PEAK FINANCIAL MANAGEMENT, INC.

Filed: 4/28/2026ACC: 0001669662-26-000002

📋 What this filing means

PEAK FINANCIAL MANAGEMENT, INC. filed this quarterly 13F‑HR report disclosing 100 equity positions with a total reported market value of $393.91M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

100

Positions

$393.91M

Total AUM (reported)

6.58M

Total Shares

Allocation by class

VG TL INTL STK F$45.75M11.6%

STATE STREET SPD$40.20M10.2%

TOTAL STK MKT$29.68M7.5%

COM$19.48M4.9%

S&P500 EQL WGT$18.25M4.6%

INTL BD OPP ETF$16.45M4.2%

S&P 500 ETF SHS$15.10M3.8%

Portfolio Concentration

Top 3$103.02M26.2%

4–10$102.19M25.9%

11–25$133.34M33.8%

Rest$55.36M14.1%

Top 3 weight

26.2%

Top 10 weight

52.1%

Voting Authority Distribution

Total shares with voting rights: 6.58M

Sole

Full voting authority

6.58M

% of voting shares100.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

0.00

% of voting shares0.0%

Investment Discretion (by position count)

Sole100

Shared0

Other0

Dominant voting typeSole · 100.0% of voting shares

Institutional Holdings100

Rows:

VANGUARD STAR FDS

SOLE

VG TL INTL STK F

Shares593.25K

TypeSH

Market value$45.75M

11.61%

Sole

593.25K

Shared

0.00

None

0.00

VANGUARD INDEX FDS

SOLE

TOTAL STK MKT

Shares92.53K

TypeSH

Market value$29.68M

7.54%

Sole

92.53K

Shared

0.00

None

0.00

SPDR INDEX SHS FDS

SOLE

STATE STREET SPD

Shares364.43K

TypeSH

Market value$27.59M

7.00%

Sole

364.43K

Shared

0.00

None

0.00

INVESCO EXCHANGE TRADED FD T

SOLE

S&P500 EQL WGT

Shares95.10K

TypeSH

Market value$18.25M

4.63%

Sole

95.10K

Shared

0.00

None

0.00

J P MORGAN EXCHANGE TRADED F

SOLE

INTL BD OPP ETF

Shares344.08K

TypeSH

Market value$16.45M

4.18%

Sole

344.08K

Shared

0.00

None

0.00

VANGUARD INDEX FDS

SOLE

S&P 500 ETF SHS

Shares25.27K

TypeSH

Market value$15.10M

3.83%

Sole

25.27K

Shared

0.00

None

0.00

VANGUARD SCOTTSDALE FDS

SOLE

INT-TERM CORP

Shares165.71K

TypeSH

Market value$13.71M

3.48%

Sole

165.71K

Shared

0.00

None

0.00

ABRDN PRECIOUS METALS BASKET

SOLE

PHYSCL PRECS MET

Shares61.86K

TypeSH

Market value$13.53M

3.43%

Sole

61.86K

Shared

0.00

None

0.00

ETFIS SER TR I

SOLE

VIRTUS NEWFLEET

Shares562.33K

TypeSH

Market value$12.79M

3.25%

Sole

562.33K

Shared

0.00

None

0.00

ISHARES TR

SOLE

CORE US AGGBD ET

Shares124.44K

TypeSH

Market value$12.35M

3.14%

Sole

124.44K

Shared

0.00

None

0.00

SPDR INDEX SHS FDS

SOLE

STATE STREET SPD

Shares261.26K

TypeSH

Market value$12.26M

3.11%

Sole

261.26K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

US MID-CAP ETF

Shares392.13K

TypeSH

Market value$12.14M

3.08%

Sole

392.13K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

US BRD MKT ETF

Shares468.55K

TypeSH

Market value$11.76M

2.99%

Sole

468.55K

Shared

0.00

None

0.00

INVESCO EXCHANGE TRADED FD T

SOLE

S&P500 PUR VAL

Shares105.46K

TypeSH

Market value$11.33M

2.88%

Sole

105.46K

Shared

0.00

None

0.00

ISHARES TR

SOLE

0-5YR HI YL CP

Shares260.49K

TypeSH

Market value$11.02M

2.80%

Sole

260.49K

Shared

0.00

None

0.00

TCW ETF TRUST

SOLE

FLEXIBLE INCOME

Shares279.66K

TypeSH

Market value$10.98M

2.79%

Sole

279.66K

Shared

0.00

None

0.00

USCF ETF TR

SOLE

SUMMERHAVEN K1

Shares377.42K

TypeSH

Market value$10.28M

2.61%

Sole

377.42K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

US TIPS ETF

Shares351.53K

TypeSH

Market value$9.35M

2.37%

Sole

351.53K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

US AGGREGATE B

Shares393.38K

TypeSH

Market value$9.13M

2.32%

Sole

393.38K

Shared

0.00

None

0.00

ISHARES TR

SOLE

CORE S&P SCP ETF

Shares69.83K

TypeSH

Market value$8.68M

2.20%

Sole

69.83K

Shared

0.00

None

0.00

ISHARES TR

SOLE

CRE U S REIT ETF

Shares102.57K

TypeSH

Market value$6.07M

1.54%

Sole

102.57K

Shared

0.00

None

0.00

APPLE INC

SOLE

COM

Shares23.91K

TypeSH

Market value$6.07M

1.54%

Sole

23.91K

Shared

0.00

None

0.00

ISHARES TR

SOLE

MSCI ACWI ETF

Shares42.30K

TypeSH

Market value$5.85M

1.49%

Sole

42.30K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

US LRG CAP ETF

Shares169.08K

TypeSH

Market value$4.34M

1.10%

Sole

169.08K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

INTL EQTY ETF

Shares164.51K

TypeSH

Market value$4.07M

1.03%

Sole

164.51K

Shared

0.00

None

0.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole
VANGUARD STAR FDSSOLE	VG TL INTL STK F	593.25K	SH	$45.75M 11.61%	593.25K
VANGUARD INDEX FDSSOLE	TOTAL STK MKT	92.53K	SH	$29.68M 7.54%	92.53K
SPDR INDEX SHS FDSSOLE	STATE STREET SPD	364.43K	SH	$27.59M 7.00%	364.43K
INVESCO EXCHANGE TRADED FD TSOLE	S&P500 EQL WGT	95.10K	SH	$18.25M 4.63%	95.10K
J P MORGAN EXCHANGE TRADED FSOLE	INTL BD OPP ETF	344.08K	SH	$16.45M 4.18%	344.08K
VANGUARD INDEX FDSSOLE	S&P 500 ETF SHS	25.27K	SH	$15.10M 3.83%	25.27K
VANGUARD SCOTTSDALE FDSSOLE	INT-TERM CORP	165.71K	SH	$13.71M 3.48%	165.71K
ABRDN PRECIOUS METALS BASKETSOLE	PHYSCL PRECS MET	61.86K	SH	$13.53M 3.43%	61.86K
ETFIS SER TR ISOLE	VIRTUS NEWFLEET	562.33K	SH	$12.79M 3.25%	562.33K
ISHARES TRSOLE	CORE US AGGBD ET	124.44K	SH	$12.35M 3.14%	124.44K
SPDR INDEX SHS FDSSOLE	STATE STREET SPD	261.26K	SH	$12.26M 3.11%	261.26K
SCHWAB STRATEGIC TRSOLE	US MID-CAP ETF	392.13K	SH	$12.14M 3.08%	392.13K
SCHWAB STRATEGIC TRSOLE	US BRD MKT ETF	468.55K	SH	$11.76M 2.99%	468.55K
INVESCO EXCHANGE TRADED FD TSOLE	S&P500 PUR VAL	105.46K	SH	$11.33M 2.88%	105.46K
ISHARES TRSOLE	0-5YR HI YL CP	260.49K	SH	$11.02M 2.80%	260.49K
TCW ETF TRUSTSOLE	FLEXIBLE INCOME	279.66K	SH	$10.98M 2.79%	279.66K
USCF ETF TRSOLE	SUMMERHAVEN K1	377.42K	SH	$10.28M 2.61%	377.42K
SCHWAB STRATEGIC TRSOLE	US TIPS ETF	351.53K	SH	$9.35M 2.37%	351.53K
SCHWAB STRATEGIC TRSOLE	US AGGREGATE B	393.38K	SH	$9.13M 2.32%	393.38K
ISHARES TRSOLE	CORE S&P SCP ETF	69.83K	SH	$8.68M 2.20%	69.83K
ISHARES TRSOLE	CRE U S REIT ETF	102.57K	SH	$6.07M 1.54%	102.57K
APPLE INCSOLE	COM	23.91K	SH	$6.07M 1.54%	23.91K
ISHARES TRSOLE	MSCI ACWI ETF	42.30K	SH	$5.85M 1.49%	42.30K
SCHWAB STRATEGIC TRSOLE	US LRG CAP ETF	169.08K	SH	$4.34M 1.10%	169.08K
SCHWAB STRATEGIC TRSOLE	INTL EQTY ETF	164.51K	SH	$4.07M 1.03%	164.51K

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