PLANNING ALTERNATIVES LTD /ADV

Filed: 2/6/2025ACC: 0001765380-25-000055

📋 What this filing means

PLANNING ALTERNATIVES LTD /ADV filed this quarterly 13F‑HR report disclosing 61 equity positions with a total reported market value of $650.52M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

Positions

$650.52M

Total AUM (reported)

6.42M

Total Shares

Allocation by class

CORE S&P500 ETF$240.23M36.9%

CORE S&P MCP ETF$74.20M11.4%

VAN FTSE DEV MKT$64.95M10.0%

JPMORGAN DIVER$60.04M9.2%

DIV APP ETF$49.99M7.7%

CORE S&P SCP ETF$35.55M5.5%

COM$24.88M3.8%

Portfolio Concentration

Top 3$379.38M58.3%

4–10$199.73M30.7%

11–25$53.87M8.3%

Rest$17.54M2.7%

Top 3 weight

58.3%

Top 10 weight

89.0%

Voting Authority Distribution

Total shares with voting rights: 6.42M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

6.42M

% of voting shares100.0%

Investment Discretion (by position count)

Sole61

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings61

Rows:

ISHARES TR

SOLE

CORE S&P500 ETF

Shares408.09K

TypeSH

Market value$240.23M

36.93%

Sole

0.00

Shared

0.00

None

408.09K

ISHARES TR

SOLE

CORE S&P MCP ETF

Shares1.19M

TypeSH

Market value$74.20M

11.41%

Sole

0.00

Shared

0.00

None

1.19M

VANGUARD TAX-MANAGED FDS

SOLE

VAN FTSE DEV MKT

Shares1.36M

TypeSH

Market value$64.95M

9.98%

Sole

0.00

Shared

0.00

None

1.36M

J P MORGAN EXCHANGE TRADED F

SOLE

JPMORGAN DIVER

Shares526.20K

TypeSH

Market value$60.04M

9.23%

Sole

0.00

Shared

0.00

None

526.20K

VANGUARD SPECIALIZED FUNDS

SOLE

DIV APP ETF

Shares255.26K

TypeSH

Market value$49.99M

7.68%

Sole

0.00

Shared

0.00

None

255.26K

ISHARES TR

SOLE

CORE S&P SCP ETF

Shares308.53K

TypeSH

Market value$35.55M

5.46%

Sole

0.00

Shared

0.00

None

308.53K

VANGUARD INDEX FDS

SOLE

GROWTH ETF

Shares39.91K

TypeSH

Market value$16.38M

2.52%

Sole

0.00

Shared

0.00

None

39.91K

SCHWAB STRATEGIC TR

SOLE

INTL EQTY ETF

Shares734.62K

TypeSH

Market value$13.59M

2.09%

Sole

0.00

Shared

0.00

None

734.62K

APPLE INC

SOLE

COM

Shares53.32K

TypeSH

Market value$13.35M

2.05%

Sole

0.00

Shared

0.00

None

53.32K

SPDR S&P 500 ETF TR

SOLE

TR UNIT

Shares18.47K

TypeSH

Market value$10.82M

1.66%

Sole

0.00

Shared

0.00

None

18.47K

SCHWAB STRATEGIC TR

SOLE

US LRG CAP ETF

Shares438.74K

TypeSH

Market value$10.17M

1.56%

Sole

0.00

Shared

0.00

None

438.74K

VANGUARD INDEX FDS

SOLE

VALUE ETF

Shares50.13K

TypeSH

Market value$8.49M

1.30%

Sole

0.00

Shared

0.00

None

50.13K

COLUMBIA ETF TR II

SOLE

EM CORE EX ETF

Shares286.67K

TypeSH

Market value$8.49M

1.30%

Sole

0.00

Shared

0.00

None

286.67K

ISHARES TR

SOLE

ESG AWR MSCI USA

Shares29.68K

TypeSH

Market value$3.82M

0.59%

Sole

0.00

Shared

0.00

None

29.68K

SCHWAB STRATEGIC TR

SOLE

US BRD MKT ETF

Shares151.33K

TypeSH

Market value$3.44M

0.53%

Sole

0.00

Shared

0.00

None

151.33K

VANGUARD INDEX FDS

SOLE

S&P 500 ETF SHS

Shares5.91K

TypeSH

Market value$3.18M

0.49%

Sole

0.00

Shared

0.00

None

5.91K

ISHARES TR

SOLE

RUSSELL 3000 ETF

Shares7.67K

TypeSH

Market value$2.56M

0.39%

Sole

0.00

Shared

0.00

None

7.67K

MICROSOFT CORP

SOLE

COM

Shares5.12K

TypeSH

Market value$2.16M

0.33%

Sole

0.00

Shared

0.00

None

5.12K

VANGUARD INTL EQUITY INDEX F

SOLE

TT WRLD ST ETF

Shares18.32K

TypeSH

Market value$2.15M

0.33%

Sole

0.00

Shared

0.00

None

18.32K

DTE ENERGY CO

SOLE

COM

Shares15.43K

TypeSH

Market value$1.86M

0.29%

Sole

0.00

Shared

0.00

None

15.43K

SCHWAB STRATEGIC TR

SOLE

US DIVIDEND EQ

Shares66.56K

TypeSH

Market value$1.82M

0.28%

Sole

0.00

Shared

0.00

None

66.56K

ISHARES TR

SOLE

ESG AWR US AGRGT

Shares34.38K

TypeSH

Market value$1.60M

0.25%

Sole

0.00

Shared

0.00

None

34.38K

ISHARES TR

SOLE

RUS 1000 GRW ETF

Shares3.85K

TypeSH

Market value$1.55M

0.24%

Sole

0.00

Shared

0.00

None

3.85K

ISHARES TR

SOLE

ESG AW MSCI EAFE

Shares17.49K

TypeSH

Market value$1.33M

0.20%

Sole

0.00

Shared

0.00

None

17.49K

ISHARES U S ETF TR

SOLE

SHORT DURATION B

Shares24.87K

TypeSH

Market value$1.26M

0.19%

Sole

0.00

Shared

0.00

None

24.87K

Issuer	Class	Shares	Type	Value / Portfolio %	None
ISHARES TRSOLE	CORE S&P500 ETF	408.09K	SH	$240.23M 36.93%	408.09K
ISHARES TRSOLE	CORE S&P MCP ETF	1.19M	SH	$74.20M 11.41%	1.19M
VANGUARD TAX-MANAGED FDSSOLE	VAN FTSE DEV MKT	1.36M	SH	$64.95M 9.98%	1.36M
J P MORGAN EXCHANGE TRADED FSOLE	JPMORGAN DIVER	526.20K	SH	$60.04M 9.23%	526.20K
VANGUARD SPECIALIZED FUNDSSOLE	DIV APP ETF	255.26K	SH	$49.99M 7.68%	255.26K
ISHARES TRSOLE	CORE S&P SCP ETF	308.53K	SH	$35.55M 5.46%	308.53K
VANGUARD INDEX FDSSOLE	GROWTH ETF	39.91K	SH	$16.38M 2.52%	39.91K
SCHWAB STRATEGIC TRSOLE	INTL EQTY ETF	734.62K	SH	$13.59M 2.09%	734.62K
APPLE INCSOLE	COM	53.32K	SH	$13.35M 2.05%	53.32K
SPDR S&P 500 ETF TRSOLE	TR UNIT	18.47K	SH	$10.82M 1.66%	18.47K
SCHWAB STRATEGIC TRSOLE	US LRG CAP ETF	438.74K	SH	$10.17M 1.56%	438.74K
VANGUARD INDEX FDSSOLE	VALUE ETF	50.13K	SH	$8.49M 1.30%	50.13K
COLUMBIA ETF TR IISOLE	EM CORE EX ETF	286.67K	SH	$8.49M 1.30%	286.67K
ISHARES TRSOLE	ESG AWR MSCI USA	29.68K	SH	$3.82M 0.59%	29.68K
SCHWAB STRATEGIC TRSOLE	US BRD MKT ETF	151.33K	SH	$3.44M 0.53%	151.33K
VANGUARD INDEX FDSSOLE	S&P 500 ETF SHS	5.91K	SH	$3.18M 0.49%	5.91K
ISHARES TRSOLE	RUSSELL 3000 ETF	7.67K	SH	$2.56M 0.39%	7.67K
MICROSOFT CORPSOLE	COM	5.12K	SH	$2.16M 0.33%	5.12K
VANGUARD INTL EQUITY INDEX FSOLE	TT WRLD ST ETF	18.32K	SH	$2.15M 0.33%	18.32K
DTE ENERGY COSOLE	COM	15.43K	SH	$1.86M 0.29%	15.43K
SCHWAB STRATEGIC TRSOLE	US DIVIDEND EQ	66.56K	SH	$1.82M 0.28%	66.56K
ISHARES TRSOLE	ESG AWR US AGRGT	34.38K	SH	$1.60M 0.25%	34.38K
ISHARES TRSOLE	RUS 1000 GRW ETF	3.85K	SH	$1.55M 0.24%	3.85K
ISHARES TRSOLE	ESG AW MSCI EAFE	17.49K	SH	$1.33M 0.20%	17.49K
ISHARES U S ETF TRSOLE	SHORT DURATION B	24.87K	SH	$1.26M 0.19%	24.87K

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