PHILLIPS FINANCIAL MANAGEMENT, LLC

Filed: 10/24/2025ACC: 0001398344-25-019723

📋 What this filing means

PHILLIPS FINANCIAL MANAGEMENT, LLC filed this quarterly 13F‑HR report disclosing 305 equity positions with a total reported market value of $1.52B. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

305

Positions

$1.52B

Total AUM (reported)

24.22M

Total Shares

Allocation by class

CORE S&P500 ETF$169.54M11.2%

CORE FIXED INCOM$101.35M6.7%

INTL CORE EQUITY$88.92M5.9%

SHORT DURATION F$73.67M4.9%

COM$53.52M3.5%

CORE S&P MCP ETF$50.51M3.3%

US LARGE CAP VAL$46.34M3.1%

Portfolio Concentration

Top 3$359.80M23.7%

4–10$346.27M22.8%

11–25$395.08M26.1%

Rest$414.70M27.4%

Top 3 weight

23.7%

Top 10 weight

46.6%

Voting Authority Distribution

Total shares with voting rights: 24.22M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

24.22M

% of voting shares100.0%

Investment Discretion (by position count)

Sole305

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings305

Rows:

ISHARES TR

SOLE

CORE S&P500 ETF

Shares253.31K

TypeSH

Market value$169.54M

11.18%

Sole

0.00

Shared

0.00

None

253.31K

DIMENSIONAL ETF TRUST

SOLE

CORE FIXED INCOM

Shares2.37M

TypeSH

Market value$101.35M

6.69%

Sole

0.00

Shared

0.00

None

2.37M

DIMENSIONAL ETF TRUST

SOLE

INTL CORE EQUITY

Shares2.71M

TypeSH

Market value$88.92M

5.87%

Sole

0.00

Shared

0.00

None

2.71M

DIMENSIONAL ETF TRUST

SOLE

SHORT DURATION F

Shares1.53M

TypeSH

Market value$73.67M

4.86%

Sole

0.00

Shared

0.00

None

1.53M

ISHARES TR

SOLE

CORE S&P MCP ETF

Shares773.97K

TypeSH

Market value$50.51M

3.33%

Sole

0.00

Shared

0.00

None

773.96K

DIMENSIONAL ETF TRUST

SOLE

US LARGE CAP VAL

Shares1.41M

TypeSH

Market value$46.34M

3.06%

Sole

0.00

Shared

0.00

None

1.41M

DIMENSIONAL ETF TRUST

SOLE

US HIGH PROFITAB

Shares1.22M

TypeSH

Market value$46.18M

3.05%

Sole

0.00

Shared

0.00

None

1.22M

DIMENSIONAL ETF TRUST

SOLE

US TARGETED VLU

Shares763.55K

TypeSH

Market value$44.45M

2.93%

Sole

0.00

Shared

0.00

None

763.55K

VANGUARD STAR FDS

SOLE

VG TL INTL STK F

Shares584.89K

TypeSH

Market value$42.97M

2.83%

Sole

0.00

Shared

0.00

None

584.89K

VANGUARD INDEX FDS

SOLE

S&P 500 ETF SHS

Shares68.85K

TypeSH

Market value$42.16M

2.78%

Sole

0.00

Shared

0.00

None

68.85K

ISHARES TR

SOLE

CORE MSCI TOTAL

Shares493.14K

TypeSH

Market value$40.72M

2.69%

Sole

0.00

Shared

0.00

None

493.14K

DIMENSIONAL ETF TRUST

SOLE

EMERGING MKTS CO

Shares1.18M

TypeSH

Market value$37.82M

2.49%

Sole

0.00

Shared

0.00

None

1.18M

ISHARES TR

SOLE

S&P 500 VAL ETF

Shares179.19K

TypeSH

Market value$37.00M

2.44%

Sole

0.00

Shared

0.00

None

179.19K

VANGUARD CHARLOTTE FDS

SOLE

TOTAL INT BD ETF

Shares639.26K

TypeSH

Market value$31.62M

2.09%

Sole

0.00

Shared

0.00

None

639.26K

VANGUARD INDEX FDS

SOLE

MID CAP ETF

Shares102.24K

TypeSH

Market value$30.03M

1.98%

Sole

0.00

Shared

0.00

None

102.24K

DIMENSIONAL ETF TRUST

SOLE

US SMALL CAP ETF

Shares437.15K

TypeSH

Market value$29.93M

1.97%

Sole

0.00

Shared

0.00

None

437.15K

DIMENSIONAL ETF TRUST

SOLE

US CORE EQUITY 2

Shares758.64K

TypeSH

Market value$29.26M

1.93%

Sole

0.00

Shared

0.00

None

758.64K

ISHARES TR

SOLE

CORE US AGGBD ET

Shares259.10K

TypeSH

Market value$25.98M

1.71%

Sole

0.00

Shared

0.00

None

259.10K

ISHARES TR

SOLE

U S EQUITY FACTR

Shares357.41K

TypeSH

Market value$24.69M

1.63%

Sole

0.00

Shared

0.00

None

357.41K

ISHARES TR

SOLE

BROAD USD HIGH

Shares550.95K

TypeSH

Market value$20.82M

1.37%

Sole

0.00

Shared

0.00

None

550.95K

DIMENSIONAL ETF TRUST

SOLE

ULTRASHORT FIXED

Shares409.54K

TypeSH

Market value$20.80M

1.37%

Sole

0.00

Shared

0.00

None

409.54K

VANGUARD ADMIRAL FDS INC

SOLE

500 VAL IDX FD

Shares99.49K

TypeSH

Market value$19.85M

1.31%

Sole

0.00

Shared

0.00

None

99.49K

DIMENSIONAL ETF TRUST

SOLE

US REAL ESTATE E

Shares696.19K

TypeSH

Market value$16.60M

1.10%

Sole

0.00

Shared

0.00

None

696.19K

VANGUARD BD INDEX FDS

SOLE

TOTAL BND MRKT

Shares212.08K

TypeSH

Market value$15.77M

1.04%

Sole

0.00

Shared

0.00

None

212.08K

VANGUARD INDEX FDS

SOLE

SM CP VAL ETF

Shares68.04K

TypeSH

Market value$14.20M

0.94%

Sole

0.00

Shared

0.00

None

68.04K

Issuer	Class	Shares	Type	Value / Portfolio %	None
ISHARES TRSOLE	CORE S&P500 ETF	253.31K	SH	$169.54M 11.18%	253.31K
DIMENSIONAL ETF TRUSTSOLE	CORE FIXED INCOM	2.37M	SH	$101.35M 6.69%	2.37M
DIMENSIONAL ETF TRUSTSOLE	INTL CORE EQUITY	2.71M	SH	$88.92M 5.87%	2.71M
DIMENSIONAL ETF TRUSTSOLE	SHORT DURATION F	1.53M	SH	$73.67M 4.86%	1.53M
ISHARES TRSOLE	CORE S&P MCP ETF	773.97K	SH	$50.51M 3.33%	773.96K
DIMENSIONAL ETF TRUSTSOLE	US LARGE CAP VAL	1.41M	SH	$46.34M 3.06%	1.41M
DIMENSIONAL ETF TRUSTSOLE	US HIGH PROFITAB	1.22M	SH	$46.18M 3.05%	1.22M
DIMENSIONAL ETF TRUSTSOLE	US TARGETED VLU	763.55K	SH	$44.45M 2.93%	763.55K
VANGUARD STAR FDSSOLE	VG TL INTL STK F	584.89K	SH	$42.97M 2.83%	584.89K
VANGUARD INDEX FDSSOLE	S&P 500 ETF SHS	68.85K	SH	$42.16M 2.78%	68.85K
ISHARES TRSOLE	CORE MSCI TOTAL	493.14K	SH	$40.72M 2.69%	493.14K
DIMENSIONAL ETF TRUSTSOLE	EMERGING MKTS CO	1.18M	SH	$37.82M 2.49%	1.18M
ISHARES TRSOLE	S&P 500 VAL ETF	179.19K	SH	$37.00M 2.44%	179.19K
VANGUARD CHARLOTTE FDSSOLE	TOTAL INT BD ETF	639.26K	SH	$31.62M 2.09%	639.26K
VANGUARD INDEX FDSSOLE	MID CAP ETF	102.24K	SH	$30.03M 1.98%	102.24K
DIMENSIONAL ETF TRUSTSOLE	US SMALL CAP ETF	437.15K	SH	$29.93M 1.97%	437.15K
DIMENSIONAL ETF TRUSTSOLE	US CORE EQUITY 2	758.64K	SH	$29.26M 1.93%	758.64K
ISHARES TRSOLE	CORE US AGGBD ET	259.10K	SH	$25.98M 1.71%	259.10K
ISHARES TRSOLE	U S EQUITY FACTR	357.41K	SH	$24.69M 1.63%	357.41K
ISHARES TRSOLE	BROAD USD HIGH	550.95K	SH	$20.82M 1.37%	550.95K
DIMENSIONAL ETF TRUSTSOLE	ULTRASHORT FIXED	409.54K	SH	$20.80M 1.37%	409.54K
VANGUARD ADMIRAL FDS INCSOLE	500 VAL IDX FD	99.49K	SH	$19.85M 1.31%	99.49K
DIMENSIONAL ETF TRUSTSOLE	US REAL ESTATE E	696.19K	SH	$16.60M 1.10%	696.19K
VANGUARD BD INDEX FDSSOLE	TOTAL BND MRKT	212.08K	SH	$15.77M 1.04%	212.08K
VANGUARD INDEX FDSSOLE	SM CP VAL ETF	68.04K	SH	$14.20M 0.94%	68.04K

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