PENOBSCOT WEALTH MANAGEMENT

Filed: 2/12/2026ACC: 0002063364-26-000073

📋 What this filing means

PENOBSCOT WEALTH MANAGEMENT filed this quarterly 13F‑HR report disclosing 105 equity positions with a total reported market value of $323.54M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

105

Positions

$323.54M

Total AUM (reported)

4.60M

Total Shares

Allocation by class

STATE STREET SPD$70.22M21.7%

GLOBAL CORE PLUS$46.44M14.4%

VAN FTSE DEV MKT$37.07M11.5%

CORE INTL AGGR$14.52M4.5%

INF TECH ETF$12.34M3.8%

COM$12.21M3.8%

FTSE EMR MKT ETF$11.59M3.6%

Portfolio Concentration

Top 3$146.01M45.1%

4–10$70.71M21.9%

11–25$53.61M16.6%

Rest$53.21M16.4%

Top 3 weight

45.1%

Top 10 weight

67.0%

Voting Authority Distribution

Total shares with voting rights: 4.60M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

4.60M

% of voting shares100.0%

Investment Discretion (by position count)

Sole105

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings105

Rows:

SPDR SERIES TRUST

SOLE

STATE STREET SPD

Shares778.99K

TypeSH

Market value$62.49M

19.31%

Sole

0.00

Shared

0.00

None

778.99K

DIMENSIONAL ETF TRUST

SOLE

GLOBAL CORE PLUS

Shares858.97K

TypeSH

Market value$46.44M

14.36%

Sole

0.00

Shared

0.00

None

858.97K

VANGUARD TAX-MANAGED FDS

SOLE

VAN FTSE DEV MKT

Shares593.41K

TypeSH

Market value$37.07M

11.46%

Sole

0.00

Shared

0.00

None

593.41K

ISHARES TR

SOLE

CORE INTL AGGR

Shares290.26K

TypeSH

Market value$14.52M

4.49%

Sole

0.00

Shared

0.00

None

290.26K

VANGUARD WORLD FD

SOLE

INF TECH ETF

Shares16.37K

TypeSH

Market value$12.34M

3.81%

Sole

0.00

Shared

0.00

None

16.37K

VANGUARD INTL EQUITY INDEX F

SOLE

FTSE EMR MKT ETF

Shares215.51K

TypeSH

Market value$11.59M

3.58%

Sole

0.00

Shared

0.00

None

215.51K

J P MORGAN EXCHANGE TRADED F

SOLE

ACTIVE GROWTH

Shares101.39K

TypeSH

Market value$9.41M

2.91%

Sole

0.00

Shared

0.00

None

101.39K

ISHARES TR

SOLE

0-5 YR TIPS ETF

Shares84.70K

TypeSH

Market value$8.67M

2.68%

Sole

0.00

Shared

0.00

None

84.70K

DIMENSIONAL ETF TRUST

SOLE

INTL CORE EQUITY

Shares236.79K

TypeSH

Market value$8.16M

2.52%

Sole

0.00

Shared

0.00

None

236.79K

VANGUARD WORLD FD

SOLE

FINANCIALS ETF

Shares45.19K

TypeSH

Market value$6.03M

1.86%

Sole

0.00

Shared

0.00

None

45.19K

VANGUARD INDEX FDS

SOLE

S&P 500 ETF SHS

Shares7.66K

TypeSH

Market value$4.80M

1.48%

Sole

0.00

Shared

0.00

None

7.66K

WORLD GOLD TR

SOLE

SPDR GLD MINIS

Shares54.64K

TypeSH

Market value$4.66M

1.44%

Sole

0.00

Shared

0.00

None

54.64K

DIMENSIONAL ETF TRUST

SOLE

EMGR CRE EQT MNG

Shares138.95K

TypeSH

Market value$4.53M

1.40%

Sole

0.00

Shared

0.00

None

138.95K

SPDR SERIES TRUST

SOLE

STATE STREET SPD

Shares75.34K

TypeSH

Market value$4.28M

1.32%

Sole

0.00

Shared

0.00

None

75.34K

VANGUARD WORLD FD

SOLE

COMM SRVC ETF

Shares21.84K

TypeSH

Market value$4.23M

1.31%

Sole

0.00

Shared

0.00

None

21.83K

VANGUARD WORLD FD

SOLE

HEALTH CAR ETF

Shares12.68K

TypeSH

Market value$3.65M

1.13%

Sole

0.00

Shared

0.00

None

12.68K

SCHWAB STRATEGIC TR

SOLE

US LRG CAP ETF

Shares134.46K

TypeSH

Market value$3.62M

1.12%

Sole

0.00

Shared

0.00

None

134.46K

INVESCO EXCHANGE TRADED FD T

SOLE

S&P MDCP QUALITY

Shares34.73K

TypeSH

Market value$3.56M

1.10%

Sole

0.00

Shared

0.00

None

34.73K

FIDELITY COVINGTON TRUST

SOLE

MSCI CONSM DIS

Shares34.49K

TypeSH

Market value$3.52M

1.09%

Sole

0.00

Shared

0.00

None

34.49K

ISHARES TR

SOLE

CORE MSCI TOTAL

Shares37.19K

TypeSH

Market value$3.15M

0.97%

Sole

0.00

Shared

0.00

None

37.19K

APPLE INC

SOLE

COM

Shares11.53K

TypeSH

Market value$3.13M

0.97%

Sole

0.00

Shared

0.00

None

11.53K

FIDELITY COVINGTON TRUST

SOLE

MSCI INDL INDX

Shares35.41K

TypeSH

Market value$2.92M

0.90%

Sole

0.00

Shared

0.00

None

35.41K

ISHARES TR

SOLE

US CONSM STAPLES

Shares38.56K

TypeSH

Market value$2.58M

0.80%

Sole

0.00

Shared

0.00

None

38.56K

ISHARES INC

SOLE

MSCI JAPAN ETF

Shares31.32K

TypeSH

Market value$2.53M

0.78%

Sole

0.00

Shared

0.00

None

31.31K

PACER FDS TR

SOLE

US CASH COWS 100

Shares40.63K

TypeSH

Market value$2.44M

0.76%

Sole

0.00

Shared

0.00

None

40.63K

Issuer	Class	Shares	Type	Value / Portfolio %	None
SPDR SERIES TRUSTSOLE	STATE STREET SPD	778.99K	SH	$62.49M 19.31%	778.99K
DIMENSIONAL ETF TRUSTSOLE	GLOBAL CORE PLUS	858.97K	SH	$46.44M 14.36%	858.97K
VANGUARD TAX-MANAGED FDSSOLE	VAN FTSE DEV MKT	593.41K	SH	$37.07M 11.46%	593.41K
ISHARES TRSOLE	CORE INTL AGGR	290.26K	SH	$14.52M 4.49%	290.26K
VANGUARD WORLD FDSOLE	INF TECH ETF	16.37K	SH	$12.34M 3.81%	16.37K
VANGUARD INTL EQUITY INDEX FSOLE	FTSE EMR MKT ETF	215.51K	SH	$11.59M 3.58%	215.51K
J P MORGAN EXCHANGE TRADED FSOLE	ACTIVE GROWTH	101.39K	SH	$9.41M 2.91%	101.39K
ISHARES TRSOLE	0-5 YR TIPS ETF	84.70K	SH	$8.67M 2.68%	84.70K
DIMENSIONAL ETF TRUSTSOLE	INTL CORE EQUITY	236.79K	SH	$8.16M 2.52%	236.79K
VANGUARD WORLD FDSOLE	FINANCIALS ETF	45.19K	SH	$6.03M 1.86%	45.19K
VANGUARD INDEX FDSSOLE	S&P 500 ETF SHS	7.66K	SH	$4.80M 1.48%	7.66K
WORLD GOLD TRSOLE	SPDR GLD MINIS	54.64K	SH	$4.66M 1.44%	54.64K
DIMENSIONAL ETF TRUSTSOLE	EMGR CRE EQT MNG	138.95K	SH	$4.53M 1.40%	138.95K
SPDR SERIES TRUSTSOLE	STATE STREET SPD	75.34K	SH	$4.28M 1.32%	75.34K
VANGUARD WORLD FDSOLE	COMM SRVC ETF	21.84K	SH	$4.23M 1.31%	21.83K
VANGUARD WORLD FDSOLE	HEALTH CAR ETF	12.68K	SH	$3.65M 1.13%	12.68K
SCHWAB STRATEGIC TRSOLE	US LRG CAP ETF	134.46K	SH	$3.62M 1.12%	134.46K
INVESCO EXCHANGE TRADED FD TSOLE	S&P MDCP QUALITY	34.73K	SH	$3.56M 1.10%	34.73K
FIDELITY COVINGTON TRUSTSOLE	MSCI CONSM DIS	34.49K	SH	$3.52M 1.09%	34.49K
ISHARES TRSOLE	CORE MSCI TOTAL	37.19K	SH	$3.15M 0.97%	37.19K
APPLE INCSOLE	COM	11.53K	SH	$3.13M 0.97%	11.53K
FIDELITY COVINGTON TRUSTSOLE	MSCI INDL INDX	35.41K	SH	$2.92M 0.90%	35.41K
ISHARES TRSOLE	US CONSM STAPLES	38.56K	SH	$2.58M 0.80%	38.56K
ISHARES INCSOLE	MSCI JAPAN ETF	31.32K	SH	$2.53M 0.78%	31.31K
PACER FDS TRSOLE	US CASH COWS 100	40.63K	SH	$2.44M 0.76%	40.63K

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