Filed: 4/22/2025ACC: 0001724729-25-000003
📋 What this filing means
REFINED WEALTH MANAGEMENT filed this quarterly 13F‑HR report disclosing 27 equity positions with a total reported market value of $122.25M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
27
Positions
$122.25M
Total AUM (reported)
2.55M
Total Shares
Allocation by class
TOTAL INT BD ETF$16.32M13.3%
ESG INTL STK ETF$14.25M11.7%
UNIT SER 1$11.53M9.4%
VALUE ETF$11.12M9.1%
COM$10.07M8.2%
COM CL A$9.96M8.1%
BLACKSTONE SENR$8.64M7.1%
Portfolio Concentration
Top 3$42.10M34.4%
4–10$55.31M45.2%
11–25$24.82M20.3%
Rest$21.4K0.0%
Top 3 weight
34.4%
Top 10 weight
79.7%
Voting Authority Distribution
Total shares with voting rights: 2.55M
Sole
Full voting authority
2.55M
shares
% of voting shares100.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
0.00
shares
% of voting shares0.0%
Investment Discretion (by position count)
Sole27
Shared0
Other0
Dominant voting typeSole · 100.0% of voting shares
Institutional Holdings27
Rows:
VANGUARD CHARLOTTE FDS
SOLEShares334.23K
TypeSH
Market value$16.32M
13.35%
Sole
334.23K
Shared
0.00
None
0.00
VANGUARD WORLD FD
SOLEShares241.65K
TypeSH
Market value$14.25M
11.66%
Sole
241.65K
Shared
0.00
None
0.00
INVESCO QQQ TR
SOLEShares24.58K
TypeSH
Market value$11.53M
9.43%
Sole
24.58K
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares64.35K
TypeSH
Market value$11.12M
9.09%
Sole
64.35K
Shared
0.00
None
0.00
COINBASE GLOBAL INC
SOLEShares57.81K
TypeSH
Market value$9.96M
8.14%
Sole
57.81K
Shared
0.00
None
0.00
SSGA ACTIVE ETF TR
SOLEShares210.08K
TypeSH
Market value$8.64M
7.07%
Sole
210.08K
Shared
0.00
None
0.00
BITWISE BITCOIN ETF TR
SOLEShares178.32K
TypeSH
Market value$8.00M
6.55%
Sole
178.32K
Shared
0.00
None
0.00
VANGUARD BD INDEX FDS
SOLEShares97.04K
TypeSH
Market value$7.43M
6.08%
Sole
97.04K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares56.93K
TypeSH
Market value$5.18M
4.24%
Sole
56.93K
Shared
0.00
None
0.00
VANGUARD SCOTTSDALE FDS
SOLEShares65.64K
TypeSH
Market value$4.98M
4.08%
Sole
65.64K
Shared
0.00
None
0.00
ENOVIX CORPORATION
SOLEShares675.45K
TypeSH
Market value$4.96M
4.06%
Sole
675.45K
Shared
0.00
None
0.00
SPDR GOLD TR
SOLEShares16.79K
TypeSH
Market value$4.84M
3.96%
Sole
16.79K
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares13K
TypeSH
Market value$3.36M
2.75%
Sole
13K
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares13.72K
TypeSH
Market value$3.04M
2.49%
Sole
13.72K
Shared
0.00
None
0.00
BEYOND INC
SOLEShares417.99K
TypeSH
Market value$2.42M
1.98%
Sole
417.99K
Shared
0.00
None
0.00
NUSHARES ETF TR
SOLEShares13.42K
TypeSH
Market value$1.05M
0.86%
Sole
13.42K
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares1.96K
TypeSH
Market value$1.01M
0.82%
Sole
1.96K
Shared
0.00
None
0.00
FIRST TR EXCHANGE-TRADED FD
SOLEShares14.81K
TypeSH
Market value$886.3K
0.72%
Sole
14.81K
Shared
0.00
None
0.00
AMAZON COM INC
SOLEShares4.54K
TypeSH
Market value$863.0K
0.71%
Sole
4.54K
Shared
0.00
None
0.00
APPLE INC
SOLEShares2.97K
TypeSH
Market value$659.5K
0.54%
Sole
2.97K
Shared
0.00
None
0.00
UNION PAC CORP
SOLEShares2.39K
TypeSH
Market value$564.4K
0.46%
Sole
2.39K
Shared
0.00
None
0.00
NVIDIA CORPORATION
SOLEShares4.93K
TypeSH
Market value$534.9K
0.44%
Sole
4.93K
Shared
0.00
None
0.00
BERKSHIRE HATHAWAY INC DEL
SOLEShares698.00
TypeSH
Market value$371.7K
0.30%
Sole
698.00
Shared
0.00
None
0.00
ISHARES TR
SOLEShares1.83K
TypeSH
Market value$210.6K
0.17%
Sole
1.83K
Shared
0.00
None
0.00
NEXGEN ENERGY LTD
SOLEShares11K
TypeSH
Market value$49.4K
0.04%
Sole
11K
Shared
0.00
None
0.00
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
VANGUARD CHARLOTTE FDSSOLE | TOTAL INT BD ETF | 334.23K | SH | $16.32M 13.35% | 334.23K | 0.00 | 0.00 |
VANGUARD WORLD FDSOLE | ESG INTL STK ETF | 241.65K | SH | $14.25M 11.66% | 241.65K | 0.00 | 0.00 |
INVESCO QQQ TRSOLE | UNIT SER 1 | 24.58K | SH | $11.53M 9.43% | 24.58K | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | VALUE ETF | 64.35K | SH | $11.12M 9.09% | 64.35K | 0.00 | 0.00 |
COINBASE GLOBAL INCSOLE | COM CL A | 57.81K | SH | $9.96M 8.14% | 57.81K | 0.00 | 0.00 |
SSGA ACTIVE ETF TRSOLE | BLACKSTONE SENR | 210.08K | SH | $8.64M 7.07% | 210.08K | 0.00 | 0.00 |
BITWISE BITCOIN ETF TRSOLE | SHS BEN INT | 178.32K | SH | $8.00M 6.55% | 178.32K | 0.00 | 0.00 |
VANGUARD BD INDEX FDSSOLE | INTERMED TERM | 97.04K | SH | $7.43M 6.08% | 97.04K | 0.00 | 0.00 |
ISHARES TRSOLE | 20 YR TR BD ETF | 56.93K | SH | $5.18M 4.24% | 56.93K | 0.00 | 0.00 |
VANGUARD SCOTTSDALE FDSSOLE | LG-TERM COR BD | 65.64K | SH | $4.98M 4.08% | 65.64K | 0.00 | 0.00 |
ENOVIX CORPORATIONSOLE | COM | 675.45K | SH | $4.96M 4.06% | 675.45K | 0.00 | 0.00 |
SPDR GOLD TRSOLE | GOLD SHS | 16.79K | SH | $4.84M 3.96% | 16.79K | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | MID CAP ETF | 13K | SH | $3.36M 2.75% | 13K | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | SMALL CP ETF | 13.72K | SH | $3.04M 2.49% | 13.72K | 0.00 | 0.00 |
BEYOND INCSOLE | COM | 417.99K | SH | $2.42M 1.98% | 417.99K | 0.00 | 0.00 |
NUSHARES ETF TRSOLE | NUVEEN ESG LRGCP | 13.42K | SH | $1.05M 0.86% | 13.42K | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | S&P 500 ETF SHS | 1.96K | SH | $1.01M 0.82% | 1.96K | 0.00 | 0.00 |
FIRST TR EXCHANGE-TRADED FDSOLE | FIRST TR ENH NEW | 14.81K | SH | $886.3K 0.72% | 14.81K | 0.00 | 0.00 |
AMAZON COM INCSOLE | COM | 4.54K | SH | $863.0K 0.71% | 4.54K | 0.00 | 0.00 |
APPLE INCSOLE | COM | 2.97K | SH | $659.5K 0.54% | 2.97K | 0.00 | 0.00 |
UNION PAC CORPSOLE | COM | 2.39K | SH | $564.4K 0.46% | 2.39K | 0.00 | 0.00 |
NVIDIA CORPORATIONSOLE | COM | 4.93K | SH | $534.9K 0.44% | 4.93K | 0.00 | 0.00 |
BERKSHIRE HATHAWAY INC DELSOLE | CL B NEW | 698.00 | SH | $371.7K 0.30% | 698.00 | 0.00 | 0.00 |
ISHARES TRSOLE | MSCI USA ESG SLC | 1.83K | SH | $210.6K 0.17% | 1.83K | 0.00 | 0.00 |
NEXGEN ENERGY LTDSOLE | COM | 11K | SH | $49.4K 0.04% | 11K | 0.00 | 0.00 |
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