Filed: 8/7/2025ACC: 0001957886-25-000004
📋 What this filing means
RETIREMENT INVESTMENT ADVISORS, INC. filed this quarterly 13F‑HR report disclosing 61 equity positions with a total reported market value of $1.11B. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
61
Positions
$1.11B
Total AUM (reported)
10.18M
Total Shares
Allocation by class
ETF$1.09B98.4%
STOCK$18.34M1.6%
Portfolio Concentration
Top 3$633.08M57.0%
4–10$407.75M36.7%
11–25$53.99M4.9%
Rest$16.79M1.5%
Top 3 weight
57.0%
Top 10 weight
93.6%
Voting Authority Distribution
Total shares with voting rights: 10.18M
Sole
Full voting authority
0.00
shares
% of voting shares0.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
10.18M
shares
% of voting shares100.0%
Investment Discretion (by position count)
Sole61
Shared0
Other0
Dominant voting typeNone · 100.0% of voting shares
Institutional Holdings61
Rows:
Vanguard Growth ETF
SOLEShares529.93K
TypeSH
Market value$232.32M
20.90%
Sole
0.00
Shared
0.00
None
529.93K
Vanguard Value ETF
SOLEShares1.31M
TypeSH
Market value$231.91M
20.86%
Sole
0.00
Shared
0.00
None
1.31M
iShares Core MSCI EAFE ETF
SOLEShares2.02M
TypeSH
Market value$168.85M
15.19%
Sole
0.00
Shared
0.00
None
2.02M
Vanguard Intermediate-Term Bond ETF
SOLEShares1.63M
TypeSH
Market value$126.09M
11.34%
Sole
0.00
Shared
0.00
None
1.63M
iShares Core MSCI Emerging Markets ETF
SOLEShares1.35M
TypeSH
Market value$81.13M
7.30%
Sole
0.00
Shared
0.00
None
1.35M
Vanguard Small-Cap Value ETF
SOLEShares379.60K
TypeSH
Market value$74.03M
6.66%
Sole
0.00
Shared
0.00
None
379.60K
Vanguard Total International Bond ETF
SOLEShares917.48K
TypeSH
Market value$45.42M
4.09%
Sole
0.00
Shared
0.00
None
917.48K
iShares National Muni Bond ETF
SOLEShares354.16K
TypeSH
Market value$37.00M
3.33%
Sole
0.00
Shared
0.00
None
354.16K
iShares J.P. Morgan USD Emerging Markets Bond ETF
SOLEShares273.41K
TypeSH
Market value$25.32M
2.28%
Sole
0.00
Shared
0.00
None
273.41K
Xtrackers USD High Yield Corporate Bond ETF
SOLEShares508K
TypeSH
Market value$18.76M
1.69%
Sole
0.00
Shared
0.00
None
508K
Vanguard Small-Cap Growth ETF
SOLEShares59.26K
TypeSH
Market value$16.41M
1.48%
Sole
0.00
Shared
0.00
None
59.26K
VanEck High Yield Muni ETF
SOLEShares122.32K
TypeSH
Market value$6.14M
0.55%
Sole
0.00
Shared
0.00
None
122.32K
Vanguard Tax-Exempt Bond Index ETF
SOLEShares93.23K
TypeSH
Market value$4.57M
0.41%
Sole
0.00
Shared
0.00
None
93.23K
Schwab U.S. Large-Cap Value ETF
SOLEShares144.75K
TypeSH
Market value$4.01M
0.36%
Sole
0.00
Shared
0.00
None
144.75K
Invesco QQQ Trust Series 1
SOLEShares7K
TypeSH
Market value$3.86M
0.35%
Sole
0.00
Shared
0.00
None
7K
Exxon Mobil Corp
SOLEShares35.40K
TypeSH
Market value$3.82M
0.34%
Sole
0.00
Shared
0.00
None
35.40K
Vanguard FTSE Developed Markets ETF
SOLEShares42.17K
TypeSH
Market value$2.40M
0.22%
Sole
0.00
Shared
0.00
None
42.17K
SPDR S&P Dividend ETF
SOLEShares16.27K
TypeSH
Market value$2.21M
0.20%
Sole
0.00
Shared
0.00
None
16.27K
Vanguard Total International Stock ETF
SOLEShares27.22K
TypeSH
Market value$1.88M
0.17%
Sole
0.00
Shared
0.00
None
27.22K
iShares Core S&P Small-Cap ETF
SOLEShares14.90K
TypeSH
Market value$1.63M
0.15%
Sole
0.00
Shared
0.00
None
14.90K
Berkshire Hathaway Inc
SOLEShares3.10K
TypeSH
Market value$1.51M
0.14%
Sole
0.00
Shared
0.00
None
3.10K
NVIDIA Corp
SOLEShares9.16K
TypeSH
Market value$1.45M
0.13%
Sole
0.00
Shared
0.00
None
9.16K
Texas Instruments Inc
SOLEShares6.71K
TypeSH
Market value$1.39M
0.13%
Sole
0.00
Shared
0.00
None
6.71K
Vanguard Short-Term Corporate Bond ETF
SOLEShares17.07K
TypeSH
Market value$1.36M
0.12%
Sole
0.00
Shared
0.00
None
17.07K
Vanguard FTSE Emerging Markets ETF
SOLEShares27.29K
TypeSH
Market value$1.35M
0.12%
Sole
0.00
Shared
0.00
None
27.29K
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
Vanguard Growth ETFSOLE | ETF | 529.93K | SH | $232.32M 20.90% | 0.00 | 0.00 | 529.93K |
Vanguard Value ETFSOLE | ETF | 1.31M | SH | $231.91M 20.86% | 0.00 | 0.00 | 1.31M |
iShares Core MSCI EAFE ETFSOLE | ETF | 2.02M | SH | $168.85M 15.19% | 0.00 | 0.00 | 2.02M |
Vanguard Intermediate-Term Bond ETFSOLE | ETF | 1.63M | SH | $126.09M 11.34% | 0.00 | 0.00 | 1.63M |
iShares Core MSCI Emerging Markets ETFSOLE | ETF | 1.35M | SH | $81.13M 7.30% | 0.00 | 0.00 | 1.35M |
Vanguard Small-Cap Value ETFSOLE | ETF | 379.60K | SH | $74.03M 6.66% | 0.00 | 0.00 | 379.60K |
Vanguard Total International Bond ETFSOLE | ETF | 917.48K | SH | $45.42M 4.09% | 0.00 | 0.00 | 917.48K |
iShares National Muni Bond ETFSOLE | ETF | 354.16K | SH | $37.00M 3.33% | 0.00 | 0.00 | 354.16K |
iShares J.P. Morgan USD Emerging Markets Bond ETFSOLE | ETF | 273.41K | SH | $25.32M 2.28% | 0.00 | 0.00 | 273.41K |
Xtrackers USD High Yield Corporate Bond ETFSOLE | ETF | 508K | SH | $18.76M 1.69% | 0.00 | 0.00 | 508K |
Vanguard Small-Cap Growth ETFSOLE | ETF | 59.26K | SH | $16.41M 1.48% | 0.00 | 0.00 | 59.26K |
VanEck High Yield Muni ETFSOLE | ETF | 122.32K | SH | $6.14M 0.55% | 0.00 | 0.00 | 122.32K |
Vanguard Tax-Exempt Bond Index ETFSOLE | ETF | 93.23K | SH | $4.57M 0.41% | 0.00 | 0.00 | 93.23K |
Schwab U.S. Large-Cap Value ETFSOLE | ETF | 144.75K | SH | $4.01M 0.36% | 0.00 | 0.00 | 144.75K |
Invesco QQQ Trust Series 1SOLE | ETF | 7K | SH | $3.86M 0.35% | 0.00 | 0.00 | 7K |
Exxon Mobil CorpSOLE | STOCK | 35.40K | SH | $3.82M 0.34% | 0.00 | 0.00 | 35.40K |
Vanguard FTSE Developed Markets ETFSOLE | ETF | 42.17K | SH | $2.40M 0.22% | 0.00 | 0.00 | 42.17K |
SPDR S&P Dividend ETFSOLE | ETF | 16.27K | SH | $2.21M 0.20% | 0.00 | 0.00 | 16.27K |
Vanguard Total International Stock ETFSOLE | ETF | 27.22K | SH | $1.88M 0.17% | 0.00 | 0.00 | 27.22K |
iShares Core S&P Small-Cap ETFSOLE | ETF | 14.90K | SH | $1.63M 0.15% | 0.00 | 0.00 | 14.90K |
Berkshire Hathaway IncSOLE | STOCK | 3.10K | SH | $1.51M 0.14% | 0.00 | 0.00 | 3.10K |
NVIDIA CorpSOLE | STOCK | 9.16K | SH | $1.45M 0.13% | 0.00 | 0.00 | 9.16K |
Texas Instruments IncSOLE | STOCK | 6.71K | SH | $1.39M 0.13% | 0.00 | 0.00 | 6.71K |
Vanguard Short-Term Corporate Bond ETFSOLE | ETF | 17.07K | SH | $1.36M 0.12% | 0.00 | 0.00 | 17.07K |
Vanguard FTSE Emerging Markets ETFSOLE | ETF | 27.29K | SH | $1.35M 0.12% | 0.00 | 0.00 | 27.29K |
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