RETIREMENT INVESTMENT ADVISORS, INC.

Filed: 2/8/2024ACC: 0001957886-24-000001

📋 What this filing means

RETIREMENT INVESTMENT ADVISORS, INC. filed this quarterly 13F‑HR report disclosing 51 equity positions with a total reported market value of $698.57M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

Positions

$698.57M

Total AUM (reported)

7.09M

Total Shares

Allocation by class

ETF$683.82M97.9%

STOCK$14.75M2.1%

Portfolio Concentration

Top 3$381.22M54.6%

4–10$260.00M37.2%

11–25$44.54M6.4%

Rest$12.80M1.8%

Top 3 weight

54.6%

Top 10 weight

91.8%

Voting Authority Distribution

Total shares with voting rights: 7.09M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

7.09M

% of voting shares100.0%

Investment Discretion (by position count)

Sole51

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings51

Rows:

Vanguard Value ETF

SOLE

ETF

Shares959.42K

TypeSH

Market value$143.43M

20.53%

Sole

0.00

Shared

0.00

None

959.42K

VANGUARD GROWTH ETF (MKT)

SOLE

ETF

Shares449.70K

TypeSH

Market value$139.80M

20.01%

Sole

0.00

Shared

0.00

None

449.70K

iShares Core MSCI EAFE ETF

SOLE

ETF

Shares1.39M

TypeSH

Market value$97.98M

14.03%

Sole

0.00

Shared

0.00

None

1.39M

Vanguard Intermediate-Term Bond ETF

SOLE

ETF

Shares1.07M

TypeSH

Market value$81.40M

11.65%

Sole

0.00

Shared

0.00

None

1.07M

Vanguard Small-Cap Value ETF

SOLE

ETF

Shares271.72K

TypeSH

Market value$48.90M

7.00%

Sole

0.00

Shared

0.00

None

271.72K

iShares Core MSCI Emerging Markets ETF

SOLE

ETF

Shares923.19K

TypeSH

Market value$46.70M

6.68%

Sole

0.00

Shared

0.00

None

923.19K

Vanguard Total International Bond ETF

SOLE

ETF

Shares594.88K

TypeSH

Market value$29.37M

4.20%

Sole

0.00

Shared

0.00

None

594.88K

iShares National Muni Bond ETF

SOLE

ETF

Shares221.41K

TypeSH

Market value$24.00M

3.44%

Sole

0.00

Shared

0.00

None

221.41K

iShares J.P. Morgan USD Emerging Markets Bond ETF

SOLE

ETF

Shares190.74K

TypeSH

Market value$16.99M

2.43%

Sole

0.00

Shared

0.00

None

190.74K

Xtrackers USD High Yield Corporate Bond ETF

SOLE

ETF

Shares355.74K

TypeSH

Market value$12.65M

1.81%

Sole

0.00

Shared

0.00

None

355.74K

Vanguard Small-Cap Growth ETF

SOLE

ETF

Shares41.88K

TypeSH

Market value$10.12M

1.45%

Sole

0.00

Shared

0.00

None

41.88K

Vanguard Tax-Exempt Bond Index ETF

SOLE

ETF

Shares78.61K

TypeSH

Market value$4.01M

0.57%

Sole

0.00

Shared

0.00

None

78.61K

VanEck High Yield Muni ETF

SOLE

ETF

Shares75.55K

TypeSH

Market value$3.90M

0.56%

Sole

0.00

Shared

0.00

None

75.55K

Invesco QQQ Trust Series 1

SOLE

ETF

Shares9.33K

TypeSH

Market value$3.82M

0.55%

Sole

0.00

Shared

0.00

None

9.33K

Exxon Mobil Corp

SOLE

STOCK

Shares35.45K

TypeSH

Market value$3.54M

0.51%

Sole

0.00

Shared

0.00

None

35.45K

Schwab U.S. Large-Cap Value ETF

SOLE

ETF

Shares44.49K

TypeSH

Market value$3.12M

0.45%

Sole

0.00

Shared

0.00

None

44.49K

SPDR S&P Dividend ETF

SOLE

ETF

Shares21.98K

TypeSH

Market value$2.75M

0.39%

Sole

0.00

Shared

0.00

None

21.98K

Vanguard Total International Stock ETF

SOLE

ETF

Shares42.02K

TypeSH

Market value$2.44M

0.35%

Sole

0.00

Shared

0.00

None

42.02K

iShares Core S&P Small-Cap ETF

SOLE

ETF

Shares19K

TypeSH

Market value$2.06M

0.29%

Sole

0.00

Shared

0.00

None

19K

Apple Inc

SOLE

STOCK

Shares9.13K

TypeSH

Market value$1.76M

0.25%

Sole

0.00

Shared

0.00

None

9.13K

Vanguard FTSE Developed Markets ETF

SOLE

ETF

Shares33.22K

TypeSH

Market value$1.59M

0.23%

Sole

0.00

Shared

0.00

None

33.22K

VANGUARD SHORT-TERM CORP BD IDX ETF (MKT)

SOLE

ETF

Shares19.71K

TypeSH

Market value$1.52M

0.22%

Sole

0.00

Shared

0.00

None

19.71K

ONEOK Inc

SOLE

STOCK

Shares20.57K

TypeSH

Market value$1.44M

0.21%

Sole

0.00

Shared

0.00

None

20.57K

Texas Instruments Inc

SOLE

STOCK

Shares7.78K

TypeSH

Market value$1.33M

0.19%

Sole

0.00

Shared

0.00

None

7.78K

Vanguard FTSE Emerging Markets ETF

SOLE

ETF

Shares27.73K

TypeSH

Market value$1.14M

0.16%

Sole

0.00

Shared

0.00

None

27.73K

Issuer	Class	Shares	Type	Value / Portfolio %	None
Vanguard Value ETFSOLE	ETF	959.42K	SH	$143.43M 20.53%	959.42K
VANGUARD GROWTH ETF (MKT)SOLE	ETF	449.70K	SH	$139.80M 20.01%	449.70K
iShares Core MSCI EAFE ETFSOLE	ETF	1.39M	SH	$97.98M 14.03%	1.39M
Vanguard Intermediate-Term Bond ETFSOLE	ETF	1.07M	SH	$81.40M 11.65%	1.07M
Vanguard Small-Cap Value ETFSOLE	ETF	271.72K	SH	$48.90M 7.00%	271.72K
iShares Core MSCI Emerging Markets ETFSOLE	ETF	923.19K	SH	$46.70M 6.68%	923.19K
Vanguard Total International Bond ETFSOLE	ETF	594.88K	SH	$29.37M 4.20%	594.88K
iShares National Muni Bond ETFSOLE	ETF	221.41K	SH	$24.00M 3.44%	221.41K
iShares J.P. Morgan USD Emerging Markets Bond ETFSOLE	ETF	190.74K	SH	$16.99M 2.43%	190.74K
Xtrackers USD High Yield Corporate Bond ETFSOLE	ETF	355.74K	SH	$12.65M 1.81%	355.74K
Vanguard Small-Cap Growth ETFSOLE	ETF	41.88K	SH	$10.12M 1.45%	41.88K
Vanguard Tax-Exempt Bond Index ETFSOLE	ETF	78.61K	SH	$4.01M 0.57%	78.61K
VanEck High Yield Muni ETFSOLE	ETF	75.55K	SH	$3.90M 0.56%	75.55K
Invesco QQQ Trust Series 1SOLE	ETF	9.33K	SH	$3.82M 0.55%	9.33K
Exxon Mobil CorpSOLE	STOCK	35.45K	SH	$3.54M 0.51%	35.45K
Schwab U.S. Large-Cap Value ETFSOLE	ETF	44.49K	SH	$3.12M 0.45%	44.49K
SPDR S&P Dividend ETFSOLE	ETF	21.98K	SH	$2.75M 0.39%	21.98K
Vanguard Total International Stock ETFSOLE	ETF	42.02K	SH	$2.44M 0.35%	42.02K
iShares Core S&P Small-Cap ETFSOLE	ETF	19K	SH	$2.06M 0.29%	19K
Apple IncSOLE	STOCK	9.13K	SH	$1.76M 0.25%	9.13K
Vanguard FTSE Developed Markets ETFSOLE	ETF	33.22K	SH	$1.59M 0.23%	33.22K
VANGUARD SHORT-TERM CORP BD IDX ETF (MKT)SOLE	ETF	19.71K	SH	$1.52M 0.22%	19.71K
ONEOK IncSOLE	STOCK	20.57K	SH	$1.44M 0.21%	20.57K
Texas Instruments IncSOLE	STOCK	7.78K	SH	$1.33M 0.19%	7.78K
Vanguard FTSE Emerging Markets ETFSOLE	ETF	27.73K	SH	$1.14M 0.16%	27.73K

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