RED TORTOISE LLC

Filed: 1/22/2026ACC: 0001910488-26-000001

📋 What this filing means

RED TORTOISE LLC filed this quarterly 13F‑HR report disclosing 600 equity positions with a total reported market value of $235.69M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

600

Positions

$235.69M

Total AUM (reported)

4.87M

Total Shares

Allocation by class

ETF$217.94M92.5%

STOCK$17.22M7.3%

CEF$206.2K0.1%

REIT$188.2K0.1%

ADR$129.5K0.1%

Portfolio Concentration

Top 3$61.19M26.0%

4–10$53.56M22.7%

11–25$51.90M22.0%

Rest$69.03M29.3%

Top 3 weight

26.0%

Top 10 weight

48.7%

Voting Authority Distribution

Total shares with voting rights: 4.87M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

4.87M

% of voting shares100.0%

Investment Discretion (by position count)

Sole215

Shared0

Other385

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings600

Rows:

SCHWAB INTERNATIONAL EQUITY ETF

SOLE

ETF

Shares1.14M

TypeSH

Market value$27.44M

11.64%

Sole

0.00

Shared

0.00

None

1.14M

SCHWAB FUNDAMENTAL INTERNATIONAL EQUITY ETF

SOLE

ETF

Shares457.60K

TypeSH

Market value$20.69M

8.78%

Sole

0.00

Shared

0.00

None

457.60K

ISHARES CORE S&P 500 ETF

SOLE

ETF

Shares19.07K

TypeSH

Market value$13.06M

5.54%

Sole

0.00

Shared

0.00

None

19.07K

SCHWAB EMERGING MARKETS EQUITY ETF

SOLE

ETF

Shares314.66K

TypeSH

Market value$10.31M

4.37%

Sole

0.00

Shared

0.00

None

314.66K

ISHARES CORE MSCI EAFE ETF

SOLE

ETF

Shares95.39K

TypeSH

Market value$8.53M

3.62%

Sole

0.00

Shared

0.00

None

95.39K

VANGUARD LONG-TERM TREASURY ETF

SOLE

ETF

Shares146.47K

TypeSH

Market value$8.17M

3.47%

Sole

0.00

Shared

0.00

None

146.47K

SCHWAB U.S. LARGE-CAP ETF

SOLE

ETF

Shares284.94K

TypeSH

Market value$7.67M

3.26%

Sole

0.00

Shared

0.00

None

284.94K

SCHWAB FUNDAMENTAL U.S. LARGE COMPANY ETF

SOLE

ETF

Shares256.04K

TypeSH

Market value$6.97M

2.96%

Sole

0.00

Shared

0.00

None

256.04K

ISHARES RUSSELL 1000 VALUE ETF

SOLE

ETF

Shares30.04K

TypeSH

Market value$6.32M

2.68%

Sole

0.00

Shared

0.00

None

30.04K

SCHWAB SHORT-TERM US TREASURY ETF

SOLE

ETF

Shares229.55K

TypeSH

Market value$5.59M

2.37%

Sole

0.00

Shared

0.00

None

229.55K

VANGUARD VALUE ETF

SOLE

ETF

Shares28.17K

TypeSH

Market value$5.38M

2.28%

Sole

0.00

Shared

0.00

None

28.17K

ISHARES CORE DIVIDEND GROWTH ETF

SOLE

ETF

Shares75.47K

TypeSH

Market value$5.24M

2.22%

Sole

0.00

Shared

0.00

None

75.47K

ISHARES MSCI USA QUALITY FACTOR ETF

SOLE

ETF

Shares25.67K

TypeSH

Market value$5.10M

2.16%

Sole

0.00

Shared

0.00

None

25.67K

VANGUARD FTSE DEVELOPED MARKETS ETF

SOLE

ETF

Shares70.96K

TypeSH

Market value$4.43M

1.88%

Sole

0.00

Shared

0.00

None

70.96K

STATE STREET SPDR PORTFOLIO S&P 500 VALUE ETF

SOLE

ETF

Shares70.66K

TypeSH

Market value$4.01M

1.70%

Sole

0.00

Shared

0.00

None

70.66K

SCHWAB US TIPS ETF

SOLE

ETF

Shares123.04K

TypeSH

Market value$3.26M

1.38%

Sole

0.00

Shared

0.00

None

123.04K

ISHARES MSCI ACWI EX U.S. ETF

SOLE

ETF

Shares47.05K

TypeSH

Market value$3.16M

1.34%

Sole

0.00

Shared

0.00

None

47.05K

SCHWAB US AGGREGATE BOND ETF

SOLE

ETF

Shares129.74K

TypeSH

Market value$3.03M

1.29%

Sole

0.00

Shared

0.00

None

129.74K

ISHARES RUSSELL 1000 ETF

SOLE

ETF

Shares7.83K

TypeSH

Market value$2.92M

1.24%

Sole

0.00

Shared

0.00

None

7.83K

BANK AMERICA CORP COM

SOLE

Stock

Shares50.83K

TypeSH

Market value$2.80M

1.19%

Sole

0.00

Shared

0.00

None

50.83K

ISHARES CORE MSCI EMERGING MARKETS ETF

SOLE

ETF

Shares40.45K

TypeSH

Market value$2.72M

1.15%

Sole

0.00

Shared

0.00

None

40.45K

SCHWAB U.S. BROAD MARKET ETF

SOLE

ETF

Shares102.17K

TypeSH

Market value$2.68M

1.14%

Sole

0.00

Shared

0.00

None

102.17K

INVESCO RAFI DEVELOPED MARKETS EX-U.S. ETF

SOLE

ETF

Shares40.25K

TypeSH

Market value$2.64M

1.12%

Sole

0.00

Shared

0.00

None

40.25K

SCHWAB FUNDAMENTAL EMERGING MARKETS EQUITY ETF

SOLE

ETF

Shares62.93K

TypeSH

Market value$2.27M

0.96%

Sole

0.00

Shared

0.00

None

62.93K

DFA INTERNATIONAL VALUE ETF

SOLE

ETF

Shares45.30K

TypeSH

Market value$2.26M

0.96%

Sole

0.00

Shared

0.00

None

45.30K

Issuer	Class	Shares	Type	Value / Portfolio %	None
SCHWAB INTERNATIONAL EQUITY ETFSOLE	ETF	1.14M	SH	$27.44M 11.64%	1.14M
SCHWAB FUNDAMENTAL INTERNATIONAL EQUITY ETFSOLE	ETF	457.60K	SH	$20.69M 8.78%	457.60K
ISHARES CORE S&P 500 ETFSOLE	ETF	19.07K	SH	$13.06M 5.54%	19.07K
SCHWAB EMERGING MARKETS EQUITY ETFSOLE	ETF	314.66K	SH	$10.31M 4.37%	314.66K
ISHARES CORE MSCI EAFE ETFSOLE	ETF	95.39K	SH	$8.53M 3.62%	95.39K
VANGUARD LONG-TERM TREASURY ETFSOLE	ETF	146.47K	SH	$8.17M 3.47%	146.47K
SCHWAB U.S. LARGE-CAP ETFSOLE	ETF	284.94K	SH	$7.67M 3.26%	284.94K
SCHWAB FUNDAMENTAL U.S. LARGE COMPANY ETFSOLE	ETF	256.04K	SH	$6.97M 2.96%	256.04K
ISHARES RUSSELL 1000 VALUE ETFSOLE	ETF	30.04K	SH	$6.32M 2.68%	30.04K
SCHWAB SHORT-TERM US TREASURY ETFSOLE	ETF	229.55K	SH	$5.59M 2.37%	229.55K
VANGUARD VALUE ETFSOLE	ETF	28.17K	SH	$5.38M 2.28%	28.17K
ISHARES CORE DIVIDEND GROWTH ETFSOLE	ETF	75.47K	SH	$5.24M 2.22%	75.47K
ISHARES MSCI USA QUALITY FACTOR ETFSOLE	ETF	25.67K	SH	$5.10M 2.16%	25.67K
VANGUARD FTSE DEVELOPED MARKETS ETFSOLE	ETF	70.96K	SH	$4.43M 1.88%	70.96K
STATE STREET SPDR PORTFOLIO S&P 500 VALUE ETFSOLE	ETF	70.66K	SH	$4.01M 1.70%	70.66K
SCHWAB US TIPS ETFSOLE	ETF	123.04K	SH	$3.26M 1.38%	123.04K
ISHARES MSCI ACWI EX U.S. ETFSOLE	ETF	47.05K	SH	$3.16M 1.34%	47.05K
SCHWAB US AGGREGATE BOND ETFSOLE	ETF	129.74K	SH	$3.03M 1.29%	129.74K
ISHARES RUSSELL 1000 ETFSOLE	ETF	7.83K	SH	$2.92M 1.24%	7.83K
BANK AMERICA CORP COMSOLE	Stock	50.83K	SH	$2.80M 1.19%	50.83K
ISHARES CORE MSCI EMERGING MARKETS ETFSOLE	ETF	40.45K	SH	$2.72M 1.15%	40.45K
SCHWAB U.S. BROAD MARKET ETFSOLE	ETF	102.17K	SH	$2.68M 1.14%	102.17K
INVESCO RAFI DEVELOPED MARKETS EX-U.S. ETFSOLE	ETF	40.25K	SH	$2.64M 1.12%	40.25K
SCHWAB FUNDAMENTAL EMERGING MARKETS EQUITY ETFSOLE	ETF	62.93K	SH	$2.27M 0.96%	62.93K
DFA INTERNATIONAL VALUE ETFSOLE	ETF	45.30K	SH	$2.26M 0.96%	45.30K

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