PILLAR FINANCIAL ADVISORS, LLC

Filed: 11/12/2025ACC: 0001398344-25-020708

📋 What this filing means

PILLAR FINANCIAL ADVISORS, LLC filed this quarterly 13F‑HR report disclosing 117 equity positions with a total reported market value of $159.22M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

117

Positions

$159.22M

Total AUM (reported)

3.19M

Total Shares

Allocation by class

US EQUITY MARKET$19.40M12.2%

US SMALL CAP ETF$19.35M12.2%

INTL CORE EQUITY$16.98M10.7%

US MKTWIDE VALUE$15.70M9.9%

ULTRASHORT FIXED$14.28M9.0%

US TARGETED VLU$8.96M5.6%

US LARGE CAP VAL$8.89M5.6%

Portfolio Concentration

Top 3$55.73M35.0%

4–10$64.26M40.4%

11–25$29.93M18.8%

Rest$9.30M5.8%

Top 3 weight

35.0%

Top 10 weight

75.4%

Voting Authority Distribution

Total shares with voting rights: 3.19M

Sole

Full voting authority

37.53K

% of voting shares1.2%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

3.15M

% of voting shares98.8%

Investment Discretion (by position count)

Sole117

Shared0

Other0

Dominant voting typeNone · 98.8% of voting shares

Institutional Holdings117

Rows:

DIMENSIONAL ETF TRUST

SOLE

US EQUITY MARKET

Shares267.76K

TypeSH

Market value$19.40M

12.18%

Sole

2.53K

Shared

0.00

None

265.23K

DIMENSIONAL ETF TRUST

SOLE

US SMALL CAP ETF

Shares282.68K

TypeSH

Market value$19.35M

12.15%

Sole

5.37K

Shared

0.00

None

277.31K

DIMENSIONAL ETF TRUST

SOLE

INTL CORE EQUITY

Shares517.75K

TypeSH

Market value$16.98M

10.66%

Sole

8.76K

Shared

0.00

None

508.99K

DIMENSIONAL ETF TRUST

SOLE

US MKTWIDE VALUE

Shares351.40K

TypeSH

Market value$15.70M

9.86%

Sole

155.00

Shared

0.00

None

351.25K

DIMENSIONAL ETF TRUST

SOLE

ULTRASHORT FIXED

Shares281.26K

TypeSH

Market value$14.28M

8.97%

Sole

1.23K

Shared

0.00

None

280.04K

DIMENSIONAL ETF TRUST

SOLE

US TARGETED VLU

Shares153.92K

TypeSH

Market value$8.96M

5.63%

Sole

0.00

Shared

0.00

None

153.92K

DIMENSIONAL ETF TRUST

SOLE

US LARGE CAP VAL

Shares270.19K

TypeSH

Market value$8.89M

5.58%

Sole

1.09K

Shared

0.00

None

269.11K

DIMENSIONAL ETF TRUST

SOLE

US REAL ESTATE E

Shares274.09K

TypeSH

Market value$6.54M

4.11%

Sole

6.58K

Shared

0.00

None

267.51K

DIMENSIONAL ETF TRUST

SOLE

US SMALL CAP VAL

Shares169.26K

TypeSH

Market value$5.39M

3.38%

Sole

5.54K

Shared

0.00

None

163.72K

DIMENSIONAL ETF TRUST

SOLE

EMERGING MKTS CO

Shares140.26K

TypeSH

Market value$4.50M

2.83%

Sole

2.29K

Shared

0.00

None

137.97K

VANGUARD WORLD FD

SOLE

MEGA GRWTH IND

Shares9.67K

TypeSH

Market value$3.89M

2.44%

Sole

0.00

Shared

0.00

None

9.67K

VANGUARD BD INDEX FDS

SOLE

VANGUARD ULTRA

Shares76.60K

TypeSH

Market value$3.83M

2.41%

Sole

456.00

Shared

0.00

None

76.15K

DIMENSIONAL ETF TRUST

SOLE

INTERNATNAL VAL

Shares73.86K

TypeSH

Market value$3.41M

2.14%

Sole

0.00

Shared

0.00

None

73.86K

VANGUARD INDEX FDS

SOLE

VALUE ETF

Shares16.06K

TypeSH

Market value$3.00M

1.88%

Sole

0.00

Shared

0.00

None

16.06K

VANGUARD INDEX FDS

SOLE

SM CP VAL ETF

Shares13.50K

TypeSH

Market value$2.82M

1.77%

Sole

0.00

Shared

0.00

None

13.50K

VANGUARD INDEX FDS

SOLE

SML CP GRW ETF

Shares9.07K

TypeSH

Market value$2.70M

1.70%

Sole

0.00

Shared

0.00

None

9.07K

DIMENSIONAL ETF TRUST

SOLE

SHORT DURATION F

Shares40.57K

TypeSH

Market value$1.96M

1.23%

Sole

2.91K

Shared

0.00

None

37.66K

VANGUARD BD INDEX FDS

SOLE

INTERMED TERM

Shares23.43K

TypeSH

Market value$1.83M

1.15%

Sole

0.00

Shared

0.00

None

23.43K

DIMENSIONAL ETF TRUST

SOLE

INTL CORE EQT MK

Shares30.07K

TypeSH

Market value$1.09M

0.69%

Sole

0.00

Shared

0.00

None

30.07K

VANGUARD TAX-MANAGED FDS

SOLE

VAN FTSE DEV MKT

Shares17.41K

TypeSH

Market value$1.04M

0.66%

Sole

0.00

Shared

0.00

None

17.41K

VANGUARD INTL EQUITY INDEX F

SOLE

FTSE EMR MKT ETF

Shares17.13K

TypeSH

Market value$927.8K

0.58%

Sole

0.00

Shared

0.00

None

17.13K

COHEN & STEERS INC

SOLE

COM

Shares14.01K

TypeSH

Market value$919.1K

0.58%

Sole

0.00

Shared

0.00

None

14.01K

VANGUARD WELLINGTON FD

SOLE

SHORT TRM TAX EX

Shares8.52K

TypeSH

Market value$868.5K

0.55%

Sole

0.00

Shared

0.00

None

8.52K

VANGUARD INDEX FDS

SOLE

GROWTH ETF

Shares1.77K

TypeSH

Market value$848.0K

0.53%

Sole

0.00

Shared

0.00

None

1.77K

VANGUARD SCOTTSDALE FDS

SOLE

SHRT TRM CORP BD

Shares10.11K

TypeSH

Market value$808.3K

0.51%

Sole

359.00

Shared

0.00

None

9.75K

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	None
DIMENSIONAL ETF TRUSTSOLE	US EQUITY MARKET	267.76K	SH	$19.40M 12.18%	2.53K	265.23K
DIMENSIONAL ETF TRUSTSOLE	US SMALL CAP ETF	282.68K	SH	$19.35M 12.15%	5.37K	277.31K
DIMENSIONAL ETF TRUSTSOLE	INTL CORE EQUITY	517.75K	SH	$16.98M 10.66%	8.76K	508.99K
DIMENSIONAL ETF TRUSTSOLE	US MKTWIDE VALUE	351.40K	SH	$15.70M 9.86%	155.00	351.25K
DIMENSIONAL ETF TRUSTSOLE	ULTRASHORT FIXED	281.26K	SH	$14.28M 8.97%	1.23K	280.04K
DIMENSIONAL ETF TRUSTSOLE	US TARGETED VLU	153.92K	SH	$8.96M 5.63%	0.00	153.92K
DIMENSIONAL ETF TRUSTSOLE	US LARGE CAP VAL	270.19K	SH	$8.89M 5.58%	1.09K	269.11K
DIMENSIONAL ETF TRUSTSOLE	US REAL ESTATE E	274.09K	SH	$6.54M 4.11%	6.58K	267.51K
DIMENSIONAL ETF TRUSTSOLE	US SMALL CAP VAL	169.26K	SH	$5.39M 3.38%	5.54K	163.72K
DIMENSIONAL ETF TRUSTSOLE	EMERGING MKTS CO	140.26K	SH	$4.50M 2.83%	2.29K	137.97K
VANGUARD WORLD FDSOLE	MEGA GRWTH IND	9.67K	SH	$3.89M 2.44%	0.00	9.67K
VANGUARD BD INDEX FDSSOLE	VANGUARD ULTRA	76.60K	SH	$3.83M 2.41%	456.00	76.15K
DIMENSIONAL ETF TRUSTSOLE	INTERNATNAL VAL	73.86K	SH	$3.41M 2.14%	0.00	73.86K
VANGUARD INDEX FDSSOLE	VALUE ETF	16.06K	SH	$3.00M 1.88%	0.00	16.06K
VANGUARD INDEX FDSSOLE	SM CP VAL ETF	13.50K	SH	$2.82M 1.77%	0.00	13.50K
VANGUARD INDEX FDSSOLE	SML CP GRW ETF	9.07K	SH	$2.70M 1.70%	0.00	9.07K
DIMENSIONAL ETF TRUSTSOLE	SHORT DURATION F	40.57K	SH	$1.96M 1.23%	2.91K	37.66K
VANGUARD BD INDEX FDSSOLE	INTERMED TERM	23.43K	SH	$1.83M 1.15%	0.00	23.43K
DIMENSIONAL ETF TRUSTSOLE	INTL CORE EQT MK	30.07K	SH	$1.09M 0.69%	0.00	30.07K
VANGUARD TAX-MANAGED FDSSOLE	VAN FTSE DEV MKT	17.41K	SH	$1.04M 0.66%	0.00	17.41K
VANGUARD INTL EQUITY INDEX FSOLE	FTSE EMR MKT ETF	17.13K	SH	$927.8K 0.58%	0.00	17.13K
COHEN & STEERS INCSOLE	COM	14.01K	SH	$919.1K 0.58%	0.00	14.01K
VANGUARD WELLINGTON FDSOLE	SHORT TRM TAX EX	8.52K	SH	$868.5K 0.55%	0.00	8.52K
VANGUARD INDEX FDSSOLE	GROWTH ETF	1.77K	SH	$848.0K 0.53%	0.00	1.77K
VANGUARD SCOTTSDALE FDSSOLE	SHRT TRM CORP BD	10.11K	SH	$808.3K 0.51%	359.00	9.75K

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