RCS FINANCIAL PLANNING, LLC

Filed: 1/23/2025ACC: 0001085146-25-000421

📋 What this filing means

RCS FINANCIAL PLANNING, LLC filed this quarterly 13F‑HR report disclosing 77 equity positions with a total reported market value of $187.94M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

Positions

$187.94M

Total AUM (reported)

4.02M

Total Shares

Allocation by class

US CORE EQUITY 2$24.72M13.2%

CORE FIXED INCOM$16.78M8.9%

TOTAL BD ETF$12.84M6.8%

INTL CORE EQUITY$10.54M5.6%

CORE S&P500 ETF$9.94M5.3%

US SMALL CAP VAL$9.03M4.8%

SHORT DURATION F$8.54M4.5%

Portfolio Concentration

Top 3$54.34M28.9%

4–10$58.23M31.0%

11–25$41.84M22.3%

Rest$33.52M17.8%

Top 3 weight

28.9%

Top 10 weight

59.9%

Voting Authority Distribution

Total shares with voting rights: 4.02M

Sole

Full voting authority

2.70M

% of voting shares67.2%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

1.32M

% of voting shares32.8%

Investment Discretion (by position count)

Sole77

Shared0

Other0

Dominant voting typeSole · 67.2% of voting shares

Institutional Holdings77

Rows:

DIMENSIONAL ETF TRUST

SOLE

US CORE EQUITY 2

Shares714.78K

TypeSH

Market value$24.72M

13.16%

Sole

520.47K

Shared

0.00

None

194.31K

DIMENSIONAL ETF TRUST

SOLE

CORE FIXED INCOM

Shares406.48K

TypeSH

Market value$16.78M

8.93%

Sole

356.13K

Shared

0.00

None

50.35K

FIDELITY MERRIMACK STR TR

SOLE

TOTAL BD ETF

Shares284.74K

TypeSH

Market value$12.84M

6.83%

Sole

141.05K

Shared

0.00

None

143.70K

DIMENSIONAL ETF TRUST

SOLE

INTL CORE EQUITY

Shares407.91K

TypeSH

Market value$10.54M

5.61%

Sole

284.71K

Shared

0.00

None

123.20K

ISHARES TR

SOLE

CORE S&P500 ETF

Shares16.88K

TypeSH

Market value$9.94M

5.29%

Sole

7.54K

Shared

0.00

None

9.34K

DIMENSIONAL ETF TRUST

SOLE

US SMALL CAP VAL

Shares293.40K

TypeSH

Market value$9.03M

4.81%

Sole

212.65K

Shared

0.00

None

80.76K

DIMENSIONAL ETF TRUST

SOLE

SHORT DURATION F

Shares182.17K

TypeSH

Market value$8.54M

4.54%

Sole

163.90K

Shared

0.00

None

18.27K

DIMENSIONAL ETF TRUST

SOLE

US HIGH PROFITAB

Shares246.52K

TypeSH

Market value$8.33M

4.43%

Sole

171.55K

Shared

0.00

None

74.97K

ISHARES TR

SOLE

CORE TOTAL USD

Shares154.41K

TypeSH

Market value$6.98M

3.71%

Sole

80.38K

Shared

0.00

None

74.04K

FIDELITY MERRIMACK STR TR

SOLE

LOW DURTIN ETF

Shares97.05K

TypeSH

Market value$4.87M

2.59%

Sole

52.91K

Shared

0.00

None

44.15K

APPLE INC

SOLE

COM

Shares15.14K

TypeSH

Market value$3.79M

2.02%

Sole

15.14K

Shared

0.00

None

0.00

ISHARES TR

SOLE

MSCI USA QLT FCT

Shares20.04K

TypeSH

Market value$3.57M

1.90%

Sole

9.13K

Shared

0.00

None

10.92K

VANGUARD MUN BD FDS

SOLE

TAX EXEMPT BD

Shares67.39K

TypeSH

Market value$3.38M

1.80%

Sole

11.01K

Shared

0.00

None

56.38K

ISHARES TR

SOLE

S&P 500 GRWT ETF

Shares31.70K

TypeSH

Market value$3.22M

1.71%

Sole

10.48K

Shared

0.00

None

21.22K

VANGUARD INDEX FDS

SOLE

GROWTH ETF

Shares7.79K

TypeSH

Market value$3.20M

1.70%

Sole

4.52K

Shared

0.00

None

3.27K

DIMENSIONAL ETF TRUST

SOLE

EMERGING MKTS CO

Shares118.27K

TypeSH

Market value$3.10M

1.65%

Sole

68.10K

Shared

0.00

None

50.17K

ISHARES TR

SOLE

EAFE VALUE ETF

Shares52.60K

TypeSH

Market value$2.76M

1.47%

Sole

20.98K

Shared

0.00

None

31.62K

ISHARES TR

SOLE

NATIONAL MUN ETF

Shares25.62K

TypeSH

Market value$2.73M

1.45%

Sole

20.29K

Shared

0.00

None

5.33K

BLACKROCK ETF TRUST

SOLE

ISHARES US EQUIT

Shares53.20K

TypeSH

Market value$2.73M

1.45%

Sole

17.47K

Shared

0.00

None

35.73K

ISHARES TR

SOLE

EAFE GRWTH ETF

Shares26.65K

TypeSH

Market value$2.58M

1.37%

Sole

9.71K

Shared

0.00

None

16.94K

DIMENSIONAL ETF TRUST

SOLE

US CORE EQT MKT

Shares61.31K

TypeSH

Market value$2.48M

1.32%

Sole

61.30K

Shared

0.00

None

5.00

DIMENSIONAL ETF TRUST

SOLE

EMGR CRE EQT MNG

Shares94.80K

TypeSH

Market value$2.41M

1.28%

Sole

76.94K

Shared

0.00

None

17.86K

AMERICAN CENTY ETF TR

SOLE

INTL SMCP VLU

Shares33.73K

TypeSH

Market value$2.20M

1.17%

Sole

25.47K

Shared

0.00

None

8.26K

VANGUARD INDEX FDS

SOLE

VALUE ETF

Shares11.06K

TypeSH

Market value$1.87M

1.00%

Sole

5.75K

Shared

0.00

None

5.31K

DIMENSIONAL ETF TRUST

SOLE

US REAL ESTATE E

Shares79.08K

TypeSH

Market value$1.84M

0.98%

Sole

48.80K

Shared

0.00

None

30.28K

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	None
DIMENSIONAL ETF TRUSTSOLE	US CORE EQUITY 2	714.78K	SH	$24.72M 13.16%	520.47K	194.31K
DIMENSIONAL ETF TRUSTSOLE	CORE FIXED INCOM	406.48K	SH	$16.78M 8.93%	356.13K	50.35K
FIDELITY MERRIMACK STR TRSOLE	TOTAL BD ETF	284.74K	SH	$12.84M 6.83%	141.05K	143.70K
DIMENSIONAL ETF TRUSTSOLE	INTL CORE EQUITY	407.91K	SH	$10.54M 5.61%	284.71K	123.20K
ISHARES TRSOLE	CORE S&P500 ETF	16.88K	SH	$9.94M 5.29%	7.54K	9.34K
DIMENSIONAL ETF TRUSTSOLE	US SMALL CAP VAL	293.40K	SH	$9.03M 4.81%	212.65K	80.76K
DIMENSIONAL ETF TRUSTSOLE	SHORT DURATION F	182.17K	SH	$8.54M 4.54%	163.90K	18.27K
DIMENSIONAL ETF TRUSTSOLE	US HIGH PROFITAB	246.52K	SH	$8.33M 4.43%	171.55K	74.97K
ISHARES TRSOLE	CORE TOTAL USD	154.41K	SH	$6.98M 3.71%	80.38K	74.04K
FIDELITY MERRIMACK STR TRSOLE	LOW DURTIN ETF	97.05K	SH	$4.87M 2.59%	52.91K	44.15K
APPLE INCSOLE	COM	15.14K	SH	$3.79M 2.02%	15.14K	0.00
ISHARES TRSOLE	MSCI USA QLT FCT	20.04K	SH	$3.57M 1.90%	9.13K	10.92K
VANGUARD MUN BD FDSSOLE	TAX EXEMPT BD	67.39K	SH	$3.38M 1.80%	11.01K	56.38K
ISHARES TRSOLE	S&P 500 GRWT ETF	31.70K	SH	$3.22M 1.71%	10.48K	21.22K
VANGUARD INDEX FDSSOLE	GROWTH ETF	7.79K	SH	$3.20M 1.70%	4.52K	3.27K
DIMENSIONAL ETF TRUSTSOLE	EMERGING MKTS CO	118.27K	SH	$3.10M 1.65%	68.10K	50.17K
ISHARES TRSOLE	EAFE VALUE ETF	52.60K	SH	$2.76M 1.47%	20.98K	31.62K
ISHARES TRSOLE	NATIONAL MUN ETF	25.62K	SH	$2.73M 1.45%	20.29K	5.33K
BLACKROCK ETF TRUSTSOLE	ISHARES US EQUIT	53.20K	SH	$2.73M 1.45%	17.47K	35.73K
ISHARES TRSOLE	EAFE GRWTH ETF	26.65K	SH	$2.58M 1.37%	9.71K	16.94K
DIMENSIONAL ETF TRUSTSOLE	US CORE EQT MKT	61.31K	SH	$2.48M 1.32%	61.30K	5.00
DIMENSIONAL ETF TRUSTSOLE	EMGR CRE EQT MNG	94.80K	SH	$2.41M 1.28%	76.94K	17.86K
AMERICAN CENTY ETF TRSOLE	INTL SMCP VLU	33.73K	SH	$2.20M 1.17%	25.47K	8.26K
VANGUARD INDEX FDSSOLE	VALUE ETF	11.06K	SH	$1.87M 1.00%	5.75K	5.31K
DIMENSIONAL ETF TRUSTSOLE	US REAL ESTATE E	79.08K	SH	$1.84M 0.98%	48.80K	30.28K

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