Filed: 4/21/2025ACC: 0001965915-25-000005
📋 What this filing means
RF&L WEALTH MANAGEMENT, LLC filed this quarterly 13F‑HR report disclosing 58 equity positions with a total reported market value of $139.84M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
58
Positions
$139.84M
Total AUM (reported)
1.97M
Total Shares
Allocation by class
COM$36.82M26.3%
US TARGETED VLU$15.08M10.8%
US CORE EQUITY 2$9.43M6.7%
US EQUITY MARKET$8.81M6.3%
US MKTWIDE VALUE$8.46M6.1%
SHORT TRM BOND$7.82M5.6%
US SMALL CAP ETF$5.76M4.1%
Portfolio Concentration
Top 3$33.32M23.8%
4–10$42.28M30.2%
11–25$43.81M31.3%
Rest$20.43M14.6%
Top 3 weight
23.8%
Top 10 weight
54.1%
Voting Authority Distribution
Total shares with voting rights: 1.97M
Sole
Full voting authority
0.00
shares
% of voting shares0.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
1.97M
shares
% of voting shares100.0%
Investment Discretion (by position count)
Sole58
Shared0
Other0
Dominant voting typeNone · 100.0% of voting shares
Institutional Holdings58
Rows:
DIMENSIONAL ETF TRUST
SOLEShares292.85K
TypeSH
Market value$15.08M
10.78%
Sole
0.00
Shared
0.00
None
292.85K
DIMENSIONAL ETF TRUST
SOLEShares285.79K
TypeSH
Market value$9.43M
6.74%
Sole
0.00
Shared
0.00
None
285.79K
DIMENSIONAL ETF TRUST
SOLEShares145.70K
TypeSH
Market value$8.81M
6.30%
Sole
0.00
Shared
0.00
None
145.70K
DIMENSIONAL ETF TRUST
SOLEShares205.32K
TypeSH
Market value$8.46M
6.05%
Sole
0.00
Shared
0.00
None
205.32K
VANGUARD BD INDEX FDS
SOLEShares99.96K
TypeSH
Market value$7.82M
5.60%
Sole
0.00
Shared
0.00
None
99.96K
APPLE INC
SOLEShares28.29K
TypeSH
Market value$6.28M
4.49%
Sole
0.00
Shared
0.00
None
28.29K
DIMENSIONAL ETF TRUST
SOLEShares96.41K
TypeSH
Market value$5.76M
4.12%
Sole
0.00
Shared
0.00
None
96.41K
AMAZON COM INC
SOLEShares25.61K
TypeSH
Market value$4.87M
3.48%
Sole
0.00
Shared
0.00
None
25.61K
DIMENSIONAL ETF TRUST
SOLEShares120.80K
TypeSH
Market value$4.75M
3.40%
Sole
0.00
Shared
0.00
None
120.80K
VANGUARD INDEX FDS
SOLEShares15.74K
TypeSH
Market value$4.33M
3.09%
Sole
0.00
Shared
0.00
None
15.74K
VANGUARD INDEX FDS
SOLEShares8.13K
TypeSH
Market value$4.18M
2.99%
Sole
0.00
Shared
0.00
None
8.13K
SCHWAB STRATEGIC TR
SOLEShares109.78K
TypeSH
Market value$3.97M
2.84%
Sole
0.00
Shared
0.00
None
109.78K
VANGUARD INDEX FDS
SOLEShares20.89K
TypeSH
Market value$3.89M
2.78%
Sole
0.00
Shared
0.00
None
20.89K
MICROSOFT CORP
SOLEShares10.35K
TypeSH
Market value$3.89M
2.78%
Sole
0.00
Shared
0.00
None
10.35K
META PLATFORMS INC
SOLEShares6.59K
TypeSH
Market value$3.80M
2.72%
Sole
0.00
Shared
0.00
None
6.59K
ABBVIE INC
SOLEShares17.73K
TypeSH
Market value$3.71M
2.66%
Sole
0.00
Shared
0.00
None
17.73K
ELI LILLY & CO
SOLEShares3.70K
TypeSH
Market value$3.06M
2.19%
Sole
0.00
Shared
0.00
None
3.70K
ISHARES INC
SOLEShares52.48K
TypeSH
Market value$2.83M
2.03%
Sole
0.00
Shared
0.00
None
52.48K
ISHARES TR
SOLEShares22.76K
TypeSH
Market value$2.78M
1.99%
Sole
0.00
Shared
0.00
None
22.76K
WALMART INC
SOLEShares29.40K
TypeSH
Market value$2.58M
1.85%
Sole
0.00
Shared
0.00
None
29.40K
NVIDIA CORPORATION
SOLEShares18.05K
TypeSH
Market value$1.96M
1.40%
Sole
0.00
Shared
0.00
None
18.05K
ISHARES TR
SOLEShares27.78K
TypeSH
Market value$1.91M
1.37%
Sole
0.00
Shared
0.00
None
27.78K
JPMORGAN CHASE & CO.
SOLEShares7.23K
TypeSH
Market value$1.77M
1.27%
Sole
0.00
Shared
0.00
None
7.23K
COSTCO WHSL CORP NEW
SOLEShares1.86K
TypeSH
Market value$1.76M
1.26%
Sole
0.00
Shared
0.00
None
1.86K
SCHWAB STRATEGIC TR
SOLEShares47.37K
TypeSH
Market value$1.71M
1.22%
Sole
0.00
Shared
0.00
None
47.37K
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
DIMENSIONAL ETF TRUSTSOLE | US TARGETED VLU | 292.85K | SH | $15.08M 10.78% | 0.00 | 0.00 | 292.85K |
DIMENSIONAL ETF TRUSTSOLE | US CORE EQUITY 2 | 285.79K | SH | $9.43M 6.74% | 0.00 | 0.00 | 285.79K |
DIMENSIONAL ETF TRUSTSOLE | US EQUITY MARKET | 145.70K | SH | $8.81M 6.30% | 0.00 | 0.00 | 145.70K |
DIMENSIONAL ETF TRUSTSOLE | US MKTWIDE VALUE | 205.32K | SH | $8.46M 6.05% | 0.00 | 0.00 | 205.32K |
VANGUARD BD INDEX FDSSOLE | SHORT TRM BOND | 99.96K | SH | $7.82M 5.60% | 0.00 | 0.00 | 99.96K |
APPLE INCSOLE | COM | 28.29K | SH | $6.28M 4.49% | 0.00 | 0.00 | 28.29K |
DIMENSIONAL ETF TRUSTSOLE | US SMALL CAP ETF | 96.41K | SH | $5.76M 4.12% | 0.00 | 0.00 | 96.41K |
AMAZON COM INCSOLE | COM | 25.61K | SH | $4.87M 3.48% | 0.00 | 0.00 | 25.61K |
DIMENSIONAL ETF TRUSTSOLE | INTERNATNAL VAL | 120.80K | SH | $4.75M 3.40% | 0.00 | 0.00 | 120.80K |
VANGUARD INDEX FDSSOLE | TOTAL STK MKT | 15.74K | SH | $4.33M 3.09% | 0.00 | 0.00 | 15.74K |
VANGUARD INDEX FDSSOLE | S&P 500 ETF SHS | 8.13K | SH | $4.18M 2.99% | 0.00 | 0.00 | 8.13K |
SCHWAB STRATEGIC TRSOLE | FUNDAMENTAL INTL | 109.78K | SH | $3.97M 2.84% | 0.00 | 0.00 | 109.78K |
VANGUARD INDEX FDSSOLE | SM CP VAL ETF | 20.89K | SH | $3.89M 2.78% | 0.00 | 0.00 | 20.89K |
MICROSOFT CORPSOLE | COM | 10.35K | SH | $3.89M 2.78% | 0.00 | 0.00 | 10.35K |
META PLATFORMS INCSOLE | CL A | 6.59K | SH | $3.80M 2.72% | 0.00 | 0.00 | 6.59K |
ABBVIE INCSOLE | COM | 17.73K | SH | $3.71M 2.66% | 0.00 | 0.00 | 17.73K |
ELI LILLY & COSOLE | COM | 3.70K | SH | $3.06M 2.19% | 0.00 | 0.00 | 3.70K |
ISHARES INCSOLE | CORE MSCI EMKT | 52.48K | SH | $2.83M 2.03% | 0.00 | 0.00 | 52.48K |
ISHARES TRSOLE | CORE S&P TTL STK | 22.76K | SH | $2.78M 1.99% | 0.00 | 0.00 | 22.76K |
WALMART INCSOLE | COM | 29.40K | SH | $2.58M 1.85% | 0.00 | 0.00 | 29.40K |
NVIDIA CORPORATIONSOLE | COM | 18.05K | SH | $1.96M 1.40% | 0.00 | 0.00 | 18.05K |
ISHARES TRSOLE | CORE MSCI INTL | 27.78K | SH | $1.91M 1.37% | 0.00 | 0.00 | 27.78K |
JPMORGAN CHASE & CO.SOLE | COM | 7.23K | SH | $1.77M 1.27% | 0.00 | 0.00 | 7.23K |
COSTCO WHSL CORP NEWSOLE | COM | 1.86K | SH | $1.76M 1.26% | 0.00 | 0.00 | 1.86K |
SCHWAB STRATEGIC TRSOLE | FUNDAMENTAL INTL | 47.37K | SH | $1.71M 1.22% | 0.00 | 0.00 | 47.37K |
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