RETIREMENT MANAGEMENT SYSTEMS INC.

Filed: 4/14/2026ACC: 0002085853-26-000372

📋 What this filing means

RETIREMENT MANAGEMENT SYSTEMS INC. filed this quarterly 13F‑HR report disclosing 51 equity positions with a total reported market value of $414.91M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

Positions

$414.91M

Total AUM (reported)

6.11M

Total Shares

Allocation by class

STATE STREET SPD$39.49M9.5%

STRATEGIC INCOME$25.11M6.1%

EATON VANCE TOTA$23.84M5.7%

INTERMED TERM$23.09M5.6%

CORE MSCI INTL$22.39M5.4%

S&P INTL MOMNT$22.23M5.4%

FOCUSED LAR CAP$19.10M4.6%

Portfolio Concentration

Top 3$79.98M19.3%

4–10$141.42M34.1%

11–25$150.60M36.3%

Rest$42.90M10.3%

Top 3 weight

19.3%

Top 10 weight

53.4%

Voting Authority Distribution

Total shares with voting rights: 6.11M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

6.11M

% of voting shares100.0%

Investment Discretion (by position count)

Sole51

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings51

Rows:

SPDR SERIES TRUST

SOLE

STATE STREET SPD

Shares316.97K

TypeSH

Market value$31.03M

7.48%

Sole

0.00

Shared

0.00

None

316.97K

HARTFORD FDS EXCHANGE TRADED

SOLE

STRATEGIC INCOME

Shares723.14K

TypeSH

Market value$25.11M

6.05%

Sole

0.00

Shared

0.00

None

723.14K

MORGAN STANLEY ETF TRUST

SOLE

EATON VANCE TOTA

Shares469.81K

TypeSH

Market value$23.84M

5.75%

Sole

0.00

Shared

0.00

None

469.81K

VANGUARD BD INDEX FDS

SOLE

INTERMED TERM

Shares299.19K

TypeSH

Market value$23.09M

5.57%

Sole

0.00

Shared

0.00

None

299.19K

ISHARES TR

SOLE

CORE MSCI INTL

Shares267.89K

TypeSH

Market value$22.39M

5.40%

Sole

0.00

Shared

0.00

None

267.89K

INVESCO EXCH TRADED FD TR II

SOLE

S&P INTL MOMNT

Shares405.41K

TypeSH

Market value$22.23M

5.36%

Sole

0.00

Shared

0.00

None

405.41K

PUTNAM ETF TRUST

SOLE

FOCUSED LAR CAP

Shares411.59K

TypeSH

Market value$19.10M

4.60%

Sole

0.00

Shared

0.00

None

411.59K

FIDELITY COVINGTON TRUST

SOLE

ENHANCED MID

Shares529.51K

TypeSH

Market value$19.04M

4.59%

Sole

0.00

Shared

0.00

None

529.51K

COLUMBIA ETF TR I

SOLE

RESH ENHNC COR

Shares460.81K

TypeSH

Market value$17.96M

4.33%

Sole

0.00

Shared

0.00

None

460.81K

STATE STR SPDR S&P 500 ETF T

SOLE

TR UNIT

Shares27.08K

TypeSH

Market value$17.61M

4.24%

Sole

0.00

Shared

0.00

None

27.08K

VANGUARD WORLD FD

SOLE

MEGA CAP VAL ETF

Shares113.34K

TypeSH

Market value$16.43M

3.96%

Sole

0.00

Shared

0.00

None

113.34K

J P MORGAN EXCHANGE TRADED F

SOLE

SMALL & MID CAP

Shares215.24K

TypeSH

Market value$14.37M

3.46%

Sole

0.00

Shared

0.00

None

215.24K

ISHARES TR

SOLE

GLOBAL 100 ETF

Shares118.41K

TypeSH

Market value$14.32M

3.45%

Sole

0.00

Shared

0.00

None

118.41K

ISHARES INC

SOLE

MSCI EMRG CHN

Shares146.31K

TypeSH

Market value$11.51M

2.77%

Sole

0.00

Shared

0.00

None

146.31K

AMERICAN CENTY ETF TR

SOLE

QUALITY DIVRSFED

Shares175.31K

TypeSH

Market value$11.47M

2.77%

Sole

0.00

Shared

0.00

None

175.31K

INVESCO EXCH TRADED FD TR II

SOLE

NASDAQ 100 ETF

Shares45.65K

TypeSH

Market value$10.85M

2.61%

Sole

0.00

Shared

0.00

None

45.65K

VANECK ETF TRUST

SOLE

SEMICONDUCTR ETF

Shares24.28K

TypeSH

Market value$9.31M

2.24%

Sole

0.00

Shared

0.00

None

24.28K

VANGUARD INDEX FDS

SOLE

MID CAP ETF

Shares30.81K

TypeSH

Market value$8.85M

2.13%

Sole

0.00

Shared

0.00

None

30.81K

WISDOMTREE TR

SOLE

WISDOMTREE US VA

Shares90.43K

TypeSH

Market value$8.57M

2.06%

Sole

0.00

Shared

0.00

None

90.43K

EA SERIES TRUST

SOLE

FREEDOM 100 EM

Shares150.44K

TypeSH

Market value$8.22M

1.98%

Sole

0.00

Shared

0.00

None

150.44K

VANECK ETF TRUST

SOLE

URANIUM AND NUCL

Shares61.45K

TypeSH

Market value$8.18M

1.97%

Sole

0.00

Shared

0.00

None

61.45K

SPDR SERIES TRUST

SOLE

STATE STREET SPD

Shares141.13K

TypeSH

Market value$7.99M

1.92%

Sole

0.00

Shared

0.00

None

141.13K

VANGUARD INDEX FDS

SOLE

SMALL CP ETF

Shares27.58K

TypeSH

Market value$7.22M

1.74%

Sole

0.00

Shared

0.00

None

27.58K

JANUS DETROIT STR TR

SOLE

HENDRSON AAA CL

Shares133.10K

TypeSH

Market value$6.70M

1.62%

Sole

0.00

Shared

0.00

None

133.10K

ISHARES INC

SOLE

MSCI GBL ETF NEW

Shares116.69K

TypeSH

Market value$6.60M

1.59%

Sole

0.00

Shared

0.00

None

116.69K

Issuer	Class	Shares	Type	Value / Portfolio %	None
SPDR SERIES TRUSTSOLE	STATE STREET SPD	316.97K	SH	$31.03M 7.48%	316.97K
HARTFORD FDS EXCHANGE TRADEDSOLE	STRATEGIC INCOME	723.14K	SH	$25.11M 6.05%	723.14K
MORGAN STANLEY ETF TRUSTSOLE	EATON VANCE TOTA	469.81K	SH	$23.84M 5.75%	469.81K
VANGUARD BD INDEX FDSSOLE	INTERMED TERM	299.19K	SH	$23.09M 5.57%	299.19K
ISHARES TRSOLE	CORE MSCI INTL	267.89K	SH	$22.39M 5.40%	267.89K
INVESCO EXCH TRADED FD TR IISOLE	S&P INTL MOMNT	405.41K	SH	$22.23M 5.36%	405.41K
PUTNAM ETF TRUSTSOLE	FOCUSED LAR CAP	411.59K	SH	$19.10M 4.60%	411.59K
FIDELITY COVINGTON TRUSTSOLE	ENHANCED MID	529.51K	SH	$19.04M 4.59%	529.51K
COLUMBIA ETF TR ISOLE	RESH ENHNC COR	460.81K	SH	$17.96M 4.33%	460.81K
STATE STR SPDR S&P 500 ETF TSOLE	TR UNIT	27.08K	SH	$17.61M 4.24%	27.08K
VANGUARD WORLD FDSOLE	MEGA CAP VAL ETF	113.34K	SH	$16.43M 3.96%	113.34K
J P MORGAN EXCHANGE TRADED FSOLE	SMALL & MID CAP	215.24K	SH	$14.37M 3.46%	215.24K
ISHARES TRSOLE	GLOBAL 100 ETF	118.41K	SH	$14.32M 3.45%	118.41K
ISHARES INCSOLE	MSCI EMRG CHN	146.31K	SH	$11.51M 2.77%	146.31K
AMERICAN CENTY ETF TRSOLE	QUALITY DIVRSFED	175.31K	SH	$11.47M 2.77%	175.31K
INVESCO EXCH TRADED FD TR IISOLE	NASDAQ 100 ETF	45.65K	SH	$10.85M 2.61%	45.65K
VANECK ETF TRUSTSOLE	SEMICONDUCTR ETF	24.28K	SH	$9.31M 2.24%	24.28K
VANGUARD INDEX FDSSOLE	MID CAP ETF	30.81K	SH	$8.85M 2.13%	30.81K
WISDOMTREE TRSOLE	WISDOMTREE US VA	90.43K	SH	$8.57M 2.06%	90.43K
EA SERIES TRUSTSOLE	FREEDOM 100 EM	150.44K	SH	$8.22M 1.98%	150.44K
VANECK ETF TRUSTSOLE	URANIUM AND NUCL	61.45K	SH	$8.18M 1.97%	61.45K
SPDR SERIES TRUSTSOLE	STATE STREET SPD	141.13K	SH	$7.99M 1.92%	141.13K
VANGUARD INDEX FDSSOLE	SMALL CP ETF	27.58K	SH	$7.22M 1.74%	27.58K
JANUS DETROIT STR TRSOLE	HENDRSON AAA CL	133.10K	SH	$6.70M 1.62%	133.10K
ISHARES INCSOLE	MSCI GBL ETF NEW	116.69K	SH	$6.60M 1.59%	116.69K

Page 1 of 3