RATNERSALZBERG DEBORAH

PrivateCIK: 1217466

Location

WASHINGTON, DC

RATNERSALZBERG DEBORAH exercised options at CAPITAL BANCORP INC

Option exercise — a mechanical event triggered by vesting or expiry. Not a discretionary conviction trade.

M · 1 exercise

RATNERSALZBERG DEBORAH

Filed: 12/15/2025ACC: 0001419536-25-000135

InsiderRATNERSALZBERG DEBORAHCIK 1217466

→

IssuerCAPITAL BANCORP INCCIK 1419536

Director

Since Sep 2018

-1.41K

Net shares

Net seller

$41.7K

Total sold

0

Open market trades

0B · 0S

3

Total transactions

3K acquired · 4.41K disposed

Non-Derivative Transactions2

Common Stock

Direct

M · Option Exercise

Shares

+3K

Price / share

$13.89

Trade value

$41.67K

% of position

6.7%

12/12/2025

44.57K→47.57K

Common Stock

Direct

F · Tax Withholding

Shares

−1.41K

Price / share

$29.57

Trade value

$41.69K

% of position

3.0%

12/12/2025

47.57K→46.16K

Total

Net shares

+1.59K

Net value

-$23.70

Security	Date	Type	Shares	Price / Share	Trade Value	% of Position	Held Before	Held After
Common Stock Direct	12/12/2025	M · Option Exercise	+3K	$13.89	$41.67K	6.7%	44.57K	47.57K
Common Stock Direct	12/12/2025	F · Tax Withholding	−1.41K	$29.57	$41.69K	3.0%	47.57K	46.16K
Total			+1.59K		-$23.70

Derivative Transactions1

Stock Options

Direct

M · Option Exercise

Converts to

Common Stock

3K shares

Shares

−3K

Strike price

13.89

Held after

0.00

Exercisable

—

12/12/2025

Security	Converts To	Date	Type	Shares	Strike Price	Exercisable	Held After
Stock Options Direct	Common Stock3K shares	12/12/2025	M · Option Exercise	−3K	13.89	—	0.00

Non-Derivative Holdings (Post-Transaction)1

Common Stock

Indirect

Shares owned14.63K

Total

14.63K indirect14.63K

Security Title	Shares Owned	Ownership Type
Common Stock	14.63K	Indirect
Total	14.63K	14.63K indirect

Derivative Holdings (Post-Transaction)5

Stock Options

Direct

Underlying security

Common Stock

Underlying shares

1.80K

Shares owned

1.80K

Exercise price

26.41

Expiration

—

Exercise window

—

Stock Options

Direct

Underlying security

Common Stock

Underlying shares

3.50K

Shares owned

3.50K

Exercise price

30.51

Expiration

—

Exercise window

—

Restricted Stock Units

Direct

Underlying security

Common Stock

Underlying shares

946.00

Shares owned

946.00

Exercise price

Expiration

—

Exercise window

—

Stock Options

Direct

Underlying security

Common Stock

Underlying shares

2.40K

Shares owned

2.40K

Exercise price

24.20

Expiration

—

Exercise window

—

Stock Options

Direct

Underlying security

Common Stock

Underlying shares

2.35K

Shares owned

2.35K

Exercise price

23.54

Expiration

—

Exercise window

—

Total

Underlying

11K

Owned

11K

Security	Underlying	Exercise Price	Exercise Window	Expiration	Underlying Shares	Shares Owned
Stock Options Direct	Common Stock	26.41	—	—	1.80K	1.80K
Stock Options Direct	Common Stock	30.51	—	—	3.50K	3.50K
Restricted Stock Units Direct	Common Stock		—	—	946.00	946.00
Stock Options Direct	Common Stock	24.20	—	—	2.40K	2.40K
Stock Options Direct	Common Stock	23.54	—	—	2.35K	2.35K
Total					11K	11K

RATNERSALZBERG DEBORAH — Insider Transaction (Form 4) Filed Dec 15, 2025 | Finecho