Filed: 10/8/2025ACC: 0001965915-25-000008
📋 What this filing means
RF&L WEALTH MANAGEMENT, LLC filed this quarterly 13F‑HR report disclosing 60 equity positions with a total reported market value of $170.37M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
60
Positions
$170.37M
Total AUM (reported)
2.06M
Total Shares
Allocation by class
COM$46.81M27.5%
US TARGETED VLU$16.91M9.9%
US CORE EQUITY 2$11.04M6.5%
US EQUITY MARKET$10.60M6.2%
US MKTWIDE VALUE$9.28M5.4%
SHORT TRM BOND$8.38M4.9%
CL A$7.05M4.1%
Portfolio Concentration
Top 3$38.56M22.6%
4–10$48.16M28.3%
11–25$57.02M33.5%
Rest$26.63M15.6%
Top 3 weight
22.6%
Top 10 weight
50.9%
Voting Authority Distribution
Total shares with voting rights: 2.06M
Sole
Full voting authority
0.00
shares
% of voting shares0.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
2.06M
shares
% of voting shares100.0%
Investment Discretion (by position count)
Sole60
Shared0
Other0
Dominant voting typeNone · 100.0% of voting shares
Institutional Holdings60
Rows:
DIMENSIONAL ETF TRUST
SOLEShares290.56K
TypeSH
Market value$16.91M
9.93%
Sole
0.00
Shared
0.00
None
290.56K
DIMENSIONAL ETF TRUST
SOLEShares286.25K
TypeSH
Market value$11.04M
6.48%
Sole
0.00
Shared
0.00
None
286.25K
DIMENSIONAL ETF TRUST
SOLEShares146.37K
TypeSH
Market value$10.60M
6.22%
Sole
0.00
Shared
0.00
None
146.37K
DIMENSIONAL ETF TRUST
SOLEShares207.56K
TypeSH
Market value$9.28M
5.44%
Sole
0.00
Shared
0.00
None
207.56K
VANGUARD BD INDEX FDS
SOLEShares106.16K
TypeSH
Market value$8.38M
4.92%
Sole
0.00
Shared
0.00
None
106.16K
APPLE INC
SOLEShares28.28K
TypeSH
Market value$7.20M
4.23%
Sole
0.00
Shared
0.00
None
28.28K
DIMENSIONAL ETF TRUST
SOLEShares93.16K
TypeSH
Market value$6.38M
3.74%
Sole
0.00
Shared
0.00
None
93.16K
DIMENSIONAL ETF TRUST
SOLEShares127.85K
TypeSH
Market value$5.90M
3.46%
Sole
0.00
Shared
0.00
None
127.85K
AMAZON COM INC
SOLEShares25.73K
TypeSH
Market value$5.65M
3.32%
Sole
0.00
Shared
0.00
None
25.73K
MICROSOFT CORP
SOLEShares10.39K
TypeSH
Market value$5.38M
3.16%
Sole
0.00
Shared
0.00
None
10.39K
VANGUARD INDEX FDS
SOLEShares8.56K
TypeSH
Market value$5.24M
3.08%
Sole
0.00
Shared
0.00
None
8.56K
VANGUARD INDEX FDS
SOLEShares15.65K
TypeSH
Market value$5.14M
3.01%
Sole
0.00
Shared
0.00
None
15.65K
SCHWAB STRATEGIC TR
SOLEShares109.46K
TypeSH
Market value$4.87M
2.86%
Sole
0.00
Shared
0.00
None
109.46K
META PLATFORMS INC
SOLEShares6.59K
TypeSH
Market value$4.84M
2.84%
Sole
0.00
Shared
0.00
None
6.59K
VANGUARD INDEX FDS
SOLEShares22.68K
TypeSH
Market value$4.73M
2.78%
Sole
0.00
Shared
0.00
None
22.68K
NVIDIA CORPORATION
SOLEShares25.31K
TypeSH
Market value$4.72M
2.77%
Sole
0.00
Shared
0.00
None
25.31K
ABBVIE INC
SOLEShares17.15K
TypeSH
Market value$3.97M
2.33%
Sole
0.00
Shared
0.00
None
17.15K
ISHARES TR
SOLEShares26.30K
TypeSH
Market value$3.83M
2.25%
Sole
0.00
Shared
0.00
None
26.30K
COSTCO WHSL CORP NEW
SOLEShares3.87K
TypeSH
Market value$3.58M
2.10%
Sole
0.00
Shared
0.00
None
3.87K
ISHARES INC
SOLEShares51.35K
TypeSH
Market value$3.39M
1.99%
Sole
0.00
Shared
0.00
None
51.35K
WALMART INC
SOLEShares29.45K
TypeSH
Market value$3.04M
1.78%
Sole
0.00
Shared
0.00
None
29.45K
ELI LILLY & CO
SOLEShares3.68K
TypeSH
Market value$2.81M
1.65%
Sole
0.00
Shared
0.00
None
3.68K
ISHARES TR
SOLEShares30.47K
TypeSH
Market value$2.44M
1.43%
Sole
0.00
Shared
0.00
None
30.47K
JPMORGAN CHASE & CO.
SOLEShares7K
TypeSH
Market value$2.21M
1.30%
Sole
0.00
Shared
0.00
None
7K
CROWDSTRIKE HLDGS INC
SOLEShares4.50K
TypeSH
Market value$2.21M
1.30%
Sole
0.00
Shared
0.00
None
4.50K
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
DIMENSIONAL ETF TRUSTSOLE | US TARGETED VLU | 290.56K | SH | $16.91M 9.93% | 0.00 | 0.00 | 290.56K |
DIMENSIONAL ETF TRUSTSOLE | US CORE EQUITY 2 | 286.25K | SH | $11.04M 6.48% | 0.00 | 0.00 | 286.25K |
DIMENSIONAL ETF TRUSTSOLE | US EQUITY MARKET | 146.37K | SH | $10.60M 6.22% | 0.00 | 0.00 | 146.37K |
DIMENSIONAL ETF TRUSTSOLE | US MKTWIDE VALUE | 207.56K | SH | $9.28M 5.44% | 0.00 | 0.00 | 207.56K |
VANGUARD BD INDEX FDSSOLE | SHORT TRM BOND | 106.16K | SH | $8.38M 4.92% | 0.00 | 0.00 | 106.16K |
APPLE INCSOLE | COM | 28.28K | SH | $7.20M 4.23% | 0.00 | 0.00 | 28.28K |
DIMENSIONAL ETF TRUSTSOLE | US SMALL CAP ETF | 93.16K | SH | $6.38M 3.74% | 0.00 | 0.00 | 93.16K |
DIMENSIONAL ETF TRUSTSOLE | INTERNATNAL VAL | 127.85K | SH | $5.90M 3.46% | 0.00 | 0.00 | 127.85K |
AMAZON COM INCSOLE | COM | 25.73K | SH | $5.65M 3.32% | 0.00 | 0.00 | 25.73K |
MICROSOFT CORPSOLE | COM | 10.39K | SH | $5.38M 3.16% | 0.00 | 0.00 | 10.39K |
VANGUARD INDEX FDSSOLE | S&P 500 ETF SHS | 8.56K | SH | $5.24M 3.08% | 0.00 | 0.00 | 8.56K |
VANGUARD INDEX FDSSOLE | TOTAL STK MKT | 15.65K | SH | $5.14M 3.01% | 0.00 | 0.00 | 15.65K |
SCHWAB STRATEGIC TRSOLE | FUNDAMENTAL INTL | 109.46K | SH | $4.87M 2.86% | 0.00 | 0.00 | 109.46K |
META PLATFORMS INCSOLE | CL A | 6.59K | SH | $4.84M 2.84% | 0.00 | 0.00 | 6.59K |
VANGUARD INDEX FDSSOLE | SM CP VAL ETF | 22.68K | SH | $4.73M 2.78% | 0.00 | 0.00 | 22.68K |
NVIDIA CORPORATIONSOLE | COM | 25.31K | SH | $4.72M 2.77% | 0.00 | 0.00 | 25.31K |
ABBVIE INCSOLE | COM | 17.15K | SH | $3.97M 2.33% | 0.00 | 0.00 | 17.15K |
ISHARES TRSOLE | CORE S&P TTL STK | 26.30K | SH | $3.83M 2.25% | 0.00 | 0.00 | 26.30K |
COSTCO WHSL CORP NEWSOLE | COM | 3.87K | SH | $3.58M 2.10% | 0.00 | 0.00 | 3.87K |
ISHARES INCSOLE | CORE MSCI EMKT | 51.35K | SH | $3.39M 1.99% | 0.00 | 0.00 | 51.35K |
WALMART INCSOLE | COM | 29.45K | SH | $3.04M 1.78% | 0.00 | 0.00 | 29.45K |
ELI LILLY & COSOLE | COM | 3.68K | SH | $2.81M 1.65% | 0.00 | 0.00 | 3.68K |
ISHARES TRSOLE | CORE MSCI INTL | 30.47K | SH | $2.44M 1.43% | 0.00 | 0.00 | 30.47K |
JPMORGAN CHASE & CO.SOLE | COM | 7K | SH | $2.21M 1.30% | 0.00 | 0.00 | 7K |
CROWDSTRIKE HLDGS INCSOLE | CL A | 4.50K | SH | $2.21M 1.30% | 0.00 | 0.00 | 4.50K |
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