RETIREMENT GUYS FORMULA LLC

Filed: 10/21/2025ACC: 0001933059-25-000002

📋 What this filing means

RETIREMENT GUYS FORMULA LLC filed this quarterly 13F‑HR report disclosing 169 equity positions with a total reported market value of $284.21M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

169

Positions

$284.21M

Total AUM (reported)

4.66M

Total Shares

Allocation by class

COM$87.81M30.9%

US LCAP GR ETF$18.79M6.6%

SWAN SOS FD OF$14.74M5.2%

ULTRA SHRT ETF$8.26M2.9%

US LCAP VA ETF$8.08M2.8%

CL A$8.04M2.8%

UNIT$7.69M2.7%

Portfolio Concentration

Top 3$41.78M14.7%

4–10$44.94M15.8%

11–25$54.79M19.3%

Rest$142.69M50.2%

Top 3 weight

14.7%

Top 10 weight

30.5%

Voting Authority Distribution

Total shares with voting rights: 4.66M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

4.66M

% of voting shares100.0%

Investment Discretion (by position count)

Sole169

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings169

Rows:

SCHWAB STRATEGIC TR

SOLE

US LCAP GR ETF

Shares588.72K

TypeSH

Market value$18.79M

6.61%

Sole

0.00

Shared

0.00

None

588.72K

PACER FDS TR

SOLE

SWAN SOS FD OF

Shares466.45K

TypeSH

Market value$14.74M

5.19%

Sole

0.00

Shared

0.00

None

466.45K

J P MORGAN EXCHANGE TRADED F

SOLE

ULTRA SHRT ETF

Shares162.84K

TypeSH

Market value$8.26M

2.91%

Sole

0.00

Shared

0.00

None

162.84K

SCHWAB STRATEGIC TR

SOLE

US LCAP VA ETF

Shares277.46K

TypeSH

Market value$8.08M

2.84%

Sole

0.00

Shared

0.00

None

277.46K

GOLDMAN SACHS PHYSICAL GOLD

SOLE

UNIT

Shares201.84K

TypeSH

Market value$7.69M

2.71%

Sole

0.00

Shared

0.00

None

201.84K

LISTED FDS TR

SOLE

SWAN HEDGED EQTY

Shares308.05K

TypeSH

Market value$7.68M

2.70%

Sole

0.00

Shared

0.00

None

308.05K

INVESCO QQQ TR

SOLE

UNIT SER 1

Shares9.74K

TypeSH

Market value$5.85M

2.06%

Sole

0.00

Shared

0.00

None

9.74K

VANGUARD INTL EQUITY INDEX F

SOLE

FTSE EMR MKT ETF

Shares101.92K

TypeSH

Market value$5.50M

1.94%

Sole

0.00

Shared

0.00

None

101.92K

ABRDN ETFS

SOLE

BBRG ALL COMMDY

Shares154.59K

TypeSH

Market value$5.31M

1.87%

Sole

0.00

Shared

0.00

None

154.59K

APPLE INC

SOLE

COM

Shares18.97K

TypeSH

Market value$4.83M

1.70%

Sole

0.00

Shared

0.00

None

18.97K

SPDR S&P 500 ETF TR

SOLE

TR UNIT

Shares7.16K

TypeSH

Market value$4.77M

1.68%

Sole

0.00

Shared

0.00

None

7.16K

INVESCO EXCH TRADED FD TR II

SOLE

INVESCO PHLX SM

Shares87.09K

TypeSH

Market value$4.37M

1.54%

Sole

0.00

Shared

0.00

None

87.09K

SPDR INDEX SHS FDS

SOLE

EURO STOXX 50

Shares70.23K

TypeSH

Market value$4.36M

1.54%

Sole

0.00

Shared

0.00

None

70.23K

J P MORGAN EXCHANGE TRADED F

SOLE

EQUITY PREMIUM

Shares73.32K

TypeSH

Market value$4.19M

1.47%

Sole

0.00

Shared

0.00

None

73.32K

VANGUARD INDEX FDS

SOLE

MID CAP ETF

Shares13.82K

TypeSH

Market value$4.06M

1.43%

Sole

0.00

Shared

0.00

None

13.82K

VANGUARD WHITEHALL FDS

SOLE

INTL DVD ETF

Shares42.69K

TypeSH

Market value$3.82M

1.35%

Sole

0.00

Shared

0.00

None

42.69K

AMERICAN CENTY ETF TR

SOLE

AVANTIS EMGMKT

Shares50.79K

TypeSH

Market value$3.82M

1.34%

Sole

0.00

Shared

0.00

None

50.79K

UNITEDHEALTH GROUP INC

SOLE

COM

Shares10.29K

TypeSH

Market value$3.55M

1.25%

Sole

0.00

Shared

0.00

None

10.29K

J P MORGAN EXCHANGE TRADED F

SOLE

HEDGED EQUITY LA

Shares52.40K

TypeSH

Market value$3.41M

1.20%

Sole

0.00

Shared

0.00

None

52.40K

J P MORGAN EXCHANGE TRADED F

SOLE

NASDAQ EQT PREM

Shares56.92K

TypeSH

Market value$3.27M

1.15%

Sole

0.00

Shared

0.00

None

56.92K

NVIDIA CORPORATION

SOLE

COM

Shares17.31K

TypeSH

Market value$3.23M

1.14%

Sole

0.00

Shared

0.00

None

17.31K

VANGUARD STAR FDS

SOLE

VG TL INTL STK F

Shares42.29K

TypeSH

Market value$3.11M

1.09%

Sole

0.00

Shared

0.00

None

42.29K

FIRST TR EXCHANGE-TRADED FD

SOLE

FT VEST S&P 500

Shares61.76K

TypeSH

Market value$3.05M

1.07%

Sole

0.00

Shared

0.00

None

61.76K

FIRST TR EXCHANGE-TRADED FD

SOLE

SHS

Shares65.56K

TypeSH

Market value$3.03M

1.07%

Sole

0.00

Shared

0.00

None

65.56K

ALPHABET INC

SOLE

CAP STK CL C

Shares11.35K

TypeSH

Market value$2.76M

0.97%

Sole

0.00

Shared

0.00

None

11.35K

Issuer	Class	Shares	Type	Value / Portfolio %	None
SCHWAB STRATEGIC TRSOLE	US LCAP GR ETF	588.72K	SH	$18.79M 6.61%	588.72K
PACER FDS TRSOLE	SWAN SOS FD OF	466.45K	SH	$14.74M 5.19%	466.45K
J P MORGAN EXCHANGE TRADED FSOLE	ULTRA SHRT ETF	162.84K	SH	$8.26M 2.91%	162.84K
SCHWAB STRATEGIC TRSOLE	US LCAP VA ETF	277.46K	SH	$8.08M 2.84%	277.46K
GOLDMAN SACHS PHYSICAL GOLDSOLE	UNIT	201.84K	SH	$7.69M 2.71%	201.84K
LISTED FDS TRSOLE	SWAN HEDGED EQTY	308.05K	SH	$7.68M 2.70%	308.05K
INVESCO QQQ TRSOLE	UNIT SER 1	9.74K	SH	$5.85M 2.06%	9.74K
VANGUARD INTL EQUITY INDEX FSOLE	FTSE EMR MKT ETF	101.92K	SH	$5.50M 1.94%	101.92K
ABRDN ETFSSOLE	BBRG ALL COMMDY	154.59K	SH	$5.31M 1.87%	154.59K
APPLE INCSOLE	COM	18.97K	SH	$4.83M 1.70%	18.97K
SPDR S&P 500 ETF TRSOLE	TR UNIT	7.16K	SH	$4.77M 1.68%	7.16K
INVESCO EXCH TRADED FD TR IISOLE	INVESCO PHLX SM	87.09K	SH	$4.37M 1.54%	87.09K
SPDR INDEX SHS FDSSOLE	EURO STOXX 50	70.23K	SH	$4.36M 1.54%	70.23K
J P MORGAN EXCHANGE TRADED FSOLE	EQUITY PREMIUM	73.32K	SH	$4.19M 1.47%	73.32K
VANGUARD INDEX FDSSOLE	MID CAP ETF	13.82K	SH	$4.06M 1.43%	13.82K
VANGUARD WHITEHALL FDSSOLE	INTL DVD ETF	42.69K	SH	$3.82M 1.35%	42.69K
AMERICAN CENTY ETF TRSOLE	AVANTIS EMGMKT	50.79K	SH	$3.82M 1.34%	50.79K
UNITEDHEALTH GROUP INCSOLE	COM	10.29K	SH	$3.55M 1.25%	10.29K
J P MORGAN EXCHANGE TRADED FSOLE	HEDGED EQUITY LA	52.40K	SH	$3.41M 1.20%	52.40K
J P MORGAN EXCHANGE TRADED FSOLE	NASDAQ EQT PREM	56.92K	SH	$3.27M 1.15%	56.92K
NVIDIA CORPORATIONSOLE	COM	17.31K	SH	$3.23M 1.14%	17.31K
VANGUARD STAR FDSSOLE	VG TL INTL STK F	42.29K	SH	$3.11M 1.09%	42.29K
FIRST TR EXCHANGE-TRADED FDSOLE	FT VEST S&P 500	61.76K	SH	$3.05M 1.07%	61.76K
FIRST TR EXCHANGE-TRADED FDSOLE	SHS	65.56K	SH	$3.03M 1.07%	65.56K
ALPHABET INCSOLE	CAP STK CL C	11.35K	SH	$2.76M 0.97%	11.35K

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