REAP FINANCIAL GROUP, LLC

Filed: 7/23/2025ACC: 0002048581-25-000009

📋 What this filing means

REAP FINANCIAL GROUP, LLC filed this quarterly 13F‑HR report disclosing 499 equity positions with a total reported market value of $425.87M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

499

Positions

$425.87M

Total AUM (reported)

6.84M

Total Shares

Allocation by class

FT VEST US EQT$133.04M31.2%

VAN FTSE DEV MKT$42.24M9.9%

TOTAL STK MKT$41.82M9.8%

GROWTH ETF$24.66M5.8%

COM$24.07M5.7%

VALUE ETF$17.50M4.1%

FT VEST UQ EQT$16.69M3.9%

Portfolio Concentration

Top 3$108.73M25.5%

4–10$101.80M23.9%

11–25$104.06M24.4%

Rest$111.28M26.1%

Top 3 weight

25.5%

Top 10 weight

49.4%

Voting Authority Distribution

Total shares with voting rights: 6.84M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

6.84M

% of voting shares100.0%

Investment Discretion (by position count)

Sole499

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings499

Rows:

VANGUARD TAX-MANAGED FDS

SOLE

VAN FTSE DEV MKT

Shares741K

TypeSH

Market value$42.24M

9.92%

Sole

0.00

Shared

0.00

None

741K

VANGUARD INDEX FDS

SOLE

TOTAL STK MKT

Shares137.61K

TypeSH

Market value$41.82M

9.82%

Sole

0.00

Shared

0.00

None

137.61K

VANGUARD INDEX FDS

SOLE

GROWTH ETF

Shares56.25K

TypeSH

Market value$24.66M

5.79%

Sole

0.00

Shared

0.00

None

56.25K

FIRST TR EXCHNG TRADED FD VI

SOLE

FT VEST US EQT

Shares554.97K

TypeSH

Market value$22.18M

5.21%

Sole

0.00

Shared

0.00

None

554.97K

VANGUARD INDEX FDS

SOLE

VALUE ETF

Shares99.02K

TypeSH

Market value$17.50M

4.11%

Sole

0.00

Shared

0.00

None

99.02K

FIRST TR EXCHNG TRADED FD VI

SOLE

FT VEST UQ EQT

Shares320.48K

TypeSH

Market value$13.16M

3.09%

Sole

0.00

Shared

0.00

None

320.48K

AMERICAN CENTY ETF TR

SOLE

AVANTIS EMGMKT

Shares189.69K

TypeSH

Market value$13.00M

3.05%

Sole

0.00

Shared

0.00

None

189.69K

AMERICAN CENTY ETF TR

SOLE

US LARGE CAP VLU

Shares179.98K

TypeSH

Market value$12.28M

2.88%

Sole

0.00

Shared

0.00

None

179.98K

FIRST TR EXCHNG TRADED FD VI

SOLE

FT VEST US EQT

Shares232.81K

TypeSH

Market value$12.20M

2.87%

Sole

0.00

Shared

0.00

None

232.81K

FIRST TR EXCHNG TRADED FD VI

SOLE

FT VEST US EQT

Shares270.72K

TypeSH

Market value$11.48M

2.70%

Sole

0.00

Shared

0.00

None

270.72K

AMERICAN CENTY ETF TR

SOLE

US SML CP VALU

Shares125.96K

TypeSH

Market value$11.47M

2.69%

Sole

0.00

Shared

0.00

None

125.96K

FIRST TR EXCHNG TRADED FD VI

SOLE

FT VEST US EQT

Shares186.19K

TypeSH

Market value$7.97M

1.87%

Sole

0.00

Shared

0.00

None

186.19K

FIRST TR EXCHNG TRADED FD VI

SOLE

FT VEST US EQT

Shares158.22K

TypeSH

Market value$7.92M

1.86%

Sole

0.00

Shared

0.00

None

158.22K

VANGUARD INTL EQUITY INDEX F

SOLE

FTSE EMR MKT ETF

Shares157.03K

TypeSH

Market value$7.77M

1.82%

Sole

0.00

Shared

0.00

None

157.03K

FIRST TR EXCHNG TRADED FD VI

SOLE

FT VEST US EQT

Shares159.13K

TypeSH

Market value$7.07M

1.66%

Sole

0.00

Shared

0.00

None

159.13K

FIRST TR EXCHNG TRADED FD VI

SOLE

FT VEST US EQT

Shares165.44K

TypeSH

Market value$6.98M

1.64%

Sole

0.00

Shared

0.00

None

165.44K

AMERICAN CENTY ETF TR

SOLE

INTL SMCP VLU

Shares86.15K

TypeSH

Market value$6.83M

1.60%

Sole

0.00

Shared

0.00

None

86.15K

DIMENSIONAL ETF TRUST

SOLE

INTERNATNAL VAL

Shares155.53K

TypeSH

Market value$6.66M

1.56%

Sole

0.00

Shared

0.00

None

155.53K

FIRST TR EXCHNG TRADED FD VI

SOLE

FT VEST US EQT

Shares133.42K

TypeSH

Market value$6.41M

1.50%

Sole

0.00

Shared

0.00

None

133.42K

FIRST TR EXCHNG TRADED FD VI

SOLE

FT VEST US EQT

Shares118.61K

TypeSH

Market value$6.14M

1.44%

Sole

0.00

Shared

0.00

None

118.61K

FIRST TR EXCHNG TRADED FD VI

SOLE

FT VEST US EQT

Shares134.99K

TypeSH

Market value$6.03M

1.42%

Sole

0.00

Shared

0.00

None

134.99K

DIMENSIONAL ETF TRUST

SOLE

GLOBAL REAL EST

Shares224.55K

TypeSH

Market value$6.02M

1.41%

Sole

0.00

Shared

0.00

None

224.55K

FIRST TR EXCHNG TRADED FD VI

SOLE

FT VEST US EQT

Shares117.25K

TypeSH

Market value$5.75M

1.35%

Sole

0.00

Shared

0.00

None

117.25K

APPLE INC

SOLE

COM

Shares27.26K

TypeSH

Market value$5.59M

1.31%

Sole

0.00

Shared

0.00

None

27.26K

FIRST TR EXCHNG TRADED FD VI

SOLE

FT VEST US EQT

Shares121.61K

TypeSH

Market value$5.45M

1.28%

Sole

0.00

Shared

0.00

None

121.61K

Issuer	Class	Shares	Type	Value / Portfolio %	None
VANGUARD TAX-MANAGED FDSSOLE	VAN FTSE DEV MKT	741K	SH	$42.24M 9.92%	741K
VANGUARD INDEX FDSSOLE	TOTAL STK MKT	137.61K	SH	$41.82M 9.82%	137.61K
VANGUARD INDEX FDSSOLE	GROWTH ETF	56.25K	SH	$24.66M 5.79%	56.25K
FIRST TR EXCHNG TRADED FD VISOLE	FT VEST US EQT	554.97K	SH	$22.18M 5.21%	554.97K
VANGUARD INDEX FDSSOLE	VALUE ETF	99.02K	SH	$17.50M 4.11%	99.02K
FIRST TR EXCHNG TRADED FD VISOLE	FT VEST UQ EQT	320.48K	SH	$13.16M 3.09%	320.48K
AMERICAN CENTY ETF TRSOLE	AVANTIS EMGMKT	189.69K	SH	$13.00M 3.05%	189.69K
AMERICAN CENTY ETF TRSOLE	US LARGE CAP VLU	179.98K	SH	$12.28M 2.88%	179.98K
FIRST TR EXCHNG TRADED FD VISOLE	FT VEST US EQT	232.81K	SH	$12.20M 2.87%	232.81K
FIRST TR EXCHNG TRADED FD VISOLE	FT VEST US EQT	270.72K	SH	$11.48M 2.70%	270.72K
AMERICAN CENTY ETF TRSOLE	US SML CP VALU	125.96K	SH	$11.47M 2.69%	125.96K
FIRST TR EXCHNG TRADED FD VISOLE	FT VEST US EQT	186.19K	SH	$7.97M 1.87%	186.19K
FIRST TR EXCHNG TRADED FD VISOLE	FT VEST US EQT	158.22K	SH	$7.92M 1.86%	158.22K
VANGUARD INTL EQUITY INDEX FSOLE	FTSE EMR MKT ETF	157.03K	SH	$7.77M 1.82%	157.03K
FIRST TR EXCHNG TRADED FD VISOLE	FT VEST US EQT	159.13K	SH	$7.07M 1.66%	159.13K
FIRST TR EXCHNG TRADED FD VISOLE	FT VEST US EQT	165.44K	SH	$6.98M 1.64%	165.44K
AMERICAN CENTY ETF TRSOLE	INTL SMCP VLU	86.15K	SH	$6.83M 1.60%	86.15K
DIMENSIONAL ETF TRUSTSOLE	INTERNATNAL VAL	155.53K	SH	$6.66M 1.56%	155.53K
FIRST TR EXCHNG TRADED FD VISOLE	FT VEST US EQT	133.42K	SH	$6.41M 1.50%	133.42K
FIRST TR EXCHNG TRADED FD VISOLE	FT VEST US EQT	118.61K	SH	$6.14M 1.44%	118.61K
FIRST TR EXCHNG TRADED FD VISOLE	FT VEST US EQT	134.99K	SH	$6.03M 1.42%	134.99K
DIMENSIONAL ETF TRUSTSOLE	GLOBAL REAL EST	224.55K	SH	$6.02M 1.41%	224.55K
FIRST TR EXCHNG TRADED FD VISOLE	FT VEST US EQT	117.25K	SH	$5.75M 1.35%	117.25K
APPLE INCSOLE	COM	27.26K	SH	$5.59M 1.31%	27.26K
FIRST TR EXCHNG TRADED FD VISOLE	FT VEST US EQT	121.61K	SH	$5.45M 1.28%	121.61K

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