Filed: 11/12/2025ACC: 0001214659-25-016303
📋 What this filing means
RETIREMENT CAPITAL STRATEGIES filed this quarterly 13F‑HR report disclosing 62 equity positions with a total reported market value of $260.68M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
62
Positions
$260.68M
Total AUM (reported)
2.81M
Total Shares
Allocation by class
TT WRLD ST ETF$32.16M12.3%
TOTAL STK MKT$28.97M11.1%
COM$24.52M9.4%
INTERMED TERM$17.81M6.8%
CORE US AGGBD ET$17.42M6.7%
S&P 500 ETF SHS$14.74M5.7%
PORTFOLI S&P1500$10.86M4.2%
Portfolio Concentration
Top 3$78.94M30.3%
4–10$77.94M29.9%
11–25$65.19M25.0%
Rest$38.61M14.8%
Top 3 weight
30.3%
Top 10 weight
60.2%
Voting Authority Distribution
Total shares with voting rights: 2.81M
Sole
Full voting authority
2.81M
shares
% of voting shares100.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
0.00
shares
% of voting shares0.0%
Investment Discretion (by position count)
Sole62
Shared0
Other0
Dominant voting typeSole · 100.0% of voting shares
Institutional Holdings62
Rows:
VANGUARD INTL EQUITY INDEX F
SOLEShares233.46K
TypeSH
Market value$32.16M
12.34%
Sole
233.46K
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares88.27K
TypeSH
Market value$28.97M
11.11%
Sole
88.27K
Shared
0.00
None
0.00
VANGUARD BD INDEX FDS
SOLEShares228.02K
TypeSH
Market value$17.81M
6.83%
Sole
228.02K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares173.73K
TypeSH
Market value$17.42M
6.68%
Sole
173.73K
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares24.08K
TypeSH
Market value$14.74M
5.66%
Sole
24.08K
Shared
0.00
None
0.00
SPDR SERIES TRUST
SOLEShares134.69K
TypeSH
Market value$10.86M
4.17%
Sole
134.69K
Shared
0.00
None
0.00
SPDR SERIES TRUST
SOLEShares168.34K
TypeSH
Market value$10.70M
4.11%
Sole
168.34K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares187.13K
TypeSH
Market value$8.74M
3.35%
Sole
187.13K
Shared
0.00
None
0.00
VANGUARD BD INDEX FDS
SOLEShares114.21K
TypeSH
Market value$8.49M
3.26%
Sole
114.21K
Shared
0.00
None
0.00
APPLE INC
SOLEShares27.41K
TypeSH
Market value$6.98M
2.68%
Sole
27.41K
Shared
0.00
None
0.00
GOLDMAN SACHS ETF TR
SOLEShares59.36K
TypeSH
Market value$5.95M
2.28%
Sole
59.36K
Shared
0.00
None
0.00
INVESCO ACTIVELY MANAGED EXC
SOLEShares118.04K
TypeSH
Market value$5.93M
2.27%
Sole
118.04K
Shared
0.00
None
0.00
SPDR SERIES TRUST
SOLEShares57.46K
TypeSH
Market value$5.72M
2.19%
Sole
57.46K
Shared
0.00
None
0.00
RBB FD INC
SOLEShares105.49K
TypeSH
Market value$5.27M
2.02%
Sole
105.49K
Shared
0.00
None
0.00
3M CO
SOLEShares32.45K
TypeSH
Market value$5.04M
1.93%
Sole
32.45K
Shared
0.00
None
0.00
ARISTA NETWORKS INC
SOLEShares32.09K
TypeSH
Market value$4.68M
1.79%
Sole
32.09K
Shared
0.00
None
0.00
GOLDMAN SACHS ETF TR
SOLEShares91.36K
TypeSH
Market value$4.63M
1.78%
Sole
91.36K
Shared
0.00
None
0.00
VANGUARD WORLD FD
SOLEShares36.01K
TypeSH
Market value$4.27M
1.64%
Sole
36.01K
Shared
0.00
None
0.00
RBB FD INC
SOLEShares82.28K
TypeSH
Market value$4.13M
1.58%
Sole
82.28K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares79.77K
TypeSH
Market value$4.04M
1.55%
Sole
79.77K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares35.33K
TypeSH
Market value$3.41M
1.31%
Sole
35.33K
Shared
0.00
None
0.00
LPL FINL HLDGS INC
SOLEShares10.04K
TypeSH
Market value$3.34M
1.28%
Sole
10.04K
Shared
0.00
None
0.00
MICROSOFT CORP
SOLEShares6.32K
TypeSH
Market value$3.27M
1.26%
Sole
6.32K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares23.72K
TypeSH
Market value$2.83M
1.09%
Sole
23.72K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares55.95K
TypeSH
Market value$2.69M
1.03%
Sole
55.95K
Shared
0.00
None
0.00
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
VANGUARD INTL EQUITY INDEX FSOLE | TT WRLD ST ETF | 233.46K | SH | $32.16M 12.34% | 233.46K | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | TOTAL STK MKT | 88.27K | SH | $28.97M 11.11% | 88.27K | 0.00 | 0.00 |
VANGUARD BD INDEX FDSSOLE | INTERMED TERM | 228.02K | SH | $17.81M 6.83% | 228.02K | 0.00 | 0.00 |
ISHARES TRSOLE | CORE US AGGBD ET | 173.73K | SH | $17.42M 6.68% | 173.73K | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | S&P 500 ETF SHS | 24.08K | SH | $14.74M 5.66% | 24.08K | 0.00 | 0.00 |
SPDR SERIES TRUSTSOLE | PORTFOLI S&P1500 | 134.69K | SH | $10.86M 4.17% | 134.69K | 0.00 | 0.00 |
SPDR SERIES TRUSTSOLE | S&P 500 ESG ETF | 168.34K | SH | $10.70M 4.11% | 168.34K | 0.00 | 0.00 |
ISHARES TRSOLE | CORE TOTAL USD | 187.13K | SH | $8.74M 3.35% | 187.13K | 0.00 | 0.00 |
VANGUARD BD INDEX FDSSOLE | TOTAL BND MRKT | 114.21K | SH | $8.49M 3.26% | 114.21K | 0.00 | 0.00 |
APPLE INCSOLE | COM | 27.41K | SH | $6.98M 2.68% | 27.41K | 0.00 | 0.00 |
GOLDMAN SACHS ETF TRSOLE | ACCES TREASURY | 59.36K | SH | $5.95M 2.28% | 59.36K | 0.00 | 0.00 |
INVESCO ACTIVELY MANAGED EXCSOLE | ULTRA SHRT DUR | 118.04K | SH | $5.93M 2.27% | 118.04K | 0.00 | 0.00 |
SPDR SERIES TRUSTSOLE | BLOOMBERG 3-12 M | 57.46K | SH | $5.72M 2.19% | 57.46K | 0.00 | 0.00 |
RBB FD INCSOLE | US TREAS 3 MNTH | 105.49K | SH | $5.27M 2.02% | 105.49K | 0.00 | 0.00 |
3M COSOLE | COM | 32.45K | SH | $5.04M 1.93% | 32.45K | 0.00 | 0.00 |
ARISTA NETWORKS INCSOLE | COM SHS | 32.09K | SH | $4.68M 1.79% | 32.09K | 0.00 | 0.00 |
GOLDMAN SACHS ETF TRSOLE | ULTRA SHORT BOND | 91.36K | SH | $4.63M 1.78% | 91.36K | 0.00 | 0.00 |
VANGUARD WORLD FDSOLE | ESG US STK ETF | 36.01K | SH | $4.27M 1.64% | 36.01K | 0.00 | 0.00 |
RBB FD INCSOLE | US TRSRY 6 MNTH | 82.28K | SH | $4.13M 1.58% | 82.28K | 0.00 | 0.00 |
ISHARES TRSOLE | TRS FLT RT BD | 79.77K | SH | $4.04M 1.55% | 79.77K | 0.00 | 0.00 |
ISHARES TRSOLE | 7-10 YR TRSY BD | 35.33K | SH | $3.41M 1.31% | 35.33K | 0.00 | 0.00 |
LPL FINL HLDGS INCSOLE | COM | 10.04K | SH | $3.34M 1.28% | 10.04K | 0.00 | 0.00 |
MICROSOFT CORPSOLE | COM | 6.32K | SH | $3.27M 1.26% | 6.32K | 0.00 | 0.00 |
ISHARES TRSOLE | 3 7 YR TREAS BD | 23.72K | SH | $2.83M 1.09% | 23.72K | 0.00 | 0.00 |
ISHARES TRSOLE | ESG AWR US AGRGT | 55.95K | SH | $2.69M 1.03% | 55.95K | 0.00 | 0.00 |
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