RETIREMENT INVESTMENT ADVISORS, INC.

Filed: 11/13/2023ACC: 0001957886-23-000007

📋 What this filing means

RETIREMENT INVESTMENT ADVISORS, INC. filed this quarterly 13F‑HR report disclosing 58 equity positions with a total reported market value of $1.10B. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

Positions

$1.10B

Total AUM (reported)

12.24M

Total Shares

Allocation by class

ETF$1.07B97.1%

STOCK$31.54M2.9%

Portfolio Concentration

Top 3$602.14M54.8%

4–10$400.22M36.4%

11–25$78.68M7.2%

Rest$17.24M1.6%

Top 3 weight

54.8%

Top 10 weight

91.3%

Voting Authority Distribution

Total shares with voting rights: 12.24M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

12.24M

% of voting shares100.0%

Investment Discretion (by position count)

Sole58

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings58

Rows:

Vanguard Value ETF

SOLE

ETF

Shares1.65M

TypeSH

Market value$227.82M

20.74%

Sole

0.00

Shared

0.00

None

1.65M

VANGUARD GROWTH ETF MKT

SOLE

ETF

Shares813.01K

TypeSH

Market value$221.39M

20.16%

Sole

0.00

Shared

0.00

None

813.01K

iShares Core MSCI EAFE ETF

SOLE

ETF

Shares2.38M

TypeSH

Market value$152.93M

13.92%

Sole

0.00

Shared

0.00

None

2.38M

Vanguard Intermediate-Term Bond ETF

SOLE

ETF

Shares1.82M

TypeSH

Market value$131.56M

11.98%

Sole

0.00

Shared

0.00

None

1.82M

iShares Core MSCI Emerging Markets ETF

SOLE

ETF

Shares1.58M

TypeSH

Market value$75.23M

6.85%

Sole

0.00

Shared

0.00

None

1.58M

Vanguard Small Cap Value ETF

SOLE

ETF

Shares441.60K

TypeSH

Market value$70.43M

6.41%

Sole

0.00

Shared

0.00

None

441.60K

Vanguard Total International Bond ETF

SOLE

ETF

Shares994K

TypeSH

Market value$47.54M

4.33%

Sole

0.00

Shared

0.00

None

994K

iShares National Muni Bond ETF

SOLE

ETF

Shares378.92K

TypeSH

Market value$38.85M

3.54%

Sole

0.00

Shared

0.00

None

378.92K

Xtrackers USD High Yield Corporate Bond ETF

SOLE

ETF

Shares613.83K

TypeSH

Market value$20.81M

1.89%

Sole

0.00

Shared

0.00

None

613.83K

Vanguard Small Cap Growth ETF

SOLE

ETF

Shares73.74K

TypeSH

Market value$15.79M

1.44%

Sole

0.00

Shared

0.00

None

73.74K

iShares JP Morgan USD Emerging Markets Bond ETF

SOLE

ETF

Shares188.35K

TypeSH

Market value$15.54M

1.42%

Sole

0.00

Shared

0.00

None

188.35K

Exxon Mobil Corp

SOLE

STOCK

Shares91.89K

TypeSH

Market value$10.80M

0.98%

Sole

0.00

Shared

0.00

None

91.89K

VanEck J P Morgan EM Local Currency Bond ETF

SOLE

ETF

Shares444.48K

TypeSH

Market value$10.61M

0.97%

Sole

0.00

Shared

0.00

None

444.48K

Invesco QQQ Trust Series 1

SOLE

ETF

Shares18.07K

TypeSH

Market value$6.47M

0.59%

Sole

0.00

Shared

0.00

None

18.07K

VanEck High Yield Muni ETF

SOLE

ETF

Shares121.03K

TypeSH

Market value$5.94M

0.54%

Sole

0.00

Shared

0.00

None

121.03K

SPDR SP DIVIDEND ETF MKT

SOLE

ETF

Shares42.84K

TypeSH

Market value$4.93M

0.45%

Sole

0.00

Shared

0.00

None

42.84K

Vanguard Short Term Corporate Bond ETF

SOLE

ETF

Shares53.41K

TypeSH

Market value$4.01M

0.37%

Sole

0.00

Shared

0.00

None

53.41K

VANGUARD TOTAL INTERNATIONAL

SOLE

ETF

Shares69.98K

TypeSH

Market value$3.75M

0.34%

Sole

0.00

Shared

0.00

None

69.98K

iShares Core SP Small-Cap ETF

SOLE

ETF

Shares36.76K

TypeSH

Market value$3.47M

0.32%

Sole

0.00

Shared

0.00

None

36.76K

Apple Inc

SOLE

STOCK

Shares18.27K

TypeSH

Market value$3.13M

0.28%

Sole

0.00

Shared

0.00

None

18.27K

ONEOK INC

SOLE

STOCK

Shares42.93K

TypeSH

Market value$2.72M

0.25%

Sole

0.00

Shared

0.00

None

42.93K

Berkshire Hathaway Inc

SOLE

STOCK

Shares6.01K

TypeSH

Market value$2.11M

0.19%

Sole

0.00

Shared

0.00

None

6.01K

Invesco SP 500 Equal Weight ETF

SOLE

ETF

Shares13.32K

TypeSH

Market value$1.89M

0.17%

Sole

0.00

Shared

0.00

None

13.32K

SPDR SP 500 ETF Trust

SOLE

ETF

Shares3.97K

TypeSH

Market value$1.70M

0.15%

Sole

0.00

Shared

0.00

None

3.97K

Phillips 66

SOLE

STOCK

Shares13.50K

TypeSH

Market value$1.62M

0.15%

Sole

0.00

Shared

0.00

None

13.50K

Issuer	Class	Shares	Type	Value / Portfolio %	None
Vanguard Value ETFSOLE	ETF	1.65M	SH	$227.82M 20.74%	1.65M
VANGUARD GROWTH ETF MKTSOLE	ETF	813.01K	SH	$221.39M 20.16%	813.01K
iShares Core MSCI EAFE ETFSOLE	ETF	2.38M	SH	$152.93M 13.92%	2.38M
Vanguard Intermediate-Term Bond ETFSOLE	ETF	1.82M	SH	$131.56M 11.98%	1.82M
iShares Core MSCI Emerging Markets ETFSOLE	ETF	1.58M	SH	$75.23M 6.85%	1.58M
Vanguard Small Cap Value ETFSOLE	ETF	441.60K	SH	$70.43M 6.41%	441.60K
Vanguard Total International Bond ETFSOLE	ETF	994K	SH	$47.54M 4.33%	994K
iShares National Muni Bond ETFSOLE	ETF	378.92K	SH	$38.85M 3.54%	378.92K
Xtrackers USD High Yield Corporate Bond ETFSOLE	ETF	613.83K	SH	$20.81M 1.89%	613.83K
Vanguard Small Cap Growth ETFSOLE	ETF	73.74K	SH	$15.79M 1.44%	73.74K
iShares JP Morgan USD Emerging Markets Bond ETFSOLE	ETF	188.35K	SH	$15.54M 1.42%	188.35K
Exxon Mobil CorpSOLE	STOCK	91.89K	SH	$10.80M 0.98%	91.89K
VanEck J P Morgan EM Local Currency Bond ETFSOLE	ETF	444.48K	SH	$10.61M 0.97%	444.48K
Invesco QQQ Trust Series 1SOLE	ETF	18.07K	SH	$6.47M 0.59%	18.07K
VanEck High Yield Muni ETFSOLE	ETF	121.03K	SH	$5.94M 0.54%	121.03K
SPDR SP DIVIDEND ETF MKTSOLE	ETF	42.84K	SH	$4.93M 0.45%	42.84K
Vanguard Short Term Corporate Bond ETFSOLE	ETF	53.41K	SH	$4.01M 0.37%	53.41K
VANGUARD TOTAL INTERNATIONALSOLE	ETF	69.98K	SH	$3.75M 0.34%	69.98K
iShares Core SP Small-Cap ETFSOLE	ETF	36.76K	SH	$3.47M 0.32%	36.76K
Apple IncSOLE	STOCK	18.27K	SH	$3.13M 0.28%	18.27K
ONEOK INCSOLE	STOCK	42.93K	SH	$2.72M 0.25%	42.93K
Berkshire Hathaway IncSOLE	STOCK	6.01K	SH	$2.11M 0.19%	6.01K
Invesco SP 500 Equal Weight ETFSOLE	ETF	13.32K	SH	$1.89M 0.17%	13.32K
SPDR SP 500 ETF TrustSOLE	ETF	3.97K	SH	$1.70M 0.15%	3.97K
Phillips 66SOLE	STOCK	13.50K	SH	$1.62M 0.15%	13.50K

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