARD INDEX FDSSOLE	TOTAL STK MKT	21.93K	SH	$6.36M 3.29%	21.93K
VANGUARD TAX-MANAGED FDSSOLE	VAN FTSE DEV MKT	123.37K	SH	$5.90M 3.05%	123.37K
SCHWAB STRATEGIC TRSOLE	FUNDAMENTAL INTL	175.97K	SH	$5.84M 3.02%	175.97K
ISHARES TRSOLE	ESG AWR MSCI USA	44.11K	SH	$5.68M 2.94%	44.11K
SCHWAB STRATEGIC TRSOLE	INTL EQTY ETF	284.29K	SH	$5.26M 2.72%	284.29K
ISHARES TRSOLE	ISHS 1-5YR INVS	91.24K	SH	$4.72M 2.44%	91.24K
ISHARES TRSOLE	MSCI USA MIN VOL	52.98K	SH	$4.70M 2.43%	52.98K
ISHARES TRSOLE	ULTRA SHORT-TERM	92.26K	SH	$4.65M 2.41%	92.26K
J P MORGAN EXCHANGE TRADED FSOLE	DIV RTN EM EQT	82.15K	SH	$4.26M 2.21%	82.15K
ISHARES TRSOLE	CORE S&P500 ETF	6.86K	SH	$4.04M 2.09%	6.86K
ISHARES TRSOLE	MSCI USA MMENTM	18.74K	SH	$3.88M 2.01%	18.74K
EA SERIES TRUSTSOLE	ALPHA ARCH 1-3	35.08K	SH	$3.87M 2.00%	35.08K
ISHARES TRSOLE	INTERNATIONAL SL	117.40K	SH	$3.79M 1.96%	117.40K
SCHWAB STRATEGIC TRSOLE	US LRG CAP ETF	142.22K	SH	$3.30M 1.71%	142.22K
ISHARES TRSOLE	MSCI USA QLT FCT	17.87K	SH	$3.18M 1.65%	17.87K
VANECK ETF TRUSTSOLE	JP MRGAN EM LOC	132.64K	SH	$3.07M 1.59%	132.64K
ISHARES TRSOLE	MSCI INTL VLU FT	112.70K	SH	$3.06M 1.58%	112.70K
UBS AG LONDON BRANCHSOLE	ETRACS UBS BLOOM	113.78K	SH	$2.88M 1.49%	113.78K
WISDOMTREE TRSOLE	US EFFICIENT COR	56.67K	SH	$2.65M 1.37%	56.67K
ISHARES INCSOLE	MSCI EMERG MRKT	44.33K	SH	$2.57M 1.33%	44.33K
APPLE INCSOLE	COM	9.78K	SH	$2.45M 1.27%	9.78K
GOLDMAN SACHS ETF TRSOLE	ACCES TREASURY	24.09K	SH	$2.41M 1.25%	24.09K

Page 1 of 6

…