RETIREMENT CAPITAL STRATEGIES

Filed: 5/14/2025ACC: 0001214659-25-007555

📋 What this filing means

RETIREMENT CAPITAL STRATEGIES filed this quarterly 13F‑HR report disclosing 77 equity positions with a total reported market value of $256.13M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

Positions

$256.13M

Total AUM (reported)

2.79M

Total Shares

Allocation by class

S&P 500 ETF SHS$38.53M15.0%

MSCI ACWI ETF$23.76M9.3%

COM$20.40M8.0%

PORTFOLI S&P1500$11.67M4.6%

S&P 500 ESG ETF$11.13M4.3%

CORE US AGGBD ET$9.95M3.9%

INTERMED TERM$9.81M3.8%

Portfolio Concentration

Top 3$73.97M28.9%

4–10$67.68M26.4%

11–25$67.02M26.2%

Rest$47.46M18.5%

Top 3 weight

28.9%

Top 10 weight

55.3%

Voting Authority Distribution

Total shares with voting rights: 2.79M

Sole

Full voting authority

2.79M

% of voting shares100.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

0.00

% of voting shares0.0%

Investment Discretion (by position count)

Sole77

Shared0

Other0

Dominant voting typeSole · 100.0% of voting shares

Institutional Holdings77

Rows:

VANGUARD INDEX FDS

SOLE

S&P 500 ETF SHS

Shares74.97K

TypeSH

Market value$38.53M

15.04%

Sole

74.97K

Shared

0.00

None

0.00

ISHARES TR

SOLE

MSCI ACWI ETF

Shares204.18K

TypeSH

Market value$23.76M

9.28%

Sole

204.18K

Shared

0.00

None

0.00

SPDR SER TR

SOLE

PORTFOLI S&P1500

Shares171.65K

TypeSH

Market value$11.67M

4.56%

Sole

171.65K

Shared

0.00

None

0.00

SPDR SER TR

SOLE

S&P 500 ESG ETF

Shares208.03K

TypeSH

Market value$11.13M

4.35%

Sole

208.03K

Shared

0.00

None

0.00

ISHARES CORE

SOLE

CORE US AGGBD ET

Shares100.61K

TypeSH

Market value$9.95M

3.89%

Sole

100.61K

Shared

0.00

None

0.00

VANGUARD BD INDEX FDS

SOLE

INTERMED TERM

Shares128.07K

TypeSH

Market value$9.81M

3.83%

Sole

128.07K

Shared

0.00

None

0.00

ISHARES TR

SOLE

0-3 MNTH TREASRY

Shares94.61K

TypeSH

Market value$9.52M

3.72%

Sole

94.61K

Shared

0.00

None

0.00

GOLDMAN SACHS ETF TR

SOLE

ACCES TREASURY

Shares93.15K

TypeSH

Market value$9.33M

3.64%

Sole

93.15K

Shared

0.00

None

0.00

ISHARES TR

SOLE

CORE TOTAL USD

Shares202.02K

TypeSH

Market value$9.31M

3.63%

Sole

202.02K

Shared

0.00

None

0.00

VANGUARD WORLD FD

SOLE

ESG US STK ETF

Shares88.09K

TypeSH

Market value$8.63M

3.37%

Sole

88.09K

Shared

0.00

None

0.00

SPDR SER TR

SOLE

BLOOMBERG 1-3 MO

Shares93.87K

TypeSH

Market value$8.61M

3.36%

Sole

93.87K

Shared

0.00

None

0.00

ISHARES TR

SOLE

10-20 YR TRS ETF

Shares61.48K

TypeSH

Market value$6.38M

2.49%

Sole

61.48K

Shared

0.00

None

0.00

APPLE INC

SOLE

COM

Shares28K

TypeSH

Market value$6.22M

2.43%

Sole

28K

Shared

0.00

None

0.00

ISHARES TR

SOLE

CORE S&P TTL STK

Shares40.80K

TypeSH

Market value$4.98M

1.94%

Sole

40.80K

Shared

0.00

None

0.00

3M CO

SOLE

COM

Shares33.40K

TypeSH

Market value$4.91M

1.92%

Sole

33.40K

Shared

0.00

None

0.00

ISHARES TR

SOLE

20 YR TR BD ETF

Shares50.38K

TypeSH

Market value$4.59M

1.79%

Sole

50.38K

Shared

0.00

None

0.00

SPDR SER TR

SOLE

BLOOMBERG 3-12 M

Shares44.18K

TypeSH

Market value$4.40M

1.72%

Sole

44.18K

Shared

0.00

None

0.00

ISHARES TR

SOLE

CORE MSCI EAFE

Shares56.79K

TypeSH

Market value$4.30M

1.68%

Sole

56.79K

Shared

0.00

None

0.00

ISHARES TR

SOLE

CORE HIGH DV ETF

Shares33.18K

TypeSH

Market value$4.02M

1.57%

Sole

33.18K

Shared

0.00

None

0.00

VANGUARD WORLD FD

SOLE

CONSUM STP ETF

Shares15.72K

TypeSH

Market value$3.44M

1.34%

Sole

15.72K

Shared

0.00

None

0.00

ISHARES TR

SOLE

TRS FLT RT BD

Shares67.02K

TypeSH

Market value$3.40M

1.33%

Sole

67.02K

Shared

0.00

None

0.00

LPL FINL HLDGS INC

SOLE

COM

Shares10.04K

TypeSH

Market value$3.28M

1.28%

Sole

10.04K

Shared

0.00

None

0.00

VANGUARD INTL EQUITY INDEX F

SOLE

FTSE EUROPE ETF

Shares42.38K

TypeSH

Market value$2.98M

1.16%

Sole

42.38K

Shared

0.00

None

0.00

INVESCO ACTIVELY MANAGED EXC

SOLE

ULTRA SHRT DUR

Shares55.48K

TypeSH

Market value$2.78M

1.09%

Sole

55.48K

Shared

0.00

None

0.00

VANGUARD WORLD FD

SOLE

MEGA CAP INDEX

Shares13.68K

TypeSH

Market value$2.76M

1.08%

Sole

13.68K

Shared

0.00

None

0.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole
VANGUARD INDEX FDSSOLE	S&P 500 ETF SHS	74.97K	SH	$38.53M 15.04%	74.97K
ISHARES TRSOLE	MSCI ACWI ETF	204.18K	SH	$23.76M 9.28%	204.18K
SPDR SER TRSOLE	PORTFOLI S&P1500	171.65K	SH	$11.67M 4.56%	171.65K
SPDR SER TRSOLE	S&P 500 ESG ETF	208.03K	SH	$11.13M 4.35%	208.03K
ISHARES CORESOLE	CORE US AGGBD ET	100.61K	SH	$9.95M 3.89%	100.61K
VANGUARD BD INDEX FDSSOLE	INTERMED TERM	128.07K	SH	$9.81M 3.83%	128.07K
ISHARES TRSOLE	0-3 MNTH TREASRY	94.61K	SH	$9.52M 3.72%	94.61K
GOLDMAN SACHS ETF TRSOLE	ACCES TREASURY	93.15K	SH	$9.33M 3.64%	93.15K
ISHARES TRSOLE	CORE TOTAL USD	202.02K	SH	$9.31M 3.63%	202.02K
VANGUARD WORLD FDSOLE	ESG US STK ETF	88.09K	SH	$8.63M 3.37%	88.09K
SPDR SER TRSOLE	BLOOMBERG 1-3 MO	93.87K	SH	$8.61M 3.36%	93.87K
ISHARES TRSOLE	10-20 YR TRS ETF	61.48K	SH	$6.38M 2.49%	61.48K
APPLE INCSOLE	COM	28K	SH	$6.22M 2.43%	28K
ISHARES TRSOLE	CORE S&P TTL STK	40.80K	SH	$4.98M 1.94%	40.80K
3M COSOLE	COM	33.40K	SH	$4.91M 1.92%	33.40K
ISHARES TRSOLE	20 YR TR BD ETF	50.38K	SH	$4.59M 1.79%	50.38K
SPDR SER TRSOLE	BLOOMBERG 3-12 M	44.18K	SH	$4.40M 1.72%	44.18K
ISHARES TRSOLE	CORE MSCI EAFE	56.79K	SH	$4.30M 1.68%	56.79K
ISHARES TRSOLE	CORE HIGH DV ETF	33.18K	SH	$4.02M 1.57%	33.18K
VANGUARD WORLD FDSOLE	CONSUM STP ETF	15.72K	SH	$3.44M 1.34%	15.72K
ISHARES TRSOLE	TRS FLT RT BD	67.02K	SH	$3.40M 1.33%	67.02K
LPL FINL HLDGS INCSOLE	COM	10.04K	SH	$3.28M 1.28%	10.04K
VANGUARD INTL EQUITY INDEX FSOLE	FTSE EUROPE ETF	42.38K	SH	$2.98M 1.16%	42.38K
INVESCO ACTIVELY MANAGED EXCSOLE	ULTRA SHRT DUR	55.48K	SH	$2.78M 1.09%	55.48K
VANGUARD WORLD FDSOLE	MEGA CAP INDEX	13.68K	SH	$2.76M 1.08%	13.68K

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