Filed: 1/15/2026ACC: 0001724729-26-000001
📋 What this filing means
REFINED WEALTH MANAGEMENT filed this quarterly 13F‑HR report disclosing 43 equity positions with a total reported market value of $148.56M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
43
Positions
$148.56M
Total AUM (reported)
3M
Total Shares
Allocation by class
ESG INTL STK ETF$17.09M11.5%
UNIT SER 1$15.74M10.6%
TOTAL INT BD ETF$15.13M10.2%
COM CL A$13.23M8.9%
COM$13.18M8.9%
VALUE ETF$12.37M8.3%
SHS BEN INT$9.50M6.4%
Portfolio Concentration
Top 3$47.96M32.3%
4–10$64.28M43.3%
11–25$31.36M21.1%
Rest$4.96M3.3%
Top 3 weight
32.3%
Top 10 weight
75.6%
Voting Authority Distribution
Total shares with voting rights: 3M
Sole
Full voting authority
3M
shares
% of voting shares100.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
0.00
shares
% of voting shares0.0%
Investment Discretion (by position count)
Sole43
Shared0
Other0
Dominant voting typeSole · 100.0% of voting shares
Institutional Holdings43
Rows:
VANGUARD WORLD FD
SOLEShares238.67K
TypeSH
Market value$17.09M
11.51%
Sole
238.67K
Shared
0.00
None
0.00
INVESCO QQQ TR
SOLEShares25.63K
TypeSH
Market value$15.74M
10.60%
Sole
25.63K
Shared
0.00
None
0.00
VANGUARD CHARLOTTE FDS
SOLEShares313.04K
TypeSH
Market value$15.13M
10.18%
Sole
313.04K
Shared
0.00
None
0.00
COINBASE GLOBAL INC
SOLEShares58.52K
TypeSH
Market value$13.23M
8.91%
Sole
58.52K
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares64.78K
TypeSH
Market value$12.37M
8.33%
Sole
64.78K
Shared
0.00
None
0.00
BITWISE BITCOIN ETF TR
SOLEShares199.77K
TypeSH
Market value$9.50M
6.40%
Sole
199.77K
Shared
0.00
None
0.00
SSGA ACTIVE ETF TR
SOLEShares219.93K
TypeSH
Market value$9.08M
6.11%
Sole
219.93K
Shared
0.00
None
0.00
VANGUARD BD INDEX FDS
SOLEShares98.07K
TypeSH
Market value$7.64M
5.14%
Sole
98.07K
Shared
0.00
None
0.00
SPDR GOLD TR
SOLEShares16.55K
TypeSH
Market value$6.56M
4.41%
Sole
16.55K
Shared
0.00
None
0.00
ENOVIX CORPORATION
SOLEShares807.94K
TypeSH
Market value$5.91M
3.98%
Sole
807.94K
Shared
0.00
None
0.00
VANGUARD SCOTTSDALE FDS
SOLEShares66.75K
TypeSH
Market value$5.06M
3.41%
Sole
66.75K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares58.01K
TypeSH
Market value$5.06M
3.40%
Sole
58.01K
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares13.36K
TypeSH
Market value$3.88M
2.61%
Sole
13.36K
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares14.17K
TypeSH
Market value$3.65M
2.46%
Sole
14.17K
Shared
0.00
None
0.00
BED BATH & BEYOND INC
SOLEShares417.35K
TypeSH
Market value$2.28M
1.53%
Sole
417.35K
Shared
0.00
None
0.00
VOLATILITY SHS TR
SOLEShares174.13K
TypeSH
Market value$1.84M
1.24%
Sole
174.13K
Shared
0.00
None
0.00
VANGUARD TAX-MANAGED FDS
SOLEShares25.15K
TypeSH
Market value$1.57M
1.06%
Sole
25.15K
Shared
0.00
None
0.00
NVIDIA CORPORATION
SOLEShares6.81K
TypeSH
Market value$1.27M
0.85%
Sole
6.81K
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares1.97K
TypeSH
Market value$1.23M
0.83%
Sole
1.97K
Shared
0.00
None
0.00
NUSHARES ETF TR
SOLEShares12.51K
TypeSH
Market value$1.22M
0.82%
Sole
12.51K
Shared
0.00
None
0.00
AMAZON COM INC
SOLEShares5.13K
TypeSH
Market value$1.18M
0.80%
Sole
5.13K
Shared
0.00
None
0.00
APPLE INC
SOLEShares3.21K
TypeSH
Market value$873.0K
0.59%
Sole
3.21K
Shared
0.00
None
0.00
FIRST TR EXCHANGE-TRADED FD
SOLEShares14.21K
TypeSH
Market value$851.5K
0.57%
Sole
14.21K
Shared
0.00
None
0.00
TIDAL TRUST II
SOLEShares34.57K
TypeSH
Market value$780.2K
0.53%
Sole
34.57K
Shared
0.00
None
0.00
INVESCO EXCHANGE TRADED FD T
SOLEShares3.16K
TypeSH
Market value$605.7K
0.41%
Sole
3.16K
Shared
0.00
None
0.00
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
VANGUARD WORLD FDSOLE | ESG INTL STK ETF | 238.67K | SH | $17.09M 11.51% | 238.67K | 0.00 | 0.00 |
INVESCO QQQ TRSOLE | UNIT SER 1 | 25.63K | SH | $15.74M 10.60% | 25.63K | 0.00 | 0.00 |
VANGUARD CHARLOTTE FDSSOLE | TOTAL INT BD ETF | 313.04K | SH | $15.13M 10.18% | 313.04K | 0.00 | 0.00 |
COINBASE GLOBAL INCSOLE | COM CL A | 58.52K | SH | $13.23M 8.91% | 58.52K | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | VALUE ETF | 64.78K | SH | $12.37M 8.33% | 64.78K | 0.00 | 0.00 |
BITWISE BITCOIN ETF TRSOLE | SHS BEN INT | 199.77K | SH | $9.50M 6.40% | 199.77K | 0.00 | 0.00 |
SSGA ACTIVE ETF TRSOLE | STATE STREET BLA | 219.93K | SH | $9.08M 6.11% | 219.93K | 0.00 | 0.00 |
VANGUARD BD INDEX FDSSOLE | INTERMED TERM | 98.07K | SH | $7.64M 5.14% | 98.07K | 0.00 | 0.00 |
SPDR GOLD TRSOLE | GOLD SHS | 16.55K | SH | $6.56M 4.41% | 16.55K | 0.00 | 0.00 |
ENOVIX CORPORATIONSOLE | COM | 807.94K | SH | $5.91M 3.98% | 807.94K | 0.00 | 0.00 |
VANGUARD SCOTTSDALE FDSSOLE | LG-TERM COR BD | 66.75K | SH | $5.06M 3.41% | 66.75K | 0.00 | 0.00 |
ISHARES TRSOLE | 20 YR TR BD ETF | 58.01K | SH | $5.06M 3.40% | 58.01K | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | MID CAP ETF | 13.36K | SH | $3.88M 2.61% | 13.36K | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | SMALL CP ETF | 14.17K | SH | $3.65M 2.46% | 14.17K | 0.00 | 0.00 |
BED BATH & BEYOND INCSOLE | COM | 417.35K | SH | $2.28M 1.53% | 417.35K | 0.00 | 0.00 |
VOLATILITY SHS TRSOLE | XRP ETF | 174.13K | SH | $1.84M 1.24% | 174.13K | 0.00 | 0.00 |
VANGUARD TAX-MANAGED FDSSOLE | VAN FTSE DEV MKT | 25.15K | SH | $1.57M 1.06% | 25.15K | 0.00 | 0.00 |
NVIDIA CORPORATIONSOLE | COM | 6.81K | SH | $1.27M 0.85% | 6.81K | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | S&P 500 ETF SHS | 1.97K | SH | $1.23M 0.83% | 1.97K | 0.00 | 0.00 |
NUSHARES ETF TRSOLE | NUVEEN ESG LRGCP | 12.51K | SH | $1.22M 0.82% | 12.51K | 0.00 | 0.00 |
AMAZON COM INCSOLE | COM | 5.13K | SH | $1.18M 0.80% | 5.13K | 0.00 | 0.00 |
APPLE INCSOLE | COM | 3.21K | SH | $873.0K 0.59% | 3.21K | 0.00 | 0.00 |
FIRST TR EXCHANGE-TRADED FDSOLE | FIRST TR ENH NEW | 14.21K | SH | $851.5K 0.57% | 14.21K | 0.00 | 0.00 |
TIDAL TRUST IISOLE | DEFIANCE LARGE | 34.57K | SH | $780.2K 0.53% | 34.57K | 0.00 | 0.00 |
INVESCO EXCHANGE TRADED FD TSOLE | S&P500 EQL WGT | 3.16K | SH | $605.7K 0.41% | 3.16K | 0.00 | 0.00 |
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