PROSPERITY PLANNING, INC.

Filed: 10/9/2025ACC: 0001085146-25-005863

📋 What this filing means

PROSPERITY PLANNING, INC. filed this quarterly 13F‑HR report disclosing 109 equity positions with a total reported market value of $370.66M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

109

Positions

$370.66M

Total AUM (reported)

5.18M

Total Shares

Allocation by class

CORE 1 5 YR USD$44.19M11.9%

MSCI EAFE ETF$23.11M6.2%

GROWTH ETF$22.37M6.0%

WORLD EX US CORE$17.02M4.6%

INTL SMCP VLU$15.91M4.3%

STRM INFPROIDX$15.84M4.3%

ISHS 1-5YR INVS$13.54M3.7%

Portfolio Concentration

Top 3$89.67M24.2%

4–10$95.95M25.9%

11–25$97.23M26.2%

Rest$87.82M23.7%

Top 3 weight

24.2%

Top 10 weight

50.1%

Voting Authority Distribution

Total shares with voting rights: 5.18M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

5.18M

% of voting shares100.0%

Investment Discretion (by position count)

Sole109

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings109

Rows:

ISHARES TR

SOLE

CORE 1 5 YR USD

Shares904.81K

TypePRN

Market value$44.19M

11.92%

Sole

0.00

Shared

0.00

None

904.81K

ISHARES TR

SOLE

MSCI EAFE ETF

Shares247.49K

TypeSH

Market value$23.11M

6.23%

Sole

0.00

Shared

0.00

None

247.49K

VANGUARD INDEX FDS

SOLE

GROWTH ETF

Shares46.65K

TypeSH

Market value$22.37M

6.04%

Sole

0.00

Shared

0.00

None

46.65K

DIMENSIONAL ETF TRUST

SOLE

WORLD EX US CORE

Shares542.42K

TypeSH

Market value$17.02M

4.59%

Sole

0.00

Shared

0.00

None

542.42K

AMERICAN CENTY ETF TR

SOLE

INTL SMCP VLU

Shares178.68K

TypeSH

Market value$15.91M

4.29%

Sole

0.00

Shared

0.00

None

178.68K

VANGUARD MALVERN FDS

SOLE

STRM INFPROIDX

Shares312.84K

TypePRN

Market value$15.84M

4.27%

Sole

0.00

Shared

0.00

None

312.84K

ISHARES TR

SOLE

ISHS 1-5YR INVS

Shares255.35K

TypeSH

Market value$13.54M

3.65%

Sole

0.00

Shared

0.00

None

255.35K

ISHARES TR

SOLE

GNMA BOND ETF

Shares267.11K

TypePRN

Market value$11.85M

3.20%

Sole

0.00

Shared

0.00

None

267.11K

ISHARES TR

SOLE

S&P 500 VAL ETF

Shares55.29K

TypeSH

Market value$11.42M

3.08%

Sole

0.00

Shared

0.00

None

55.29K

AMERICAN CENTY ETF TR

SOLE

AVANTIS EMGMKT

Shares138.09K

TypeSH

Market value$10.37M

2.80%

Sole

0.00

Shared

0.00

None

138.09K

VANGUARD INDEX FDS

SOLE

MCAP GR IDXVIP

Shares32.30K

TypeSH

Market value$9.49M

2.56%

Sole

0.00

Shared

0.00

None

32.30K

AMERICAN CENTY ETF TR

SOLE

AVANTIS US LARG

Shares123.61K

TypeSH

Market value$9.46M

2.55%

Sole

0.00

Shared

0.00

None

123.61K

VANGUARD INDEX FDS

SOLE

SM CP VAL ETF

Shares42.92K

TypeSH

Market value$8.96M

2.42%

Sole

0.00

Shared

0.00

None

42.92K

VANGUARD INDEX FDS

SOLE

MCAP VL IDXVIP

Shares48.67K

TypeSH

Market value$8.50M

2.29%

Sole

0.00

Shared

0.00

None

48.67K

AMERICAN CENTY ETF TR

SOLE

AVANTIS US MID C

Shares122.53K

TypeSH

Market value$8.44M

2.28%

Sole

0.00

Shared

0.00

None

122.53K

AMERICAN CENTY ETF TR

SOLE

US SML CP VALU

Shares71.05K

TypeSH

Market value$7.07M

1.91%

Sole

0.00

Shared

0.00

None

71.05K

CBRE GROUP INC

SOLE

CL A

Shares43.56K

TypeSH

Market value$6.86M

1.85%

Sole

0.00

Shared

0.00

None

43.56K

VANGUARD BD INDEX FDS

SOLE

SHORT TRM BOND

Shares69.62K

TypePRN

Market value$5.49M

1.48%

Sole

0.00

Shared

0.00

None

69.62K

VANGUARD INDEX FDS

SOLE

SML CP GRW ETF

Shares18.44K

TypeSH

Market value$5.49M

1.48%

Sole

0.00

Shared

0.00

None

18.44K

AMERICAN CENTY ETF TR

SOLE

US LARGE CAP VLU

Shares75.65K

TypeSH

Market value$5.47M

1.47%

Sole

0.00

Shared

0.00

None

75.65K

AMERICAN CENTY ETF TR

SOLE

US EQT ETF

Shares48.35K

TypeSH

Market value$5.26M

1.42%

Sole

0.00

Shared

0.00

None

48.35K

ISHARES TR

SOLE

MSCI INTL VLU FT

Shares136.52K

TypeSH

Market value$4.84M

1.31%

Sole

0.00

Shared

0.00

None

136.52K

ISHARES TR

SOLE

CRE U S REIT ETF

Shares70.43K

TypeSH

Market value$4.14M

1.12%

Sole

0.00

Shared

0.00

None

70.43K

VANGUARD INDEX FDS

SOLE

VALUE ETF

Shares21.41K

TypeSH

Market value$3.99M

1.08%

Sole

0.00

Shared

0.00

None

21.41K

ISHARES TR

SOLE

SHRT NAT MUN ETF

Shares35.32K

TypePRN

Market value$3.77M

1.02%

Sole

0.00

Shared

0.00

None

35.32K

Issuer	Class	Shares	Type	Value / Portfolio %	None
ISHARES TRSOLE	CORE 1 5 YR USD	904.81K	PRN	$44.19M 11.92%	904.81K
ISHARES TRSOLE	MSCI EAFE ETF	247.49K	SH	$23.11M 6.23%	247.49K
VANGUARD INDEX FDSSOLE	GROWTH ETF	46.65K	SH	$22.37M 6.04%	46.65K
DIMENSIONAL ETF TRUSTSOLE	WORLD EX US CORE	542.42K	SH	$17.02M 4.59%	542.42K
AMERICAN CENTY ETF TRSOLE	INTL SMCP VLU	178.68K	SH	$15.91M 4.29%	178.68K
VANGUARD MALVERN FDSSOLE	STRM INFPROIDX	312.84K	PRN	$15.84M 4.27%	312.84K
ISHARES TRSOLE	ISHS 1-5YR INVS	255.35K	SH	$13.54M 3.65%	255.35K
ISHARES TRSOLE	GNMA BOND ETF	267.11K	PRN	$11.85M 3.20%	267.11K
ISHARES TRSOLE	S&P 500 VAL ETF	55.29K	SH	$11.42M 3.08%	55.29K
AMERICAN CENTY ETF TRSOLE	AVANTIS EMGMKT	138.09K	SH	$10.37M 2.80%	138.09K
VANGUARD INDEX FDSSOLE	MCAP GR IDXVIP	32.30K	SH	$9.49M 2.56%	32.30K
AMERICAN CENTY ETF TRSOLE	AVANTIS US LARG	123.61K	SH	$9.46M 2.55%	123.61K
VANGUARD INDEX FDSSOLE	SM CP VAL ETF	42.92K	SH	$8.96M 2.42%	42.92K
VANGUARD INDEX FDSSOLE	MCAP VL IDXVIP	48.67K	SH	$8.50M 2.29%	48.67K
AMERICAN CENTY ETF TRSOLE	AVANTIS US MID C	122.53K	SH	$8.44M 2.28%	122.53K
AMERICAN CENTY ETF TRSOLE	US SML CP VALU	71.05K	SH	$7.07M 1.91%	71.05K
CBRE GROUP INCSOLE	CL A	43.56K	SH	$6.86M 1.85%	43.56K
VANGUARD BD INDEX FDSSOLE	SHORT TRM BOND	69.62K	PRN	$5.49M 1.48%	69.62K
VANGUARD INDEX FDSSOLE	SML CP GRW ETF	18.44K	SH	$5.49M 1.48%	18.44K
AMERICAN CENTY ETF TRSOLE	US LARGE CAP VLU	75.65K	SH	$5.47M 1.47%	75.65K
AMERICAN CENTY ETF TRSOLE	US EQT ETF	48.35K	SH	$5.26M 1.42%	48.35K
ISHARES TRSOLE	MSCI INTL VLU FT	136.52K	SH	$4.84M 1.31%	136.52K
ISHARES TRSOLE	CRE U S REIT ETF	70.43K	SH	$4.14M 1.12%	70.43K
VANGUARD INDEX FDSSOLE	VALUE ETF	21.41K	SH	$3.99M 1.08%	21.41K
ISHARES TRSOLE	SHRT NAT MUN ETF	35.32K	PRN	$3.77M 1.02%	35.32K

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