PEAK FINANCIAL MANAGEMENT, INC.

Filed: 10/9/2025ACC: 0001085146-25-005858

📋 What this filing means

PEAK FINANCIAL MANAGEMENT, INC. filed this quarterly 13F‑HR report disclosing 101 equity positions with a total reported market value of $378.25M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

101

Positions

$378.25M

Total AUM (reported)

6.26M

Total Shares

Allocation by class

VG TL INTL STK F$44.07M11.7%

TOTAL STK MKT$31.25M8.3%

PORTFLI MSCI GBL$27.82M7.4%

COM$19.43M5.1%

S&P 500 ETF SHS$17.44M4.6%

S&P500 EQL WGT$17.10M4.5%

INTL BD OPP ETF$14.76M3.9%

Portfolio Concentration

Top 3$103.15M27.3%

4–10$97.89M25.9%

11–25$122.00M32.3%

Rest$55.21M14.6%

Top 3 weight

27.3%

Top 10 weight

53.2%

Voting Authority Distribution

Total shares with voting rights: 6.26M

Sole

Full voting authority

6.26M

% of voting shares100.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

0.00

% of voting shares0.0%

Investment Discretion (by position count)

Sole101

Shared0

Other0

Dominant voting typeSole · 100.0% of voting shares

Institutional Holdings101

Rows:

VANGUARD STAR FDS

SOLE

VG TL INTL STK F

Shares599.98K

TypeSH

Market value$44.07M

11.65%

Sole

599.98K

Shared

0.00

None

0.00

VANGUARD INDEX FDS

SOLE

TOTAL STK MKT

Shares95.23K

TypeSH

Market value$31.25M

8.26%

Sole

95.23K

Shared

0.00

None

0.00

SPDR INDEX SHS FDS

SOLE

PORTFLI MSCI GBL

Shares371.45K

TypeSH

Market value$27.82M

7.36%

Sole

371.45K

Shared

0.00

None

0.00

VANGUARD INDEX FDS

SOLE

S&P 500 ETF SHS

Shares28.47K

TypeSH

Market value$17.44M

4.61%

Sole

28.47K

Shared

0.00

None

0.00

INVESCO EXCHANGE TRADED FD T

SOLE

S&P500 EQL WGT

Shares90.16K

TypeSH

Market value$17.10M

4.52%

Sole

90.16K

Shared

0.00

None

0.00

J P MORGAN EXCHANGE TRADED F

SOLE

INTL BD OPP ETF

Shares301.14K

TypeSH

Market value$14.76M

3.90%

Sole

301.14K

Shared

0.00

None

0.00

VANGUARD SCOTTSDALE FDS

SOLE

INT-TERM CORP

Shares147.74K

TypeSH

Market value$12.43M

3.29%

Sole

147.74K

Shared

0.00

None

0.00

ABRDN PRECIOUS METALS BASKET

SOLE

PHYSCL PRECS MET

Shares74.01K

TypeSH

Market value$12.25M

3.24%

Sole

74.01K

Shared

0.00

None

0.00

SPDR INDEX SHS FDS

SOLE

PORTFOLIO EMG MK

Shares259.18K

TypeSH

Market value$12.13M

3.21%

Sole

259.18K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

US BRD MKT ETF

Shares458.37K

TypeSH

Market value$11.78M

3.12%

Sole

458.37K

Shared

0.00

None

0.00

ISHARES TR

SOLE

CORE US AGGBD ET

Shares115.40K

TypeSH

Market value$11.57M

3.06%

Sole

115.40K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

US MID-CAP ETF

Shares387.71K

TypeSH

Market value$11.49M

3.04%

Sole

387.71K

Shared

0.00

None

0.00

ETFIS SER TR I

SOLE

VIRTUS NEWFLEET

Shares480.61K

TypeSH

Market value$11.09M

2.93%

Sole

480.61K

Shared

0.00

None

0.00

ISHARES TR

SOLE

0-5YR HI YL CP

Shares242.53K

TypeSH

Market value$10.50M

2.78%

Sole

242.53K

Shared

0.00

None

0.00

INVESCO EXCHANGE TRADED FD T

SOLE

S&P500 PUR VAL

Shares103.01K

TypeSH

Market value$10.24M

2.71%

Sole

103.01K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

US TIPS ETF

Shares321.19K

TypeSH

Market value$8.66M

2.29%

Sole

321.19K

Shared

0.00

None

0.00

ISHARES TR

SOLE

CORE S&P SCP ETF

Shares70.06K

TypeSH

Market value$8.32M

2.20%

Sole

70.06K

Shared

0.00

None

0.00

USCF ETF TR

SOLE

SUMMERHAVEN K1

Shares346.51K

TypeSH

Market value$7.97M

2.11%

Sole

346.51K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

US AGGREGATE B

Shares338.79K

TypeSH

Market value$7.95M

2.10%

Sole

338.79K

Shared

0.00

None

0.00

TCW ETF TRUST

SOLE

FLEXIBLE INCOME

Shares199.23K

TypeSH

Market value$7.93M

2.10%

Sole

199.23K

Shared

0.00

None

0.00

ISHARES TR

SOLE

MSCI ACWI ETF

Shares43.68K

TypeSH

Market value$6.04M

1.60%

Sole

43.68K

Shared

0.00

None

0.00

ISHARES TR

SOLE

CRE U S REIT ETF

Shares97.04K

TypeSH

Market value$5.70M

1.51%

Sole

97.04K

Shared

0.00

None

0.00

APPLE INC

SOLE

COM

Shares19.56K

TypeSH

Market value$4.98M

1.32%

Sole

19.56K

Shared

0.00

None

0.00

NVIDIA CORPORATION

SOLE

COM

Shares25.64K

TypeSH

Market value$4.78M

1.26%

Sole

25.64K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

US LRG CAP ETF

Shares181.48K

TypeSH

Market value$4.78M

1.26%

Sole

181.48K

Shared

0.00

None

0.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole
VANGUARD STAR FDSSOLE	VG TL INTL STK F	599.98K	SH	$44.07M 11.65%	599.98K
VANGUARD INDEX FDSSOLE	TOTAL STK MKT	95.23K	SH	$31.25M 8.26%	95.23K
SPDR INDEX SHS FDSSOLE	PORTFLI MSCI GBL	371.45K	SH	$27.82M 7.36%	371.45K
VANGUARD INDEX FDSSOLE	S&P 500 ETF SHS	28.47K	SH	$17.44M 4.61%	28.47K
INVESCO EXCHANGE TRADED FD TSOLE	S&P500 EQL WGT	90.16K	SH	$17.10M 4.52%	90.16K
J P MORGAN EXCHANGE TRADED FSOLE	INTL BD OPP ETF	301.14K	SH	$14.76M 3.90%	301.14K
VANGUARD SCOTTSDALE FDSSOLE	INT-TERM CORP	147.74K	SH	$12.43M 3.29%	147.74K
ABRDN PRECIOUS METALS BASKETSOLE	PHYSCL PRECS MET	74.01K	SH	$12.25M 3.24%	74.01K
SPDR INDEX SHS FDSSOLE	PORTFOLIO EMG MK	259.18K	SH	$12.13M 3.21%	259.18K
SCHWAB STRATEGIC TRSOLE	US BRD MKT ETF	458.37K	SH	$11.78M 3.12%	458.37K
ISHARES TRSOLE	CORE US AGGBD ET	115.40K	SH	$11.57M 3.06%	115.40K
SCHWAB STRATEGIC TRSOLE	US MID-CAP ETF	387.71K	SH	$11.49M 3.04%	387.71K
ETFIS SER TR ISOLE	VIRTUS NEWFLEET	480.61K	SH	$11.09M 2.93%	480.61K
ISHARES TRSOLE	0-5YR HI YL CP	242.53K	SH	$10.50M 2.78%	242.53K
INVESCO EXCHANGE TRADED FD TSOLE	S&P500 PUR VAL	103.01K	SH	$10.24M 2.71%	103.01K
SCHWAB STRATEGIC TRSOLE	US TIPS ETF	321.19K	SH	$8.66M 2.29%	321.19K
ISHARES TRSOLE	CORE S&P SCP ETF	70.06K	SH	$8.32M 2.20%	70.06K
USCF ETF TRSOLE	SUMMERHAVEN K1	346.51K	SH	$7.97M 2.11%	346.51K
SCHWAB STRATEGIC TRSOLE	US AGGREGATE B	338.79K	SH	$7.95M 2.10%	338.79K
TCW ETF TRUSTSOLE	FLEXIBLE INCOME	199.23K	SH	$7.93M 2.10%	199.23K
ISHARES TRSOLE	MSCI ACWI ETF	43.68K	SH	$6.04M 1.60%	43.68K
ISHARES TRSOLE	CRE U S REIT ETF	97.04K	SH	$5.70M 1.51%	97.04K
APPLE INCSOLE	COM	19.56K	SH	$4.98M 1.32%	19.56K
NVIDIA CORPORATIONSOLE	COM	25.64K	SH	$4.78M 1.26%	25.64K
SCHWAB STRATEGIC TRSOLE	US LRG CAP ETF	181.48K	SH	$4.78M 1.26%	181.48K

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