PROSPERITY PLANNING, INC.

Filed: 1/14/2026ACC: 0001843292-26-000001

📋 What this filing means

PROSPERITY PLANNING, INC. filed this quarterly 13F‑HR report disclosing 108 equity positions with a total reported market value of $382.31M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

108

Positions

$382.31M

Total AUM (reported)

5.31M

Total Shares

Allocation by class

CORE 1 5 YR USD$47.07M12.3%

MSCI EAFE ETF$23.18M6.1%

GROWTH ETF$22.77M6.0%

INTL SMCP VLU$16.81M4.4%

WORLD EX US CORE$16.77M4.4%

STRM INFPROIDX$16.64M4.4%

ISHS 1-5YR INVS$14.55M3.8%

Portfolio Concentration

Top 3$93.02M24.3%

4–10$99.65M26.1%

11–25$99.43M26.0%

Rest$90.21M23.6%

Top 3 weight

24.3%

Top 10 weight

50.4%

Voting Authority Distribution

Total shares with voting rights: 5.31M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

5.31M

% of voting shares100.0%

Investment Discretion (by position count)

Sole108

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings108

Rows:

ISHARES TR

SOLE

CORE 1 5 YR USD

Shares965.64K

TypePRN

Market value$47.07M

12.31%

Sole

0.00

Shared

0.00

None

965.64K

ISHARES TR

SOLE

MSCI EAFE ETF

Shares241.37K

TypeSH

Market value$23.18M

6.06%

Sole

0.00

Shared

0.00

None

241.37K

VANGUARD INDEX FDS

SOLE

GROWTH ETF

Shares46.67K

TypeSH

Market value$22.77M

5.96%

Sole

0.00

Shared

0.00

None

46.67K

AMERICAN CENTY ETF TR

SOLE

INTL SMCP VLU

Shares178.87K

TypeSH

Market value$16.81M

4.40%

Sole

0.00

Shared

0.00

None

178.87K

DIMENSIONAL ETF TRUST

SOLE

WORLD EX US CORE

Shares512.45K

TypeSH

Market value$16.77M

4.39%

Sole

0.00

Shared

0.00

None

512.45K

VANGUARD MALVERN FDS

SOLE

STRM INFPROIDX

Shares336.40K

TypePRN

Market value$16.64M

4.35%

Sole

0.00

Shared

0.00

None

336.40K

ISHARES TR

SOLE

ISHS 1-5YR INVS

Shares275.19K

TypeSH

Market value$14.55M

3.81%

Sole

0.00

Shared

0.00

None

275.19K

ISHARES TR

SOLE

GNMA BOND ETF

Shares286.41K

TypePRN

Market value$12.76M

3.34%

Sole

0.00

Shared

0.00

None

286.41K

ISHARES TR

SOLE

S&P 500 VAL ETF

Shares54.21K

TypeSH

Market value$11.50M

3.01%

Sole

0.00

Shared

0.00

None

54.21K

AMERICAN CENTY ETF TR

SOLE

AVANTIS EMGMKT

Shares138K

TypeSH

Market value$10.63M

2.78%

Sole

0.00

Shared

0.00

None

138K

AMERICAN CENTY ETF TR

SOLE

AVANTIS US LARG

Shares130.76K

TypeSH

Market value$10.28M

2.69%

Sole

0.00

Shared

0.00

None

130.76K

AMERICAN CENTY ETF TR

SOLE

AVANTIS US MID C

Shares132.69K

TypeSH

Market value$9.45M

2.47%

Sole

0.00

Shared

0.00

None

132.69K

VANGUARD INDEX FDS

SOLE

MCAP GR IDXVIP

Shares32.40K

TypeSH

Market value$9.04M

2.37%

Sole

0.00

Shared

0.00

None

32.40K

VANGUARD INDEX FDS

SOLE

SM CP VAL ETF

Shares42.33K

TypeSH

Market value$8.97M

2.34%

Sole

0.00

Shared

0.00

None

42.33K

VANGUARD INDEX FDS

SOLE

MCAP VL IDXVIP

Shares48.38K

TypeSH

Market value$8.58M

2.24%

Sole

0.00

Shared

0.00

None

48.38K

AMERICAN CENTY ETF TR

SOLE

US SML CP VALU

Shares74.70K

TypeSH

Market value$7.62M

1.99%

Sole

0.00

Shared

0.00

None

74.70K

AMERICAN CENTY ETF TR

SOLE

US LARGE CAP VLU

Shares81.59K

TypeSH

Market value$6.18M

1.62%

Sole

0.00

Shared

0.00

None

81.59K

AMERICAN CENTY ETF TR

SOLE

US EQT ETF

Shares51.58K

TypeSH

Market value$5.77M

1.51%

Sole

0.00

Shared

0.00

None

51.58K

VANGUARD INDEX FDS

SOLE

SML CP GRW ETF

Shares18.52K

TypeSH

Market value$5.59M

1.46%

Sole

0.00

Shared

0.00

None

18.52K

VANGUARD BD INDEX FDS

SOLE

SHORT TRM BOND

Shares69.94K

TypePRN

Market value$5.51M

1.44%

Sole

0.00

Shared

0.00

None

69.94K

ISHARES TR

SOLE

MSCI INTL VLU FT

Shares132.59K

TypeSH

Market value$5.05M

1.32%

Sole

0.00

Shared

0.00

None

132.59K

CBRE GROUP INC

SOLE

CL A

Shares31.20K

TypeSH

Market value$5.02M

1.31%

Sole

0.00

Shared

0.00

None

31.20K

ISHARES TR

SOLE

CRE U S REIT ETF

Shares75.12K

TypeSH

Market value$4.28M

1.12%

Sole

0.00

Shared

0.00

None

75.12K

SPDR S&P 500 ETF TR

SOLE

TR UNIT

Shares6K

TypeSH

Market value$4.09M

1.07%

Sole

0.00

Shared

0.00

None

ISHARES TR

SOLE

SHRT NAT MUN ETF

Shares37.54K

TypePRN

Market value$4.01M

1.05%

Sole

0.00

Shared

0.00

None

37.54K

Issuer	Class	Shares	Type	Value / Portfolio %	None
ISHARES TRSOLE	CORE 1 5 YR USD	965.64K	PRN	$47.07M 12.31%	965.64K
ISHARES TRSOLE	MSCI EAFE ETF	241.37K	SH	$23.18M 6.06%	241.37K
VANGUARD INDEX FDSSOLE	GROWTH ETF	46.67K	SH	$22.77M 5.96%	46.67K
AMERICAN CENTY ETF TRSOLE	INTL SMCP VLU	178.87K	SH	$16.81M 4.40%	178.87K
DIMENSIONAL ETF TRUSTSOLE	WORLD EX US CORE	512.45K	SH	$16.77M 4.39%	512.45K
VANGUARD MALVERN FDSSOLE	STRM INFPROIDX	336.40K	PRN	$16.64M 4.35%	336.40K
ISHARES TRSOLE	ISHS 1-5YR INVS	275.19K	SH	$14.55M 3.81%	275.19K
ISHARES TRSOLE	GNMA BOND ETF	286.41K	PRN	$12.76M 3.34%	286.41K
ISHARES TRSOLE	S&P 500 VAL ETF	54.21K	SH	$11.50M 3.01%	54.21K
AMERICAN CENTY ETF TRSOLE	AVANTIS EMGMKT	138K	SH	$10.63M 2.78%	138K
AMERICAN CENTY ETF TRSOLE	AVANTIS US LARG	130.76K	SH	$10.28M 2.69%	130.76K
AMERICAN CENTY ETF TRSOLE	AVANTIS US MID C	132.69K	SH	$9.45M 2.47%	132.69K
VANGUARD INDEX FDSSOLE	MCAP GR IDXVIP	32.40K	SH	$9.04M 2.37%	32.40K
VANGUARD INDEX FDSSOLE	SM CP VAL ETF	42.33K	SH	$8.97M 2.34%	42.33K
VANGUARD INDEX FDSSOLE	MCAP VL IDXVIP	48.38K	SH	$8.58M 2.24%	48.38K
AMERICAN CENTY ETF TRSOLE	US SML CP VALU	74.70K	SH	$7.62M 1.99%	74.70K
AMERICAN CENTY ETF TRSOLE	US LARGE CAP VLU	81.59K	SH	$6.18M 1.62%	81.59K
AMERICAN CENTY ETF TRSOLE	US EQT ETF	51.58K	SH	$5.77M 1.51%	51.58K
VANGUARD INDEX FDSSOLE	SML CP GRW ETF	18.52K	SH	$5.59M 1.46%	18.52K
VANGUARD BD INDEX FDSSOLE	SHORT TRM BOND	69.94K	PRN	$5.51M 1.44%	69.94K
ISHARES TRSOLE	MSCI INTL VLU FT	132.59K	SH	$5.05M 1.32%	132.59K
CBRE GROUP INCSOLE	CL A	31.20K	SH	$5.02M 1.31%	31.20K
ISHARES TRSOLE	CRE U S REIT ETF	75.12K	SH	$4.28M 1.12%	75.12K
SPDR S&P 500 ETF TRSOLE	TR UNIT	6K	SH	$4.09M 1.07%	6K
ISHARES TRSOLE	SHRT NAT MUN ETF	37.54K	PRN	$4.01M 1.05%	37.54K

Page 1 of 5

…