Filed: 1/15/2025ACC: 0001965915-25-000002
📋 What this filing means
RF&L WEALTH MANAGEMENT, LLC filed this quarterly 13F‑HR report disclosing 57 equity positions with a total reported market value of $141.42M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
57
Positions
$141.42M
Total AUM (reported)
2M
Total Shares
Allocation by class
COM$36.59M25.9%
US TARGETED VLU$16.39M11.6%
US CORE EQUITY 2$9.94M7.0%
US EQUITY MARKET$9.33M6.6%
US MKTWIDE VALUE$8.56M6.1%
SHORT TRM BOND$7.68M5.4%
US SMALL CAP ETF$6.13M4.3%
Portfolio Concentration
Top 3$35.67M25.2%
4–10$44.00M31.1%
11–25$42.89M30.3%
Rest$18.86M13.3%
Top 3 weight
25.2%
Top 10 weight
56.3%
Voting Authority Distribution
Total shares with voting rights: 2M
Sole
Full voting authority
0.00
shares
% of voting shares0.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
2M
shares
% of voting shares100.0%
Investment Discretion (by position count)
Sole57
Shared0
Other0
Dominant voting typeNone · 100.0% of voting shares
Institutional Holdings57
Rows:
DIMENSIONAL ETF TRUST
SOLEShares294.44K
TypeSH
Market value$16.39M
11.59%
Sole
0.00
Shared
0.00
None
294.44K
DIMENSIONAL ETF TRUST
SOLEShares287.51K
TypeSH
Market value$9.94M
7.03%
Sole
0.00
Shared
0.00
None
287.51K
DIMENSIONAL ETF TRUST
SOLEShares146.43K
TypeSH
Market value$9.33M
6.60%
Sole
0.00
Shared
0.00
None
146.43K
DIMENSIONAL ETF TRUST
SOLEShares209.26K
TypeSH
Market value$8.56M
6.06%
Sole
0.00
Shared
0.00
None
209.26K
VANGUARD BD INDEX FDS
SOLEShares99.40K
TypeSH
Market value$7.68M
5.43%
Sole
0.00
Shared
0.00
None
99.40K
APPLE INC
SOLEShares28.29K
TypeSH
Market value$7.08M
5.01%
Sole
0.00
Shared
0.00
None
28.29K
DIMENSIONAL ETF TRUST
SOLEShares94.22K
TypeSH
Market value$6.13M
4.34%
Sole
0.00
Shared
0.00
None
94.22K
AMAZON COM INC
SOLEShares25.62K
TypeSH
Market value$5.62M
3.97%
Sole
0.00
Shared
0.00
None
25.62K
VANGUARD INDEX FDS
SOLEShares15.72K
TypeSH
Market value$4.56M
3.22%
Sole
0.00
Shared
0.00
None
15.72K
MICROSOFT CORP
SOLEShares10.35K
TypeSH
Market value$4.36M
3.08%
Sole
0.00
Shared
0.00
None
10.35K
VANGUARD INDEX FDS
SOLEShares7.81K
TypeSH
Market value$4.21M
2.98%
Sole
0.00
Shared
0.00
None
7.81K
DIMENSIONAL ETF TRUST
SOLEShares117.11K
TypeSH
Market value$4.16M
2.94%
Sole
0.00
Shared
0.00
None
117.11K
VANGUARD INDEX FDS
SOLEShares20.88K
TypeSH
Market value$4.14M
2.93%
Sole
0.00
Shared
0.00
None
20.88K
META PLATFORMS INC
SOLEShares6.60K
TypeSH
Market value$3.86M
2.73%
Sole
0.00
Shared
0.00
None
6.60K
SCHWAB STRATEGIC TR
SOLEShares107.92K
TypeSH
Market value$3.68M
2.61%
Sole
0.00
Shared
0.00
None
107.92K
ABBVIE INC
SOLEShares17.93K
TypeSH
Market value$3.19M
2.25%
Sole
0.00
Shared
0.00
None
17.93K
ELI LILLY & CO
SOLEShares3.70K
TypeSH
Market value$2.86M
2.02%
Sole
0.00
Shared
0.00
None
3.70K
ISHARES TR
SOLEShares22.14K
TypeSH
Market value$2.85M
2.01%
Sole
0.00
Shared
0.00
None
22.14K
WALMART INC
SOLEShares29.40K
TypeSH
Market value$2.66M
1.88%
Sole
0.00
Shared
0.00
None
29.40K
ISHARES INC
SOLEShares48.76K
TypeSH
Market value$2.55M
1.80%
Sole
0.00
Shared
0.00
None
48.76K
NVIDIA CORPORATION
SOLEShares15.04K
TypeSH
Market value$2.02M
1.43%
Sole
0.00
Shared
0.00
None
15.04K
JPMORGAN CHASE & CO.
SOLEShares7.28K
TypeSH
Market value$1.74M
1.23%
Sole
0.00
Shared
0.00
None
7.28K
COSTCO WHSL CORP NEW
SOLEShares1.86K
TypeSH
Market value$1.71M
1.21%
Sole
0.00
Shared
0.00
None
1.86K
ISHARES TR
SOLEShares25.71K
TypeSH
Market value$1.66M
1.17%
Sole
0.00
Shared
0.00
None
25.71K
SCHWAB STRATEGIC TR
SOLEShares48.56K
TypeSH
Market value$1.61M
1.14%
Sole
0.00
Shared
0.00
None
48.56K
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
DIMENSIONAL ETF TRUSTSOLE | US TARGETED VLU | 294.44K | SH | $16.39M 11.59% | 0.00 | 0.00 | 294.44K |
DIMENSIONAL ETF TRUSTSOLE | US CORE EQUITY 2 | 287.51K | SH | $9.94M 7.03% | 0.00 | 0.00 | 287.51K |
DIMENSIONAL ETF TRUSTSOLE | US EQUITY MARKET | 146.43K | SH | $9.33M 6.60% | 0.00 | 0.00 | 146.43K |
DIMENSIONAL ETF TRUSTSOLE | US MKTWIDE VALUE | 209.26K | SH | $8.56M 6.06% | 0.00 | 0.00 | 209.26K |
VANGUARD BD INDEX FDSSOLE | SHORT TRM BOND | 99.40K | SH | $7.68M 5.43% | 0.00 | 0.00 | 99.40K |
APPLE INCSOLE | COM | 28.29K | SH | $7.08M 5.01% | 0.00 | 0.00 | 28.29K |
DIMENSIONAL ETF TRUSTSOLE | US SMALL CAP ETF | 94.22K | SH | $6.13M 4.34% | 0.00 | 0.00 | 94.22K |
AMAZON COM INCSOLE | COM | 25.62K | SH | $5.62M 3.97% | 0.00 | 0.00 | 25.62K |
VANGUARD INDEX FDSSOLE | TOTAL STK MKT | 15.72K | SH | $4.56M 3.22% | 0.00 | 0.00 | 15.72K |
MICROSOFT CORPSOLE | COM | 10.35K | SH | $4.36M 3.08% | 0.00 | 0.00 | 10.35K |
VANGUARD INDEX FDSSOLE | S&P 500 ETF SHS | 7.81K | SH | $4.21M 2.98% | 0.00 | 0.00 | 7.81K |
DIMENSIONAL ETF TRUSTSOLE | INTERNATNAL VAL | 117.11K | SH | $4.16M 2.94% | 0.00 | 0.00 | 117.11K |
VANGUARD INDEX FDSSOLE | SM CP VAL ETF | 20.88K | SH | $4.14M 2.93% | 0.00 | 0.00 | 20.88K |
META PLATFORMS INCSOLE | CL A | 6.60K | SH | $3.86M 2.73% | 0.00 | 0.00 | 6.60K |
SCHWAB STRATEGIC TRSOLE | FUNDAMENTAL INTL | 107.92K | SH | $3.68M 2.61% | 0.00 | 0.00 | 107.92K |
ABBVIE INCSOLE | COM | 17.93K | SH | $3.19M 2.25% | 0.00 | 0.00 | 17.93K |
ELI LILLY & COSOLE | COM | 3.70K | SH | $2.86M 2.02% | 0.00 | 0.00 | 3.70K |
ISHARES TRSOLE | CORE S&P TTL STK | 22.14K | SH | $2.85M 2.01% | 0.00 | 0.00 | 22.14K |
WALMART INCSOLE | COM | 29.40K | SH | $2.66M 1.88% | 0.00 | 0.00 | 29.40K |
ISHARES INCSOLE | CORE MSCI EMKT | 48.76K | SH | $2.55M 1.80% | 0.00 | 0.00 | 48.76K |
NVIDIA CORPORATIONSOLE | COM | 15.04K | SH | $2.02M 1.43% | 0.00 | 0.00 | 15.04K |
JPMORGAN CHASE & CO.SOLE | COM | 7.28K | SH | $1.74M 1.23% | 0.00 | 0.00 | 7.28K |
COSTCO WHSL CORP NEWSOLE | COM | 1.86K | SH | $1.71M 1.21% | 0.00 | 0.00 | 1.86K |
ISHARES TRSOLE | CORE MSCI INTL | 25.71K | SH | $1.66M 1.17% | 0.00 | 0.00 | 25.71K |
SCHWAB STRATEGIC TRSOLE | FUNDAMENTAL INTL | 48.56K | SH | $1.61M 1.14% | 0.00 | 0.00 | 48.56K |
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