PROSPERITY PLANNING, INC.

Filed: 7/10/2026ACC: 0001843292-26-000004

📋 What this filing means

PROSPERITY PLANNING, INC. filed this quarterly 13F‑HR report disclosing 117 equity positions with a total reported market value of $436.30M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

117

Positions

$436.30M

Total AUM (reported)

6.02M

Total Shares

Allocation by class

CORE 1 5 YR USD$52.99M12.1%

MSCI EAFE ETF$26.53M6.1%

GROWTH ETF$25.43M5.8%

STRM INFPROIDX$19.30M4.4%

INTL SMCP VLU$19.08M4.4%

WORLD EX US CORE$17.40M4.0%

ISHS 1-5YR INVS$16.62M3.8%

Portfolio Concentration

Top 3$104.95M24.1%

4–10$114.59M26.3%

11–25$117.48M26.9%

Rest$99.29M22.8%

Top 3 weight

24.1%

Top 10 weight

50.3%

Voting Authority Distribution

Total shares with voting rights: 6.02M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

6.02M

% of voting shares100.0%

Investment Discretion (by position count)

Sole117

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings117

Rows:

ISHARES TR

SOLE

CORE 1 5 YR USD

Shares1.10M

TypePRN

Market value$52.99M

12.15%

Sole

0.00

Shared

0.00

None

1.10M

ISHARES TR

SOLE

MSCI EAFE ETF

Shares255.36K

TypeSH

Market value$26.53M

6.08%

Sole

0.00

Shared

0.00

None

255.36K

VANGUARD INDEX FDS

SOLE

GROWTH ETF

Shares295.23K

TypeSH

Market value$25.43M

5.83%

Sole

0.00

Shared

0.00

None

295.23K

VANGUARD MALVERN FDS

SOLE

STRM INFPROIDX

Shares384.32K

TypePRN

Market value$19.30M

4.42%

Sole

0.00

Shared

0.00

None

384.32K

AMERICAN CENTY ETF TR

SOLE

INTL SMCP VLU

Shares185.16K

TypeSH

Market value$19.08M

4.37%

Sole

0.00

Shared

0.00

None

185.16K

DIMENSIONAL ETF TRUST

SOLE

WORLD EX US CORE

Shares472.30K

TypeSH

Market value$17.40M

3.99%

Sole

0.00

Shared

0.00

None

472.30K

ISHARES TR

SOLE

ISHS 1-5YR INVS

Shares317.10K

TypeSH

Market value$16.62M

3.81%

Sole

0.00

Shared

0.00

None

317.10K

ISHARES TR

SOLE

GNMA BOND ETF

Shares340.88K

TypePRN

Market value$15.08M

3.46%

Sole

0.00

Shared

0.00

None

340.88K

AMERICAN CENTY ETF TR

SOLE

AVANTIS US LARG

Shares151.35K

TypeSH

Market value$13.62M

3.12%

Sole

0.00

Shared

0.00

None

151.35K

AMERICAN CENTY ETF TR

SOLE

AVANTIS EMGMKT

Shares139.84K

TypeSH

Market value$13.49M

3.09%

Sole

0.00

Shared

0.00

None

139.84K

AMERICAN CENTY ETF TR

SOLE

AVAN US VALU ETF

Shares157.11K

TypeSH

Market value$12.65M

2.90%

Sole

0.00

Shared

0.00

None

157.11K

ISHARES TR

SOLE

S&P 500 VAL ETF

Shares52.84K

TypeSH

Market value$12.00M

2.75%

Sole

0.00

Shared

0.00

None

52.84K

VANGUARD INDEX FDS

SOLE

MCAP GR IDXVIP

Shares34.20K

TypeSH

Market value$10.47M

2.40%

Sole

0.00

Shared

0.00

None

34.20K

AMERICAN CENTY ETF TR

SOLE

US SML CP VALU

Shares83.17K

TypeSH

Market value$10.38M

2.38%

Sole

0.00

Shared

0.00

None

83.17K

VANGUARD INDEX FDS

SOLE

SM CP VAL ETF

Shares41.13K

TypeSH

Market value$10.00M

2.29%

Sole

0.00

Shared

0.00

None

41.13K

VANGUARD INDEX FDS

SOLE

MCAP VL IDXVIP

Shares46.04K

TypeSH

Market value$9.10M

2.08%

Sole

0.00

Shared

0.00

None

46.04K

AMERICAN CENTY ETF TR

SOLE

US LARGE CAP VLU

Shares91.80K

TypeSH

Market value$8.37M

1.92%

Sole

0.00

Shared

0.00

None

91.80K

AMERICAN CENTY ETF TR

SOLE

US EQT ETF

Shares57.08K

TypeSH

Market value$7.31M

1.68%

Sole

0.00

Shared

0.00

None

57.08K

VANGUARD INDEX FDS

SOLE

SML CP GRW ETF

Shares18.83K

TypeSH

Market value$6.89M

1.58%

Sole

0.00

Shared

0.00

None

18.83K

VANGUARD BD INDEX FDS

SOLE

SHORT TRM BOND

Shares70.01K

TypePRN

Market value$5.45M

1.25%

Sole

0.00

Shared

0.00

None

70.01K

CBRE GROUP INC

SOLE

CL A

Shares38.50K

TypeSH

Market value$5.19M

1.19%

Sole

0.00

Shared

0.00

None

38.50K

ISHARES TR

SOLE

CRE U S REIT ETF

Shares77.79K

TypeSH

Market value$5.17M

1.18%

Sole

0.00

Shared

0.00

None

77.79K

ISHARES TR

SOLE

MSCI INTL VLU FT

Shares122.19K

TypeSH

Market value$5.11M

1.17%

Sole

0.00

Shared

0.00

None

122.19K

AMERICAN CENTY ETF TR

SOLE

INTERNATIONAL LR

Shares64.16K

TypeSH

Market value$4.97M

1.14%

Sole

0.00

Shared

0.00

None

64.16K

STATE STR SPDR S&P 500 ETF T

SOLE

TR UNIT

Shares5.93K

TypeSH

Market value$4.43M

1.01%

Sole

0.00

Shared

0.00

None

5.93K

Issuer	Class	Shares	Type	Value / Portfolio %	None
ISHARES TRSOLE	CORE 1 5 YR USD	1.10M	PRN	$52.99M 12.15%	1.10M
ISHARES TRSOLE	MSCI EAFE ETF	255.36K	SH	$26.53M 6.08%	255.36K
VANGUARD INDEX FDSSOLE	GROWTH ETF	295.23K	SH	$25.43M 5.83%	295.23K
VANGUARD MALVERN FDSSOLE	STRM INFPROIDX	384.32K	PRN	$19.30M 4.42%	384.32K
AMERICAN CENTY ETF TRSOLE	INTL SMCP VLU	185.16K	SH	$19.08M 4.37%	185.16K
DIMENSIONAL ETF TRUSTSOLE	WORLD EX US CORE	472.30K	SH	$17.40M 3.99%	472.30K
ISHARES TRSOLE	ISHS 1-5YR INVS	317.10K	SH	$16.62M 3.81%	317.10K
ISHARES TRSOLE	GNMA BOND ETF	340.88K	PRN	$15.08M 3.46%	340.88K
AMERICAN CENTY ETF TRSOLE	AVANTIS US LARG	151.35K	SH	$13.62M 3.12%	151.35K
AMERICAN CENTY ETF TRSOLE	AVANTIS EMGMKT	139.84K	SH	$13.49M 3.09%	139.84K
AMERICAN CENTY ETF TRSOLE	AVAN US VALU ETF	157.11K	SH	$12.65M 2.90%	157.11K
ISHARES TRSOLE	S&P 500 VAL ETF	52.84K	SH	$12.00M 2.75%	52.84K
VANGUARD INDEX FDSSOLE	MCAP GR IDXVIP	34.20K	SH	$10.47M 2.40%	34.20K
AMERICAN CENTY ETF TRSOLE	US SML CP VALU	83.17K	SH	$10.38M 2.38%	83.17K
VANGUARD INDEX FDSSOLE	SM CP VAL ETF	41.13K	SH	$10.00M 2.29%	41.13K
VANGUARD INDEX FDSSOLE	MCAP VL IDXVIP	46.04K	SH	$9.10M 2.08%	46.04K
AMERICAN CENTY ETF TRSOLE	US LARGE CAP VLU	91.80K	SH	$8.37M 1.92%	91.80K
AMERICAN CENTY ETF TRSOLE	US EQT ETF	57.08K	SH	$7.31M 1.68%	57.08K
VANGUARD INDEX FDSSOLE	SML CP GRW ETF	18.83K	SH	$6.89M 1.58%	18.83K
VANGUARD BD INDEX FDSSOLE	SHORT TRM BOND	70.01K	PRN	$5.45M 1.25%	70.01K
CBRE GROUP INCSOLE	CL A	38.50K	SH	$5.19M 1.19%	38.50K
ISHARES TRSOLE	CRE U S REIT ETF	77.79K	SH	$5.17M 1.18%	77.79K
ISHARES TRSOLE	MSCI INTL VLU FT	122.19K	SH	$5.11M 1.17%	122.19K
AMERICAN CENTY ETF TRSOLE	INTERNATIONAL LR	64.16K	SH	$4.97M 1.14%	64.16K
STATE STR SPDR S&P 500 ETF TSOLE	TR UNIT	5.93K	SH	$4.43M 1.01%	5.93K

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