Filed: 11/12/2025ACC: 0001765380-25-000485
📋 What this filing means
PLANNING ALTERNATIVES LTD /ADV filed this quarterly 13F‑HR report disclosing 88 equity positions with a total reported market value of $778.71M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
88
Positions
$778.71M
Total AUM (reported)
6.73M
Total Shares
Allocation by class
CORE S&P500 ETF$281.00M36.1%
CORE S&P MCP ETF$82.79M10.6%
VAN FTSE DEV MKT$78.11M10.0%
S&P 500 MOMNTM$72.54M9.3%
DIV APP ETF$58.06M7.5%
COM$42.58M5.5%
CORE S&P SCP ETF$41.31M5.3%
Portfolio Concentration
Top 3$441.90M56.7%
4–10$233.02M29.9%
11–25$65.89M8.5%
Rest$37.90M4.9%
Top 3 weight
56.7%
Top 10 weight
86.7%
Voting Authority Distribution
Total shares with voting rights: 6.73M
Sole
Full voting authority
0.00
shares
% of voting shares0.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
6.73M
shares
% of voting shares100.0%
Investment Discretion (by position count)
Sole88
Shared0
Other0
Dominant voting typeNone · 100.0% of voting shares
Institutional Holdings88
Rows:
ISHARES TR
SOLEShares419.85K
TypeSH
Market value$281.00M
36.09%
Sole
0.00
Shared
0.00
None
419.85K
ISHARES TR
SOLEShares1.27M
TypeSH
Market value$82.79M
10.63%
Sole
0.00
Shared
0.00
None
1.27M
VANGUARD TAX-MANAGED FDS
SOLEShares1.30M
TypeSH
Market value$78.11M
10.03%
Sole
0.00
Shared
0.00
None
1.30M
INVESCO EXCH TRADED FD TR II
SOLEShares599.18K
TypeSH
Market value$72.54M
9.31%
Sole
0.00
Shared
0.00
None
599.18K
VANGUARD SPECIALIZED FUNDS
SOLEShares269.04K
TypeSH
Market value$58.06M
7.46%
Sole
0.00
Shared
0.00
None
269.04K
ISHARES TR
SOLEShares347.66K
TypeSH
Market value$41.31M
5.31%
Sole
0.00
Shared
0.00
None
347.66K
VANGUARD INDEX FDS
SOLEShares37.30K
TypeSH
Market value$17.89M
2.30%
Sole
0.00
Shared
0.00
None
37.30K
SCHWAB STRATEGIC TR
SOLEShares682.48K
TypeSH
Market value$15.89M
2.04%
Sole
0.00
Shared
0.00
None
682.48K
APPLE INC
SOLEShares60.36K
TypeSH
Market value$15.37M
1.97%
Sole
0.00
Shared
0.00
None
60.36K
COLUMBIA ETF TR II
SOLEShares329.46K
TypeSH
Market value$11.97M
1.54%
Sole
0.00
Shared
0.00
None
329.46K
SPDR S&P 500 ETF TR
SOLEShares17.46K
TypeSH
Market value$11.63M
1.49%
Sole
0.00
Shared
0.00
None
17.46K
SCHWAB STRATEGIC TR
SOLEShares372.85K
TypeSH
Market value$9.82M
1.26%
Sole
0.00
Shared
0.00
None
372.85K
VANGUARD INDEX FDS
SOLEShares47.18K
TypeSH
Market value$8.80M
1.13%
Sole
0.00
Shared
0.00
None
47.18K
ISHARES TR
SOLEShares32.54K
TypeSH
Market value$4.74M
0.61%
Sole
0.00
Shared
0.00
None
32.54K
MICROSOFT CORP
SOLEShares8.99K
TypeSH
Market value$4.66M
0.60%
Sole
0.00
Shared
0.00
None
8.99K
VANGUARD INDEX FDS
SOLEShares7.23K
TypeSH
Market value$4.43M
0.57%
Sole
0.00
Shared
0.00
None
7.23K
SCHWAB STRATEGIC TR
SOLEShares161.98K
TypeSH
Market value$4.16M
0.53%
Sole
0.00
Shared
0.00
None
161.98K
NVIDIA CORPORATION
SOLEShares17.93K
TypeSH
Market value$3.35M
0.43%
Sole
0.00
Shared
0.00
None
17.93K
ISHARES TR
SOLEShares7.61K
TypeSH
Market value$2.88M
0.37%
Sole
0.00
Shared
0.00
None
7.61K
DTE ENERGY CO
SOLEShares15.58K
TypeSH
Market value$2.20M
0.28%
Sole
0.00
Shared
0.00
None
15.58K
ISHARES TR
SOLEShares41.66K
TypeSH
Market value$2.00M
0.26%
Sole
0.00
Shared
0.00
None
41.66K
J P MORGAN EXCHANGE TRADED F
SOLEShares15K
TypeSH
Market value$1.86M
0.24%
Sole
0.00
Shared
0.00
None
15K
VANGUARD BD INDEX FDS
SOLEShares24.68K
TypeSH
Market value$1.84M
0.24%
Sole
0.00
Shared
0.00
None
24.68K
ISHARES TR
SOLEShares3.85K
TypeSH
Market value$1.81M
0.23%
Sole
0.00
Shared
0.00
None
3.85K
PHILIP MORRIS INTL INC
SOLEShares10.60K
TypeSH
Market value$1.72M
0.22%
Sole
0.00
Shared
0.00
None
10.60K
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
ISHARES TRSOLE | CORE S&P500 ETF | 419.85K | SH | $281.00M 36.09% | 0.00 | 0.00 | 419.85K |
ISHARES TRSOLE | CORE S&P MCP ETF | 1.27M | SH | $82.79M 10.63% | 0.00 | 0.00 | 1.27M |
VANGUARD TAX-MANAGED FDSSOLE | VAN FTSE DEV MKT | 1.30M | SH | $78.11M 10.03% | 0.00 | 0.00 | 1.30M |
INVESCO EXCH TRADED FD TR IISOLE | S&P 500 MOMNTM | 599.18K | SH | $72.54M 9.31% | 0.00 | 0.00 | 599.18K |
VANGUARD SPECIALIZED FUNDSSOLE | DIV APP ETF | 269.04K | SH | $58.06M 7.46% | 0.00 | 0.00 | 269.04K |
ISHARES TRSOLE | CORE S&P SCP ETF | 347.66K | SH | $41.31M 5.31% | 0.00 | 0.00 | 347.66K |
VANGUARD INDEX FDSSOLE | GROWTH ETF | 37.30K | SH | $17.89M 2.30% | 0.00 | 0.00 | 37.30K |
SCHWAB STRATEGIC TRSOLE | INTL EQTY ETF | 682.48K | SH | $15.89M 2.04% | 0.00 | 0.00 | 682.48K |
APPLE INCSOLE | COM | 60.36K | SH | $15.37M 1.97% | 0.00 | 0.00 | 60.36K |
COLUMBIA ETF TR IISOLE | EM CORE EX ETF | 329.46K | SH | $11.97M 1.54% | 0.00 | 0.00 | 329.46K |
SPDR S&P 500 ETF TRSOLE | TR UNIT | 17.46K | SH | $11.63M 1.49% | 0.00 | 0.00 | 17.46K |
SCHWAB STRATEGIC TRSOLE | US LRG CAP ETF | 372.85K | SH | $9.82M 1.26% | 0.00 | 0.00 | 372.85K |
VANGUARD INDEX FDSSOLE | VALUE ETF | 47.18K | SH | $8.80M 1.13% | 0.00 | 0.00 | 47.18K |
ISHARES TRSOLE | ESG AWR MSCI USA | 32.54K | SH | $4.74M 0.61% | 0.00 | 0.00 | 32.54K |
MICROSOFT CORPSOLE | COM | 8.99K | SH | $4.66M 0.60% | 0.00 | 0.00 | 8.99K |
VANGUARD INDEX FDSSOLE | S&P 500 ETF SHS | 7.23K | SH | $4.43M 0.57% | 0.00 | 0.00 | 7.23K |
SCHWAB STRATEGIC TRSOLE | US BRD MKT ETF | 161.98K | SH | $4.16M 0.53% | 0.00 | 0.00 | 161.98K |
NVIDIA CORPORATIONSOLE | COM | 17.93K | SH | $3.35M 0.43% | 0.00 | 0.00 | 17.93K |
ISHARES TRSOLE | RUSSELL 3000 ETF | 7.61K | SH | $2.88M 0.37% | 0.00 | 0.00 | 7.61K |
DTE ENERGY COSOLE | COM | 15.58K | SH | $2.20M 0.28% | 0.00 | 0.00 | 15.58K |
ISHARES TRSOLE | ESG AWR US AGRGT | 41.66K | SH | $2.00M 0.26% | 0.00 | 0.00 | 41.66K |
J P MORGAN EXCHANGE TRADED FSOLE | JPMORGAN DIVER | 15K | SH | $1.86M 0.24% | 0.00 | 0.00 | 15K |
VANGUARD BD INDEX FDSSOLE | TOTAL BND MRKT | 24.68K | SH | $1.84M 0.24% | 0.00 | 0.00 | 24.68K |
ISHARES TRSOLE | RUS 1000 GRW ETF | 3.85K | SH | $1.81M 0.23% | 0.00 | 0.00 | 3.85K |
PHILIP MORRIS INTL INCSOLE | COM | 10.60K | SH | $1.72M 0.22% | 0.00 | 0.00 | 10.60K |
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