REAP FINANCIAL GROUP, LLC

Filed: 11/6/2025ACC: 0002048581-25-000011

📋 What this filing means

REAP FINANCIAL GROUP, LLC filed this quarterly 13F‑HR report disclosing 515 equity positions with a total reported market value of $460.30M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

515

Positions

$460.30M

Total AUM (reported)

6.83M

Total Shares

Allocation by class

FT VEST US EQT$136.76M29.7%

VAN FTSE DEV MKT$48.58M10.6%

TOTAL STK MKT$47.76M10.4%

GROWTH ETF$27.51M6.0%

COM$25.00M5.4%

VALUE ETF$21.72M4.7%

FT VEST UQ EQT$16.52M3.6%

Portfolio Concentration

Top 3$123.85M26.9%

4–10$111.43M24.2%

11–25$113.70M24.7%

Rest$111.32M24.2%

Top 3 weight

26.9%

Top 10 weight

51.1%

Voting Authority Distribution

Total shares with voting rights: 6.83M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

6.83M

% of voting shares100.0%

Investment Discretion (by position count)

Sole515

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings515

Rows:

VANGUARD TAX-MANAGED FDS

SOLE

VAN FTSE DEV MKT

Shares810.67K

TypeSH

Market value$48.58M

10.55%

Sole

0.00

Shared

0.00

None

810.67K

VANGUARD INDEX FDS

SOLE

TOTAL STK MKT

Shares145.54K

TypeSH

Market value$47.76M

10.38%

Sole

0.00

Shared

0.00

None

145.54K

VANGUARD INDEX FDS

SOLE

GROWTH ETF

Shares57.36K

TypeSH

Market value$27.51M

5.98%

Sole

0.00

Shared

0.00

None

57.36K

VANGUARD INDEX FDS

SOLE

VALUE ETF

Shares116.48K

TypeSH

Market value$21.72M

4.72%

Sole

0.00

Shared

0.00

None

116.48K

FIRST TR EXCHNG TRADED FD VI

SOLE

FT VEST US EQT

Shares515.81K

TypeSH

Market value$21.49M

4.67%

Sole

0.00

Shared

0.00

None

515.81K

AMERICAN CENTY ETF TR

SOLE

AVANTIS EMGMKT

Shares199.23K

TypeSH

Market value$14.96M

3.25%

Sole

0.00

Shared

0.00

None

199.23K

AMERICAN CENTY ETF TR

SOLE

US SML CP VALU

Shares141.42K

TypeSH

Market value$14.08M

3.06%

Sole

0.00

Shared

0.00

None

141.42K

AMERICAN CENTY ETF TR

SOLE

US LARGE CAP VLU

Shares193.80K

TypeSH

Market value$14.00M

3.04%

Sole

0.00

Shared

0.00

None

193.80K

FIRST TR EXCHNG TRADED FD VI

SOLE

FT VEST UQ EQT

Shares301.58K

TypeSH

Market value$13.03M

2.83%

Sole

0.00

Shared

0.00

None

301.58K

FIRST TR EXCHNG TRADED FD VI

SOLE

FT VEST US EQT

Shares220.21K

TypeSH

Market value$12.14M

2.64%

Sole

0.00

Shared

0.00

None

220.21K

FIRST TR EXCHNG TRADED FD VI

SOLE

FT VEST US EQT

Shares270.89K

TypeSH

Market value$11.97M

2.60%

Sole

0.00

Shared

0.00

None

270.89K

VANGUARD INTL EQUITY INDEX F

SOLE

FTSE EMR MKT ETF

Shares185.43K

TypeSH

Market value$10.05M

2.18%

Sole

0.00

Shared

0.00

None

185.43K

FIRST TR EXCHNG TRADED FD VI

SOLE

FT VEST US EQT

Shares178.32K

TypeSH

Market value$9.32M

2.02%

Sole

0.00

Shared

0.00

None

178.32K

FIRST TR EXCHNG TRADED FD VI

SOLE

FT VEST US EQT

Shares146.93K

TypeSH

Market value$8.04M

1.75%

Sole

0.00

Shared

0.00

None

146.93K

AMERICAN CENTY ETF TR

SOLE

INTL SMCP VLU

Shares85.18K

TypeSH

Market value$7.58M

1.65%

Sole

0.00

Shared

0.00

None

85.18K

DIMENSIONAL ETF TRUST

SOLE

INTERNATNAL VAL

Shares160.61K

TypeSH

Market value$7.41M

1.61%

Sole

0.00

Shared

0.00

None

160.61K

FIRST TR EXCHNG TRADED FD VI

SOLE

FT VEST US EQT

Shares166.30K

TypeSH

Market value$7.37M

1.60%

Sole

0.00

Shared

0.00

None

166.30K

FIRST TR EXCHNG TRADED FD VI

SOLE

FT VEST US EQT

Shares140.44K

TypeSH

Market value$7.10M

1.54%

Sole

0.00

Shared

0.00

None

140.44K

DIMENSIONAL ETF TRUST

SOLE

GLOBAL REAL EST

Shares254.64K

TypeSH

Market value$6.95M

1.51%

Sole

0.00

Shared

0.00

None

254.64K

FIRST TR EXCHNG TRADED FD VI

SOLE

FT VEST US EQT

Shares158.80K

TypeSH

Market value$6.91M

1.50%

Sole

0.00

Shared

0.00

None

158.80K

FIRST TR EXCHNG TRADED FD VI

SOLE

FT VEST US EQT

Shares126.96K

TypeSH

Market value$6.59M

1.43%

Sole

0.00

Shared

0.00

None

126.96K

FIRST TR EXCHNG TRADED FD VI

SOLE

FT VEST US EQT

Shares140.36K

TypeSH

Market value$6.55M

1.42%

Sole

0.00

Shared

0.00

None

140.36K

APPLE INC

SOLE

COM

Shares23.80K

TypeSH

Market value$6.06M

1.32%

Sole

0.00

Shared

0.00

None

23.80K

FIRST TR EXCHNG TRADED FD VI

SOLE

FT VEST US EQT

Shares128.66K

TypeSH

Market value$5.97M

1.30%

Sole

0.00

Shared

0.00

None

128.66K

FIRST TR EXCHNG TRADED FD VI

SOLE

FT VEST US EQT

Shares124.52K

TypeSH

Market value$5.83M

1.27%

Sole

0.00

Shared

0.00

None

124.52K

Issuer	Class	Shares	Type	Value / Portfolio %	None
VANGUARD TAX-MANAGED FDSSOLE	VAN FTSE DEV MKT	810.67K	SH	$48.58M 10.55%	810.67K
VANGUARD INDEX FDSSOLE	TOTAL STK MKT	145.54K	SH	$47.76M 10.38%	145.54K
VANGUARD INDEX FDSSOLE	GROWTH ETF	57.36K	SH	$27.51M 5.98%	57.36K
VANGUARD INDEX FDSSOLE	VALUE ETF	116.48K	SH	$21.72M 4.72%	116.48K
FIRST TR EXCHNG TRADED FD VISOLE	FT VEST US EQT	515.81K	SH	$21.49M 4.67%	515.81K
AMERICAN CENTY ETF TRSOLE	AVANTIS EMGMKT	199.23K	SH	$14.96M 3.25%	199.23K
AMERICAN CENTY ETF TRSOLE	US SML CP VALU	141.42K	SH	$14.08M 3.06%	141.42K
AMERICAN CENTY ETF TRSOLE	US LARGE CAP VLU	193.80K	SH	$14.00M 3.04%	193.80K
FIRST TR EXCHNG TRADED FD VISOLE	FT VEST UQ EQT	301.58K	SH	$13.03M 2.83%	301.58K
FIRST TR EXCHNG TRADED FD VISOLE	FT VEST US EQT	220.21K	SH	$12.14M 2.64%	220.21K
FIRST TR EXCHNG TRADED FD VISOLE	FT VEST US EQT	270.89K	SH	$11.97M 2.60%	270.89K
VANGUARD INTL EQUITY INDEX FSOLE	FTSE EMR MKT ETF	185.43K	SH	$10.05M 2.18%	185.43K
FIRST TR EXCHNG TRADED FD VISOLE	FT VEST US EQT	178.32K	SH	$9.32M 2.02%	178.32K
FIRST TR EXCHNG TRADED FD VISOLE	FT VEST US EQT	146.93K	SH	$8.04M 1.75%	146.93K
AMERICAN CENTY ETF TRSOLE	INTL SMCP VLU	85.18K	SH	$7.58M 1.65%	85.18K
DIMENSIONAL ETF TRUSTSOLE	INTERNATNAL VAL	160.61K	SH	$7.41M 1.61%	160.61K
FIRST TR EXCHNG TRADED FD VISOLE	FT VEST US EQT	166.30K	SH	$7.37M 1.60%	166.30K
FIRST TR EXCHNG TRADED FD VISOLE	FT VEST US EQT	140.44K	SH	$7.10M 1.54%	140.44K
DIMENSIONAL ETF TRUSTSOLE	GLOBAL REAL EST	254.64K	SH	$6.95M 1.51%	254.64K
FIRST TR EXCHNG TRADED FD VISOLE	FT VEST US EQT	158.80K	SH	$6.91M 1.50%	158.80K
FIRST TR EXCHNG TRADED FD VISOLE	FT VEST US EQT	126.96K	SH	$6.59M 1.43%	126.96K
FIRST TR EXCHNG TRADED FD VISOLE	FT VEST US EQT	140.36K	SH	$6.55M 1.42%	140.36K
APPLE INCSOLE	COM	23.80K	SH	$6.06M 1.32%	23.80K
FIRST TR EXCHNG TRADED FD VISOLE	FT VEST US EQT	128.66K	SH	$5.97M 1.30%	128.66K
FIRST TR EXCHNG TRADED FD VISOLE	FT VEST US EQT	124.52K	SH	$5.83M 1.27%	124.52K

Page 1 of 21

…