Filed: 4/28/2026ACC: 0001962532-26-000005
📋 What this filing means
RETIREMENT FINANCIAL SOLUTIONS, LLC filed this quarterly 13F‑HR report disclosing 53 equity positions with a total reported market value of $349.80M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
53
Positions
$349.80M
Total AUM (reported)
5.64M
Total Shares
Allocation by class
STATE STREET SPD$44.26M12.7%
US EQT ETF$37.35M10.7%
US SML CP VALU$23.70M6.8%
AVANTIS US SMALL$23.48M6.7%
LONG TERM TREAS$17.63M5.0%
NASDAQNXTGEN100$16.50M4.7%
FTSE EMR MKT ETF$16.22M4.6%
Portfolio Concentration
Top 3$84.54M24.2%
4–10$109.45M31.3%
11–25$133.81M38.3%
Rest$22.01M6.3%
Top 3 weight
24.2%
Top 10 weight
55.5%
Voting Authority Distribution
Total shares with voting rights: 5.64M
Sole
Full voting authority
0.00
shares
% of voting shares0.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
5.64M
shares
% of voting shares100.0%
Investment Discretion (by position count)
Sole53
Shared0
Other0
Dominant voting typeNone · 100.0% of voting shares
Institutional Holdings53
Rows:
AMERICAN CENTY ETF TR
SOLEShares335.97K
TypeSH
Market value$37.35M
10.68%
Sole
0.00
Shared
0.00
None
335.97K
AMERICAN CENTY ETF TR
SOLEShares214.58K
TypeSH
Market value$23.70M
6.78%
Sole
0.00
Shared
0.00
None
214.58K
AMERICAN CENTY ETF TR
SOLEShares376.85K
TypeSH
Market value$23.48M
6.71%
Sole
0.00
Shared
0.00
None
376.85K
SPDR SERIES TRUST
SOLEShares275.31K
TypeSH
Market value$21.07M
6.02%
Sole
0.00
Shared
0.00
None
275.31K
VANGUARD SCOTTSDALE FDS
SOLEShares318.41K
TypeSH
Market value$17.63M
5.04%
Sole
0.00
Shared
0.00
None
318.41K
INVESCO EXCH TRADED FD TR II
SOLEShares455.77K
TypeSH
Market value$16.50M
4.72%
Sole
0.00
Shared
0.00
None
455.77K
VANGUARD INTL EQUITY INDEX F
SOLEShares300.12K
TypeSH
Market value$16.22M
4.64%
Sole
0.00
Shared
0.00
None
300.12K
SCHWAB STRATEGIC TR
SOLEShares470.48K
TypeSH
Market value$14.43M
4.13%
Sole
0.00
Shared
0.00
None
470.48K
ISHARES TR
SOLEShares125.13K
TypeSH
Market value$11.94M
3.41%
Sole
0.00
Shared
0.00
None
125.13K
AMERICAN CENTY ETF TR
SOLEShares144.58K
TypeSH
Market value$11.65M
3.33%
Sole
0.00
Shared
0.00
None
144.58K
VANECK ETF TRUST
SOLEShares137.43K
TypeSH
Market value$11.61M
3.32%
Sole
0.00
Shared
0.00
None
137.43K
SPDR SERIES TRUST
SOLEShares192.96K
TypeSH
Market value$11.43M
3.27%
Sole
0.00
Shared
0.00
None
192.96K
INVESCO EXCHANGE TRADED FD T
SOLEShares58.90K
TypeSH
Market value$11.30M
3.23%
Sole
0.00
Shared
0.00
None
58.90K
TIDAL TRUST I
SOLEShares472.28K
TypeSH
Market value$11.27M
3.22%
Sole
0.00
Shared
0.00
None
472.28K
STATE STR SPDR DOW JONES IND
SOLEShares24.11K
TypeSH
Market value$11.17M
3.19%
Sole
0.00
Shared
0.00
None
24.11K
VANGUARD WORLD FD
SOLEShares47.24K
TypeSH
Market value$11.17M
3.19%
Sole
0.00
Shared
0.00
None
47.24K
ABRDN ETFS
SOLEShares448.80K
TypeSH
Market value$10.90M
3.12%
Sole
0.00
Shared
0.00
None
448.80K
VANGUARD INTL EQUITY INDEX F
SOLEShares143.46K
TypeSH
Market value$10.77M
3.08%
Sole
0.00
Shared
0.00
None
143.46K
INVESCO ACTIVELY MANAGED EXC
SOLEShares186.75K
TypeSH
Market value$9.34M
2.67%
Sole
0.00
Shared
0.00
None
186.75K
INVESCO EXCH TRADED FD TR II
SOLEShares26.33K
TypeSH
Market value$6.26M
1.79%
Sole
0.00
Shared
0.00
None
26.33K
SCHWAB STRATEGIC TR
SOLEShares225.23K
TypeSH
Market value$5.99M
1.71%
Sole
0.00
Shared
0.00
None
225.23K
INVESCO EXCH TRADED FD TR II
SOLEShares50.79K
TypeSH
Market value$5.84M
1.67%
Sole
0.00
Shared
0.00
None
50.79K
SPDR SERIES TRUST
SOLEShares102.56K
TypeSH
Market value$5.80M
1.66%
Sole
0.00
Shared
0.00
None
102.56K
SPDR SERIES TRUST
SOLEShares57.40K
TypeSH
Market value$5.62M
1.61%
Sole
0.00
Shared
0.00
None
57.40K
VANGUARD SCOTTSDALE FDS
SOLEShares91.25K
TypeSH
Market value$5.34M
1.53%
Sole
0.00
Shared
0.00
None
91.25K
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
AMERICAN CENTY ETF TRSOLE | US EQT ETF | 335.97K | SH | $37.35M 10.68% | 0.00 | 0.00 | 335.97K |
AMERICAN CENTY ETF TRSOLE | US SML CP VALU | 214.58K | SH | $23.70M 6.78% | 0.00 | 0.00 | 214.58K |
AMERICAN CENTY ETF TRSOLE | AVANTIS US SMALL | 376.85K | SH | $23.48M 6.71% | 0.00 | 0.00 | 376.85K |
SPDR SERIES TRUSTSOLE | STATE STREET SPD | 275.31K | SH | $21.07M 6.02% | 0.00 | 0.00 | 275.31K |
VANGUARD SCOTTSDALE FDSSOLE | LONG TERM TREAS | 318.41K | SH | $17.63M 5.04% | 0.00 | 0.00 | 318.41K |
INVESCO EXCH TRADED FD TR IISOLE | NASDAQNXTGEN100 | 455.77K | SH | $16.50M 4.72% | 0.00 | 0.00 | 455.77K |
VANGUARD INTL EQUITY INDEX FSOLE | FTSE EMR MKT ETF | 300.12K | SH | $16.22M 4.64% | 0.00 | 0.00 | 300.12K |
SCHWAB STRATEGIC TRSOLE | US DIVIDEND EQ | 470.48K | SH | $14.43M 4.13% | 0.00 | 0.00 | 470.48K |
ISHARES TRSOLE | 7-10 YR TRSY BD | 125.13K | SH | $11.94M 3.41% | 0.00 | 0.00 | 125.13K |
AMERICAN CENTY ETF TRSOLE | AVANTIS EMGMKT | 144.58K | SH | $11.65M 3.33% | 0.00 | 0.00 | 144.58K |
VANECK ETF TRUSTSOLE | AGRIBUSINESS ETF | 137.43K | SH | $11.61M 3.32% | 0.00 | 0.00 | 137.43K |
SPDR SERIES TRUSTSOLE | STATE STREET SPD | 192.96K | SH | $11.43M 3.27% | 0.00 | 0.00 | 192.96K |
INVESCO EXCHANGE TRADED FD TSOLE | S&P500 EQL WGT | 58.90K | SH | $11.30M 3.23% | 0.00 | 0.00 | 58.90K |
TIDAL TRUST ISOLE | FUNDSTRAT GRANNY | 472.28K | SH | $11.27M 3.22% | 0.00 | 0.00 | 472.28K |
STATE STR SPDR DOW JONES INDSOLE | UT SER 1 | 24.11K | SH | $11.17M 3.19% | 0.00 | 0.00 | 24.11K |
VANGUARD WORLD FDSOLE | MEGA CAP INDEX | 47.24K | SH | $11.17M 3.19% | 0.00 | 0.00 | 47.24K |
ABRDN ETFSSOLE | BBRG ALL COMD K1 | 448.80K | SH | $10.90M 3.12% | 0.00 | 0.00 | 448.80K |
VANGUARD INTL EQUITY INDEX FSOLE | ALLWRLD EX US | 143.46K | SH | $10.77M 3.08% | 0.00 | 0.00 | 143.46K |
INVESCO ACTIVELY MANAGED EXCSOLE | S&P 500 EQUAL WE | 186.75K | SH | $9.34M 2.67% | 0.00 | 0.00 | 186.75K |
INVESCO EXCH TRADED FD TR IISOLE | NASDAQ 100 ETF | 26.33K | SH | $6.26M 1.79% | 0.00 | 0.00 | 26.33K |
SCHWAB STRATEGIC TRSOLE | US TIPS ETF | 225.23K | SH | $5.99M 1.71% | 0.00 | 0.00 | 225.23K |
INVESCO EXCH TRADED FD TR IISOLE | S&P 500 REVENUE | 50.79K | SH | $5.84M 1.67% | 0.00 | 0.00 | 50.79K |
SPDR SERIES TRUSTSOLE | STATE STREET SPD | 102.56K | SH | $5.80M 1.66% | 0.00 | 0.00 | 102.56K |
SPDR SERIES TRUSTSOLE | STATE STREET SPD | 57.40K | SH | $5.62M 1.61% | 0.00 | 0.00 | 57.40K |
VANGUARD SCOTTSDALE FDSSOLE | SHORT TERM TREAS | 91.25K | SH | $5.34M 1.53% | 0.00 | 0.00 | 91.25K |
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