Filed: 5/4/2026ACC: 0001730386-26-000003
📋 What this filing means
RETIREMENT INCOME SOLUTIONS, INC filed this quarterly 13F‑HR report disclosing 173 equity positions with a total reported market value of $585.09M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
173
Positions
$585.09M
Total AUM (reported)
6.43M
Total Shares
Allocation by class
STATE STREET SPD$206.01M35.2%
TR UNIT$45.38M7.8%
ULTRA SHRT ETF$36.41M6.2%
CORE S&P500 ETF$35.97M6.1%
ENHAN SHRT MA AC$34.94M6.0%
COM$30.16M5.2%
RUS 1000 GRW ETF$17.90M3.1%
Portfolio Concentration
Top 3$230.18M39.3%
4–10$162.08M27.7%
11–25$85.42M14.6%
Rest$107.42M18.4%
Top 3 weight
39.3%
Top 10 weight
67.0%
Voting Authority Distribution
Total shares with voting rights: 6.43M
Sole
Full voting authority
0.00
shares
% of voting shares0.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
6.43M
shares
% of voting shares100.0%
Investment Discretion (by position count)
Sole173
Shared0
Other0
Dominant voting typeNone · 100.0% of voting shares
Institutional Holdings173
Rows:
SPDR SERIES TRUST
SOLEShares1.86M
TypeSH
Market value$142.32M
24.33%
Sole
0.00
Shared
0.00
None
1.86M
STATE STR SPDR S&P 500 ETF T
SOLEShares69.78K
TypeSH
Market value$45.38M
7.76%
Sole
0.00
Shared
0.00
None
69.78K
SPDR SERIES TRUST
SOLEShares717.19K
TypeSH
Market value$42.47M
7.26%
Sole
0.00
Shared
0.00
None
717.19K
J P MORGAN EXCHANGE TRADED F
SOLEShares719.46K
TypeSH
Market value$36.41M
6.22%
Sole
0.00
Shared
0.00
None
719.46K
ISHARES TR
SOLEShares55.07K
TypeSH
Market value$35.97M
6.15%
Sole
0.00
Shared
0.00
None
55.07K
PIMCO ETF TR
SOLEShares347.41K
TypeSH
Market value$34.94M
5.97%
Sole
0.00
Shared
0.00
None
347.41K
ISHARES TR
SOLEShares41.99K
TypeSH
Market value$17.90M
3.06%
Sole
0.00
Shared
0.00
None
41.99K
ISHARES TR
SOLEShares234.43K
TypeSH
Market value$15.83M
2.71%
Sole
0.00
Shared
0.00
None
234.43K
WORLD GOLD TR
SOLEShares129.82K
TypeSH
Market value$12.03M
2.06%
Sole
0.00
Shared
0.00
None
129.82K
SPDR SERIES TRUST
SOLEShares169.45K
TypeSH
Market value$8.99M
1.54%
Sole
0.00
Shared
0.00
None
169.45K
ISHARES TR
SOLEShares54.53K
TypeSH
Market value$7.71M
1.32%
Sole
0.00
Shared
0.00
None
54.53K
INVESCO QQQ TR
SOLEShares13.30K
TypeSH
Market value$7.68M
1.31%
Sole
0.00
Shared
0.00
None
13.30K
J P MORGAN EXCHANGE TRADED F
SOLEShares141.49K
TypeSH
Market value$7.07M
1.21%
Sole
0.00
Shared
0.00
None
141.49K
INVESCO EXCHANGE TRADED FD T
SOLEShares36.80K
TypeSH
Market value$7.06M
1.21%
Sole
0.00
Shared
0.00
None
36.80K
ISHARES TR
SOLEShares32.40K
TypeSH
Market value$6.92M
1.18%
Sole
0.00
Shared
0.00
None
32.40K
STATE STR SPDR S&P MIDCAP 40
SOLEShares10.23K
TypeSH
Market value$6.31M
1.08%
Sole
0.00
Shared
0.00
None
10.23K
ISHARES TR
SOLEShares17.25K
TypeSH
Market value$6.15M
1.05%
Sole
0.00
Shared
0.00
None
17.25K
FIDELITY COVINGTON TRUST
SOLEShares150.04K
TypeSH
Market value$5.70M
0.97%
Sole
0.00
Shared
0.00
None
150.04K
ISHARES TR
SOLEShares40.59K
TypeSH
Market value$5.62M
0.96%
Sole
0.00
Shared
0.00
None
40.59K
APPLE INC
SOLEShares20.22K
TypeSH
Market value$5.13M
0.88%
Sole
0.00
Shared
0.00
None
20.22K
AMERICAN CENTY ETF TR
SOLEShares57.75K
TypeSH
Market value$4.90M
0.84%
Sole
0.00
Shared
0.00
None
57.75K
DIMENSIONAL ETF TRUST
SOLEShares130.01K
TypeSH
Market value$4.40M
0.75%
Sole
0.00
Shared
0.00
None
130.01K
VANGUARD INDEX FDS
SOLEShares13.98K
TypeSH
Market value$4.02M
0.69%
Sole
0.00
Shared
0.00
None
13.98K
AMAZON COM INC
SOLEShares16.47K
TypeSH
Market value$3.43M
0.59%
Sole
0.00
Shared
0.00
None
16.47K
SPDR SERIES TRUST
SOLEShares33.80K
TypeSH
Market value$3.31M
0.57%
Sole
0.00
Shared
0.00
None
33.80K
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
SPDR SERIES TRUSTSOLE | STATE STREET SPD | 1.86M | SH | $142.32M 24.33% | 0.00 | 0.00 | 1.86M |
STATE STR SPDR S&P 500 ETF TSOLE | TR UNIT | 69.78K | SH | $45.38M 7.76% | 0.00 | 0.00 | 69.78K |
SPDR SERIES TRUSTSOLE | STATE STREET SPD | 717.19K | SH | $42.47M 7.26% | 0.00 | 0.00 | 717.19K |
J P MORGAN EXCHANGE TRADED FSOLE | ULTRA SHRT ETF | 719.46K | SH | $36.41M 6.22% | 0.00 | 0.00 | 719.46K |
ISHARES TRSOLE | CORE S&P500 ETF | 55.07K | SH | $35.97M 6.15% | 0.00 | 0.00 | 55.07K |
PIMCO ETF TRSOLE | ENHAN SHRT MA AC | 347.41K | SH | $34.94M 5.97% | 0.00 | 0.00 | 347.41K |
ISHARES TRSOLE | RUS 1000 GRW ETF | 41.99K | SH | $17.90M 3.06% | 0.00 | 0.00 | 41.99K |
ISHARES TRSOLE | CORE S&P MCP ETF | 234.43K | SH | $15.83M 2.71% | 0.00 | 0.00 | 234.43K |
WORLD GOLD TRSOLE | SPDR GLD MINIS | 129.82K | SH | $12.03M 2.06% | 0.00 | 0.00 | 129.82K |
SPDR SERIES TRUSTSOLE | STATE STREET SPD | 169.45K | SH | $8.99M 1.54% | 0.00 | 0.00 | 169.45K |
ISHARES TRSOLE | ESG AWR MSCI USA | 54.53K | SH | $7.71M 1.32% | 0.00 | 0.00 | 54.53K |
INVESCO QQQ TRSOLE | UNIT SER 1 | 13.30K | SH | $7.68M 1.31% | 0.00 | 0.00 | 13.30K |
J P MORGAN EXCHANGE TRADED FSOLE | MUNICIPAL ETF | 141.49K | SH | $7.07M 1.21% | 0.00 | 0.00 | 141.49K |
INVESCO EXCHANGE TRADED FD TSOLE | S&P500 EQL WGT | 36.80K | SH | $7.06M 1.21% | 0.00 | 0.00 | 36.80K |
ISHARES TRSOLE | RUS 1000 VAL ETF | 32.40K | SH | $6.92M 1.18% | 0.00 | 0.00 | 32.40K |
STATE STR SPDR S&P MIDCAP 40SOLE | UTSER1 S&PDCRP | 10.23K | SH | $6.31M 1.08% | 0.00 | 0.00 | 10.23K |
ISHARES TRSOLE | RUS 1000 ETF | 17.25K | SH | $6.15M 1.05% | 0.00 | 0.00 | 17.25K |
FIDELITY COVINGTON TRUSTSOLE | ENHANCED SMALL | 150.04K | SH | $5.70M 0.97% | 0.00 | 0.00 | 150.04K |
ISHARES TRSOLE | MSCI ACWI ETF | 40.59K | SH | $5.62M 0.96% | 0.00 | 0.00 | 40.59K |
APPLE INCSOLE | COM | 20.22K | SH | $5.13M 0.88% | 0.00 | 0.00 | 20.22K |
AMERICAN CENTY ETF TRSOLE | INTL EQT ETF | 57.75K | SH | $4.90M 0.84% | 0.00 | 0.00 | 57.75K |
DIMENSIONAL ETF TRUSTSOLE | EMGR CRE EQT MNG | 130.01K | SH | $4.40M 0.75% | 0.00 | 0.00 | 130.01K |
VANGUARD INDEX FDSSOLE | MID CAP ETF | 13.98K | SH | $4.02M 0.69% | 0.00 | 0.00 | 13.98K |
AMAZON COM INCSOLE | COM | 16.47K | SH | $3.43M 0.59% | 0.00 | 0.00 | 16.47K |
SPDR SERIES TRUSTSOLE | STATE STREET SPD | 33.80K | SH | $3.31M 0.57% | 0.00 | 0.00 | 33.80K |
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