Filed: 2/12/2026ACC: 0002110687-26-000001
📋 What this filing means
REALITY FINANCIAL PLANNING SERVICES, LLC filed this quarterly 13F‑HR report disclosing 20 equity positions with a total reported market value of $104.42M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
20
Positions
$104.42M
Total AUM (reported)
715.81K
Total Shares
Allocation by class
TOTAL STK MKT$23.70M22.7%
DIV APP ETF$17.66M16.9%
HIGH DIV YLD$16.94M16.2%
CORE S&P500 ETF$9.05M8.7%
TOTAL BND MRKT$7.84M7.5%
FLOATNG RAT TREA$6.44M6.2%
UNIT SER 1$3.50M3.4%
Portfolio Concentration
Top 3$58.30M55.8%
4–10$36.76M35.2%
11–25$9.35M9.0%
Top 3 weight
55.8%
Top 10 weight
91.0%
Voting Authority Distribution
Total shares with voting rights: 715.81K
Sole
Full voting authority
715.81K
shares
% of voting shares100.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
0.00
shares
% of voting shares0.0%
Investment Discretion (by position count)
Sole20
Shared0
Other0
Dominant voting typeSole · 100.0% of voting shares
Institutional Holdings20
Rows:
VANGUARD INDEX FDS
SOLEShares70.68K
TypeSH
Market value$23.70M
22.69%
Sole
70.68K
Shared
0.00
None
0.00
VANGUARD SPECIALIZED FUNDS
SOLEShares80.38K
TypeSH
Market value$17.66M
16.92%
Sole
80.38K
Shared
0.00
None
0.00
VANGUARD WHITEHALL FDS
SOLEShares118.04K
TypeSH
Market value$16.94M
16.22%
Sole
118.04K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares13.21K
TypeSH
Market value$9.05M
8.67%
Sole
13.21K
Shared
0.00
None
0.00
VANGUARD BD INDEX FDS
SOLEShares105.91K
TypeSH
Market value$7.84M
7.51%
Sole
105.91K
Shared
0.00
None
0.00
WISDOMTREE TR
SOLEShares128.08K
TypeSH
Market value$6.44M
6.17%
Sole
128.08K
Shared
0.00
None
0.00
INVESCO QQQ TR
SOLEShares5.71K
TypeSH
Market value$3.50M
3.36%
Sole
5.71K
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares5.38K
TypeSH
Market value$3.37M
3.23%
Sole
5.38K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares34.97K
TypeSH
Market value$3.29M
3.15%
Sole
34.97K
Shared
0.00
None
0.00
VANGUARD WORLD FD
SOLEShares17.58K
TypeSH
Market value$3.25M
3.12%
Sole
17.58K
Shared
0.00
None
0.00
VANGUARD STAR FDS
SOLEShares34.59K
TypeSH
Market value$2.61M
2.50%
Sole
34.59K
Shared
0.00
None
0.00
SCHWAB STRATEGIC TR
SOLEShares58.56K
TypeSH
Market value$1.43M
1.37%
Sole
58.56K
Shared
0.00
None
0.00
SPDR SERIES TRUST
SOLEShares7.64K
TypeSH
Market value$1.06M
1.02%
Sole
7.64K
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares11.57K
TypeSH
Market value$1.02M
0.98%
Sole
11.57K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares6.29K
TypeSH
Market value$888.3K
0.85%
Sole
6.29K
Shared
0.00
None
0.00
INVESCO EXCH TRADED FD TR II
SOLEShares2.93K
TypeSH
Market value$742.1K
0.71%
Sole
2.93K
Shared
0.00
None
0.00
PIMCO ETF TR
SOLEShares11.26K
TypeSH
Market value$590.1K
0.57%
Sole
11.26K
Shared
0.00
None
0.00
APPLE INC
SOLEShares1.32K
TypeSH
Market value$360.2K
0.34%
Sole
1.32K
Shared
0.00
None
0.00
JPMORGAN CHASE & CO.
SOLEShares1.10K
TypeSH
Market value$355.4K
0.34%
Sole
1.10K
Shared
0.00
None
0.00
MICROSOFT CORP
SOLEShares605.00
TypeSH
Market value$292.6K
0.28%
Sole
605.00
Shared
0.00
None
0.00
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
VANGUARD INDEX FDSSOLE | TOTAL STK MKT | 70.68K | SH | $23.70M 22.69% | 70.68K | 0.00 | 0.00 |
VANGUARD SPECIALIZED FUNDSSOLE | DIV APP ETF | 80.38K | SH | $17.66M 16.92% | 80.38K | 0.00 | 0.00 |
VANGUARD WHITEHALL FDSSOLE | HIGH DIV YLD | 118.04K | SH | $16.94M 16.22% | 118.04K | 0.00 | 0.00 |
ISHARES TRSOLE | CORE S&P500 ETF | 13.21K | SH | $9.05M 8.67% | 13.21K | 0.00 | 0.00 |
VANGUARD BD INDEX FDSSOLE | TOTAL BND MRKT | 105.91K | SH | $7.84M 7.51% | 105.91K | 0.00 | 0.00 |
WISDOMTREE TRSOLE | FLOATNG RAT TREA | 128.08K | SH | $6.44M 6.17% | 128.08K | 0.00 | 0.00 |
INVESCO QQQ TRSOLE | UNIT SER 1 | 5.71K | SH | $3.50M 3.36% | 5.71K | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | S&P 500 ETF SHS | 5.38K | SH | $3.37M 3.23% | 5.38K | 0.00 | 0.00 |
ISHARES TRSOLE | MSCI USA MIN VOL | 34.97K | SH | $3.29M 3.15% | 34.97K | 0.00 | 0.00 |
VANGUARD WORLD FDSOLE | UTILITIES ETF | 17.58K | SH | $3.25M 3.12% | 17.58K | 0.00 | 0.00 |
VANGUARD STAR FDSSOLE | VG TL INTL STK F | 34.59K | SH | $2.61M 2.50% | 34.59K | 0.00 | 0.00 |
SCHWAB STRATEGIC TRSOLE | SHT TM US TRES | 58.56K | SH | $1.43M 1.37% | 58.56K | 0.00 | 0.00 |
SPDR SERIES TRUSTSOLE | STATE STREET SPD | 7.64K | SH | $1.06M 1.02% | 7.64K | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | REAL ESTATE ETF | 11.57K | SH | $1.02M 0.98% | 11.57K | 0.00 | 0.00 |
ISHARES TRSOLE | SELECT DIVID ETF | 6.29K | SH | $888.3K 0.85% | 6.29K | 0.00 | 0.00 |
INVESCO EXCH TRADED FD TR IISOLE | NASDAQ 100 ETF | 2.93K | SH | $742.1K 0.71% | 2.93K | 0.00 | 0.00 |
PIMCO ETF TRSOLE | INTER MUN BD ACT | 11.26K | SH | $590.1K 0.57% | 11.26K | 0.00 | 0.00 |
APPLE INCSOLE | COM | 1.32K | SH | $360.2K 0.34% | 1.32K | 0.00 | 0.00 |
JPMORGAN CHASE & CO.SOLE | COM | 1.10K | SH | $355.4K 0.34% | 1.10K | 0.00 | 0.00 |
MICROSOFT CORPSOLE | COM | 605.00 | SH | $292.6K 0.28% | 605.00 | 0.00 | 0.00 |