Filed: 4/14/2026ACC: 0001965915-26-000002
📋 What this filing means
RF&L WEALTH MANAGEMENT, LLC filed this quarterly 13F‑HR report disclosing 52 equity positions with a total reported market value of $133.56M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
52
Positions
$133.56M
Total AUM (reported)
1.88M
Total Shares
Allocation by class
US TARGETED VLU$18.10M13.6%
COM$12.82M9.6%
US CORE EQUITY 2$11.00M8.2%
US EQUITY MARKET$10.34M7.7%
US MKTWIDE VALUE$9.74M7.3%
SHORT TRM BOND$9.09M6.8%
FUNDAMENTAL INTL$7.03M5.3%
Portfolio Concentration
Top 3$39.44M29.5%
4–10$47.14M35.3%
11–25$33.17M24.8%
Rest$13.80M10.3%
Top 3 weight
29.5%
Top 10 weight
64.8%
Voting Authority Distribution
Total shares with voting rights: 1.88M
Sole
Full voting authority
0.00
shares
% of voting shares0.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
1.88M
shares
% of voting shares100.0%
Investment Discretion (by position count)
Sole52
Shared0
Other0
Dominant voting typeNone · 100.0% of voting shares
Institutional Holdings52
Rows:
DIMENSIONAL ETF TRUST
SOLEShares289.81K
TypeSH
Market value$18.10M
13.55%
Sole
0.00
Shared
0.00
None
289.81K
DIMENSIONAL ETF TRUST
SOLEShares283.14K
TypeSH
Market value$11.00M
8.24%
Sole
0.00
Shared
0.00
None
283.14K
DIMENSIONAL ETF TRUST
SOLEShares145.85K
TypeSH
Market value$10.34M
7.74%
Sole
0.00
Shared
0.00
None
145.85K
DIMENSIONAL ETF TRUST
SOLEShares200.93K
TypeSH
Market value$9.74M
7.29%
Sole
0.00
Shared
0.00
None
200.93K
VANGUARD BD INDEX FDS
SOLEShares115.90K
TypeSH
Market value$9.09M
6.80%
Sole
0.00
Shared
0.00
None
115.90K
DIMENSIONAL ETF TRUST
SOLEShares128.16K
TypeSH
Market value$6.76M
5.06%
Sole
0.00
Shared
0.00
None
128.16K
DIMENSIONAL ETF TRUST
SOLEShares90.96K
TypeSH
Market value$6.47M
4.84%
Sole
0.00
Shared
0.00
None
90.96K
VANGUARD INDEX FDS
SOLEShares8.92K
TypeSH
Market value$5.33M
3.99%
Sole
0.00
Shared
0.00
None
8.92K
SCHWAB STRATEGIC TR
SOLEShares106.31K
TypeSH
Market value$4.93M
3.69%
Sole
0.00
Shared
0.00
None
106.31K
VANGUARD INDEX FDS
SOLEShares15.02K
TypeSH
Market value$4.82M
3.61%
Sole
0.00
Shared
0.00
None
15.02K
VANGUARD INDEX FDS
SOLEShares21.49K
TypeSH
Market value$4.67M
3.50%
Sole
0.00
Shared
0.00
None
21.49K
ISHARES TR
SOLEShares28.89K
TypeSH
Market value$4.12M
3.08%
Sole
0.00
Shared
0.00
None
28.89K
ISHARES INC
SOLEShares52.07K
TypeSH
Market value$3.63M
2.72%
Sole
0.00
Shared
0.00
None
52.07K
ELI LILLY & CO
SOLEShares3.37K
TypeSH
Market value$3.10M
2.32%
Sole
0.00
Shared
0.00
None
3.37K
ISHARES TR
SOLEShares31.11K
TypeSH
Market value$2.60M
1.95%
Sole
0.00
Shared
0.00
None
31.11K
SCHWAB STRATEGIC TR
SOLEShares42.98K
TypeSH
Market value$2.10M
1.57%
Sole
0.00
Shared
0.00
None
42.98K
ISHARES TR
SOLEShares9.48K
TypeSH
Market value$2.02M
1.52%
Sole
0.00
Shared
0.00
None
9.48K
NVIDIA CORPORATION
SOLEShares10.91K
TypeSH
Market value$1.90M
1.42%
Sole
0.00
Shared
0.00
None
10.91K
ABBVIE INC
SOLEShares8.72K
TypeSH
Market value$1.90M
1.42%
Sole
0.00
Shared
0.00
None
8.72K
DIMENSIONAL ETF TRUST
SOLEShares42.33K
TypeSH
Market value$1.44M
1.08%
Sole
0.00
Shared
0.00
None
42.33K
DIMENSIONAL ETF TRUST
SOLEShares34.07K
TypeSH
Market value$1.34M
1.01%
Sole
0.00
Shared
0.00
None
34.07K
APPLE INC
SOLEShares4.74K
TypeSH
Market value$1.20M
0.90%
Sole
0.00
Shared
0.00
None
4.74K
EA SERIES TRUST
SOLEShares43.51K
TypeSH
Market value$1.10M
0.83%
Sole
0.00
Shared
0.00
None
43.51K
VANGUARD INTL EQUITY INDEX F
SOLEShares19.58K
TypeSH
Market value$1.06M
0.79%
Sole
0.00
Shared
0.00
None
19.58K
ISHARES TR
SOLEShares3.98K
TypeSH
Market value$987.2K
0.74%
Sole
0.00
Shared
0.00
None
3.98K
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
DIMENSIONAL ETF TRUSTSOLE | US TARGETED VLU | 289.81K | SH | $18.10M 13.55% | 0.00 | 0.00 | 289.81K |
DIMENSIONAL ETF TRUSTSOLE | US CORE EQUITY 2 | 283.14K | SH | $11.00M 8.24% | 0.00 | 0.00 | 283.14K |
DIMENSIONAL ETF TRUSTSOLE | US EQUITY MARKET | 145.85K | SH | $10.34M 7.74% | 0.00 | 0.00 | 145.85K |
DIMENSIONAL ETF TRUSTSOLE | US MKTWIDE VALUE | 200.93K | SH | $9.74M 7.29% | 0.00 | 0.00 | 200.93K |
VANGUARD BD INDEX FDSSOLE | SHORT TRM BOND | 115.90K | SH | $9.09M 6.80% | 0.00 | 0.00 | 115.90K |
DIMENSIONAL ETF TRUSTSOLE | INTERNATNAL VAL | 128.16K | SH | $6.76M 5.06% | 0.00 | 0.00 | 128.16K |
DIMENSIONAL ETF TRUSTSOLE | US SMALL CAP ETF | 90.96K | SH | $6.47M 4.84% | 0.00 | 0.00 | 90.96K |
VANGUARD INDEX FDSSOLE | S&P 500 ETF SHS | 8.92K | SH | $5.33M 3.99% | 0.00 | 0.00 | 8.92K |
SCHWAB STRATEGIC TRSOLE | FUNDAMENTAL INTL | 106.31K | SH | $4.93M 3.69% | 0.00 | 0.00 | 106.31K |
VANGUARD INDEX FDSSOLE | TOTAL STK MKT | 15.02K | SH | $4.82M 3.61% | 0.00 | 0.00 | 15.02K |
VANGUARD INDEX FDSSOLE | SM CP VAL ETF | 21.49K | SH | $4.67M 3.50% | 0.00 | 0.00 | 21.49K |
ISHARES TRSOLE | CORE S&P TTL STK | 28.89K | SH | $4.12M 3.08% | 0.00 | 0.00 | 28.89K |
ISHARES INCSOLE | CORE MSCI EMKT | 52.07K | SH | $3.63M 2.72% | 0.00 | 0.00 | 52.07K |
ELI LILLY & COSOLE | COM | 3.37K | SH | $3.10M 2.32% | 0.00 | 0.00 | 3.37K |
ISHARES TRSOLE | CORE MSCI INTL | 31.11K | SH | $2.60M 1.95% | 0.00 | 0.00 | 31.11K |
SCHWAB STRATEGIC TRSOLE | FUNDAMENTAL INTL | 42.98K | SH | $2.10M 1.57% | 0.00 | 0.00 | 42.98K |
ISHARES TRSOLE | RUS 1000 VAL ETF | 9.48K | SH | $2.02M 1.52% | 0.00 | 0.00 | 9.48K |
NVIDIA CORPORATIONSOLE | COM | 10.91K | SH | $1.90M 1.42% | 0.00 | 0.00 | 10.91K |
ABBVIE INCSOLE | COM | 8.72K | SH | $1.90M 1.42% | 0.00 | 0.00 | 8.72K |
DIMENSIONAL ETF TRUSTSOLE | WORLD EX US CORE | 42.33K | SH | $1.44M 1.08% | 0.00 | 0.00 | 42.33K |
DIMENSIONAL ETF TRUSTSOLE | INTL SMALL CAP V | 34.07K | SH | $1.34M 1.01% | 0.00 | 0.00 | 34.07K |
APPLE INCSOLE | COM | 4.74K | SH | $1.20M 0.90% | 0.00 | 0.00 | 4.74K |
EA SERIES TRUSTSOLE | EA BRIDGEWAY OMN | 43.51K | SH | $1.10M 0.83% | 0.00 | 0.00 | 43.51K |
VANGUARD INTL EQUITY INDEX FSOLE | FTSE EMR MKT ETF | 19.58K | SH | $1.06M 0.79% | 0.00 | 0.00 | 19.58K |
ISHARES TRSOLE | RUSSELL 2000 ETF | 3.98K | SH | $987.2K 0.74% | 0.00 | 0.00 | 3.98K |
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