Filed: 2/13/2026ACC: 0001214659-26-001705
📋 What this filing means
RETIREMENT CAPITAL STRATEGIES filed this quarterly 13F‑HR report disclosing 68 equity positions with a total reported market value of $269.68M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
68
Positions
$269.68M
Total AUM (reported)
3.02M
Total Shares
Allocation by class
STATE STREET SPD$35.17M13.0%
TT WRLD ST ETF$30.24M11.2%
TOTAL STK MKT$28.38M10.5%
COM$25.41M9.4%
INTERMED TERM$18.93M7.0%
CORE US AGGBD ET$18.57M6.9%
VANGUARD INDEX FDS$15.04M5.6%
Portfolio Concentration
Top 3$77.55M28.8%
4–10$81.10M30.1%
11–25$70.32M26.1%
Rest$40.72M15.1%
Top 3 weight
28.8%
Top 10 weight
58.8%
Voting Authority Distribution
Total shares with voting rights: 3.02M
Sole
Full voting authority
3.02M
shares
% of voting shares100.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
0.00
shares
% of voting shares0.0%
Investment Discretion (by position count)
Sole68
Shared0
Other0
Dominant voting typeSole · 100.0% of voting shares
Institutional Holdings68
Rows:
VANGUARD INTL EQUITY INDEX F
SOLEShares214.35K
TypeSH
Market value$30.24M
11.21%
Sole
214.35K
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares84.65K
TypeSH
Market value$28.38M
10.52%
Sole
84.65K
Shared
0.00
None
0.00
VANGUARD BD INDEX FDS
SOLEShares243.07K
TypeSH
Market value$18.93M
7.02%
Sole
243.07K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares185.90K
TypeSH
Market value$18.57M
6.88%
Sole
185.90K
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares23.99K
TypeSH
Market value$15.04M
5.58%
Sole
23.99K
Shared
0.00
None
0.00
SPDR SERIES TRUST
SOLEShares134.69K
TypeSH
Market value$11.11M
4.12%
Sole
134.69K
Shared
0.00
None
0.00
SPDR SERIES TRUST
SOLEShares158.86K
TypeSH
Market value$10.51M
3.90%
Sole
158.86K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares201.66K
TypeSH
Market value$9.39M
3.48%
Sole
201.66K
Shared
0.00
None
0.00
VANGUARD BD INDEX FDS
SOLEShares121.94K
TypeSH
Market value$9.03M
3.35%
Sole
121.94K
Shared
0.00
None
0.00
APPLE INC
SOLEShares27.41K
TypeSH
Market value$7.45M
2.76%
Sole
27.41K
Shared
0.00
None
0.00
GOLDMAN SACHS ETF TR
SOLEShares63.71K
TypeSH
Market value$6.37M
2.36%
Sole
63.71K
Shared
0.00
None
0.00
SPDR SERIES TRUST
SOLEShares63.10K
TypeSH
Market value$6.26M
2.32%
Sole
63.10K
Shared
0.00
None
0.00
ISHARES SILVER TR
SOLEShares95.26K
TypeSH
Market value$6.14M
2.28%
Sole
95.26K
Shared
0.00
None
0.00
SPDR GOLD TR
SOLEShares15.05K
TypeSH
Market value$5.97M
2.21%
Sole
15.05K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares61.05K
TypeSH
Market value$5.81M
2.16%
Sole
61.05K
Shared
0.00
None
0.00
SPDR SERIES TRUST
SOLEShares250.81K
TypeSH
Market value$5.62M
2.08%
Sole
250.81K
Shared
0.00
None
0.00
3M CO
SOLEShares32.24K
TypeSH
Market value$5.16M
1.91%
Sole
32.24K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares35.40K
TypeSH
Market value$4.23M
1.57%
Sole
35.40K
Shared
0.00
None
0.00
ARISTA NETWORKS INC
SOLEShares32.15K
TypeSH
Market value$4.21M
1.56%
Sole
32.15K
Shared
0.00
None
0.00
VANGUARD WORLD FD
SOLEShares32.79K
TypeSH
Market value$3.97M
1.47%
Sole
32.79K
Shared
0.00
None
0.00
LPL FINL HLDGS INC
SOLEShares10.04K
TypeSH
Market value$3.59M
1.33%
Sole
10.04K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares36.92K
TypeSH
Market value$3.55M
1.32%
Sole
36.92K
Shared
0.00
None
0.00
RBB FD INC
SOLEShares66.45K
TypeSH
Market value$3.33M
1.23%
Sole
66.45K
Shared
0.00
None
0.00
MICROSOFT CORP
SOLEShares6.34K
TypeSH
Market value$3.07M
1.14%
Sole
6.34K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares69.52K
TypeSH
Market value$3.05M
1.13%
Sole
69.52K
Shared
0.00
None
0.00
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
VANGUARD INTL EQUITY INDEX FSOLE | TT WRLD ST ETF | 214.35K | SH | $30.24M 11.21% | 214.35K | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | TOTAL STK MKT | 84.65K | SH | $28.38M 10.52% | 84.65K | 0.00 | 0.00 |
VANGUARD BD INDEX FDSSOLE | INTERMED TERM | 243.07K | SH | $18.93M 7.02% | 243.07K | 0.00 | 0.00 |
ISHARES TRSOLE | CORE US AGGBD ET | 185.90K | SH | $18.57M 6.88% | 185.90K | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | VANGUARD INDEX FDS | 23.99K | SH | $15.04M 5.58% | 23.99K | 0.00 | 0.00 |
SPDR SERIES TRUSTSOLE | STATE STREET SPD | 134.69K | SH | $11.11M 4.12% | 134.69K | 0.00 | 0.00 |
SPDR SERIES TRUSTSOLE | STATE STREET SPD | 158.86K | SH | $10.51M 3.90% | 158.86K | 0.00 | 0.00 |
ISHARES TRSOLE | CORE UNIVRSL USD | 201.66K | SH | $9.39M 3.48% | 201.66K | 0.00 | 0.00 |
VANGUARD BD INDEX FDSSOLE | TOTAL BND MRKT | 121.94K | SH | $9.03M 3.35% | 121.94K | 0.00 | 0.00 |
APPLE INCSOLE | COM | 27.41K | SH | $7.45M 2.76% | 27.41K | 0.00 | 0.00 |
GOLDMAN SACHS ETF TRSOLE | ACCES TREASURY | 63.71K | SH | $6.37M 2.36% | 63.71K | 0.00 | 0.00 |
SPDR SERIES TRUSTSOLE | STATE STREET SPD | 63.10K | SH | $6.26M 2.32% | 63.10K | 0.00 | 0.00 |
ISHARES SILVER TRSOLE | ISHARES | 95.26K | SH | $6.14M 2.28% | 95.26K | 0.00 | 0.00 |
SPDR GOLD TRSOLE | GOLD SHS | 15.05K | SH | $5.97M 2.21% | 15.05K | 0.00 | 0.00 |
ISHARES TRSOLE | MBS ETF | 61.05K | SH | $5.81M 2.16% | 61.05K | 0.00 | 0.00 |
SPDR SERIES TRUSTSOLE | STATE STREET SPD | 250.81K | SH | $5.62M 2.08% | 250.81K | 0.00 | 0.00 |
3M COSOLE | COM | 32.24K | SH | $5.16M 1.91% | 32.24K | 0.00 | 0.00 |
ISHARES TRSOLE | 3 7 YR TREAS BD | 35.40K | SH | $4.23M 1.57% | 35.40K | 0.00 | 0.00 |
ARISTA NETWORKS INCSOLE | COM SHS | 32.15K | SH | $4.21M 1.56% | 32.15K | 0.00 | 0.00 |
VANGUARD WORLD FDSOLE | ESG US STK ETF | 32.79K | SH | $3.97M 1.47% | 32.79K | 0.00 | 0.00 |
LPL FINL HLDGS INCSOLE | COM | 10.04K | SH | $3.59M 1.33% | 10.04K | 0.00 | 0.00 |
ISHARES TRSOLE | 7-10 YR TRSY BD | 36.92K | SH | $3.55M 1.32% | 36.92K | 0.00 | 0.00 |
RBB FD INCSOLE | US TRSRY 6 MNTH | 66.45K | SH | $3.33M 1.23% | 66.45K | 0.00 | 0.00 |
MICROSOFT CORPSOLE | COM | 6.34K | SH | $3.07M 1.14% | 6.34K | 0.00 | 0.00 |
ISHARES TRSOLE | ESG ADVANCED UNI | 69.52K | SH | $3.05M 1.13% | 69.52K | 0.00 | 0.00 |
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