Filed: 10/21/2025ACC: 0001724729-25-000008
📋 What this filing means
REFINED WEALTH MANAGEMENT filed this quarterly 13F‑HR report disclosing 36 equity positions with a total reported market value of $155.62M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
36
Positions
$155.62M
Total AUM (reported)
2.87M
Total Shares
Allocation by class
COM CL A$19.59M12.6%
ESG INTL STK ETF$16.71M10.7%
COM$15.64M10.1%
TOTAL INT BD ETF$15.51M10.0%
UNIT SER 1$14.69M9.4%
VALUE ETF$12.12M7.8%
SHS BEN INT$11.91M7.7%
Portfolio Concentration
Top 3$51.80M33.3%
4–10$69.32M44.5%
11–25$32.26M20.7%
Rest$2.24M1.4%
Top 3 weight
33.3%
Top 10 weight
77.8%
Voting Authority Distribution
Total shares with voting rights: 2.87M
Sole
Full voting authority
2.87M
shares
% of voting shares100.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
0.00
shares
% of voting shares0.0%
Investment Discretion (by position count)
Sole36
Shared0
Other0
Dominant voting typeSole · 100.0% of voting shares
Institutional Holdings36
Rows:
COINBASE GLOBAL INC
SOLEShares58.06K
TypeSH
Market value$19.59M
12.59%
Sole
58.06K
Shared
0.00
None
0.00
VANGUARD WORLD FD
SOLEShares240.81K
TypeSH
Market value$16.71M
10.73%
Sole
240.81K
Shared
0.00
None
0.00
VANGUARD CHARLOTTE FDS
SOLEShares313.50K
TypeSH
Market value$15.51M
9.96%
Sole
313.50K
Shared
0.00
None
0.00
INVESCO QQQ TR
SOLEShares24.47K
TypeSH
Market value$14.69M
9.44%
Sole
24.47K
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares65K
TypeSH
Market value$12.12M
7.79%
Sole
65K
Shared
0.00
None
0.00
BITWISE BITCOIN ETF TR
SOLEShares187.73K
TypeSH
Market value$11.68M
7.51%
Sole
187.73K
Shared
0.00
None
0.00
SSGA ACTIVE ETF TR
SOLEShares219.13K
TypeSH
Market value$9.11M
5.85%
Sole
219.13K
Shared
0.00
None
0.00
ENOVIX CORPORATION
SOLEShares799.29K
TypeSH
Market value$7.97M
5.12%
Sole
799.29K
Shared
0.00
None
0.00
VANGUARD BD INDEX FDS
SOLEShares101.80K
TypeSH
Market value$7.95M
5.11%
Sole
101.80K
Shared
0.00
None
0.00
SPDR GOLD TR
SOLEShares16.31K
TypeSH
Market value$5.80M
3.73%
Sole
16.31K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares58.96K
TypeSH
Market value$5.27M
3.39%
Sole
58.96K
Shared
0.00
None
0.00
VANGUARD SCOTTSDALE FDS
SOLEShares67.70K
TypeSH
Market value$5.26M
3.38%
Sole
67.70K
Shared
0.00
None
0.00
BED BATH & BEYOND INC
SOLEShares416.06K
TypeSH
Market value$4.07M
2.62%
Sole
416.06K
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares13.23K
TypeSH
Market value$3.89M
2.50%
Sole
13.23K
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares14.09K
TypeSH
Market value$3.58M
2.30%
Sole
14.09K
Shared
0.00
None
0.00
VOLATILITY SHS TR
SOLEShares160.85K
TypeSH
Market value$2.78M
1.79%
Sole
160.85K
Shared
0.00
None
0.00
NUSHARES ETF TR
SOLEShares12.51K
TypeSH
Market value$1.24M
0.80%
Sole
12.51K
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares1.96K
TypeSH
Market value$1.20M
0.77%
Sole
1.96K
Shared
0.00
None
0.00
AMAZON COM INC
SOLEShares4.29K
TypeSH
Market value$942.6K
0.61%
Sole
4.29K
Shared
0.00
None
0.00
NVIDIA CORPORATION
SOLEShares4.88K
TypeSH
Market value$911.4K
0.59%
Sole
4.88K
Shared
0.00
None
0.00
FIRST TR EXCHANGE-TRADED FD
SOLEShares14.81K
TypeSH
Market value$887.3K
0.57%
Sole
14.81K
Shared
0.00
None
0.00
APPLE INC
SOLEShares2.85K
TypeSH
Market value$725.8K
0.47%
Sole
2.85K
Shared
0.00
None
0.00
UNION PAC CORP
SOLEShares2.44K
TypeSH
Market value$576.7K
0.37%
Sole
2.44K
Shared
0.00
None
0.00
VANGUARD TAX-MANAGED FDS
SOLEShares8.20K
TypeSH
Market value$491.6K
0.32%
Sole
8.20K
Shared
0.00
None
0.00
BERKSHIRE HATHAWAY INC DEL
SOLEShares860.00
TypeSH
Market value$432.4K
0.28%
Sole
860.00
Shared
0.00
None
0.00
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
COINBASE GLOBAL INCSOLE | COM CL A | 58.06K | SH | $19.59M 12.59% | 58.06K | 0.00 | 0.00 |
VANGUARD WORLD FDSOLE | ESG INTL STK ETF | 240.81K | SH | $16.71M 10.73% | 240.81K | 0.00 | 0.00 |
VANGUARD CHARLOTTE FDSSOLE | TOTAL INT BD ETF | 313.50K | SH | $15.51M 9.96% | 313.50K | 0.00 | 0.00 |
INVESCO QQQ TRSOLE | UNIT SER 1 | 24.47K | SH | $14.69M 9.44% | 24.47K | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | VALUE ETF | 65K | SH | $12.12M 7.79% | 65K | 0.00 | 0.00 |
BITWISE BITCOIN ETF TRSOLE | SHS BEN INT | 187.73K | SH | $11.68M 7.51% | 187.73K | 0.00 | 0.00 |
SSGA ACTIVE ETF TRSOLE | BLACKSTONE SENR | 219.13K | SH | $9.11M 5.85% | 219.13K | 0.00 | 0.00 |
ENOVIX CORPORATIONSOLE | COM | 799.29K | SH | $7.97M 5.12% | 799.29K | 0.00 | 0.00 |
VANGUARD BD INDEX FDSSOLE | INTERMED TERM | 101.80K | SH | $7.95M 5.11% | 101.80K | 0.00 | 0.00 |
SPDR GOLD TRSOLE | GOLD SHS | 16.31K | SH | $5.80M 3.73% | 16.31K | 0.00 | 0.00 |
ISHARES TRSOLE | 20 YR TR BD ETF | 58.96K | SH | $5.27M 3.39% | 58.96K | 0.00 | 0.00 |
VANGUARD SCOTTSDALE FDSSOLE | LG-TERM COR BD | 67.70K | SH | $5.26M 3.38% | 67.70K | 0.00 | 0.00 |
BED BATH & BEYOND INCSOLE | COM | 416.06K | SH | $4.07M 2.62% | 416.06K | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | MID CAP ETF | 13.23K | SH | $3.89M 2.50% | 13.23K | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | SMALL CP ETF | 14.09K | SH | $3.58M 2.30% | 14.09K | 0.00 | 0.00 |
VOLATILITY SHS TRSOLE | XRP ETF | 160.85K | SH | $2.78M 1.79% | 160.85K | 0.00 | 0.00 |
NUSHARES ETF TRSOLE | NUVEEN ESG LRGCP | 12.51K | SH | $1.24M 0.80% | 12.51K | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | S&P 500 ETF SHS | 1.96K | SH | $1.20M 0.77% | 1.96K | 0.00 | 0.00 |
AMAZON COM INCSOLE | COM | 4.29K | SH | $942.6K 0.61% | 4.29K | 0.00 | 0.00 |
NVIDIA CORPORATIONSOLE | COM | 4.88K | SH | $911.4K 0.59% | 4.88K | 0.00 | 0.00 |
FIRST TR EXCHANGE-TRADED FDSOLE | FIRST TR ENH NEW | 14.81K | SH | $887.3K 0.57% | 14.81K | 0.00 | 0.00 |
APPLE INCSOLE | COM | 2.85K | SH | $725.8K 0.47% | 2.85K | 0.00 | 0.00 |
UNION PAC CORPSOLE | COM | 2.44K | SH | $576.7K 0.37% | 2.44K | 0.00 | 0.00 |
VANGUARD TAX-MANAGED FDSSOLE | VAN FTSE DEV MKT | 8.20K | SH | $491.6K 0.32% | 8.20K | 0.00 | 0.00 |
BERKSHIRE HATHAWAY INC DELSOLE | CL B NEW | 860.00 | SH | $432.4K 0.28% | 860.00 | 0.00 | 0.00 |
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