Filed: 7/7/2025ACC: 0001965915-25-000006
📋 What this filing means
RF&L WEALTH MANAGEMENT, LLC filed this quarterly 13F‑HR report disclosing 59 equity positions with a total reported market value of $155.21M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
59
Positions
$155.21M
Total AUM (reported)
2.02M
Total Shares
Allocation by class
COM$41.31M26.6%
US TARGETED VLU$15.64M10.1%
US CORE EQUITY 2$10.31M6.6%
US EQUITY MARKET$9.84M6.3%
US MKTWIDE VALUE$8.71M5.6%
SHORT TRM BOND$7.95M5.1%
CL A$7.16M4.6%
Portfolio Concentration
Top 3$35.78M23.1%
4–10$44.32M28.6%
11–25$51.13M32.9%
Rest$23.97M15.4%
Top 3 weight
23.1%
Top 10 weight
51.6%
Voting Authority Distribution
Total shares with voting rights: 2.02M
Sole
Full voting authority
0.00
shares
% of voting shares0.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
2.02M
shares
% of voting shares100.0%
Investment Discretion (by position count)
Sole59
Shared0
Other0
Dominant voting typeNone · 100.0% of voting shares
Institutional Holdings59
Rows:
DIMENSIONAL ETF TRUST
SOLEShares289.88K
TypeSH
Market value$15.64M
10.08%
Sole
0.00
Shared
0.00
None
289.88K
DIMENSIONAL ETF TRUST
SOLEShares287.57K
TypeSH
Market value$10.31M
6.64%
Sole
0.00
Shared
0.00
None
287.57K
DIMENSIONAL ETF TRUST
SOLEShares146.75K
TypeSH
Market value$9.84M
6.34%
Sole
0.00
Shared
0.00
None
146.75K
DIMENSIONAL ETF TRUST
SOLEShares206K
TypeSH
Market value$8.71M
5.61%
Sole
0.00
Shared
0.00
None
206K
VANGUARD BD INDEX FDS
SOLEShares100.95K
TypeSH
Market value$7.95M
5.12%
Sole
0.00
Shared
0.00
None
100.95K
DIMENSIONAL ETF TRUST
SOLEShares91.72K
TypeSH
Market value$5.84M
3.77%
Sole
0.00
Shared
0.00
None
91.72K
APPLE INC
SOLEShares28.29K
TypeSH
Market value$5.80M
3.74%
Sole
0.00
Shared
0.00
None
28.29K
AMAZON COM INC
SOLEShares25.61K
TypeSH
Market value$5.62M
3.62%
Sole
0.00
Shared
0.00
None
25.61K
DIMENSIONAL ETF TRUST
SOLEShares122.65K
TypeSH
Market value$5.25M
3.38%
Sole
0.00
Shared
0.00
None
122.65K
MICROSOFT CORP
SOLEShares10.35K
TypeSH
Market value$5.15M
3.32%
Sole
0.00
Shared
0.00
None
10.35K
META PLATFORMS INC
SOLEShares6.59K
TypeSH
Market value$4.87M
3.14%
Sole
0.00
Shared
0.00
None
6.59K
VANGUARD INDEX FDS
SOLEShares15.62K
TypeSH
Market value$4.75M
3.06%
Sole
0.00
Shared
0.00
None
15.62K
VANGUARD INDEX FDS
SOLEShares8.32K
TypeSH
Market value$4.73M
3.05%
Sole
0.00
Shared
0.00
None
8.32K
SCHWAB STRATEGIC TR
SOLEShares109.21K
TypeSH
Market value$4.59M
2.96%
Sole
0.00
Shared
0.00
None
109.21K
VANGUARD INDEX FDS
SOLEShares22.80K
TypeSH
Market value$4.45M
2.86%
Sole
0.00
Shared
0.00
None
22.80K
NVIDIA CORPORATION
SOLEShares25.04K
TypeSH
Market value$3.96M
2.55%
Sole
0.00
Shared
0.00
None
25.04K
ISHARES TR
SOLEShares24.72K
TypeSH
Market value$3.34M
2.15%
Sole
0.00
Shared
0.00
None
24.72K
ABBVIE INC
SOLEShares17.56K
TypeSH
Market value$3.26M
2.10%
Sole
0.00
Shared
0.00
None
17.56K
ISHARES INC
SOLEShares49.61K
TypeSH
Market value$2.98M
1.92%
Sole
0.00
Shared
0.00
None
49.61K
ELI LILLY & CO
SOLEShares3.70K
TypeSH
Market value$2.89M
1.86%
Sole
0.00
Shared
0.00
None
3.70K
WALMART INC
SOLEShares29.40K
TypeSH
Market value$2.87M
1.85%
Sole
0.00
Shared
0.00
None
29.40K
CROWDSTRIKE HLDGS INC
SOLEShares4.50K
TypeSH
Market value$2.29M
1.48%
Sole
0.00
Shared
0.00
None
4.50K
ISHARES TR
SOLEShares28.94K
TypeSH
Market value$2.20M
1.42%
Sole
0.00
Shared
0.00
None
28.94K
JPMORGAN CHASE & CO.
SOLEShares7.23K
TypeSH
Market value$2.10M
1.35%
Sole
0.00
Shared
0.00
None
7.23K
SCHWAB STRATEGIC TR
SOLEShares46.67K
TypeSH
Market value$1.87M
1.20%
Sole
0.00
Shared
0.00
None
46.67K
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
DIMENSIONAL ETF TRUSTSOLE | US TARGETED VLU | 289.88K | SH | $15.64M 10.08% | 0.00 | 0.00 | 289.88K |
DIMENSIONAL ETF TRUSTSOLE | US CORE EQUITY 2 | 287.57K | SH | $10.31M 6.64% | 0.00 | 0.00 | 287.57K |
DIMENSIONAL ETF TRUSTSOLE | US EQUITY MARKET | 146.75K | SH | $9.84M 6.34% | 0.00 | 0.00 | 146.75K |
DIMENSIONAL ETF TRUSTSOLE | US MKTWIDE VALUE | 206K | SH | $8.71M 5.61% | 0.00 | 0.00 | 206K |
VANGUARD BD INDEX FDSSOLE | SHORT TRM BOND | 100.95K | SH | $7.95M 5.12% | 0.00 | 0.00 | 100.95K |
DIMENSIONAL ETF TRUSTSOLE | US SMALL CAP ETF | 91.72K | SH | $5.84M 3.77% | 0.00 | 0.00 | 91.72K |
APPLE INCSOLE | COM | 28.29K | SH | $5.80M 3.74% | 0.00 | 0.00 | 28.29K |
AMAZON COM INCSOLE | COM | 25.61K | SH | $5.62M 3.62% | 0.00 | 0.00 | 25.61K |
DIMENSIONAL ETF TRUSTSOLE | INTERNATNAL VAL | 122.65K | SH | $5.25M 3.38% | 0.00 | 0.00 | 122.65K |
MICROSOFT CORPSOLE | COM | 10.35K | SH | $5.15M 3.32% | 0.00 | 0.00 | 10.35K |
META PLATFORMS INCSOLE | CL A | 6.59K | SH | $4.87M 3.14% | 0.00 | 0.00 | 6.59K |
VANGUARD INDEX FDSSOLE | TOTAL STK MKT | 15.62K | SH | $4.75M 3.06% | 0.00 | 0.00 | 15.62K |
VANGUARD INDEX FDSSOLE | S&P 500 ETF SHS | 8.32K | SH | $4.73M 3.05% | 0.00 | 0.00 | 8.32K |
SCHWAB STRATEGIC TRSOLE | FUNDAMENTAL INTL | 109.21K | SH | $4.59M 2.96% | 0.00 | 0.00 | 109.21K |
VANGUARD INDEX FDSSOLE | SM CP VAL ETF | 22.80K | SH | $4.45M 2.86% | 0.00 | 0.00 | 22.80K |
NVIDIA CORPORATIONSOLE | COM | 25.04K | SH | $3.96M 2.55% | 0.00 | 0.00 | 25.04K |
ISHARES TRSOLE | CORE S&P TTL STK | 24.72K | SH | $3.34M 2.15% | 0.00 | 0.00 | 24.72K |
ABBVIE INCSOLE | COM | 17.56K | SH | $3.26M 2.10% | 0.00 | 0.00 | 17.56K |
ISHARES INCSOLE | CORE MSCI EMKT | 49.61K | SH | $2.98M 1.92% | 0.00 | 0.00 | 49.61K |
ELI LILLY & COSOLE | COM | 3.70K | SH | $2.89M 1.86% | 0.00 | 0.00 | 3.70K |
WALMART INCSOLE | COM | 29.40K | SH | $2.87M 1.85% | 0.00 | 0.00 | 29.40K |
CROWDSTRIKE HLDGS INCSOLE | CL A | 4.50K | SH | $2.29M 1.48% | 0.00 | 0.00 | 4.50K |
ISHARES TRSOLE | CORE MSCI INTL | 28.94K | SH | $2.20M 1.42% | 0.00 | 0.00 | 28.94K |
JPMORGAN CHASE & CO.SOLE | COM | 7.23K | SH | $2.10M 1.35% | 0.00 | 0.00 | 7.23K |
SCHWAB STRATEGIC TRSOLE | FUNDAMENTAL INTL | 46.67K | SH | $1.87M 1.20% | 0.00 | 0.00 | 46.67K |
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