PREPARED RETIREMENT INSTITUTE LLC

Filed: 7/17/2025ACC: 0002056037-25-000008

📋 What this filing means

PREPARED RETIREMENT INSTITUTE LLC filed this quarterly 13F‑HR report disclosing 86 equity positions with a total reported market value of $169.72M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

Positions

$169.72M

Total AUM (reported)

2.90M

Total Shares

Allocation by class

DIV APP ETF$21.16M12.5%

US DIVIDEND EQ$14.63M8.6%

COM$14.46M8.5%

PRTFLO S&P500 GW$12.33M7.3%

ITL HDG QTLY DIV$10.67M6.3%

ENHANCED LARGE$8.86M5.2%

TOTAL BND MRKT$8.28M4.9%

Portfolio Concentration

Top 3$48.11M28.3%

4–10$54.36M32.0%

11–25$41.78M24.6%

Rest$25.47M15.0%

Top 3 weight

28.3%

Top 10 weight

60.4%

Voting Authority Distribution

Total shares with voting rights: 2.90M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

2.90M

% of voting shares100.0%

Investment Discretion (by position count)

Sole86

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings86

Rows:

VANGUARD SPECIALIZED FUNDS

SOLE

DIV APP ETF

Shares103.38K

TypeSH

Market value$21.16M

12.47%

Sole

0.00

Shared

0.00

None

103.38K

SCHWAB STRATEGIC TR

SOLE

US DIVIDEND EQ

Shares551.98K

TypeSH

Market value$14.63M

8.62%

Sole

0.00

Shared

0.00

None

551.98K

SPDR SERIES TRUST

SOLE

PRTFLO S&P500 GW

Shares129.32K

TypeSH

Market value$12.33M

7.26%

Sole

0.00

Shared

0.00

None

129.32K

WISDOMTREE TR

SOLE

ITL HDG QTLY DIV

Shares236.77K

TypeSH

Market value$10.67M

6.28%

Sole

0.00

Shared

0.00

None

236.77K

FIDELITY COVINGTON TRUST

SOLE

ENHANCED LARGE

Shares239.29K

TypeSH

Market value$8.86M

5.22%

Sole

0.00

Shared

0.00

None

239.29K

VANGUARD BD INDEX FDS

SOLE

TOTAL BND MRKT

Shares112.52K

TypeSH

Market value$8.28M

4.88%

Sole

0.00

Shared

0.00

None

112.52K

ISHARES TR

SOLE

CMBS ETF

Shares156.40K

TypeSH

Market value$7.62M

4.49%

Sole

0.00

Shared

0.00

None

156.40K

ISHARES TR

SOLE

FALN ANGLS USD

Shares246.71K

TypeSH

Market value$6.70M

3.95%

Sole

0.00

Shared

0.00

None

246.71K

VANGUARD INDEX FDS

SOLE

TOTAL STK MKT

Shares20.68K

TypeSH

Market value$6.28M

3.70%

Sole

0.00

Shared

0.00

None

20.68K

VANGUARD SCOTTSDALE FDS

SOLE

INT-TERM CORP

Shares71.71K

TypeSH

Market value$5.95M

3.50%

Sole

0.00

Shared

0.00

None

71.71K

VANGUARD INDEX FDS

SOLE

SMALL CP ETF

Shares24.13K

TypeSH

Market value$5.72M

3.37%

Sole

0.00

Shared

0.00

None

24.13K

TRUST FOR PROFESSIONAL MANAG

SOLE

CROSSINGBRDG PRE

Shares252.43K

TypeSH

Market value$5.41M

3.19%

Sole

0.00

Shared

0.00

None

252.43K

VANGUARD INDEX FDS

SOLE

S&P 500 ETF SHS

Shares9.27K

TypeSH

Market value$5.26M

3.10%

Sole

0.00

Shared

0.00

None

9.27K

ISHARES TR

SOLE

1 3 YR TREAS BD

Shares53.48K

TypeSH

Market value$4.43M

2.61%

Sole

0.00

Shared

0.00

None

53.48K

FRANKLIN TEMPLETON ETF TR

SOLE

INTL COR DIV TIL

Shares114.22K

TypeSH

Market value$4.07M

2.40%

Sole

0.00

Shared

0.00

None

114.22K

MICROSOFT CORP

SOLE

COM

Shares5.38K

TypeSH

Market value$2.68M

1.58%

Sole

0.00

Shared

0.00

None

5.38K

GLOBAL X FDS

SOLE

US PFD ETF

Shares118.94K

TypeSH

Market value$2.24M

1.32%

Sole

0.00

Shared

0.00

None

118.94K

VANGUARD INDEX FDS

SOLE

GROWTH ETF

Shares4.72K

TypeSH

Market value$2.07M

1.22%

Sole

0.00

Shared

0.00

None

4.72K

ISHARES TR

SOLE

CORE DIVID ETF

Shares38.05K

TypeSH

Market value$1.91M

1.13%

Sole

0.00

Shared

0.00

None

38.05K

ISHARES TR

SOLE

CORE INTL AGGR

Shares29.80K

TypeSH

Market value$1.52M

0.90%

Sole

0.00

Shared

0.00

None

29.80K

ISHARES TR

SOLE

CORE DIV GRWTH

Shares22.97K

TypeSH

Market value$1.47M

0.87%

Sole

0.00

Shared

0.00

None

22.97K

APPLE INC

SOLE

COM

Shares6.51K

TypeSH

Market value$1.34M

0.79%

Sole

0.00

Shared

0.00

None

6.51K

ISHARES TR

SOLE

CORE S&P500 ETF

Shares2.02K

TypeSH

Market value$1.25M

0.74%

Sole

0.00

Shared

0.00

None

2.02K

INVESCO EXCHANGE TRADED FD T

SOLE

S&P500 EQL WGT

Shares6.84K

TypeSH

Market value$1.24M

0.73%

Sole

0.00

Shared

0.00

None

6.84K

ABBVIE INC

SOLE

COM

Shares6.27K

TypeSH

Market value$1.16M

0.69%

Sole

0.00

Shared

0.00

None

6.27K

Issuer	Class	Shares	Type	Value / Portfolio %	None
VANGUARD SPECIALIZED FUNDSSOLE	DIV APP ETF	103.38K	SH	$21.16M 12.47%	103.38K
SCHWAB STRATEGIC TRSOLE	US DIVIDEND EQ	551.98K	SH	$14.63M 8.62%	551.98K
SPDR SERIES TRUSTSOLE	PRTFLO S&P500 GW	129.32K	SH	$12.33M 7.26%	129.32K
WISDOMTREE TRSOLE	ITL HDG QTLY DIV	236.77K	SH	$10.67M 6.28%	236.77K
FIDELITY COVINGTON TRUSTSOLE	ENHANCED LARGE	239.29K	SH	$8.86M 5.22%	239.29K
VANGUARD BD INDEX FDSSOLE	TOTAL BND MRKT	112.52K	SH	$8.28M 4.88%	112.52K
ISHARES TRSOLE	CMBS ETF	156.40K	SH	$7.62M 4.49%	156.40K
ISHARES TRSOLE	FALN ANGLS USD	246.71K	SH	$6.70M 3.95%	246.71K
VANGUARD INDEX FDSSOLE	TOTAL STK MKT	20.68K	SH	$6.28M 3.70%	20.68K
VANGUARD SCOTTSDALE FDSSOLE	INT-TERM CORP	71.71K	SH	$5.95M 3.50%	71.71K
VANGUARD INDEX FDSSOLE	SMALL CP ETF	24.13K	SH	$5.72M 3.37%	24.13K
TRUST FOR PROFESSIONAL MANAGSOLE	CROSSINGBRDG PRE	252.43K	SH	$5.41M 3.19%	252.43K
VANGUARD INDEX FDSSOLE	S&P 500 ETF SHS	9.27K	SH	$5.26M 3.10%	9.27K
ISHARES TRSOLE	1 3 YR TREAS BD	53.48K	SH	$4.43M 2.61%	53.48K
FRANKLIN TEMPLETON ETF TRSOLE	INTL COR DIV TIL	114.22K	SH	$4.07M 2.40%	114.22K
MICROSOFT CORPSOLE	COM	5.38K	SH	$2.68M 1.58%	5.38K
GLOBAL X FDSSOLE	US PFD ETF	118.94K	SH	$2.24M 1.32%	118.94K
VANGUARD INDEX FDSSOLE	GROWTH ETF	4.72K	SH	$2.07M 1.22%	4.72K
ISHARES TRSOLE	CORE DIVID ETF	38.05K	SH	$1.91M 1.13%	38.05K
ISHARES TRSOLE	CORE INTL AGGR	29.80K	SH	$1.52M 0.90%	29.80K
ISHARES TRSOLE	CORE DIV GRWTH	22.97K	SH	$1.47M 0.87%	22.97K
APPLE INCSOLE	COM	6.51K	SH	$1.34M 0.79%	6.51K
ISHARES TRSOLE	CORE S&P500 ETF	2.02K	SH	$1.25M 0.74%	2.02K
INVESCO EXCHANGE TRADED FD TSOLE	S&P500 EQL WGT	6.84K	SH	$1.24M 0.73%	6.84K
ABBVIE INCSOLE	COM	6.27K	SH	$1.16M 0.69%	6.27K

Page 1 of 4