RATSEP THOMAS E.

PrivateCIK: 2093189
Location

ALBANY, NY

RATSEP THOMAS E. reports zero initial holdings at PIONEER BANCORP, INC./MD

Required by law even when the insider holds no shares. Future Form 4 filings will record any subsequent purchases.

Direct
InsiderRATSEP THOMAS E.CIK 2093189
IssuerPIONEER BANCORP, INC./MDCIK 1769663
Officer· EVP - Chief Credit Officer
Since Oct 2025
0.00
Baseline shares
0.00
Direct ownership
1 position
0.00
Derivative underlying
0 instruments
1
Security positions
All direct
Non-Derivative Holdings1

Common Stock

Direct
Shares owned0.00
Total
0.00
Derivative Holdings0
No derivative holdings reported
RATSEP THOMAS E. — Initial Ownership Disclosure (Form 3) Filed Oct 27, 2025 | Finecho