RED TORTOISE LLC

Filed: 7/22/2025ACC: 0001910488-25-000004

📋 What this filing means

RED TORTOISE LLC filed this quarterly 13F‑HR report disclosing 595 equity positions with a total reported market value of $207.21M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

595

Positions

$207.21M

Total AUM (reported)

4.68M

Total Shares

Allocation by class

ETF$191.52M92.4%

STOCK$15.07M7.3%

CEF$280.4K0.1%

REIT$211.5K0.1%

ADR$133.6K0.1%

Portfolio Concentration

Top 3$52.69M25.4%

4–10$51.75M25.0%

11–25$46.70M22.5%

Rest$56.08M27.1%

Top 3 weight

25.4%

Top 10 weight

50.4%

Voting Authority Distribution

Total shares with voting rights: 4.68M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

4.68M

% of voting shares100.0%

Investment Discretion (by position count)

Sole211

Shared0

Other384

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings595

Rows:

SCHWAB INTERNATIONAL EQUITY ETF

SOLE

ETF

Shares1.09M

TypeSH

Market value$24.15M

11.66%

Sole

0.00

Shared

0.00

None

1.09M

SCHWAB FUNDAMENTAL INTERNATIONAL EQUITY ETF

SOLE

ETF

Shares412.22K

TypeSH

Market value$16.50M

7.96%

Sole

0.00

Shared

0.00

None

412.22K

ISHARES CORE S&P 500 ETF

SOLE

ETF

Shares19.38K

TypeSH

Market value$12.03M

5.81%

Sole

0.00

Shared

0.00

None

19.38K

VANGUARD LONG-TERM TREASURY ETF

SOLE

ETF

Shares166.91K

TypeSH

Market value$9.37M

4.52%

Sole

0.00

Shared

0.00

None

166.91K

SCHWAB EMERGING MARKETS EQUITY ETF

SOLE

ETF

Shares302.08K

TypeSH

Market value$9.10M

4.39%

Sole

0.00

Shared

0.00

None

302.08K

ISHARES CORE MSCI EAFE ETF

SOLE

ETF

Shares97.89K

TypeSH

Market value$8.17M

3.94%

Sole

0.00

Shared

0.00

None

97.89K

SCHWAB U.S. LARGE-CAP ETF

SOLE

ETF

Shares271.43K

TypeSH

Market value$6.64M

3.20%

Sole

0.00

Shared

0.00

None

271.43K

SCHWAB SHORT-TERM US TREASURY ETF

SOLE

ETF

Shares271.10K

TypeSH

Market value$6.61M

3.19%

Sole

0.00

Shared

0.00

None

271.10K

SCHWAB FUNDAMENTAL U.S. LARGE COMPANY ETF

SOLE

ETF

Shares247.44K

TypeSH

Market value$6.07M

2.93%

Sole

0.00

Shared

0.00

None

247.44K

ISHARES RUSSELL 1000 VALUE ETF

SOLE

ETF

Shares29.80K

TypeSH

Market value$5.79M

2.79%

Sole

0.00

Shared

0.00

None

29.80K

VANGUARD VALUE ETF

SOLE

ETF

Shares27.05K

TypeSH

Market value$4.78M

2.31%

Sole

0.00

Shared

0.00

None

27.05K

ISHARES CORE DIVIDEND GROWTH ETF

SOLE

ETF

Shares74.62K

TypeSH

Market value$4.77M

2.30%

Sole

0.00

Shared

0.00

None

74.62K

ISHARES MSCI USA QUALITY FACTOR ETF

SOLE

ETF

Shares25.56K

TypeSH

Market value$4.67M

2.26%

Sole

0.00

Shared

0.00

None

25.56K

VANGUARD FTSE DEVELOPED MARKETS ETF

SOLE

ETF

Shares70.07K

TypeSH

Market value$3.99M

1.93%

Sole

0.00

Shared

0.00

None

70.07K

SPDR PORTFOLIO S&P 500 VALUE ETF

SOLE

ETF

Shares70.17K

TypeSH

Market value$3.67M

1.77%

Sole

0.00

Shared

0.00

None

70.17K

SCHWAB US TIPS ETF

SOLE

ETF

Shares124.08K

TypeSH

Market value$3.31M

1.60%

Sole

0.00

Shared

0.00

None

124.08K

ISHARES MSCI ACWI EX U.S. ETF

SOLE

ETF

Shares46.34K

TypeSH

Market value$2.82M

1.36%

Sole

0.00

Shared

0.00

None

46.34K

ISHARES RUSSELL 1000 ETF

SOLE

ETF

Shares8.11K

TypeSH

Market value$2.75M

1.33%

Sole

0.00

Shared

0.00

None

8.11K

SCHWAB U.S. BROAD MARKET ETF

SOLE

ETF

Shares101.87K

TypeSH

Market value$2.43M

1.17%

Sole

0.00

Shared

0.00

None

101.87K

BANK AMERICA CORP COM

SOLE

Stock

Shares50.83K

TypeSH

Market value$2.41M

1.16%

Sole

0.00

Shared

0.00

None

50.83K

ISHARES CORE MSCI EMERGING MARKETS ETF

SOLE

ETF

Shares39.99K

TypeSH

Market value$2.40M

1.16%

Sole

0.00

Shared

0.00

None

39.99K

INVESCO RAFI DEVELOPED MARKETS EX-U.S. ETF

SOLE

ETF

Shares39.59K

TypeSH

Market value$2.27M

1.10%

Sole

0.00

Shared

0.00

None

39.59K

SCHWAB US AGGREGATE BOND ETF

SOLE

ETF

Shares95.23K

TypeSH

Market value$2.21M

1.07%

Sole

0.00

Shared

0.00

None

95.23K

MICROSOFT CORP COM

OTR

Stock

Shares4.27K

TypeSH

Market value$2.12M

1.02%

Sole

0.00

Shared

0.00

None

4.27K

SPDR PORTFOLIO LONG TERM TREASURY ETF

SOLE

ETF

Shares78K

TypeSH

Market value$2.07M

1.00%

Sole

0.00

Shared

0.00

None

78K

Issuer	Class	Shares	Type	Value / Portfolio %	None
SCHWAB INTERNATIONAL EQUITY ETFSOLE	ETF	1.09M	SH	$24.15M 11.66%	1.09M
SCHWAB FUNDAMENTAL INTERNATIONAL EQUITY ETFSOLE	ETF	412.22K	SH	$16.50M 7.96%	412.22K
ISHARES CORE S&P 500 ETFSOLE	ETF	19.38K	SH	$12.03M 5.81%	19.38K
VANGUARD LONG-TERM TREASURY ETFSOLE	ETF	166.91K	SH	$9.37M 4.52%	166.91K
SCHWAB EMERGING MARKETS EQUITY ETFSOLE	ETF	302.08K	SH	$9.10M 4.39%	302.08K
ISHARES CORE MSCI EAFE ETFSOLE	ETF	97.89K	SH	$8.17M 3.94%	97.89K
SCHWAB U.S. LARGE-CAP ETFSOLE	ETF	271.43K	SH	$6.64M 3.20%	271.43K
SCHWAB SHORT-TERM US TREASURY ETFSOLE	ETF	271.10K	SH	$6.61M 3.19%	271.10K
SCHWAB FUNDAMENTAL U.S. LARGE COMPANY ETFSOLE	ETF	247.44K	SH	$6.07M 2.93%	247.44K
ISHARES RUSSELL 1000 VALUE ETFSOLE	ETF	29.80K	SH	$5.79M 2.79%	29.80K
VANGUARD VALUE ETFSOLE	ETF	27.05K	SH	$4.78M 2.31%	27.05K
ISHARES CORE DIVIDEND GROWTH ETFSOLE	ETF	74.62K	SH	$4.77M 2.30%	74.62K
ISHARES MSCI USA QUALITY FACTOR ETFSOLE	ETF	25.56K	SH	$4.67M 2.26%	25.56K
VANGUARD FTSE DEVELOPED MARKETS ETFSOLE	ETF	70.07K	SH	$3.99M 1.93%	70.07K
SPDR PORTFOLIO S&P 500 VALUE ETFSOLE	ETF	70.17K	SH	$3.67M 1.77%	70.17K
SCHWAB US TIPS ETFSOLE	ETF	124.08K	SH	$3.31M 1.60%	124.08K
ISHARES MSCI ACWI EX U.S. ETFSOLE	ETF	46.34K	SH	$2.82M 1.36%	46.34K
ISHARES RUSSELL 1000 ETFSOLE	ETF	8.11K	SH	$2.75M 1.33%	8.11K
SCHWAB U.S. BROAD MARKET ETFSOLE	ETF	101.87K	SH	$2.43M 1.17%	101.87K
BANK AMERICA CORP COMSOLE	Stock	50.83K	SH	$2.41M 1.16%	50.83K
ISHARES CORE MSCI EMERGING MARKETS ETFSOLE	ETF	39.99K	SH	$2.40M 1.16%	39.99K
INVESCO RAFI DEVELOPED MARKETS EX-U.S. ETFSOLE	ETF	39.59K	SH	$2.27M 1.10%	39.59K
SCHWAB US AGGREGATE BOND ETFSOLE	ETF	95.23K	SH	$2.21M 1.07%	95.23K
MICROSOFT CORP COMOTR	Stock	4.27K	SH	$2.12M 1.02%	4.27K
SPDR PORTFOLIO LONG TERM TREASURY ETFSOLE	ETF	78K	SH	$2.07M 1.00%	78K

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