PEAK FINANCIAL MANAGEMENT, INC.

Filed: 1/22/2025ACC: 0001085146-25-000390

📋 What this filing means

PEAK FINANCIAL MANAGEMENT, INC. filed this quarterly 13F‑HR report disclosing 96 equity positions with a total reported market value of $333.91M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

Positions

$333.91M

Total AUM (reported)

6.01M

Total Shares

Allocation by class

VG TL INTL STK F$34.56M10.4%

TOTAL STK MKT$29.28M8.8%

PORTFLI MSCI GBL$23.79M7.1%

COM$23.67M7.1%

S&P 500 ETF SHS$17.66M5.3%

S&P500 EQL WGT$13.27M4.0%

US TIPS ETF$12.20M3.7%

Portfolio Concentration

Top 3$87.64M26.2%

4–10$84.54M25.3%

11–25$106.92M32.0%

Rest$54.81M16.4%

Top 3 weight

26.2%

Top 10 weight

51.6%

Voting Authority Distribution

Total shares with voting rights: 6.01M

Sole

Full voting authority

6.01M

% of voting shares100.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

0.00

% of voting shares0.0%

Investment Discretion (by position count)

Sole96

Shared0

Other0

Dominant voting typeSole · 100.0% of voting shares

Institutional Holdings96

Rows:

VANGUARD STAR FDS

SOLE

VG TL INTL STK F

Shares586.52K

TypeSH

Market value$34.56M

10.35%

Sole

586.52K

Shared

0.00

None

0.00

VANGUARD INDEX FDS

SOLE

TOTAL STK MKT

Shares101.03K

TypeSH

Market value$29.28M

8.77%

Sole

101.03K

Shared

0.00

None

0.00

SPDR INDEX SHS FDS

SOLE

PORTFLI MSCI GBL

Shares375.71K

TypeSH

Market value$23.79M

7.13%

Sole

375.71K

Shared

0.00

None

0.00

VANGUARD INDEX FDS

SOLE

S&P 500 ETF SHS

Shares32.77K

TypeSH

Market value$17.66M

5.29%

Sole

32.77K

Shared

0.00

None

0.00

INVESCO EXCHANGE TRADED FD T

SOLE

S&P500 EQL WGT

Shares75.72K

TypeSH

Market value$13.27M

3.97%

Sole

75.72K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

US TIPS ETF

Shares472.23K

TypeSH

Market value$12.20M

3.65%

Sole

472.23K

Shared

0.00

None

0.00

VANGUARD SCOTTSDALE FDS

SOLE

INT-TERM CORP

Shares132.68K

TypeSH

Market value$10.65M

3.19%

Sole

132.68K

Shared

0.00

None

0.00

ISHARES TR

SOLE

CORE US AGGBD ET

Shares109.17K

TypeSH

Market value$10.58M

3.17%

Sole

109.17K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

US MID-CAP ETF

Shares369.20K

TypeSH

Market value$10.23M

3.06%

Sole

369.20K

Shared

0.00

None

0.00

APPLE INC

SOLE

COM

Shares39.77K

TypeSH

Market value$9.96M

2.98%

Sole

39.77K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

US BRD MKT ETF

Shares433.47K

TypeSH

Market value$9.84M

2.95%

Sole

433.47K

Shared

0.00

None

0.00

SPDR INDEX SHS FDS

SOLE

PORTFOLIO EMG MK

Shares243.72K

TypeSH

Market value$9.35M

2.80%

Sole

243.72K

Shared

0.00

None

0.00

ISHARES TR

SOLE

0-5YR HI YL CP

Shares218.91K

TypeSH

Market value$9.33M

2.79%

Sole

218.91K

Shared

0.00

None

0.00

INVESCO EXCHANGE TRADED FD T

SOLE

S&P500 PUR VAL

Shares101.04K

TypeSH

Market value$9.11M

2.73%

Sole

101.04K

Shared

0.00

None

0.00

ABRDN PRECIOUS METALS BASKET

SOLE

PHYSCL PRECS MET

Shares77.56K

TypeSH

Market value$8.52M

2.55%

Sole

77.56K

Shared

0.00

None

0.00

ISHARES TR

SOLE

CORE LT USDB ETF

Shares171.36K

TypeSH

Market value$8.34M

2.50%

Sole

171.36K

Shared

0.00

None

0.00

ISHARES TR

SOLE

CORE S&P SCP ETF

Shares68.33K

TypeSH

Market value$7.87M

2.36%

Sole

68.33K

Shared

0.00

None

0.00

INVESCO EXCH TRADED FD TR II

SOLE

INTL CORP BD

Shares345.46K

TypeSH

Market value$7.46M

2.23%

Sole

345.46K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

US AGGREGATE B

Shares275.95K

TypeSH

Market value$6.26M

1.88%

Sole

275.95K

Shared

0.00

None

0.00

ISHARES U S ETF TR

SOLE

GSCI CMDTY STGY

Shares245.01K

TypeSH

Market value$6.20M

1.86%

Sole

245.01K

Shared

0.00

None

0.00

ISHARES TR

SOLE

MSCI ACWI ETF

Shares45.51K

TypeSH

Market value$5.35M

1.60%

Sole

45.51K

Shared

0.00

None

0.00

ISHARES TR

SOLE

CRE U S REIT ETF

Shares91.61K

TypeSH

Market value$5.25M

1.57%

Sole

91.61K

Shared

0.00

None

0.00

SPDR SER TR

SOLE

BLOOMBERG INTL T

Shares235.93K

TypeSH

Market value$5.05M

1.51%

Sole

235.93K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

US LRG CAP ETF

Shares204.58K

TypeSH

Market value$4.74M

1.42%

Sole

204.58K

Shared

0.00

None

0.00

NVIDIA CORPORATION

SOLE

COM

Shares31.71K

TypeSH

Market value$4.26M

1.28%

Sole

31.71K

Shared

0.00

None

0.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole
VANGUARD STAR FDSSOLE	VG TL INTL STK F	586.52K	SH	$34.56M 10.35%	586.52K
VANGUARD INDEX FDSSOLE	TOTAL STK MKT	101.03K	SH	$29.28M 8.77%	101.03K
SPDR INDEX SHS FDSSOLE	PORTFLI MSCI GBL	375.71K	SH	$23.79M 7.13%	375.71K
VANGUARD INDEX FDSSOLE	S&P 500 ETF SHS	32.77K	SH	$17.66M 5.29%	32.77K
INVESCO EXCHANGE TRADED FD TSOLE	S&P500 EQL WGT	75.72K	SH	$13.27M 3.97%	75.72K
SCHWAB STRATEGIC TRSOLE	US TIPS ETF	472.23K	SH	$12.20M 3.65%	472.23K
VANGUARD SCOTTSDALE FDSSOLE	INT-TERM CORP	132.68K	SH	$10.65M 3.19%	132.68K
ISHARES TRSOLE	CORE US AGGBD ET	109.17K	SH	$10.58M 3.17%	109.17K
SCHWAB STRATEGIC TRSOLE	US MID-CAP ETF	369.20K	SH	$10.23M 3.06%	369.20K
APPLE INCSOLE	COM	39.77K	SH	$9.96M 2.98%	39.77K
SCHWAB STRATEGIC TRSOLE	US BRD MKT ETF	433.47K	SH	$9.84M 2.95%	433.47K
SPDR INDEX SHS FDSSOLE	PORTFOLIO EMG MK	243.72K	SH	$9.35M 2.80%	243.72K
ISHARES TRSOLE	0-5YR HI YL CP	218.91K	SH	$9.33M 2.79%	218.91K
INVESCO EXCHANGE TRADED FD TSOLE	S&P500 PUR VAL	101.04K	SH	$9.11M 2.73%	101.04K
ABRDN PRECIOUS METALS BASKETSOLE	PHYSCL PRECS MET	77.56K	SH	$8.52M 2.55%	77.56K
ISHARES TRSOLE	CORE LT USDB ETF	171.36K	SH	$8.34M 2.50%	171.36K
ISHARES TRSOLE	CORE S&P SCP ETF	68.33K	SH	$7.87M 2.36%	68.33K
INVESCO EXCH TRADED FD TR IISOLE	INTL CORP BD	345.46K	SH	$7.46M 2.23%	345.46K
SCHWAB STRATEGIC TRSOLE	US AGGREGATE B	275.95K	SH	$6.26M 1.88%	275.95K
ISHARES U S ETF TRSOLE	GSCI CMDTY STGY	245.01K	SH	$6.20M 1.86%	245.01K
ISHARES TRSOLE	MSCI ACWI ETF	45.51K	SH	$5.35M 1.60%	45.51K
ISHARES TRSOLE	CRE U S REIT ETF	91.61K	SH	$5.25M 1.57%	91.61K
SPDR SER TRSOLE	BLOOMBERG INTL T	235.93K	SH	$5.05M 1.51%	235.93K
SCHWAB STRATEGIC TRSOLE	US LRG CAP ETF	204.58K	SH	$4.74M 1.42%	204.58K
NVIDIA CORPORATIONSOLE	COM	31.71K	SH	$4.26M 1.28%	31.71K

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