Filed: 4/24/2026ACC: 0002110687-26-000002
📋 What this filing means
REALITY FINANCIAL PLANNING SERVICES, LLC filed this quarterly 13F‑HR report disclosing 20 equity positions with a total reported market value of $103.63M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
20
Positions
$103.63M
Total AUM (reported)
742.23K
Total Shares
Allocation by class
TOTAL STK MKT$22.32M21.5%
HIGH DIV YLD$17.42M16.8%
DIV APP ETF$17.28M16.7%
CORE S&P500 ETF$8.40M8.1%
TOTAL BND MRKT$7.69M7.4%
FLOATNG RAT TREA$7.17M6.9%
UTILITIES ETF$3.77M3.6%
Portfolio Concentration
Top 3$57.02M55.0%
4–10$36.88M35.6%
11–25$9.73M9.4%
Top 3 weight
55.0%
Top 10 weight
90.6%
Voting Authority Distribution
Total shares with voting rights: 742.23K
Sole
Full voting authority
742.23K
shares
% of voting shares100.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
0.00
shares
% of voting shares0.0%
Investment Discretion (by position count)
Sole20
Shared0
Other0
Dominant voting typeSole · 100.0% of voting shares
Institutional Holdings20
Rows:
VANGUARD INDEX FDS
SOLEShares69.56K
TypeSH
Market value$22.32M
21.54%
Sole
69.56K
Shared
0.00
None
0.00
VANGUARD WHITEHALL FDS
SOLEShares117.64K
TypeSH
Market value$17.42M
16.81%
Sole
117.64K
Shared
0.00
None
0.00
VANGUARD SPECIALIZED FUNDS
SOLEShares80.35K
TypeSH
Market value$17.28M
16.67%
Sole
80.35K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares12.86K
TypeSH
Market value$8.40M
8.11%
Sole
12.86K
Shared
0.00
None
0.00
VANGUARD BD INDEX FDS
SOLEShares104.44K
TypeSH
Market value$7.69M
7.42%
Sole
104.44K
Shared
0.00
None
0.00
WISDOMTREE TR
SOLEShares142.49K
TypeSH
Market value$7.17M
6.92%
Sole
142.49K
Shared
0.00
None
0.00
VANGUARD WORLD FD
SOLEShares19.03K
TypeSH
Market value$3.77M
3.64%
Sole
19.03K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares37.38K
TypeSH
Market value$3.47M
3.35%
Sole
37.38K
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares5.34K
TypeSH
Market value$3.19M
3.08%
Sole
5.34K
Shared
0.00
None
0.00
INVESCO QQQ TR
SOLEShares5.51K
TypeSH
Market value$3.18M
3.07%
Sole
5.51K
Shared
0.00
None
0.00
VANGUARD STAR FDS
SOLEShares36.63K
TypeSH
Market value$2.82M
2.73%
Sole
36.63K
Shared
0.00
None
0.00
SCHWAB STRATEGIC TR
SOLEShares66.91K
TypeSH
Market value$1.62M
1.57%
Sole
66.91K
Shared
0.00
None
0.00
SPDR SERIES TRUST
SOLEShares7.31K
TypeSH
Market value$1.07M
1.03%
Sole
7.31K
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares10.91K
TypeSH
Market value$968.1K
0.93%
Sole
10.91K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares6.29K
TypeSH
Market value$953.0K
0.92%
Sole
6.29K
Shared
0.00
None
0.00
PIMCO ETF TR
SOLEShares13.56K
TypeSH
Market value$707.9K
0.68%
Sole
13.56K
Shared
0.00
None
0.00
INVESCO EXCH TRADED FD TR II
SOLEShares2.97K
TypeSH
Market value$705.5K
0.68%
Sole
2.97K
Shared
0.00
None
0.00
APPLE INC
SOLEShares1.32K
TypeSH
Market value$336.3K
0.32%
Sole
1.32K
Shared
0.00
None
0.00
JPMORGAN CHASE & CO
SOLEShares1.10K
TypeSH
Market value$324.5K
0.31%
Sole
1.10K
Shared
0.00
None
0.00
MICROSOFT CORP
SOLEShares596.00
TypeSH
Market value$220.6K
0.21%
Sole
596.00
Shared
0.00
None
0.00
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
VANGUARD INDEX FDSSOLE | TOTAL STK MKT | 69.56K | SH | $22.32M 21.54% | 69.56K | 0.00 | 0.00 |
VANGUARD WHITEHALL FDSSOLE | HIGH DIV YLD | 117.64K | SH | $17.42M 16.81% | 117.64K | 0.00 | 0.00 |
VANGUARD SPECIALIZED FUNDSSOLE | DIV APP ETF | 80.35K | SH | $17.28M 16.67% | 80.35K | 0.00 | 0.00 |
ISHARES TRSOLE | CORE S&P500 ETF | 12.86K | SH | $8.40M 8.11% | 12.86K | 0.00 | 0.00 |
VANGUARD BD INDEX FDSSOLE | TOTAL BND MRKT | 104.44K | SH | $7.69M 7.42% | 104.44K | 0.00 | 0.00 |
WISDOMTREE TRSOLE | FLOATNG RAT TREA | 142.49K | SH | $7.17M 6.92% | 142.49K | 0.00 | 0.00 |
VANGUARD WORLD FDSOLE | UTILITIES ETF | 19.03K | SH | $3.77M 3.64% | 19.03K | 0.00 | 0.00 |
ISHARES TRSOLE | MSCI USA MIN VOL | 37.38K | SH | $3.47M 3.35% | 37.38K | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | S&P 500 ETF SHS | 5.34K | SH | $3.19M 3.08% | 5.34K | 0.00 | 0.00 |
INVESCO QQQ TRSOLE | UNIT SER 1 | 5.51K | SH | $3.18M 3.07% | 5.51K | 0.00 | 0.00 |
VANGUARD STAR FDSSOLE | VG TL INTL STK F | 36.63K | SH | $2.82M 2.73% | 36.63K | 0.00 | 0.00 |
SCHWAB STRATEGIC TRSOLE | SHT TM US TRES | 66.91K | SH | $1.62M 1.57% | 66.91K | 0.00 | 0.00 |
SPDR SERIES TRUSTSOLE | STATE STREET SPD | 7.31K | SH | $1.07M 1.03% | 7.31K | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | REAL ESTATE ETF | 10.91K | SH | $968.1K 0.93% | 10.91K | 0.00 | 0.00 |
ISHARES TRSOLE | SELECT DIVID ETF | 6.29K | SH | $953.0K 0.92% | 6.29K | 0.00 | 0.00 |
PIMCO ETF TRSOLE | INTER MUN BD ACT | 13.56K | SH | $707.9K 0.68% | 13.56K | 0.00 | 0.00 |
INVESCO EXCH TRADED FD TR IISOLE | NASDAQ 100 ETF | 2.97K | SH | $705.5K 0.68% | 2.97K | 0.00 | 0.00 |
APPLE INCSOLE | COM | 1.32K | SH | $336.3K 0.32% | 1.32K | 0.00 | 0.00 |
JPMORGAN CHASE & COSOLE | COM | 1.10K | SH | $324.5K 0.31% | 1.10K | 0.00 | 0.00 |
MICROSOFT CORPSOLE | COM | 596.00 | SH | $220.6K 0.21% | 596.00 | 0.00 | 0.00 |