PROSPERITY PLANNING, INC.

Filed: 7/11/2025ACC: 0001085146-25-003753

📋 What this filing means

PROSPERITY PLANNING, INC. filed this quarterly 13F‑HR report disclosing 106 equity positions with a total reported market value of $346.63M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

106

Positions

$346.63M

Total AUM (reported)

5.08M

Total Shares

Allocation by class

CORE 1 5 YR USD$41.62M12.0%

MSCI EAFE ETF$22.05M6.4%

GROWTH ETF$20.51M5.9%

WORLD EX US CORE$16.51M4.8%

STRM INFPROIDX$14.97M4.3%

INTL SMCP VLU$14.45M4.2%

ISHS 1-5YR INVS$12.63M3.6%

Portfolio Concentration

Top 3$84.19M24.3%

4–10$90.50M26.1%

11–25$89.46M25.8%

Rest$82.49M23.8%

Top 3 weight

24.3%

Top 10 weight

50.4%

Voting Authority Distribution

Total shares with voting rights: 5.08M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

5.08M

% of voting shares100.0%

Investment Discretion (by position count)

Sole106

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings106

Rows:

ISHARES TR

SOLE

CORE 1 5 YR USD

Shares855.56K

TypePRN

Market value$41.62M

12.01%

Sole

0.00

Shared

0.00

None

855.56K

ISHARES TR

SOLE

MSCI EAFE ETF

Shares246.72K

TypeSH

Market value$22.05M

6.36%

Sole

0.00

Shared

0.00

None

246.72K

VANGUARD INDEX FDS

SOLE

GROWTH ETF

Shares46.78K

TypeSH

Market value$20.51M

5.92%

Sole

0.00

Shared

0.00

None

46.78K

DIMENSIONAL ETF TRUST

SOLE

WORLD EX US CORE

Shares562.07K

TypeSH

Market value$16.51M

4.76%

Sole

0.00

Shared

0.00

None

562.07K

VANGUARD MALVERN FDS

SOLE

STRM INFPROIDX

Shares297.87K

TypePRN

Market value$14.97M

4.32%

Sole

0.00

Shared

0.00

None

297.87K

AMERICAN CENTY ETF TR

SOLE

INTL SMCP VLU

Shares182.24K

TypeSH

Market value$14.45M

4.17%

Sole

0.00

Shared

0.00

None

182.24K

ISHARES TR

SOLE

ISHS 1-5YR INVS

Shares239.32K

TypeSH

Market value$12.63M

3.64%

Sole

0.00

Shared

0.00

None

239.32K

ISHARES TR

SOLE

S&P 500 VAL ETF

Shares58.59K

TypeSH

Market value$11.45M

3.30%

Sole

0.00

Shared

0.00

None

58.59K

ISHARES TR

SOLE

GNMA BOND ETF

Shares251.26K

TypePRN

Market value$11.04M

3.19%

Sole

0.00

Shared

0.00

None

251.26K

AMERICAN CENTY ETF TR

SOLE

AVANTIS EMGMKT

Shares137.85K

TypeSH

Market value$9.45M

2.73%

Sole

0.00

Shared

0.00

None

137.85K

VANGUARD INDEX FDS

SOLE

MCAP GR IDXVIP

Shares32.34K

TypeSH

Market value$9.20M

2.65%

Sole

0.00

Shared

0.00

None

32.34K

VANGUARD INDEX FDS

SOLE

SM CP VAL ETF

Shares45.79K

TypeSH

Market value$8.93M

2.58%

Sole

0.00

Shared

0.00

None

45.79K

VANGUARD INDEX FDS

SOLE

MCAP VL IDXVIP

Shares51.70K

TypeSH

Market value$8.50M

2.45%

Sole

0.00

Shared

0.00

None

51.70K

AMERICAN CENTY ETF TR

SOLE

AVANTIS US LARG

Shares111.02K

TypeSH

Market value$7.89M

2.28%

Sole

0.00

Shared

0.00

None

111.02K

AMERICAN CENTY ETF TR

SOLE

AVANTIS US MID C

Shares109.37K

TypeSH

Market value$7.15M

2.06%

Sole

0.00

Shared

0.00

None

109.37K

CBRE GROUP INC

SOLE

CL A

Shares43.56K

TypeSH

Market value$6.10M

1.76%

Sole

0.00

Shared

0.00

None

43.56K

AMERICAN CENTY ETF TR

SOLE

US SML CP VALU

Shares66.03K

TypeSH

Market value$6.01M

1.74%

Sole

0.00

Shared

0.00

None

66.03K

VANGUARD BD INDEX FDS

SOLE

SHORT TRM BOND

Shares68.13K

TypePRN

Market value$5.36M

1.55%

Sole

0.00

Shared

0.00

None

68.13K

VANGUARD INDEX FDS

SOLE

SML CP GRW ETF

Shares18.84K

TypeSH

Market value$5.22M

1.51%

Sole

0.00

Shared

0.00

None

18.84K

ISHARES TR

SOLE

MSCI INTL VLU FT

Shares146.46K

TypeSH

Market value$4.82M

1.39%

Sole

0.00

Shared

0.00

None

146.46K

AMERICAN CENTY ETF TR

SOLE

US EQT ETF

Shares45.46K

TypeSH

Market value$4.58M

1.32%

Sole

0.00

Shared

0.00

None

45.46K

AMERICAN CENTY ETF TR

SOLE

US LARGE CAP VLU

Shares66.93K

TypeSH

Market value$4.57M

1.32%

Sole

0.00

Shared

0.00

None

66.93K

VANGUARD INDEX FDS

SOLE

VALUE ETF

Shares22.06K

TypeSH

Market value$3.90M

1.12%

Sole

0.00

Shared

0.00

None

22.06K

ISHARES TR

SOLE

CRE U S REIT ETF

Shares67.54K

TypeSH

Market value$3.82M

1.10%

Sole

0.00

Shared

0.00

None

67.54K

ISHARES TR

SOLE

SHRT NAT MUN ETF

Shares32.04K

TypePRN

Market value$3.41M

0.98%

Sole

0.00

Shared

0.00

None

32.04K

Issuer	Class	Shares	Type	Value / Portfolio %	None
ISHARES TRSOLE	CORE 1 5 YR USD	855.56K	PRN	$41.62M 12.01%	855.56K
ISHARES TRSOLE	MSCI EAFE ETF	246.72K	SH	$22.05M 6.36%	246.72K
VANGUARD INDEX FDSSOLE	GROWTH ETF	46.78K	SH	$20.51M 5.92%	46.78K
DIMENSIONAL ETF TRUSTSOLE	WORLD EX US CORE	562.07K	SH	$16.51M 4.76%	562.07K
VANGUARD MALVERN FDSSOLE	STRM INFPROIDX	297.87K	PRN	$14.97M 4.32%	297.87K
AMERICAN CENTY ETF TRSOLE	INTL SMCP VLU	182.24K	SH	$14.45M 4.17%	182.24K
ISHARES TRSOLE	ISHS 1-5YR INVS	239.32K	SH	$12.63M 3.64%	239.32K
ISHARES TRSOLE	S&P 500 VAL ETF	58.59K	SH	$11.45M 3.30%	58.59K
ISHARES TRSOLE	GNMA BOND ETF	251.26K	PRN	$11.04M 3.19%	251.26K
AMERICAN CENTY ETF TRSOLE	AVANTIS EMGMKT	137.85K	SH	$9.45M 2.73%	137.85K
VANGUARD INDEX FDSSOLE	MCAP GR IDXVIP	32.34K	SH	$9.20M 2.65%	32.34K
VANGUARD INDEX FDSSOLE	SM CP VAL ETF	45.79K	SH	$8.93M 2.58%	45.79K
VANGUARD INDEX FDSSOLE	MCAP VL IDXVIP	51.70K	SH	$8.50M 2.45%	51.70K
AMERICAN CENTY ETF TRSOLE	AVANTIS US LARG	111.02K	SH	$7.89M 2.28%	111.02K
AMERICAN CENTY ETF TRSOLE	AVANTIS US MID C	109.37K	SH	$7.15M 2.06%	109.37K
CBRE GROUP INCSOLE	CL A	43.56K	SH	$6.10M 1.76%	43.56K
AMERICAN CENTY ETF TRSOLE	US SML CP VALU	66.03K	SH	$6.01M 1.74%	66.03K
VANGUARD BD INDEX FDSSOLE	SHORT TRM BOND	68.13K	PRN	$5.36M 1.55%	68.13K
VANGUARD INDEX FDSSOLE	SML CP GRW ETF	18.84K	SH	$5.22M 1.51%	18.84K
ISHARES TRSOLE	MSCI INTL VLU FT	146.46K	SH	$4.82M 1.39%	146.46K
AMERICAN CENTY ETF TRSOLE	US EQT ETF	45.46K	SH	$4.58M 1.32%	45.46K
AMERICAN CENTY ETF TRSOLE	US LARGE CAP VLU	66.93K	SH	$4.57M 1.32%	66.93K
VANGUARD INDEX FDSSOLE	VALUE ETF	22.06K	SH	$3.90M 1.12%	22.06K
ISHARES TRSOLE	CRE U S REIT ETF	67.54K	SH	$3.82M 1.10%	67.54K
ISHARES TRSOLE	SHRT NAT MUN ETF	32.04K	PRN	$3.41M 0.98%	32.04K

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