Filed: 7/17/2025ACC: 0001724729-25-000005
📋 What this filing means
REFINED WEALTH MANAGEMENT filed this quarterly 13F‑HR report disclosing 33 equity positions with a total reported market value of $145.49M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
33
Positions
$145.49M
Total AUM (reported)
2.59M
Total Shares
Allocation by class
COM CL A$20.59M14.2%
TOTAL INT BD ETF$16.61M11.4%
ESG INTL STK ETF$15.94M11.0%
UNIT SER 1$13.78M9.5%
COM$13.18M9.1%
VALUE ETF$11.53M7.9%
SHS BEN INT$10.72M7.4%
Portfolio Concentration
Top 3$53.14M36.5%
4–10$64.36M44.2%
11–25$26.83M18.4%
Rest$1.15M0.8%
Top 3 weight
36.5%
Top 10 weight
80.8%
Voting Authority Distribution
Total shares with voting rights: 2.59M
Sole
Full voting authority
2.59M
shares
% of voting shares100.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
0.00
shares
% of voting shares0.0%
Investment Discretion (by position count)
Sole33
Shared0
Other0
Dominant voting typeSole · 100.0% of voting shares
Institutional Holdings33
Rows:
COINBASE GLOBAL INC
SOLEShares58.75K
TypeSH
Market value$20.59M
14.15%
Sole
58.75K
Shared
0.00
None
0.00
VANGUARD CHARLOTTE FDS
SOLEShares335.39K
TypeSH
Market value$16.61M
11.41%
Sole
335.39K
Shared
0.00
None
0.00
VANGUARD WORLD FD
SOLEShares243.43K
TypeSH
Market value$15.94M
10.96%
Sole
243.43K
Shared
0.00
None
0.00
INVESCO QQQ TR
SOLEShares24.99K
TypeSH
Market value$13.78M
9.47%
Sole
24.99K
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares65.21K
TypeSH
Market value$11.53M
7.92%
Sole
65.21K
Shared
0.00
None
0.00
BITWISE BITCOIN ETF TR
SOLEShares179.38K
TypeSH
Market value$10.51M
7.22%
Sole
179.38K
Shared
0.00
None
0.00
SSGA ACTIVE ETF TR
SOLEShares210.65K
TypeSH
Market value$8.76M
6.02%
Sole
210.65K
Shared
0.00
None
0.00
VANGUARD BD INDEX FDS
SOLEShares97.22K
TypeSH
Market value$7.52M
5.17%
Sole
97.22K
Shared
0.00
None
0.00
ENOVIX CORPORATION
SOLEShares691.16K
TypeSH
Market value$7.15M
4.91%
Sole
691.16K
Shared
0.00
None
0.00
SPDR GOLD TR
SOLEShares16.79K
TypeSH
Market value$5.12M
3.52%
Sole
16.79K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares57.03K
TypeSH
Market value$5.03M
3.46%
Sole
57.03K
Shared
0.00
None
0.00
VANGUARD SCOTTSDALE FDS
SOLEShares65.67K
TypeSH
Market value$4.98M
3.43%
Sole
65.67K
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares13.29K
TypeSH
Market value$3.72M
2.56%
Sole
13.29K
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares14.08K
TypeSH
Market value$3.34M
2.29%
Sole
14.08K
Shared
0.00
None
0.00
BEYOND INC
SOLEShares419.15K
TypeSH
Market value$2.88M
1.98%
Sole
419.15K
Shared
0.00
None
0.00
NUSHARES ETF TR
SOLEShares12.85K
TypeSH
Market value$1.21M
0.83%
Sole
12.85K
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares1.96K
TypeSH
Market value$1.11M
0.76%
Sole
1.96K
Shared
0.00
None
0.00
AMAZON COM INC
SOLEShares4.28K
TypeSH
Market value$939.6K
0.65%
Sole
4.28K
Shared
0.00
None
0.00
FIRST TR EXCHANGE-TRADED FD
SOLEShares14.81K
TypeSH
Market value$886.7K
0.61%
Sole
14.81K
Shared
0.00
None
0.00
NVIDIA CORPORATION
SOLEShares4.87K
TypeSH
Market value$769.4K
0.53%
Sole
4.87K
Shared
0.00
None
0.00
APPLE INC
SOLEShares2.75K
TypeSH
Market value$564.2K
0.39%
Sole
2.75K
Shared
0.00
None
0.00
UNION PAC CORP
SOLEShares2.41K
TypeSH
Market value$554.8K
0.38%
Sole
2.41K
Shared
0.00
None
0.00
BERKSHIRE HATHAWAY INC DEL
SOLEShares698.00
TypeSH
Market value$339.1K
0.23%
Sole
698.00
Shared
0.00
None
0.00
META PLATFORMS INC
SOLEShares368.00
TypeSH
Market value$271.6K
0.19%
Sole
368.00
Shared
0.00
None
0.00
ISHARES TR
SOLEShares1.83K
TypeSH
Market value$232.3K
0.16%
Sole
1.83K
Shared
0.00
None
0.00
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
COINBASE GLOBAL INCSOLE | COM CL A | 58.75K | SH | $20.59M 14.15% | 58.75K | 0.00 | 0.00 |
VANGUARD CHARLOTTE FDSSOLE | TOTAL INT BD ETF | 335.39K | SH | $16.61M 11.41% | 335.39K | 0.00 | 0.00 |
VANGUARD WORLD FDSOLE | ESG INTL STK ETF | 243.43K | SH | $15.94M 10.96% | 243.43K | 0.00 | 0.00 |
INVESCO QQQ TRSOLE | UNIT SER 1 | 24.99K | SH | $13.78M 9.47% | 24.99K | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | VALUE ETF | 65.21K | SH | $11.53M 7.92% | 65.21K | 0.00 | 0.00 |
BITWISE BITCOIN ETF TRSOLE | SHS BEN INT | 179.38K | SH | $10.51M 7.22% | 179.38K | 0.00 | 0.00 |
SSGA ACTIVE ETF TRSOLE | BLACKSTONE SENR | 210.65K | SH | $8.76M 6.02% | 210.65K | 0.00 | 0.00 |
VANGUARD BD INDEX FDSSOLE | INTERMED TERM | 97.22K | SH | $7.52M 5.17% | 97.22K | 0.00 | 0.00 |
ENOVIX CORPORATIONSOLE | COM | 691.16K | SH | $7.15M 4.91% | 691.16K | 0.00 | 0.00 |
SPDR GOLD TRSOLE | GOLD SHS | 16.79K | SH | $5.12M 3.52% | 16.79K | 0.00 | 0.00 |
ISHARES TRSOLE | 20 YR TR BD ETF | 57.03K | SH | $5.03M 3.46% | 57.03K | 0.00 | 0.00 |
VANGUARD SCOTTSDALE FDSSOLE | LG-TERM COR BD | 65.67K | SH | $4.98M 3.43% | 65.67K | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | MID CAP ETF | 13.29K | SH | $3.72M 2.56% | 13.29K | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | SMALL CP ETF | 14.08K | SH | $3.34M 2.29% | 14.08K | 0.00 | 0.00 |
BEYOND INCSOLE | COM | 419.15K | SH | $2.88M 1.98% | 419.15K | 0.00 | 0.00 |
NUSHARES ETF TRSOLE | NUVEEN ESG LRGCP | 12.85K | SH | $1.21M 0.83% | 12.85K | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | S&P 500 ETF SHS | 1.96K | SH | $1.11M 0.76% | 1.96K | 0.00 | 0.00 |
AMAZON COM INCSOLE | COM | 4.28K | SH | $939.6K 0.65% | 4.28K | 0.00 | 0.00 |
FIRST TR EXCHANGE-TRADED FDSOLE | FIRST TR ENH NEW | 14.81K | SH | $886.7K 0.61% | 14.81K | 0.00 | 0.00 |
NVIDIA CORPORATIONSOLE | COM | 4.87K | SH | $769.4K 0.53% | 4.87K | 0.00 | 0.00 |
APPLE INCSOLE | COM | 2.75K | SH | $564.2K 0.39% | 2.75K | 0.00 | 0.00 |
UNION PAC CORPSOLE | COM | 2.41K | SH | $554.8K 0.38% | 2.41K | 0.00 | 0.00 |
BERKSHIRE HATHAWAY INC DELSOLE | CL B NEW | 698.00 | SH | $339.1K 0.23% | 698.00 | 0.00 | 0.00 |
META PLATFORMS INCSOLE | CL A | 368.00 | SH | $271.6K 0.19% | 368.00 | 0.00 | 0.00 |
ISHARES TRSOLE | ESG OPTIMIZED | 1.83K | SH | $232.3K 0.16% | 1.83K | 0.00 | 0.00 |
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