Filed: 2/6/2026ACC: 0001765380-26-000076
📋 What this filing means
PLANNING ALTERNATIVES LTD /ADV filed this quarterly 13F‑HR report disclosing 98 equity positions with a total reported market value of $793.92M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
98
Positions
$793.92M
Total AUM (reported)
6.64M
Total Shares
Allocation by class
CORE S&P500 ETF$283.93M35.8%
CORE S&P MCP ETF$84.02M10.6%
VAN FTSE DEV MKT$80.30M10.1%
S&P 500 MOMNTM$72.25M9.1%
DIV APP ETF$58.80M7.4%
COM$47.13M5.9%
CORE S&P SCP ETF$41.90M5.3%
Portfolio Concentration
Top 3$448.25M56.5%
4–10$236.08M29.7%
11–25$65.73M8.3%
Rest$43.86M5.5%
Top 3 weight
56.5%
Top 10 weight
86.2%
Voting Authority Distribution
Total shares with voting rights: 6.64M
Sole
Full voting authority
0.00
shares
% of voting shares0.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
6.64M
shares
% of voting shares100.0%
Investment Discretion (by position count)
Sole98
Shared0
Other0
Dominant voting typeNone · 100.0% of voting shares
Institutional Holdings98
Rows:
ISHARES TR
SOLEShares414.53K
TypeSH
Market value$283.93M
35.76%
Sole
0.00
Shared
0.00
None
414.53K
ISHARES TR
SOLEShares1.27M
TypeSH
Market value$84.02M
10.58%
Sole
0.00
Shared
0.00
None
1.27M
VANGUARD TAX-MANAGED FDS
SOLEShares1.29M
TypeSH
Market value$80.30M
10.11%
Sole
0.00
Shared
0.00
None
1.29M
INVESCO EXCH TRADED FD TR II
SOLEShares605.49K
TypeSH
Market value$72.25M
9.10%
Sole
0.00
Shared
0.00
None
605.49K
VANGUARD SPECIALIZED FUNDS
SOLEShares267.56K
TypeSH
Market value$58.80M
7.41%
Sole
0.00
Shared
0.00
None
267.56K
ISHARES TR
SOLEShares348.63K
TypeSH
Market value$41.90M
5.28%
Sole
0.00
Shared
0.00
None
348.63K
VANGUARD INDEX FDS
SOLEShares36.49K
TypeSH
Market value$17.80M
2.24%
Sole
0.00
Shared
0.00
None
36.49K
APPLE INC
SOLEShares61.33K
TypeSH
Market value$16.67M
2.10%
Sole
0.00
Shared
0.00
None
61.33K
SCHWAB STRATEGIC TR
SOLEShares674.05K
TypeSH
Market value$16.20M
2.04%
Sole
0.00
Shared
0.00
None
674.05K
COLUMBIA ETF TR II
SOLEShares324.40K
TypeSH
Market value$12.44M
1.57%
Sole
0.00
Shared
0.00
None
324.40K
SPDR S&P 500 ETF TR
SOLEShares16.37K
TypeSH
Market value$11.17M
1.41%
Sole
0.00
Shared
0.00
None
16.37K
SCHWAB STRATEGIC TR
SOLEShares354.44K
TypeSH
Market value$9.54M
1.20%
Sole
0.00
Shared
0.00
None
354.44K
VANGUARD INDEX FDS
SOLEShares45.33K
TypeSH
Market value$8.66M
1.09%
Sole
0.00
Shared
0.00
None
45.33K
ISHARES TR
SOLEShares35.77K
TypeSH
Market value$5.33M
0.67%
Sole
0.00
Shared
0.00
None
35.77K
VANGUARD INDEX FDS
SOLEShares7.26K
TypeSH
Market value$4.55M
0.57%
Sole
0.00
Shared
0.00
None
7.26K
MICROSOFT CORP
SOLEShares9.06K
TypeSH
Market value$4.38M
0.55%
Sole
0.00
Shared
0.00
None
9.06K
SCHWAB STRATEGIC TR
SOLEShares159.12K
TypeSH
Market value$4.17M
0.53%
Sole
0.00
Shared
0.00
None
159.12K
NVIDIA CORPORATION
SOLEShares19.91K
TypeSH
Market value$3.71M
0.47%
Sole
0.00
Shared
0.00
None
19.91K
ISHARES TR
SOLEShares7.56K
TypeSH
Market value$2.92M
0.37%
Sole
0.00
Shared
0.00
None
7.56K
ISHARES TR
SOLEShares46.78K
TypeSH
Market value$2.24M
0.28%
Sole
0.00
Shared
0.00
None
46.78K
DTE ENERGY CO
SOLEShares15.61K
TypeSH
Market value$2.01M
0.25%
Sole
0.00
Shared
0.00
None
15.61K
ISHARES TR
SOLEShares3.85K
TypeSH
Market value$1.82M
0.23%
Sole
0.00
Shared
0.00
None
3.85K
VANGUARD BD INDEX FDS
SOLEShares24.62K
TypeSH
Market value$1.82M
0.23%
Sole
0.00
Shared
0.00
None
24.62K
AMAZON COM INC
SOLEShares7.43K
TypeSH
Market value$1.71M
0.22%
Sole
0.00
Shared
0.00
None
7.43K
SCHWAB STRATEGIC TR
SOLEShares61.54K
TypeSH
Market value$1.69M
0.21%
Sole
0.00
Shared
0.00
None
61.54K
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
ISHARES TRSOLE | CORE S&P500 ETF | 414.53K | SH | $283.93M 35.76% | 0.00 | 0.00 | 414.53K |
ISHARES TRSOLE | CORE S&P MCP ETF | 1.27M | SH | $84.02M 10.58% | 0.00 | 0.00 | 1.27M |
VANGUARD TAX-MANAGED FDSSOLE | VAN FTSE DEV MKT | 1.29M | SH | $80.30M 10.11% | 0.00 | 0.00 | 1.29M |
INVESCO EXCH TRADED FD TR IISOLE | S&P 500 MOMNTM | 605.49K | SH | $72.25M 9.10% | 0.00 | 0.00 | 605.49K |
VANGUARD SPECIALIZED FUNDSSOLE | DIV APP ETF | 267.56K | SH | $58.80M 7.41% | 0.00 | 0.00 | 267.56K |
ISHARES TRSOLE | CORE S&P SCP ETF | 348.63K | SH | $41.90M 5.28% | 0.00 | 0.00 | 348.63K |
VANGUARD INDEX FDSSOLE | GROWTH ETF | 36.49K | SH | $17.80M 2.24% | 0.00 | 0.00 | 36.49K |
APPLE INCSOLE | COM | 61.33K | SH | $16.67M 2.10% | 0.00 | 0.00 | 61.33K |
SCHWAB STRATEGIC TRSOLE | INTL EQTY ETF | 674.05K | SH | $16.20M 2.04% | 0.00 | 0.00 | 674.05K |
COLUMBIA ETF TR IISOLE | EM CORE EX ETF | 324.40K | SH | $12.44M 1.57% | 0.00 | 0.00 | 324.40K |
SPDR S&P 500 ETF TRSOLE | TR UNIT | 16.37K | SH | $11.17M 1.41% | 0.00 | 0.00 | 16.37K |
SCHWAB STRATEGIC TRSOLE | US LRG CAP ETF | 354.44K | SH | $9.54M 1.20% | 0.00 | 0.00 | 354.44K |
VANGUARD INDEX FDSSOLE | VALUE ETF | 45.33K | SH | $8.66M 1.09% | 0.00 | 0.00 | 45.33K |
ISHARES TRSOLE | ESG AWR MSCI USA | 35.77K | SH | $5.33M 0.67% | 0.00 | 0.00 | 35.77K |
VANGUARD INDEX FDSSOLE | S&P 500 ETF SHS | 7.26K | SH | $4.55M 0.57% | 0.00 | 0.00 | 7.26K |
MICROSOFT CORPSOLE | COM | 9.06K | SH | $4.38M 0.55% | 0.00 | 0.00 | 9.06K |
SCHWAB STRATEGIC TRSOLE | US BRD MKT ETF | 159.12K | SH | $4.17M 0.53% | 0.00 | 0.00 | 159.12K |
NVIDIA CORPORATIONSOLE | COM | 19.91K | SH | $3.71M 0.47% | 0.00 | 0.00 | 19.91K |
ISHARES TRSOLE | RUSSELL 3000 ETF | 7.56K | SH | $2.92M 0.37% | 0.00 | 0.00 | 7.56K |
ISHARES TRSOLE | ESG AWR US AGRGT | 46.78K | SH | $2.24M 0.28% | 0.00 | 0.00 | 46.78K |
DTE ENERGY COSOLE | COM | 15.61K | SH | $2.01M 0.25% | 0.00 | 0.00 | 15.61K |
ISHARES TRSOLE | RUS 1000 GRW ETF | 3.85K | SH | $1.82M 0.23% | 0.00 | 0.00 | 3.85K |
VANGUARD BD INDEX FDSSOLE | TOTAL BND MRKT | 24.62K | SH | $1.82M 0.23% | 0.00 | 0.00 | 24.62K |
AMAZON COM INCSOLE | COM | 7.43K | SH | $1.71M 0.22% | 0.00 | 0.00 | 7.43K |
SCHWAB STRATEGIC TRSOLE | US DIVIDEND EQ | 61.54K | SH | $1.69M 0.21% | 0.00 | 0.00 | 61.54K |
Page 1 of 4