Filed: 1/31/2025ACC: 0001962532-25-000001
📋 What this filing means
RETIREMENT FINANCIAL SOLUTIONS, LLC filed this quarterly 13F‑HR report disclosing 37 equity positions with a total reported market value of $185.45M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
37
Positions
$185.45M
Total AUM (reported)
2.56M
Total Shares
Allocation by class
PORTFOLIO S&P600$19.56M10.5%
MID CAP ETF$19.46M10.5%
SM CP VAL ETF$19.42M10.5%
PORTFOLIO S&P500$19.32M10.4%
NASDAQ 100 ETF$15.58M8.4%
7-10 YR TRSY BD$14.14M7.6%
MSCI EMG MKT ETF$12.65M6.8%
Portfolio Concentration
Top 3$58.44M31.5%
4–10$88.85M47.9%
11–25$33.50M18.1%
Rest$4.65M2.5%
Top 3 weight
31.5%
Top 10 weight
79.4%
Voting Authority Distribution
Total shares with voting rights: 2.56M
Sole
Full voting authority
0.00
shares
% of voting shares0.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
2.56M
shares
% of voting shares100.0%
Investment Discretion (by position count)
Sole37
Shared0
Other0
Dominant voting typeNone · 100.0% of voting shares
Institutional Holdings37
Rows:
SPDR SER TR
SOLEShares435.38K
TypeSH
Market value$19.56M
10.55%
Sole
0.00
Shared
0.00
None
435.38K
VANGUARD INDEX FDS
SOLEShares73.69K
TypeSH
Market value$19.46M
10.50%
Sole
0.00
Shared
0.00
None
73.69K
VANGUARD INDEX FDS
SOLEShares97.99K
TypeSH
Market value$19.42M
10.47%
Sole
0.00
Shared
0.00
None
97.99K
SPDR SER TR
SOLEShares280.26K
TypeSH
Market value$19.32M
10.42%
Sole
0.00
Shared
0.00
None
280.26K
INVESCO EXCH TRADED FD TR II
SOLEShares74.01K
TypeSH
Market value$15.58M
8.40%
Sole
0.00
Shared
0.00
None
74.01K
ISHARES TR
SOLEShares152.98K
TypeSH
Market value$14.14M
7.63%
Sole
0.00
Shared
0.00
None
152.98K
ISHARES TR
SOLEShares302.45K
TypeSH
Market value$12.65M
6.82%
Sole
0.00
Shared
0.00
None
302.45K
WISDOMTREE TR
SOLEShares224.29K
TypeSH
Market value$9.81M
5.29%
Sole
0.00
Shared
0.00
None
224.29K
ISHARES TR
SOLEShares217.93K
TypeSH
Market value$9.29M
5.01%
Sole
0.00
Shared
0.00
None
217.93K
ISHARES TR
SOLEShares92.47K
TypeSH
Market value$8.07M
4.35%
Sole
0.00
Shared
0.00
None
92.47K
J P MORGAN EXCHANGE TRADED F
SOLEShares127.18K
TypeSH
Market value$7.32M
3.95%
Sole
0.00
Shared
0.00
None
127.18K
INVESCO EXCH TRADED FD TR II
SOLEShares134.01K
TypeSH
Market value$6.47M
3.49%
Sole
0.00
Shared
0.00
None
134.01K
ISHARES TR
SOLEShares50.53K
TypeSH
Market value$4.14M
2.23%
Sole
0.00
Shared
0.00
None
50.53K
ISHARES TR
SOLEShares79.63K
TypeSH
Market value$4.10M
2.21%
Sole
0.00
Shared
0.00
None
79.63K
VANGUARD INDEX FDS
SOLEShares3.32K
TypeSH
Market value$1.79M
0.96%
Sole
0.00
Shared
0.00
None
3.32K
SCIENCE APPLICATIONS INTL CO
SOLEShares15.63K
TypeSH
Market value$1.75M
0.94%
Sole
0.00
Shared
0.00
None
15.63K
APPLE INC
SOLEShares5.09K
TypeSH
Market value$1.28M
0.69%
Sole
0.00
Shared
0.00
None
5.09K
SPDR GOLD TR
SOLEShares4.45K
TypeSH
Market value$1.08M
0.58%
Sole
0.00
Shared
0.00
None
4.45K
INVESCO DB US DLR INDEX TR
SOLEShares32.93K
TypeSH
Market value$968.9K
0.52%
Sole
0.00
Shared
0.00
None
32.93K
VANGUARD STAR FDS
SOLEShares15.96K
TypeSH
Market value$940.5K
0.51%
Sole
0.00
Shared
0.00
None
15.96K
VANGUARD INDEX FDS
SOLEShares10.55K
TypeSH
Market value$939.4K
0.51%
Sole
0.00
Shared
0.00
None
10.55K
VANGUARD INDEX FDS
SOLEShares5.24K
TypeSH
Market value$847.9K
0.46%
Sole
0.00
Shared
0.00
None
5.24K
BERKSHIRE HATHAWAY INC DEL
SOLEShares1.54K
TypeSH
Market value$697.1K
0.38%
Sole
0.00
Shared
0.00
None
1.54K
VANGUARD SCOTTSDALE FDS
SOLEShares2.45K
TypeSH
Market value$653.8K
0.35%
Sole
0.00
Shared
0.00
None
2.45K
VANGUARD INDEX FDS
SOLEShares1.83K
TypeSH
Market value$530.5K
0.29%
Sole
0.00
Shared
0.00
None
1.83K
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
SPDR SER TRSOLE | PORTFOLIO S&P600 | 435.38K | SH | $19.56M 10.55% | 0.00 | 0.00 | 435.38K |
VANGUARD INDEX FDSSOLE | MID CAP ETF | 73.69K | SH | $19.46M 10.50% | 0.00 | 0.00 | 73.69K |
VANGUARD INDEX FDSSOLE | SM CP VAL ETF | 97.99K | SH | $19.42M 10.47% | 0.00 | 0.00 | 97.99K |
SPDR SER TRSOLE | PORTFOLIO S&P500 | 280.26K | SH | $19.32M 10.42% | 0.00 | 0.00 | 280.26K |
INVESCO EXCH TRADED FD TR IISOLE | NASDAQ 100 ETF | 74.01K | SH | $15.58M 8.40% | 0.00 | 0.00 | 74.01K |
ISHARES TRSOLE | 7-10 YR TRSY BD | 152.98K | SH | $14.14M 7.63% | 0.00 | 0.00 | 152.98K |
ISHARES TRSOLE | MSCI EMG MKT ETF | 302.45K | SH | $12.65M 6.82% | 0.00 | 0.00 | 302.45K |
WISDOMTREE TRSOLE | EUROPE HEDGED EQ | 224.29K | SH | $9.81M 5.29% | 0.00 | 0.00 | 224.29K |
ISHARES TRSOLE | 0-5YR HI YL CP | 217.93K | SH | $9.29M 5.01% | 0.00 | 0.00 | 217.93K |
ISHARES TRSOLE | 20 YR TR BD ETF | 92.47K | SH | $8.07M 4.35% | 0.00 | 0.00 | 92.47K |
J P MORGAN EXCHANGE TRADED FSOLE | EQUITY PREMIUM | 127.18K | SH | $7.32M 3.95% | 0.00 | 0.00 | 127.18K |
INVESCO EXCH TRADED FD TR IISOLE | S&P500 HDL VOL | 134.01K | SH | $6.47M 3.49% | 0.00 | 0.00 | 134.01K |
ISHARES TRSOLE | 1 3 YR TREAS BD | 50.53K | SH | $4.14M 2.23% | 0.00 | 0.00 | 50.53K |
ISHARES TRSOLE | ISHS 5-10YR INVT | 79.63K | SH | $4.10M 2.21% | 0.00 | 0.00 | 79.63K |
VANGUARD INDEX FDSSOLE | S&P 500 ETF SHS | 3.32K | SH | $1.79M 0.96% | 0.00 | 0.00 | 3.32K |
SCIENCE APPLICATIONS INTL COSOLE | COM | 15.63K | SH | $1.75M 0.94% | 0.00 | 0.00 | 15.63K |
APPLE INCSOLE | COM | 5.09K | SH | $1.28M 0.69% | 0.00 | 0.00 | 5.09K |
SPDR GOLD TRSOLE | GOLD SHS | 4.45K | SH | $1.08M 0.58% | 0.00 | 0.00 | 4.45K |
INVESCO DB US DLR INDEX TRSOLE | BULLISH FD | 32.93K | SH | $968.9K 0.52% | 0.00 | 0.00 | 32.93K |
VANGUARD STAR FDSSOLE | VG TL INTL STK F | 15.96K | SH | $940.5K 0.51% | 0.00 | 0.00 | 15.96K |
VANGUARD INDEX FDSSOLE | REAL ESTATE ETF | 10.55K | SH | $939.4K 0.51% | 0.00 | 0.00 | 10.55K |
VANGUARD INDEX FDSSOLE | MCAP VL IDXVIP | 5.24K | SH | $847.9K 0.46% | 0.00 | 0.00 | 5.24K |
BERKSHIRE HATHAWAY INC DELSOLE | CL B NEW | 1.54K | SH | $697.1K 0.38% | 0.00 | 0.00 | 1.54K |
VANGUARD SCOTTSDALE FDSSOLE | VNG RUS1000IDX | 2.45K | SH | $653.8K 0.35% | 0.00 | 0.00 | 2.45K |
VANGUARD INDEX FDSSOLE | TOTAL STK MKT | 1.83K | SH | $530.5K 0.29% | 0.00 | 0.00 | 1.83K |
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