PEAK FINANCIAL MANAGEMENT, INC.

Filed: 5/13/2025ACC: 0001085146-25-002989

📋 What this filing means

PEAK FINANCIAL MANAGEMENT, INC. filed this quarterly 13F‑HR report disclosing 97 equity positions with a total reported market value of $333.93M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

Positions

$333.93M

Total AUM (reported)

5.77M

Total Shares

Allocation by class

VG TL INTL STK F$36.76M11.0%

TOTAL STK MKT$27.38M8.2%

PORTFLI MSCI GBL$23.24M7.0%

COM$20.29M6.1%

S&P 500 ETF SHS$15.58M4.7%

S&P500 EQL WGT$14.36M4.3%

INTL BD OPP ETF$13.53M4.1%

Portfolio Concentration

Top 3$87.38M26.2%

4–10$88.87M26.6%

11–25$107.99M32.3%

Rest$49.69M14.9%

Top 3 weight

26.2%

Top 10 weight

52.8%

Voting Authority Distribution

Total shares with voting rights: 5.77M

Sole

Full voting authority

5.77M

% of voting shares100.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

0.00

% of voting shares0.0%

Investment Discretion (by position count)

Sole97

Shared0

Other0

Dominant voting typeSole · 100.0% of voting shares

Institutional Holdings97

Rows:

VANGUARD STAR FDS

SOLE

VG TL INTL STK F

Shares591.96K

TypeSH

Market value$36.76M

11.01%

Sole

591.96K

Shared

0.00

None

0.00

VANGUARD INDEX FDS

SOLE

TOTAL STK MKT

Shares99.62K

TypeSH

Market value$27.38M

8.20%

Sole

99.62K

Shared

0.00

None

0.00

SPDR INDEX SHS FDS

SOLE

PORTFLI MSCI GBL

Shares372.28K

TypeSH

Market value$23.24M

6.96%

Sole

372.28K

Shared

0.00

None

0.00

VANGUARD INDEX FDS

SOLE

S&P 500 ETF SHS

Shares30.31K

TypeSH

Market value$15.58M

4.67%

Sole

30.31K

Shared

0.00

None

0.00

INVESCO EXCHANGE TRADED FD T

SOLE

S&P500 EQL WGT

Shares82.91K

TypeSH

Market value$14.36M

4.30%

Sole

82.91K

Shared

0.00

None

0.00

J P MORGAN EXCHANGE TRADED F

SOLE

INTL BD OPP ETF

Shares282.61K

TypeSH

Market value$13.53M

4.05%

Sole

282.61K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

US TIPS ETF

Shares488.21K

TypeSH

Market value$13.13M

3.93%

Sole

488.21K

Shared

0.00

None

0.00

VANGUARD SCOTTSDALE FDS

SOLE

INT-TERM CORP

Shares137.68K

TypeSH

Market value$11.26M

3.37%

Sole

137.68K

Shared

0.00

None

0.00

ISHARES TR

SOLE

CORE US AGGBD ET

Shares110.83K

TypeSH

Market value$10.96M

3.28%

Sole

110.83K

Shared

0.00

None

0.00

ABRDN PRECIOUS METALS BASKET

SOLE

PHYSCL PRECS MET

Shares77.62K

TypeSH

Market value$10.05M

3.01%

Sole

77.62K

Shared

0.00

None

0.00

SPDR INDEX SHS FDS

SOLE

PORTFOLIO EMG MK

Shares252.96K

TypeSH

Market value$9.96M

2.98%

Sole

252.96K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

US MID-CAP ETF

Shares372.94K

TypeSH

Market value$9.77M

2.93%

Sole

372.94K

Shared

0.00

None

0.00

ISHARES TR

SOLE

0-5YR HI YL CP

Shares225.76K

TypeSH

Market value$9.60M

2.87%

Sole

225.76K

Shared

0.00

None

0.00

INVESCO EXCHANGE TRADED FD T

SOLE

S&P500 PUR VAL

Shares103.88K

TypeSH

Market value$9.59M

2.87%

Sole

103.88K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

US BRD MKT ETF

Shares439K

TypeSH

Market value$9.45M

2.83%

Sole

439K

Shared

0.00

None

0.00

ISHARES TR

SOLE

CORE LT USDB ETF

Shares174.04K

TypeSH

Market value$8.70M

2.61%

Sole

174.04K

Shared

0.00

None

0.00

APPLE INC

SOLE

COM

Shares35.98K

TypeSH

Market value$7.99M

2.39%

Sole

35.98K

Shared

0.00

None

0.00

ISHARES TR

SOLE

CORE S&P SCP ETF

Shares67.77K

TypeSH

Market value$7.09M

2.12%

Sole

67.77K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

US AGGREGATE B

Shares300.42K

TypeSH

Market value$6.96M

2.08%

Sole

300.42K

Shared

0.00

None

0.00

ISHARES U S ETF TR

SOLE

GSCI CMDTY STGY

Shares244.05K

TypeSH

Market value$6.46M

1.93%

Sole

244.05K

Shared

0.00

None

0.00

ISHARES TR

SOLE

CRE U S REIT ETF

Shares93.28K

TypeSH

Market value$5.37M

1.61%

Sole

93.28K

Shared

0.00

None

0.00

ISHARES TR

SOLE

MSCI ACWI ETF

Shares46K

TypeSH

Market value$5.35M

1.60%

Sole

46K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

US LRG CAP ETF

Shares200.78K

TypeSH

Market value$4.43M

1.33%

Sole

200.78K

Shared

0.00

None

0.00

ISHARES TR

SOLE

TIPS BD ETF

Shares34.82K

TypeSH

Market value$3.87M

1.16%

Sole

34.82K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

INTL EQTY ETF

Shares171.47K

TypeSH

Market value$3.39M

1.02%

Sole

171.47K

Shared

0.00

None

0.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole
VANGUARD STAR FDSSOLE	VG TL INTL STK F	591.96K	SH	$36.76M 11.01%	591.96K
VANGUARD INDEX FDSSOLE	TOTAL STK MKT	99.62K	SH	$27.38M 8.20%	99.62K
SPDR INDEX SHS FDSSOLE	PORTFLI MSCI GBL	372.28K	SH	$23.24M 6.96%	372.28K
VANGUARD INDEX FDSSOLE	S&P 500 ETF SHS	30.31K	SH	$15.58M 4.67%	30.31K
INVESCO EXCHANGE TRADED FD TSOLE	S&P500 EQL WGT	82.91K	SH	$14.36M 4.30%	82.91K
J P MORGAN EXCHANGE TRADED FSOLE	INTL BD OPP ETF	282.61K	SH	$13.53M 4.05%	282.61K
SCHWAB STRATEGIC TRSOLE	US TIPS ETF	488.21K	SH	$13.13M 3.93%	488.21K
VANGUARD SCOTTSDALE FDSSOLE	INT-TERM CORP	137.68K	SH	$11.26M 3.37%	137.68K
ISHARES TRSOLE	CORE US AGGBD ET	110.83K	SH	$10.96M 3.28%	110.83K
ABRDN PRECIOUS METALS BASKETSOLE	PHYSCL PRECS MET	77.62K	SH	$10.05M 3.01%	77.62K
SPDR INDEX SHS FDSSOLE	PORTFOLIO EMG MK	252.96K	SH	$9.96M 2.98%	252.96K
SCHWAB STRATEGIC TRSOLE	US MID-CAP ETF	372.94K	SH	$9.77M 2.93%	372.94K
ISHARES TRSOLE	0-5YR HI YL CP	225.76K	SH	$9.60M 2.87%	225.76K
INVESCO EXCHANGE TRADED FD TSOLE	S&P500 PUR VAL	103.88K	SH	$9.59M 2.87%	103.88K
SCHWAB STRATEGIC TRSOLE	US BRD MKT ETF	439K	SH	$9.45M 2.83%	439K
ISHARES TRSOLE	CORE LT USDB ETF	174.04K	SH	$8.70M 2.61%	174.04K
APPLE INCSOLE	COM	35.98K	SH	$7.99M 2.39%	35.98K
ISHARES TRSOLE	CORE S&P SCP ETF	67.77K	SH	$7.09M 2.12%	67.77K
SCHWAB STRATEGIC TRSOLE	US AGGREGATE B	300.42K	SH	$6.96M 2.08%	300.42K
ISHARES U S ETF TRSOLE	GSCI CMDTY STGY	244.05K	SH	$6.46M 1.93%	244.05K
ISHARES TRSOLE	CRE U S REIT ETF	93.28K	SH	$5.37M 1.61%	93.28K
ISHARES TRSOLE	MSCI ACWI ETF	46K	SH	$5.35M 1.60%	46K
SCHWAB STRATEGIC TRSOLE	US LRG CAP ETF	200.78K	SH	$4.43M 1.33%	200.78K
ISHARES TRSOLE	TIPS BD ETF	34.82K	SH	$3.87M 1.16%	34.82K
SCHWAB STRATEGIC TRSOLE	INTL EQTY ETF	171.47K	SH	$3.39M 1.02%	171.47K

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