RETIREFUL, LLC

Filed: 7/15/2025ACC: 0001085146-25-003871

📋 What this filing means

RETIREFUL, LLC filed this quarterly 13F‑HR report disclosing 144 equity positions with a total reported market value of $145.11M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

144

Positions

$145.11M

Total AUM (reported)

1.85M

Total Shares

Allocation by class

COM$36.34M25.0%

TR UNIT$12.52M8.6%

CL A$9.66M6.7%

BLOOMBERG 1-3 MO$4.84M3.3%

ACCES TREASURY$4.51M3.1%

CORP BOND ETF$3.23M2.2%

IBONDS 27 TRM TS$2.99M2.1%

Portfolio Concentration

Top 3$21.87M15.1%

4–10$19.81M13.6%

11–25$26.70M18.4%

Rest$76.74M52.9%

Top 3 weight

15.1%

Top 10 weight

28.7%

Voting Authority Distribution

Total shares with voting rights: 1.85M

Sole

Full voting authority

999.22K

% of voting shares53.9%

Shared

Joint voting authority

575.00

% of voting shares0.0%

None

No voting authority

853.70K

% of voting shares46.1%

Investment Discretion (by position count)

Sole0

Shared0

Other144

Dominant voting typeSole · 53.9% of voting shares

Institutional Holdings144

Rows:

SPDR S&P 500 ETF TR

OTR

TR UNIT

Shares20.26K

TypeSH

Market value$12.52M

8.63%

Sole

20.26K

Shared

0.00

None

0.00

SPDR SERIES TRUST

OTR

BLOOMBERG 1-3 MO

Shares52.79K

TypeSH

Market value$4.84M

3.34%

Sole

44.42K

Shared

0.00

None

8.37K

GOLDMAN SACHS ETF TR

OTR

ACCES TREASURY

Shares45K

TypeSH

Market value$4.51M

3.11%

Sole

45K

Shared

0.00

None

0.00

FIDELITY MERRIMACK STR TR

OTR

CORP BOND ETF

Shares68.20K

TypeSH

Market value$3.23M

2.22%

Sole

68.20K

Shared

0.00

None

0.00

ISHARES TR

OTR

IBONDS 27 TRM TS

Shares133.06K

TypeSH

Market value$2.99M

2.06%

Sole

0.00

Shared

0.00

None

133.06K

ISHARES TR

OTR

IBONDS 28 TRM TS

Shares131.81K

TypeSH

Market value$2.95M

2.03%

Sole

0.00

Shared

0.00

None

131.81K

WISDOMTREE TR

OTR

FLOATNG RAT TREA

Shares57.04K

TypeSH

Market value$2.87M

1.98%

Sole

57.04K

Shared

0.00

None

0.00

VANGUARD SCOTTSDALE FDS

OTR

INTER TERM TREAS

Shares44.75K

TypeSH

Market value$2.68M

1.84%

Sole

0.00

Shared

0.00

None

44.75K

ISHARES TR

OTR

3YRTB ETF

Shares34.44K

TypeSH

Market value$2.64M

1.82%

Sole

0.00

Shared

0.00

None

34.44K

SELECT SECTOR SPDR TR

OTR

TECHNOLOGY

Shares9.71K

TypeSH

Market value$2.46M

1.69%

Sole

9.71K

Shared

0.00

None

0.00

ISHARES TR

OTR

0-5 YR TIPS ETF

Shares22.51K

TypeSH

Market value$2.32M

1.60%

Sole

22.51K

Shared

0.00

None

0.00

SSGA ACTIVE ETF TR

OTR

MULT ASS RLRTN

Shares79.01K

TypeSH

Market value$2.30M

1.58%

Sole

55.80K

Shared

0.00

None

23.22K

VANGUARD WORLD FD

OTR

INDUSTRIAL ETF

Shares8.12K

TypeSH

Market value$2.28M

1.57%

Sole

8.12K

Shared

0.00

None

0.00

BROADCOM INC

OTR

COM

Shares7.91K

TypeSH

Market value$2.18M

1.50%

Sole

6.15K

Shared

0.00

None

1.76K

SELECT SECTOR SPDR TR

OTR

COMMUNICATION

Shares17.52K

TypeSH

Market value$1.90M

1.31%

Sole

17.52K

Shared

0.00

None

0.00

VANGUARD WORLD FD

OTR

INF TECH ETF

Shares2.84K

TypeSH

Market value$1.89M

1.30%

Sole

2.84K

Shared

0.00

None

0.00

ISHARES TR

OTR

CONV BD ETF

Shares20K

TypeSH

Market value$1.80M

1.24%

Sole

20K

Shared

0.00

None

0.00

SELECT SECTOR SPDR TR

OTR

SBI HEALTHCARE

Shares12.51K

TypeSH

Market value$1.69M

1.16%

Sole

12.51K

Shared

0.00

None

0.00

SPDR SERIES TRUST

OTR

BBG CONV SEC ETF

Shares19.13K

TypeSH

Market value$1.58M

1.09%

Sole

19.13K

Shared

0.00

None

0.00

ISHARES TR

OTR

CORE 60/40 BALAN

Shares25.40K

TypeSH

Market value$1.56M

1.08%

Sole

25.40K

Shared

0.00

None

0.00

ISHARES TR

OTR

0-3 MNTH TREASRY

Shares14.55K

TypeSH

Market value$1.46M

1.01%

Sole

14.55K

Shared

0.00

None

0.00

AMPHENOL CORP NEW

OTR

CL A

Shares14.71K

TypeSH

Market value$1.45M

1.00%

Sole

14.71K

Shared

0.00

None

0.00

GE VERNOVA INC

OTR

COM

Shares2.73K

TypeSH

Market value$1.45M

1.00%

Sole

2.51K

Shared

0.00

None

229.00

ISHARES TR

OTR

CORE INTL AGGR

Shares28.03K

TypeSH

Market value$1.43M

0.99%

Sole

0.00

Shared

0.00

None

28.03K

VANGUARD INTL EQUITY INDEX F

OTR

ALLWRLD EX US

Shares20.96K

TypeSH

Market value$1.41M

0.97%

Sole

0.00

Shared

0.00

None

20.96K

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	None
SPDR S&P 500 ETF TROTR	TR UNIT	20.26K	SH	$12.52M 8.63%	20.26K	0.00
SPDR SERIES TRUSTOTR	BLOOMBERG 1-3 MO	52.79K	SH	$4.84M 3.34%	44.42K	8.37K
GOLDMAN SACHS ETF TROTR	ACCES TREASURY	45K	SH	$4.51M 3.11%	45K	0.00
FIDELITY MERRIMACK STR TROTR	CORP BOND ETF	68.20K	SH	$3.23M 2.22%	68.20K	0.00
ISHARES TROTR	IBONDS 27 TRM TS	133.06K	SH	$2.99M 2.06%	0.00	133.06K
ISHARES TROTR	IBONDS 28 TRM TS	131.81K	SH	$2.95M 2.03%	0.00	131.81K
WISDOMTREE TROTR	FLOATNG RAT TREA	57.04K	SH	$2.87M 1.98%	57.04K	0.00
VANGUARD SCOTTSDALE FDSOTR	INTER TERM TREAS	44.75K	SH	$2.68M 1.84%	0.00	44.75K
ISHARES TROTR	3YRTB ETF	34.44K	SH	$2.64M 1.82%	0.00	34.44K
SELECT SECTOR SPDR TROTR	TECHNOLOGY	9.71K	SH	$2.46M 1.69%	9.71K	0.00
ISHARES TROTR	0-5 YR TIPS ETF	22.51K	SH	$2.32M 1.60%	22.51K	0.00
SSGA ACTIVE ETF TROTR	MULT ASS RLRTN	79.01K	SH	$2.30M 1.58%	55.80K	23.22K
VANGUARD WORLD FDOTR	INDUSTRIAL ETF	8.12K	SH	$2.28M 1.57%	8.12K	0.00
BROADCOM INCOTR	COM	7.91K	SH	$2.18M 1.50%	6.15K	1.76K
SELECT SECTOR SPDR TROTR	COMMUNICATION	17.52K	SH	$1.90M 1.31%	17.52K	0.00
VANGUARD WORLD FDOTR	INF TECH ETF	2.84K	SH	$1.89M 1.30%	2.84K	0.00
ISHARES TROTR	CONV BD ETF	20K	SH	$1.80M 1.24%	20K	0.00
SELECT SECTOR SPDR TROTR	SBI HEALTHCARE	12.51K	SH	$1.69M 1.16%	12.51K	0.00
SPDR SERIES TRUSTOTR	BBG CONV SEC ETF	19.13K	SH	$1.58M 1.09%	19.13K	0.00
ISHARES TROTR	CORE 60/40 BALAN	25.40K	SH	$1.56M 1.08%	25.40K	0.00
ISHARES TROTR	0-3 MNTH TREASRY	14.55K	SH	$1.46M 1.01%	14.55K	0.00
AMPHENOL CORP NEWOTR	CL A	14.71K	SH	$1.45M 1.00%	14.71K	0.00
GE VERNOVA INCOTR	COM	2.73K	SH	$1.45M 1.00%	2.51K	229.00
ISHARES TROTR	CORE INTL AGGR	28.03K	SH	$1.43M 0.99%	0.00	28.03K
VANGUARD INTL EQUITY INDEX FOTR	ALLWRLD EX US	20.96K	SH	$1.41M 0.97%	0.00	20.96K

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