RETIREMENT FINANCIAL SOLUTIONS, LLC

Filed: 1/18/2024ACC: 0001962532-24-000001

📋 What this filing means

RETIREMENT FINANCIAL SOLUTIONS, LLC filed this quarterly 13F‑HR report disclosing 47 equity positions with a total reported market value of $176.50M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

Positions

$176.50M

Total AUM (reported)

2.73M

Total Shares

Allocation by class

PORTFOLIO SP500$15.76M8.9%

PORTFOLIO SP600$14.20M8.0%

PRTFLO SP500 VL$13.91M7.9%

SM CP VAL ETF$13.90M7.9%

MID CAP ETF$13.62M7.7%

NASDAQ 100 ETF$13.46M7.6%

7 10 YR TRSY BD$13.22M7.5%

Portfolio Concentration

Top 3$43.88M24.9%

4–10$79.52M45.1%

11–25$44.38M25.1%

Rest$8.73M4.9%

Top 3 weight

24.9%

Top 10 weight

69.9%

Voting Authority Distribution

Total shares with voting rights: 2.73M

Sole

Full voting authority

% of voting shares0.3%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

2.73M

% of voting shares99.7%

Investment Discretion (by position count)

Sole47

Shared0

Other0

Dominant voting typeNone · 99.7% of voting shares

Institutional Holdings47

Rows:

SPDR SER TR

SOLE

PORTFOLIO SP500

Shares282.02K

TypeSH

Market value$15.76M

8.93%

Sole

120.00

Shared

0.00

None

281.90K

SPDR SER TR

SOLE

PORTFOLIO SP600

Shares336.66K

TypeSH

Market value$14.20M

8.05%

Sole

211.00

Shared

0.00

None

336.45K

SPDR SER TR

SOLE

PRTFLO SP500 VL

Shares298.38K

TypeSH

Market value$13.91M

7.88%

Sole

186.00

Shared

0.00

None

298.20K

VANGUARD INDEX FDS

SOLE

SM CP VAL ETF

Shares77.22K

TypeSH

Market value$13.90M

7.87%

Sole

50.00

Shared

0.00

None

77.17K

VANGUARD INDEX FDS

SOLE

MID CAP ETF

Shares58.56K

TypeSH

Market value$13.62M

7.72%

Sole

37.00

Shared

0.00

None

58.52K

INVESCO EXCH TRADED FD TR II

SOLE

NASDAQ 100 ETF

Shares79.86K

TypeSH

Market value$13.46M

7.63%

Sole

50.00

Shared

0.00

None

79.81K

ISHARES TR

SOLE

7 10 YR TRSY BD

Shares137.12K

TypeSH

Market value$13.22M

7.49%

Sole

160.00

Shared

0.00

None

136.96K

SPDR SER TR

SOLE

PRTFLO SP500 GW

Shares144.79K

TypeSH

Market value$9.42M

5.34%

Sole

88.00

Shared

0.00

None

144.71K

ISHARES TR

SOLE

MSCI EMG MKT ETF

Shares200.50K

TypeSH

Market value$8.06M

4.57%

Sole

123.00

Shared

0.00

None

200.38K

ISHARES TR

SOLE

0 5YR HI YL CP

Shares185.67K

TypeSH

Market value$7.84M

4.44%

Sole

272.00

Shared

0.00

None

185.40K

ISHARES TR

SOLE

20 YR TR BD ETF

Shares77.68K

TypeSH

Market value$7.68M

4.35%

Sole

0.00

Shared

0.00

None

77.68K

J P MORGAN EXCHANGE TRADED F

SOLE

EQUITY PREMIUM

Shares125.24K

TypeSH

Market value$6.89M

3.90%

Sole

0.00

Shared

0.00

None

125.24K

INVESCO EXCH TRADED FD TR II

SOLE

SP500 HDL VOL

Shares123.19K

TypeSH

Market value$5.22M

2.96%

Sole

90.00

Shared

0.00

None

123.11K

ISHARES TR

SOLE

1 3 YR TREAS BD

Shares60.95K

TypeSH

Market value$5.00M

2.83%

Sole

154.00

Shared

0.00

None

60.79K

WISDOMTREE TR

SOLE

EUROPE HEDGED EQ

Shares106.52K

TypeSH

Market value$4.56M

2.59%

Sole

65.00

Shared

0.00

None

106.45K

ISHARES TR

SOLE

ISHS 5 10YR INVT

Shares76.33K

TypeSH

Market value$3.97M

2.25%

Sole

138.00

Shared

0.00

None

76.19K

SCIENCE APPLICATIONS INTL CO

SOLE

COM

Shares15.63K

TypeSH

Market value$1.94M

1.10%

Sole

1.03K

Shared

0.00

None

14.60K

VANGUARD INDEX FDS

SOLE

SP 500 ETF SHS

Shares3.47K

TypeSH

Market value$1.52M

0.86%

Sole

268.00

Shared

0.00

None

3.20K

VANGUARD INDEX FDS

SOLE

REAL ESTATE ETF

Shares16.96K

TypeSH

Market value$1.50M

0.85%

Sole

0.00

Shared

0.00

None

16.96K

APPLE INC

SOLE

COM

Shares6.64K

TypeSH

Market value$1.28M

0.72%

Sole

0.00

Shared

0.00

None

6.64K

SPDR GOLD TR

SOLE

GOLD SHS

Shares6.18K

TypeSH

Market value$1.18M

0.67%

Sole

8.00

Shared

0.00

None

6.18K

INVESCO DB US DLR INDEX TR

SOLE

BULLISH FD

Shares43.54K

TypeSH

Market value$1.18M

0.67%

Sole

56.00

Shared

0.00

None

43.49K

VANGUARD STAR FDS

SOLE

VG TL INTL STK F

Shares17.84K

TypeSH

Market value$1.03M

0.59%

Sole

2.02K

Shared

0.00

None

15.82K

VANGUARD INDEX FDS

SOLE

MCAP VL IDXVIP

Shares5.13K

TypeSH

Market value$743.9K

0.42%

Sole

0.00

Shared

0.00

None

5.13K

GLOBAL X FDS

SOLE

NASDAQ 100 COVER

Shares38.93K

TypeSH

Market value$675.0K

0.38%

Sole

0.00

Shared

0.00

None

38.93K

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	None
SPDR SER TRSOLE	PORTFOLIO SP500	282.02K	SH	$15.76M 8.93%	120.00	281.90K
SPDR SER TRSOLE	PORTFOLIO SP600	336.66K	SH	$14.20M 8.05%	211.00	336.45K
SPDR SER TRSOLE	PRTFLO SP500 VL	298.38K	SH	$13.91M 7.88%	186.00	298.20K
VANGUARD INDEX FDSSOLE	SM CP VAL ETF	77.22K	SH	$13.90M 7.87%	50.00	77.17K
VANGUARD INDEX FDSSOLE	MID CAP ETF	58.56K	SH	$13.62M 7.72%	37.00	58.52K
INVESCO EXCH TRADED FD TR IISOLE	NASDAQ 100 ETF	79.86K	SH	$13.46M 7.63%	50.00	79.81K
ISHARES TRSOLE	7 10 YR TRSY BD	137.12K	SH	$13.22M 7.49%	160.00	136.96K
SPDR SER TRSOLE	PRTFLO SP500 GW	144.79K	SH	$9.42M 5.34%	88.00	144.71K
ISHARES TRSOLE	MSCI EMG MKT ETF	200.50K	SH	$8.06M 4.57%	123.00	200.38K
ISHARES TRSOLE	0 5YR HI YL CP	185.67K	SH	$7.84M 4.44%	272.00	185.40K
ISHARES TRSOLE	20 YR TR BD ETF	77.68K	SH	$7.68M 4.35%	0.00	77.68K
J P MORGAN EXCHANGE TRADED FSOLE	EQUITY PREMIUM	125.24K	SH	$6.89M 3.90%	0.00	125.24K
INVESCO EXCH TRADED FD TR IISOLE	SP500 HDL VOL	123.19K	SH	$5.22M 2.96%	90.00	123.11K
ISHARES TRSOLE	1 3 YR TREAS BD	60.95K	SH	$5.00M 2.83%	154.00	60.79K
WISDOMTREE TRSOLE	EUROPE HEDGED EQ	106.52K	SH	$4.56M 2.59%	65.00	106.45K
ISHARES TRSOLE	ISHS 5 10YR INVT	76.33K	SH	$3.97M 2.25%	138.00	76.19K
SCIENCE APPLICATIONS INTL COSOLE	COM	15.63K	SH	$1.94M 1.10%	1.03K	14.60K
VANGUARD INDEX FDSSOLE	SP 500 ETF SHS	3.47K	SH	$1.52M 0.86%	268.00	3.20K
VANGUARD INDEX FDSSOLE	REAL ESTATE ETF	16.96K	SH	$1.50M 0.85%	0.00	16.96K
APPLE INCSOLE	COM	6.64K	SH	$1.28M 0.72%	0.00	6.64K
SPDR GOLD TRSOLE	GOLD SHS	6.18K	SH	$1.18M 0.67%	8.00	6.18K
INVESCO DB US DLR INDEX TRSOLE	BULLISH FD	43.54K	SH	$1.18M 0.67%	56.00	43.49K
VANGUARD STAR FDSSOLE	VG TL INTL STK F	17.84K	SH	$1.03M 0.59%	2.02K	15.82K
VANGUARD INDEX FDSSOLE	MCAP VL IDXVIP	5.13K	SH	$743.9K 0.42%	0.00	5.13K
GLOBAL X FDSSOLE	NASDAQ 100 COVER	38.93K	SH	$675.0K 0.38%	0.00	38.93K

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