Filed: 1/9/2026ACC: 0001965915-26-000001
📋 What this filing means
RF&L WEALTH MANAGEMENT, LLC filed this quarterly 13F‑HR report disclosing 62 equity positions with a total reported market value of $178.43M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
62
Positions
$178.43M
Total AUM (reported)
2.11M
Total Shares
Allocation by class
COM$50.67M28.4%
US TARGETED VLU$17.40M9.8%
US CORE EQUITY 2$11.28M6.3%
US EQUITY MARKET$10.85M6.1%
US MKTWIDE VALUE$9.53M5.3%
SHORT TRM BOND$8.74M4.9%
CL A$7.64M4.3%
Portfolio Concentration
Top 3$39.52M22.2%
4–10$50.29M28.2%
11–25$58.94M33.0%
Rest$29.67M16.6%
Top 3 weight
22.2%
Top 10 weight
50.3%
Voting Authority Distribution
Total shares with voting rights: 2.11M
Sole
Full voting authority
0.00
shares
% of voting shares0.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
2.11M
shares
% of voting shares100.0%
Investment Discretion (by position count)
Sole62
Shared0
Other0
Dominant voting typeNone · 100.0% of voting shares
Institutional Holdings62
Rows:
DIMENSIONAL ETF TRUST
SOLEShares292.22K
TypeSH
Market value$17.40M
9.75%
Sole
0.00
Shared
0.00
None
292.22K
DIMENSIONAL ETF TRUST
SOLEShares284.81K
TypeSH
Market value$11.28M
6.32%
Sole
0.00
Shared
0.00
None
284.81K
DIMENSIONAL ETF TRUST
SOLEShares146.28K
TypeSH
Market value$10.85M
6.08%
Sole
0.00
Shared
0.00
None
146.28K
DIMENSIONAL ETF TRUST
SOLEShares204.46K
TypeSH
Market value$9.53M
5.34%
Sole
0.00
Shared
0.00
None
204.46K
VANGUARD BD INDEX FDS
SOLEShares110.91K
TypeSH
Market value$8.74M
4.90%
Sole
0.00
Shared
0.00
None
110.91K
APPLE INC
SOLEShares28.02K
TypeSH
Market value$7.62M
4.27%
Sole
0.00
Shared
0.00
None
28.02K
DIMENSIONAL ETF TRUST
SOLEShares93.07K
TypeSH
Market value$6.48M
3.63%
Sole
0.00
Shared
0.00
None
93.07K
DIMENSIONAL ETF TRUST
SOLEShares129.11K
TypeSH
Market value$6.44M
3.61%
Sole
0.00
Shared
0.00
None
129.11K
AMAZON COM INC
SOLEShares25.76K
TypeSH
Market value$5.95M
3.33%
Sole
0.00
Shared
0.00
None
25.76K
META PLATFORMS INC
SOLEShares8.38K
TypeSH
Market value$5.53M
3.10%
Sole
0.00
Shared
0.00
None
8.38K
VANGUARD INDEX FDS
SOLEShares8.82K
TypeSH
Market value$5.53M
3.10%
Sole
0.00
Shared
0.00
None
8.82K
VANGUARD INDEX FDS
SOLEShares15.61K
TypeSH
Market value$5.23M
2.93%
Sole
0.00
Shared
0.00
None
15.61K
MICROSOFT CORP
SOLEShares10.37K
TypeSH
Market value$5.02M
2.81%
Sole
0.00
Shared
0.00
None
10.37K
VANGUARD INDEX FDS
SOLEShares22.82K
TypeSH
Market value$4.83M
2.71%
Sole
0.00
Shared
0.00
None
22.82K
SCHWAB STRATEGIC TR
SOLEShares107.89K
TypeSH
Market value$4.81M
2.69%
Sole
0.00
Shared
0.00
None
107.89K
NVIDIA CORPORATION
SOLEShares25.28K
TypeSH
Market value$4.72M
2.64%
Sole
0.00
Shared
0.00
None
25.28K
ISHARES TR
SOLEShares27.70K
TypeSH
Market value$4.12M
2.31%
Sole
0.00
Shared
0.00
None
27.70K
ABBVIE INC
SOLEShares17.01K
TypeSH
Market value$3.89M
2.18%
Sole
0.00
Shared
0.00
None
17.01K
ELI LILLY & CO
SOLEShares3.53K
TypeSH
Market value$3.79M
2.13%
Sole
0.00
Shared
0.00
None
3.53K
ISHARES INC
SOLEShares51.49K
TypeSH
Market value$3.46M
1.94%
Sole
0.00
Shared
0.00
None
51.49K
COSTCO WHSL CORP NEW
SOLEShares3.87K
TypeSH
Market value$3.33M
1.87%
Sole
0.00
Shared
0.00
None
3.87K
WALMART INC
SOLEShares29.51K
TypeSH
Market value$3.29M
1.84%
Sole
0.00
Shared
0.00
None
29.51K
ISHARES TR
SOLEShares31.08K
TypeSH
Market value$2.56M
1.44%
Sole
0.00
Shared
0.00
None
31.08K
JPMORGAN CHASE & CO.
SOLEShares7K
TypeSH
Market value$2.26M
1.26%
Sole
0.00
Shared
0.00
None
7K
CROWDSTRIKE HLDGS INC
SOLEShares4.50K
TypeSH
Market value$2.11M
1.18%
Sole
0.00
Shared
0.00
None
4.50K
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
DIMENSIONAL ETF TRUSTSOLE | US TARGETED VLU | 292.22K | SH | $17.40M 9.75% | 0.00 | 0.00 | 292.22K |
DIMENSIONAL ETF TRUSTSOLE | US CORE EQUITY 2 | 284.81K | SH | $11.28M 6.32% | 0.00 | 0.00 | 284.81K |
DIMENSIONAL ETF TRUSTSOLE | US EQUITY MARKET | 146.28K | SH | $10.85M 6.08% | 0.00 | 0.00 | 146.28K |
DIMENSIONAL ETF TRUSTSOLE | US MKTWIDE VALUE | 204.46K | SH | $9.53M 5.34% | 0.00 | 0.00 | 204.46K |
VANGUARD BD INDEX FDSSOLE | SHORT TRM BOND | 110.91K | SH | $8.74M 4.90% | 0.00 | 0.00 | 110.91K |
APPLE INCSOLE | COM | 28.02K | SH | $7.62M 4.27% | 0.00 | 0.00 | 28.02K |
DIMENSIONAL ETF TRUSTSOLE | US SMALL CAP ETF | 93.07K | SH | $6.48M 3.63% | 0.00 | 0.00 | 93.07K |
DIMENSIONAL ETF TRUSTSOLE | INTERNATNAL VAL | 129.11K | SH | $6.44M 3.61% | 0.00 | 0.00 | 129.11K |
AMAZON COM INCSOLE | COM | 25.76K | SH | $5.95M 3.33% | 0.00 | 0.00 | 25.76K |
META PLATFORMS INCSOLE | CL A | 8.38K | SH | $5.53M 3.10% | 0.00 | 0.00 | 8.38K |
VANGUARD INDEX FDSSOLE | S&P 500 ETF SHS | 8.82K | SH | $5.53M 3.10% | 0.00 | 0.00 | 8.82K |
VANGUARD INDEX FDSSOLE | TOTAL STK MKT | 15.61K | SH | $5.23M 2.93% | 0.00 | 0.00 | 15.61K |
MICROSOFT CORPSOLE | COM | 10.37K | SH | $5.02M 2.81% | 0.00 | 0.00 | 10.37K |
VANGUARD INDEX FDSSOLE | SM CP VAL ETF | 22.82K | SH | $4.83M 2.71% | 0.00 | 0.00 | 22.82K |
SCHWAB STRATEGIC TRSOLE | FUNDAMENTAL INTL | 107.89K | SH | $4.81M 2.69% | 0.00 | 0.00 | 107.89K |
NVIDIA CORPORATIONSOLE | COM | 25.28K | SH | $4.72M 2.64% | 0.00 | 0.00 | 25.28K |
ISHARES TRSOLE | CORE S&P TTL STK | 27.70K | SH | $4.12M 2.31% | 0.00 | 0.00 | 27.70K |
ABBVIE INCSOLE | COM | 17.01K | SH | $3.89M 2.18% | 0.00 | 0.00 | 17.01K |
ELI LILLY & COSOLE | COM | 3.53K | SH | $3.79M 2.13% | 0.00 | 0.00 | 3.53K |
ISHARES INCSOLE | CORE MSCI EMKT | 51.49K | SH | $3.46M 1.94% | 0.00 | 0.00 | 51.49K |
COSTCO WHSL CORP NEWSOLE | COM | 3.87K | SH | $3.33M 1.87% | 0.00 | 0.00 | 3.87K |
WALMART INCSOLE | COM | 29.51K | SH | $3.29M 1.84% | 0.00 | 0.00 | 29.51K |
ISHARES TRSOLE | CORE MSCI INTL | 31.08K | SH | $2.56M 1.44% | 0.00 | 0.00 | 31.08K |
JPMORGAN CHASE & CO.SOLE | COM | 7K | SH | $2.26M 1.26% | 0.00 | 0.00 | 7K |
CROWDSTRIKE HLDGS INCSOLE | CL A | 4.50K | SH | $2.11M 1.18% | 0.00 | 0.00 | 4.50K |
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