REAP FINANCIAL GROUP, LLC

Filed: 2/10/2026ACC: 0002048581-26-000001

📋 What this filing means

REAP FINANCIAL GROUP, LLC filed this quarterly 13F‑HR report disclosing 557 equity positions with a total reported market value of $492.29M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

557

Positions

$492.29M

Total AUM (reported)

6.94M

Total Shares

Allocation by class

FT VEST US EQT$135.05M27.4%

VAN FTSE DEV MKT$54.79M11.1%

TOTAL STK MKT$53.06M10.8%

GROWTH ETF$30.23M6.1%

COM$29.33M6.0%

VALUE ETF$24.68M5.0%

AVANTIS EMGMKT$16.22M3.3%

Portfolio Concentration

Top 3$138.08M28.0%

4–10$116.96M23.8%

11–25$117.27M23.8%

Rest$119.98M24.4%

Top 3 weight

28.0%

Top 10 weight

51.8%

Voting Authority Distribution

Total shares with voting rights: 6.94M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

6.94M

% of voting shares100.0%

Investment Discretion (by position count)

Sole557

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings557

Rows:

VANGUARD TAX-MANAGED FDS

SOLE

VAN FTSE DEV MKT

Shares877.05K

TypeSH

Market value$54.79M

11.13%

Sole

0.00

Shared

0.00

None

877.05K

VANGUARD INDEX FDS

SOLE

TOTAL STK MKT

Shares158.26K

TypeSH

Market value$53.06M

10.78%

Sole

0.00

Shared

0.00

None

158.26K

VANGUARD INDEX FDS

SOLE

GROWTH ETF

Shares61.97K

TypeSH

Market value$30.23M

6.14%

Sole

0.00

Shared

0.00

None

61.97K

VANGUARD INDEX FDS

SOLE

VALUE ETF

Shares129.24K

TypeSH

Market value$24.68M

5.01%

Sole

0.00

Shared

0.00

None

129.24K

FIRST TR EXCHNG TRADED FD VI

SOLE

FT VEST US EQT

Shares481.78K

TypeSH

Market value$20.62M

4.19%

Sole

0.00

Shared

0.00

None

481.78K

AMERICAN CENTY ETF TR

SOLE

AVANTIS EMGMKT

Shares210.54K

TypeSH

Market value$16.22M

3.29%

Sole

0.00

Shared

0.00

None

210.54K

AMERICAN CENTY ETF TR

SOLE

US LARGE CAP VLU

Shares208.79K

TypeSH

Market value$15.82M

3.21%

Sole

0.00

Shared

0.00

None

208.79K

AMERICAN CENTY ETF TR

SOLE

US SML CP VALU

Shares153.08K

TypeSH

Market value$15.61M

3.17%

Sole

0.00

Shared

0.00

None

153.08K

FIRST TR EXCHNG TRADED FD VI

SOLE

FT VEST US EQT

Shares218.53K

TypeSH

Market value$12.37M

2.51%

Sole

0.00

Shared

0.00

None

218.53K

FIRST TR EXCHNG TRADED FD VI

SOLE

FT VEST UQ EQT

Shares262.83K

TypeSH

Market value$11.64M

2.36%

Sole

0.00

Shared

0.00

None

262.83K

VANGUARD INTL EQUITY INDEX F

SOLE

FTSE EMR MKT ETF

Shares205.35K

TypeSH

Market value$11.04M

2.24%

Sole

0.00

Shared

0.00

None

205.35K

FIRST TR EXCHNG TRADED FD VI

SOLE

FT VEST US EQT

Shares241.56K

TypeSH

Market value$10.85M

2.20%

Sole

0.00

Shared

0.00

None

241.56K

FIRST TR EXCHNG TRADED FD VI

SOLE

FT VEST US EQT

Shares170.59K

TypeSH

Market value$9.12M

1.85%

Sole

0.00

Shared

0.00

None

170.59K

DIMENSIONAL ETF TRUST

SOLE

INTERNATNAL VAL

Shares169.62K

TypeSH

Market value$8.46M

1.72%

Sole

0.00

Shared

0.00

None

169.62K

AMERICAN CENTY ETF TR

SOLE

INTL SMCP VLU

Shares89.99K

TypeSH

Market value$8.46M

1.72%

Sole

0.00

Shared

0.00

None

89.99K

FIRST TR EXCHNG TRADED FD VI

SOLE

FT VEST US EQT

Shares142.15K

TypeSH

Market value$7.95M

1.61%

Sole

0.00

Shared

0.00

None

142.15K

DIMENSIONAL ETF TRUST

SOLE

GLOBAL REAL EST

Shares279.38K

TypeSH

Market value$7.38M

1.50%

Sole

0.00

Shared

0.00

None

279.38K

FIRST TR EXCHNG TRADED FD VI

SOLE

FT VEST US EQT

Shares146.28K

TypeSH

Market value$7.17M

1.46%

Sole

0.00

Shared

0.00

None

146.28K

FIRST TR EXCHNG TRADED FD VI

SOLE

FT VEST US EQT

Shares138.78K

TypeSH

Market value$7.16M

1.45%

Sole

0.00

Shared

0.00

None

138.78K

FIRST TR EXCHNG TRADED FD VI

SOLE

FT VEST US EQT

Shares157.51K

TypeSH

Market value$7.13M

1.45%

Sole

0.00

Shared

0.00

None

157.51K

FIRST TR EXCHNG TRADED FD VI

SOLE

FT VEST US EQT

Shares155.09K

TypeSH

Market value$6.89M

1.40%

Sole

0.00

Shared

0.00

None

155.09K

APPLE INC

SOLE

COM

Shares24.24K

TypeSH

Market value$6.59M

1.34%

Sole

0.00

Shared

0.00

None

24.24K

FIRST TR EXCHNG TRADED FD VI

SOLE

FT VEST US EQT

Shares123.78K

TypeSH

Market value$6.55M

1.33%

Sole

0.00

Shared

0.00

None

123.78K

VANGUARD INDEX FDS

SOLE

SMALL CP ETF

Shares25.14K

TypeSH

Market value$6.48M

1.32%

Sole

0.00

Shared

0.00

None

25.14K

FIRST TR EXCHNG TRADED FD VI

SOLE

FT VEST US EQT

Shares127.47K

TypeSH

Market value$6.05M

1.23%

Sole

0.00

Shared

0.00

None

127.47K

Issuer	Class	Shares	Type	Value / Portfolio %	None
VANGUARD TAX-MANAGED FDSSOLE	VAN FTSE DEV MKT	877.05K	SH	$54.79M 11.13%	877.05K
VANGUARD INDEX FDSSOLE	TOTAL STK MKT	158.26K	SH	$53.06M 10.78%	158.26K
VANGUARD INDEX FDSSOLE	GROWTH ETF	61.97K	SH	$30.23M 6.14%	61.97K
VANGUARD INDEX FDSSOLE	VALUE ETF	129.24K	SH	$24.68M 5.01%	129.24K
FIRST TR EXCHNG TRADED FD VISOLE	FT VEST US EQT	481.78K	SH	$20.62M 4.19%	481.78K
AMERICAN CENTY ETF TRSOLE	AVANTIS EMGMKT	210.54K	SH	$16.22M 3.29%	210.54K
AMERICAN CENTY ETF TRSOLE	US LARGE CAP VLU	208.79K	SH	$15.82M 3.21%	208.79K
AMERICAN CENTY ETF TRSOLE	US SML CP VALU	153.08K	SH	$15.61M 3.17%	153.08K
FIRST TR EXCHNG TRADED FD VISOLE	FT VEST US EQT	218.53K	SH	$12.37M 2.51%	218.53K
FIRST TR EXCHNG TRADED FD VISOLE	FT VEST UQ EQT	262.83K	SH	$11.64M 2.36%	262.83K
VANGUARD INTL EQUITY INDEX FSOLE	FTSE EMR MKT ETF	205.35K	SH	$11.04M 2.24%	205.35K
FIRST TR EXCHNG TRADED FD VISOLE	FT VEST US EQT	241.56K	SH	$10.85M 2.20%	241.56K
FIRST TR EXCHNG TRADED FD VISOLE	FT VEST US EQT	170.59K	SH	$9.12M 1.85%	170.59K
DIMENSIONAL ETF TRUSTSOLE	INTERNATNAL VAL	169.62K	SH	$8.46M 1.72%	169.62K
AMERICAN CENTY ETF TRSOLE	INTL SMCP VLU	89.99K	SH	$8.46M 1.72%	89.99K
FIRST TR EXCHNG TRADED FD VISOLE	FT VEST US EQT	142.15K	SH	$7.95M 1.61%	142.15K
DIMENSIONAL ETF TRUSTSOLE	GLOBAL REAL EST	279.38K	SH	$7.38M 1.50%	279.38K
FIRST TR EXCHNG TRADED FD VISOLE	FT VEST US EQT	146.28K	SH	$7.17M 1.46%	146.28K
FIRST TR EXCHNG TRADED FD VISOLE	FT VEST US EQT	138.78K	SH	$7.16M 1.45%	138.78K
FIRST TR EXCHNG TRADED FD VISOLE	FT VEST US EQT	157.51K	SH	$7.13M 1.45%	157.51K
FIRST TR EXCHNG TRADED FD VISOLE	FT VEST US EQT	155.09K	SH	$6.89M 1.40%	155.09K
APPLE INCSOLE	COM	24.24K	SH	$6.59M 1.34%	24.24K
FIRST TR EXCHNG TRADED FD VISOLE	FT VEST US EQT	123.78K	SH	$6.55M 1.33%	123.78K
VANGUARD INDEX FDSSOLE	SMALL CP ETF	25.14K	SH	$6.48M 1.32%	25.14K
FIRST TR EXCHNG TRADED FD VISOLE	FT VEST US EQT	127.47K	SH	$6.05M 1.23%	127.47K

Page 1 of 23

…