RETIREMENT INVESTMENT ADVISORS, INC.

Filed: 5/15/2023ACC: 0001957886-23-000004

📋 What this filing means

RETIREMENT INVESTMENT ADVISORS, INC. filed this quarterly 13F‑HR report disclosing 66 equity positions with a total reported market value of $558.78M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

Positions

$558.78M

Total AUM (reported)

6.25M

Total Shares

Allocation by class

ETF$534.12M95.6%

STOCK$24.66M4.4%

Portfolio Concentration

Top 3$286.10M51.2%

4–10$183.85M32.9%

11–25$70.37M12.6%

Rest$18.47M3.3%

Top 3 weight

51.2%

Top 10 weight

84.1%

Voting Authority Distribution

Total shares with voting rights: 5.96M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

5.96M

% of voting shares100.0%

Investment Discretion (by position count)

Sole66

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings66

Rows:

Vanguard Growth ETF

SOLE

ETF

Shares466.44K

TypeSH

Market value$116.35M

20.82%

Sole

0.00

Shared

0.00

None

451K

Vanguard Value ETF

SOLE

ETF

Shares705.62K

TypeSH

Market value$97.45M

17.44%

Sole

0.00

Shared

0.00

None

705.62K

iShares Core MSCI EAFE ETF

SOLE

ETF

Shares1.08M

TypeSH

Market value$72.30M

12.94%

Sole

0.00

Shared

0.00

None

1.08M

Vanguard Intermediate-Term Bond ETF

SOLE

ETF

Shares741.16K

TypeSH

Market value$56.88M

10.18%

Sole

0.00

Shared

0.00

None

741.16K

iShares Core MSCI Emerging Markets ETF

SOLE

ETF

Shares727.79K

TypeSH

Market value$35.51M

6.35%

Sole

0.00

Shared

0.00

None

727.79K

iShares National Muni Bond ETF

SOLE

ETF

Shares256.26K

TypeSH

Market value$27.61M

4.94%

Sole

0.00

Shared

0.00

None

256.26K

Vanguard Small-Cap Value ETF

SOLE

ETF

Shares163.39K

TypeSH

Market value$25.94M

4.64%

Sole

0.00

Shared

0.00

None

163.39K

Vanguard Total International Bond ETF

SOLE

ETF

Shares424.99K

TypeSH

Market value$20.79M

3.72%

Sole

0.00

Shared

0.00

None

424.99K

Xtrackers USD High Yield Corporate Bond ETF

SOLE

ETF

Shares251.24K

TypeSH

Market value$8.73M

1.56%

Sole

0.00

Shared

0.00

None

251.24K

Vanguard Short-Term Corporate Bond ETF

SOLE

ETF

Shares110.09K

TypeSH

Market value$8.39M

1.50%

Sole

0.00

Shared

0.00

None

50.27K

SPDR S&P Dividend ETF

SOLE

ETF

Shares67.56K

TypeSH

Market value$8.36M

1.50%

Sole

0.00

Shared

0.00

None

29.45K

Vanguard Small-Cap Growth ETF

SOLE

ETF

Shares34.40K

TypeSH

Market value$7.45M

1.33%

Sole

0.00

Shared

0.00

None

34.40K

Invesco QQQ Trust Series 1

SOLE

ETF

Shares22.20K

TypeSH

Market value$7.12M

1.27%

Sole

0.00

Shared

0.00

None

9.42K

Exxon Mobil Corp

SOLE

STOCK

Shares64.40K

TypeSH

Market value$7.06M

1.26%

Sole

0.00

Shared

0.00

None

64.30K

VanEck J. P. Morgan EM Local Currency Bond ETF

SOLE

ETF

Shares255.14K

TypeSH

Market value$6.44M

1.15%

Sole

0.00

Shared

0.00

None

255.14K

iShares JP Morgan USD Emerging Markets Bond ETF

SOLE

ETF

Shares73.75K

TypeSH

Market value$6.36M

1.14%

Sole

0.00

Shared

0.00

None

73.75K

Vanguard Total International Stock ETF

SOLE

ETF

Shares113.49K

TypeSH

Market value$6.27M

1.12%

Sole

0.00

Shared

0.00

None

47.31K

iShares Core S&P Small-Cap ETF

SOLE

ETF

Shares53.23K

TypeSH

Market value$5.15M

0.92%

Sole

0.00

Shared

0.00

None

53.23K

VanEck High Yield Muni ETF

SOLE

ETF

Shares85.07K

TypeSH

Market value$4.40M

0.79%

Sole

0.00

Shared

0.00

None

85.07K

Apple Inc

SOLE

STOCK

Shares17.35K

TypeSH

Market value$2.86M

0.51%

Sole

0.00

Shared

0.00

None

17.35K

ONEOK Inc

SOLE

STOCK

Shares34.83K

TypeSH

Market value$2.21M

0.40%

Sole

0.00

Shared

0.00

None

28.79K

Invesco S&P 500 Equal Weight ETF

SOLE

ETF

Shares13.17K

TypeSH

Market value$1.90M

0.34%

Sole

0.00

Shared

0.00

None

13.17K

SPDR S&P 500 ETF Trust

SOLE

ETF

Shares3.97K

TypeSH

Market value$1.62M

0.29%

Sole

0.00

Shared

0.00

None

3.97K

Vanguard FTSE Emerging Markets ETF

SOLE

ETF

Shares39.16K

TypeSH

Market value$1.58M

0.28%

Sole

0.00

Shared

0.00

None

19.27K

Schwab US Small-Cap ETF

SOLE

ETF

Shares33.45K

TypeSH

Market value$1.58M

0.28%

Sole

0.00

Shared

0.00

None

33.45K

Issuer	Class	Shares	Type	Value / Portfolio %	None
Vanguard Growth ETFSOLE	ETF	466.44K	SH	$116.35M 20.82%	451K
Vanguard Value ETFSOLE	ETF	705.62K	SH	$97.45M 17.44%	705.62K
iShares Core MSCI EAFE ETFSOLE	ETF	1.08M	SH	$72.30M 12.94%	1.08M
Vanguard Intermediate-Term Bond ETFSOLE	ETF	741.16K	SH	$56.88M 10.18%	741.16K
iShares Core MSCI Emerging Markets ETFSOLE	ETF	727.79K	SH	$35.51M 6.35%	727.79K
iShares National Muni Bond ETFSOLE	ETF	256.26K	SH	$27.61M 4.94%	256.26K
Vanguard Small-Cap Value ETFSOLE	ETF	163.39K	SH	$25.94M 4.64%	163.39K
Vanguard Total International Bond ETFSOLE	ETF	424.99K	SH	$20.79M 3.72%	424.99K
Xtrackers USD High Yield Corporate Bond ETFSOLE	ETF	251.24K	SH	$8.73M 1.56%	251.24K
Vanguard Short-Term Corporate Bond ETFSOLE	ETF	110.09K	SH	$8.39M 1.50%	50.27K
SPDR S&P Dividend ETFSOLE	ETF	67.56K	SH	$8.36M 1.50%	29.45K
Vanguard Small-Cap Growth ETFSOLE	ETF	34.40K	SH	$7.45M 1.33%	34.40K
Invesco QQQ Trust Series 1SOLE	ETF	22.20K	SH	$7.12M 1.27%	9.42K
Exxon Mobil CorpSOLE	STOCK	64.40K	SH	$7.06M 1.26%	64.30K
VanEck J. P. Morgan EM Local Currency Bond ETFSOLE	ETF	255.14K	SH	$6.44M 1.15%	255.14K
iShares JP Morgan USD Emerging Markets Bond ETFSOLE	ETF	73.75K	SH	$6.36M 1.14%	73.75K
Vanguard Total International Stock ETFSOLE	ETF	113.49K	SH	$6.27M 1.12%	47.31K
iShares Core S&P Small-Cap ETFSOLE	ETF	53.23K	SH	$5.15M 0.92%	53.23K
VanEck High Yield Muni ETFSOLE	ETF	85.07K	SH	$4.40M 0.79%	85.07K
Apple IncSOLE	STOCK	17.35K	SH	$2.86M 0.51%	17.35K
ONEOK IncSOLE	STOCK	34.83K	SH	$2.21M 0.40%	28.79K
Invesco S&P 500 Equal Weight ETFSOLE	ETF	13.17K	SH	$1.90M 0.34%	13.17K
SPDR S&P 500 ETF TrustSOLE	ETF	3.97K	SH	$1.62M 0.29%	3.97K
Vanguard FTSE Emerging Markets ETFSOLE	ETF	39.16K	SH	$1.58M 0.28%	19.27K
Schwab US Small-Cap ETFSOLE	ETF	33.45K	SH	$1.58M 0.28%	33.45K

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